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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 95005, Santa Cruz County, California (CA), Tract 1206.00

Back to: Santa Cruz County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 4219 Originated: 31 FHA, FSA/RHS & VA for an average of $311,903, 1072 Conventional Home Purchase for an average of $288,676, 2707 Refinancings for an average of $279,680, 170 Home Improvement Loans for an average of $140,576, 1 Dwelling For 5+ Families for $3,125,000, 237 Non-occupant Loans on < 5 Family Dwellings for an average of $263,553, 1 Loan On Manufactured Home Dwelling for $65,000
    • 651 Approved applications, not accepted: 3 FHA, FSA/RHS & VA for an average of $328,000, 175 Conventional Home Purchase for an average of $290,800, 405 Refinancings for an average of $281,146, 23 Home Improvement Loans for an average of $133,043, 43 Non-occupant Loans on < 5 Family Dwellings for an average of $267,698, 2 Loans On Manufactured Home Dwelling for an average of $79,500
    • 1146 Loans denied: 7 FHA, FSA/RHS & VA Loans for an average of $257,571, 235 Conventional Home Purchase Loans for an average of $298,626, 721 Refinancings for an average of $295,951, 98 Home Improvement Loans for an average of $168,276, 79 Non-occupant Loans on < 5 Family Dwellings for an average of $291,367, 6 Loans On Manufactured Home Dwelling for an average of $158,833
    • 724 Withdrawn: 2 FHA, FSA/RHS & VA for an average of $224,000, 162 Conventional Home Purchase for an average of $268,377, 493 Refinancings for an average of $287,462, 41 Home Improvement Loans for an average of $126,854, 1 Dwelling For 5+ Families for $320,000, 25 Non-occupant Loans on < 5 Family Dwellings for an average of $225,880
    • 183 Files closed for incompleteness: 37 Conventional Home Purchase Loans for an average of $305,892, 135 Refinancings for an average of $292,385, 6 Home Improvement for an average of $63,500, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $474,600

    Compared to the state average:

    • The number of loans originated per 1000 residents (912) is significantly above CA average (566). The average loan value for this tract ($276,315) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (141) is above CA average (99). The average loan value for this tract ($277,217) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (248) is above CA average (195). The average loan value for this tract ($284,313) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (156) is above CA average (124). The average loan value for this tract ($271,840) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (40) is comparable to CA average (34). The average loan value for this tract ($292,590) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 105 Originated: 68 Conventional Home Purchase for an average of $270,912, 35 Refinancings for an average of $295,429, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $261,000
    • 30 Applications approved - not accepted: 16 Conventional Home Purchase for an average of $241,313, 14 Refinancings for an average of $284,143
    • 4 Loans denied: 2 Conventional Home Purchase for an average of $399,500, 2 Refinancings for an average of $277,500
    • 10 Withdrawn applications: 9 Conventional Home Purchase Loans for an average of $215,333, 1 Refinancing for $261,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $195,500
    • Conventional Home Purchase Loan Withdrawn for $198,000
      Genworth Financial:
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $223,500, 2 Refinancings for an average of $163,500
      Mortgage Guaranty Insurance:
    • 9 Loans originated: 8 Conventional Home Purchase Loans for an average of $156,875, Refinancing for $188,000
    • 2 Conventional Home Purchase Loans Approved applications but not accepted for an average of $167,000
      PMI Mortgage Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $360,000
    • 3 Approved applications but not accepted: 2 Conventional Home Purchase Loans for an average of $250,000, Refinancing for $228,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $213,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $228,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $202,000


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