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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 93460, Santa Barbara County, California (CA), Tract 0019.05

Back to: Santa Barbara County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 2236 Loans originated: 458 Conventional Home Purchase for an average of $710,039, 1479 Refinancings for an average of $539,559, 114 Home Improvement for an average of $402,140, 184 Non-occupant Loans on < 5 Family Dwellings for an average of $726,560, 1 Loan On Manufactured Home Dwelling for $850,000
    • 298 Approved - not accepted: 61 Conventional Home Purchase Loans for an average of $688,213, 197 Refinancings for an average of $533,056, 13 Home Improvement for an average of $441,308, 27 Non-occupant Loans on < 5 Family Dwellings for an average of $621,667
    • 543 Denied applications: 1 FHA, FSA/RHS & VA for $608,000, 106 Conventional Home Purchase Loans for an average of $748,689, 366 Refinancings for an average of $689,270, 35 Home Improvement Loans for an average of $398,543, 33 Non-occupant Loans on < 5 Family Dwellings for an average of $590,970, 2 Loans On Manufactured Home Dwelling for an average of $835,000
    • 326 Loans withdrawn: 1 FHA, FSA/RHS & VA Loan for $506,000, 62 Conventional Home Purchase Loans for an average of $835,645, 214 Refinancings for an average of $564,556, 17 Home Improvement for an average of $578,353, 32 Non-occupant Loans on < 5 Family Dwellings for an average of $749,750
    • 112 Closed for incompleteness: 18 Conventional Home Purchase for an average of $460,111, 79 Refinancings for an average of $539,101, 6 Home Improvement Loans for an average of $414,833, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $612,778

    Compared to the state average:

    • The number of loans originated per 1000 residents (784) is above CA average (566). The average loan value for this tract ($583,000) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (105) is comparable to CA average (99). The average loan value for this tract ($568,842) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (190) is comparable to CA average (195). The average loan value for this tract ($676,543) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (114) is comparable to CA average (124). The average loan value for this tract ($634,831) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (39) is comparable to CA average (34). The average loan value for this tract ($525,670) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 5 Originated: 2 Conventional for an average of $388,000, 3 Refinancings for an average of $514,333
    • 2 Approved loans - not accepted: 1 Conventional Home Purchase for $297,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $297,000
    • 2 Loans denied: 1 Conventional Home Purchase for $261,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $261,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Mortgage Guaranty Insurance:
    • 2 Refinancings Originated for an average of $547,500
    • Conventional Home Purchase Loan Approved, not accepted for $297,000
      PMI Mortgage Insurance:
    • Refinancing originated for $448,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan denied for $261,000


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