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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest San Luis Obispo, Zip Code 93405, San Luis Obispo County, California (CA), Tract 0112.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 4135 Loans originated: 8 FHA, FSA/RHS & VA for an average of $379,500, 1077 Conventional Home Purchase for an average of $357,956, 2036 Refinancings for an average of $294,369, 116 Home Improvement for an average of $225,198, 17 Loans on Dwellings For 5+ Families for an average of $2,543,706, 862 Non-occupant Loans on < 5 Family Dwellings for an average of $312,138, 19 Loans On Manufactured Home Dwelling for an average of $224,579
    • 470 Applications approved, not accepted: 121 Conventional for an average of $353,926, 244 Refinancings for an average of $300,664, 20 Home Improvement Loans for an average of $123,950, 75 Non-occupant Loans on < 5 Family Dwellings for an average of $294,333, 10 Loans On Manufactured Home Dwelling for an average of $188,500
    • 672 Denied loans: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $507,000, 153 Conventional for an average of $421,458, 359 Refinancings for an average of $361,554, 26 Home Improvement for an average of $190,192, 2 Dwellings For 5+ Families for an average of $2,462,500, 113 Non-occupant Loans on < 5 Family Dwellings for an average of $354,699, 17 Loans On Manufactured Home Dwelling for an average of $188,471
    • 539 Withdrawn loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $353,000, 122 Conventional for an average of $365,262, 294 Refinancings for an average of $302,616, 20 Home Improvement for an average of $533,150, 3 Dwellings For 5+ Families for an average of $1,583,333, 93 Non-occupant Loans on < 5 Family Dwellings for an average of $354,860, 6 Loans On Manufactured Home Dwelling for an average of $238,333
    • 121 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $188,000, 19 Conventional Home Purchase for an average of $436,105, 74 Refinancings for an average of $327,770, 6 Home Improvement Loans for an average of $168,667, 1 Dwelling For 5+ Families for $1,425,000, 18 Non-occupant Loans on < 5 Family Dwellings for an average of $320,333, 2 Loans On Manufactured Home Dwelling for an average of $197,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (631) is comparable to CA average (566). The average loan value for this tract ($321,786) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (72) is below CA average (99). The average loan value for this tract ($303,460) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (103) is significantly below CA average (195). The average loan value for this tract ($369,717) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (82) is below CA average (124). The average loan value for this tract ($340,870) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (18) is significantly below CA average (34). The average loan value for this tract ($341,537) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 71 Originated: 50 Conventional Home Purchase Loans for an average of $273,800, 6 Refinancings for an average of $330,500, 15 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $271,267
    • 20 Approved loans - not accepted: 11 Conventional Home Purchase Loans for an average of $295,909, 3 Refinancings for an average of $284,333, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $248,167
    • 4 Loans denied: 3 Conventional Home Purchase Loans for an average of $467,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $257,000
    • 6 Applications withdrawn: 3 Conventional Home Purchase for an average of $257,667, 2 Refinancings for an average of $194,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $195,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 7 Originated: 6 Conventional Home Purchase Loans for an average of $194,833, Refinancing for $162,000
      Genworth Financial:
    • 2 Conventional Home Purchase Loans Originated for an average of $210,000
      Mortgage Guaranty Insurance:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $206,667, Refinancing for $317,000
      PMI Mortgage Insurance:
    • 4 Conventional Home Purchase Loans Originated for an average of $173,000
    • Refinancing Applications withdrawn for $194,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $218,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Originated for an average of $230,667
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $220,000


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