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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 93424, San Luis Obispo County, California (CA), Tract 0116.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2307 Loans originated: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $238,250, 482 Conventional Home Purchase for an average of $464,683, 1526 Refinancings for an average of $395,969, 78 Home Improvement Loans for an average of $335,154, 5 Dwellings For 5+ Families for an average of $720,200, 191 Non-occupant Loans on < 5 Family Dwellings for an average of $403,026, 21 Loans On Manufactured Home Dwelling for an average of $253,286
    • 284 Approved but not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $83,000, 86 Conventional Home Purchase for an average of $499,802, 148 Refinancings for an average of $467,399, 11 Home Improvement Loans for an average of $259,545, 31 Non-occupant Loans on < 5 Family Dwellings for an average of $496,645, 7 Loans On Manufactured Home Dwelling for an average of $199,286
    • 454 Applications denied: 1 FHA, FSA/RHS & VA Home Purchase Loan for $240,000, 98 Conventional for an average of $529,663, 291 Refinancings for an average of $507,883, 23 Home Improvement Loans for an average of $343,043, 29 Non-occupant Loans on < 5 Family Dwellings for an average of $439,069, 12 Loans On Manufactured Home Dwelling for an average of $242,000
    • 351 Withdrawn loans: 69 Conventional Home Purchase Loans for an average of $450,870, 231 Refinancings for an average of $502,268, 17 Home Improvement Loans for an average of $367,353, 28 Non-occupant Loans on < 5 Family Dwellings for an average of $429,714, 6 Loans On Manufactured Home Dwelling for an average of $302,000
    • 94 Applications closed for incompleteness: 18 Conventional Home Purchase for an average of $513,278, 65 Refinancings for an average of $520,062, 1 Home Improvement for $150,000, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $513,667, 1 Loan On Manufactured Home Dwelling for $195,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (602) is comparable to CA average (566). The average loan value for this tract ($407,984) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (74) is below CA average (99). The average loan value for this tract ($464,391) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (118) is significantly below CA average (195). The average loan value for this tract ($492,220) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (92) is below CA average (124). The average loan value for this tract ($476,419) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (25) is below CA average (34). The average loan value for this tract ($510,755) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 3 Loans originated: 2 Conventional for an average of $128,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $116,000
    • 2 Approved applications, not accepted: 1 Conventional Home Purchase for $194,000, 1 Refinancing for $387,000
    • Conventional Home Purchase Loan Denied for $140,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $116,000
      Mortgage Guaranty Insurance:
    • Refinancing approved - not accepted for $387,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Applications denied for $140,000


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