U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest San Luis Obispo, Zip Code 93405, San Luis Obispo County, California (CA), Tract 0113.00

Back to: San Luis Obispo, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 4517 Originated: 29 FHA, FSA/RHS & VA for an average of $257,862, 1235 Conventional Home Purchase for an average of $305,237, 2180 Refinancings for an average of $249,242, 102 Home Improvement for an average of $206,951, 4 Dwellings For 5+ Families for an average of $1,971,250, 907 Non-occupant Loans on < 5 Family Dwellings for an average of $266,599, 60 Loans On Manufactured Home Dwelling for an average of $101,783
    • 604 Approved, not accepted: 3 FHA, FSA/RHS & VA Loans for an average of $109,667, 174 Conventional Home Purchase for an average of $308,103, 277 Refinancings for an average of $270,437, 27 Home Improvement Loans for an average of $129,444, 111 Non-occupant Loans on < 5 Family Dwellings for an average of $295,982, 12 Loans On Manufactured Home Dwelling for an average of $87,583
    • 734 Applications denied: 2 FHA, FSA/RHS & VA Loans for an average of $256,500, 162 Conventional Home Purchase Loans for an average of $327,500, 402 Refinancings for an average of $305,286, 39 Home Improvement Loans for an average of $193,308, 107 Non-occupant Loans on < 5 Family Dwellings for an average of $307,654, 22 Loans On Manufactured Home Dwelling for an average of $122,409
    • 631 Withdrawn applications: 3 FHA, FSA/RHS & VA Home Purchase Loans for an average of $399,000, 157 Conventional Home Purchase for an average of $322,153, 338 Refinancings for an average of $276,538, 23 Home Improvement for an average of $222,783, 105 Non-occupant Loans on < 5 Family Dwellings for an average of $294,838, 5 Loans On Manufactured Home Dwelling for an average of $140,400
    • 141 Files closed for incompleteness: 2 FHA, FSA/RHS & VA for an average of $403,500, 35 Conventional Home Purchase for an average of $329,971, 73 Refinancings for an average of $284,795, 4 Home Improvement for an average of $150,000, 27 Non-occupant Loans on < 5 Family Dwellings for an average of $308,630

    Compared to the state average:

    • The number of loans originated per 1000 residents (585) is comparable to CA average (566). The average loan value for this tract ($266,704) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (78) is below CA average (99). The average loan value for this tract ($275,248) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (95) is significantly below CA average (195). The average loan value for this tract ($298,970) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (82) is below CA average (124). The average loan value for this tract ($288,477) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (18) is significantly below CA average (34). The average loan value for this tract ($298,433) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 116 Loans originated: 77 Conventional Home Purchase Loans for an average of $257,455, 20 Refinancings for an average of $291,500, 19 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $244,211
    • 53 Applications approved, not accepted: 25 Conventional Home Purchase for an average of $253,120, 22 Refinancings for an average of $249,455, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $208,667
    • 2 Refinancings Denied for an average of $417,000
    • 8 Loans withdrawn: 7 Conventional for an average of $298,429, 1 Refinancing for $215,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 11 Conventional Home Purchase Loans Originated for an average of $202,000
    • 2 Approved loans, not accepted: Conventional Home Purchase Loan for $133,000, Refinancing for $174,000
      Genworth Financial:
    • 5 Loans originated: 3 Conventional Home Purchase Loans for an average of $160,000, 2 Refinancings for an average of $207,500
    • 3 Refinancings Applications approved but not accepted for an average of $137,333
      Mortgage Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $180,000, Refinancing for $162,000
    • Conventional Home Purchase Loan Approved but not accepted for $180,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $375,500
    • 2 Approved - not accepted: Conventional Home Purchase Loan for $190,000, Refinancing for $226,000
    • 2 Withdrawn applications: Conventional Home Purchase Loan for $141,000, Refinancing for $215,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $190,000
      United Guaranty Corporation:
    • 2 Originated: Conventional Home Purchase Loan for $256,000, Refinancing for $155,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved, not accepted for $222,000


    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: San Luis Obispo, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2014 Advameg, Inc.