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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 93432, San Luis Obispo County, California (CA), Tract 0127.03

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2094 Originated: 18 FHA, FSA/RHS & VA for an average of $315,278, 437 Conventional for an average of $384,943, 1230 Refinancings for an average of $302,619, 141 Home Improvement for an average of $191,376, 212 Non-occupant Loans on < 5 Family Dwellings for an average of $314,811, 56 Loans On Manufactured Home Dwelling for an average of $276,875
    • 299 Applications approved but not accepted: 2 FHA, FSA/RHS & VA for an average of $323,500, 70 Conventional for an average of $371,486, 158 Refinancings for an average of $335,190, 19 Home Improvement Loans for an average of $125,579, 29 Non-occupant Loans on < 5 Family Dwellings for an average of $321,069, 21 Loans On Manufactured Home Dwelling for an average of $161,381
    • 742 Denied applications: 4 FHA, FSA/RHS & VA Home Purchase Loans for an average of $294,000, 124 Conventional for an average of $399,790, 455 Refinancings for an average of $355,149, 59 Home Improvement Loans for an average of $158,576, 58 Non-occupant Loans on < 5 Family Dwellings for an average of $318,724, 42 Loans On Manufactured Home Dwelling for an average of $230,167
    • 474 Withdrawn: 8 FHA, FSA/RHS & VA Loans for an average of $382,000, 83 Conventional Home Purchase for an average of $376,229, 307 Refinancings for an average of $334,537, 27 Home Improvement for an average of $256,815, 35 Non-occupant Loans on < 5 Family Dwellings for an average of $286,943, 14 Loans On Manufactured Home Dwelling for an average of $249,643
    • 111 Applications closed for incompleteness: 22 Conventional Home Purchase for an average of $336,455, 64 Refinancings for an average of $312,281, 6 Home Improvement for an average of $434,833, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $296,588, 2 Loans On Manufactured Home Dwelling for an average of $467,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (440) is below CA average (566). The average loan value for this tract ($312,963) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (63) is significantly below CA average (99). The average loan value for this tract ($316,712) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (156) is comparable to CA average (195). The average loan value for this tract ($336,728) is above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (100) is comparable to CA average (124). The average loan value for this tract ($332,190) is above the state average ($255,431).
    • The number of loans closed per 1000 residents (23) is below CA average (34). The average loan value for this tract ($324,090) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 46 Loans originated: 25 Conventional Home Purchase Loans for an average of $306,160, 16 Refinancings for an average of $303,875, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $301,200
    • 13 Approved applications, not accepted: 7 Conventional Home Purchase Loans for an average of $276,286, 4 Refinancings for an average of $315,750, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $315,000, 1 Loan On Manufactured Home Dwelling (A & B) for $283,000
    • 2 Applications denied: 1 Conventional for $767,000, 1 Refinancing for $330,000
    • 6 Withdrawn applications: 3 Conventional Home Purchase Loans for an average of $262,000, 2 Refinancings for an average of $295,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $224,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 9 Originated: 3 Conventional Home Purchase Loans for an average of $264,333, 6 Refinancings for an average of $329,000
    • 3 Applications approved but not accepted: Conventional Home Purchase Loan for $176,000, 2 Refinancings for an average of $274,000
    • Refinancing Applications denied for $330,000
    • 2 Conventional Home Purchase Loans Withdrawn loans for an average of $281,000
      Genworth Financial:
    • Refinancing Approved - not accepted for $365,000
      Mortgage Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $309,000, Refinancing for $284,000
    • Conventional Home Purchase Loan Approved, not accepted for $322,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $283,000
    • Conventional Home Purchase Loan Approved - not accepted for $257,000
    • Conventional Home Purchase Loan withdrawn for $224,000
      Republic Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $317,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $257,000
      Triad Guaranty Insurance:
    • Refinancing Originated for $132,000


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