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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Santa Ynez, Zip Code 93105, Santa Barbara County, California (CA), Tract 0019.06

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3818 Originated: 9 FHA, FSA/RHS & VA Loans for an average of $488,111, 815 Conventional Home Purchase Loans for an average of $480,092, 2573 Refinancings for an average of $378,951, 194 Home Improvement Loans for an average of $310,448, 2 Loans on Dwellings For 5+ Families for an average of $1,013,000, 222 Non-occupant Loans on < 5 Family Dwellings for an average of $471,865, 3 Loans On Manufactured Home Dwelling for an average of $353,000
    • 497 Loans approved - not accepted: 1 FHA, FSA/RHS & VA Home Purchase Loan for $466,000, 121 Conventional Home Purchase for an average of $491,306, 316 Refinancings for an average of $393,601, 21 Home Improvement Loans for an average of $245,429, 36 Non-occupant Loans on < 5 Family Dwellings for an average of $419,028, 2 Loans On Manufactured Home Dwelling for an average of $50,000
    • 806 Loans denied: 164 Conventional Home Purchase for an average of $495,299, 545 Refinancings for an average of $449,158, 53 Home Improvement for an average of $235,660, 43 Non-occupant Loans on < 5 Family Dwellings for an average of $512,163, 1 Loan On Manufactured Home Dwelling for $105,000
    • 578 Withdrawn loans: 2 FHA, FSA/RHS & VA for an average of $235,000, 110 Conventional Home Purchase for an average of $584,109, 420 Refinancings for an average of $405,283, 22 Home Improvement Loans for an average of $267,091, 24 Non-occupant Loans on < 5 Family Dwellings for an average of $537,417
    • 150 Applications closed for incompleteness: 36 Conventional for an average of $396,167, 105 Refinancings for an average of $441,400, 3 Home Improvement for an average of $368,667, 6 Non-occupant Loans on < 5 Family Dwellings for an average of $351,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (582) is comparable to CA average (566). The average loan value for this tract ($403,032) is above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (76) is below CA average (99). The average loan value for this tract ($411,732) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (123) is significantly below CA average (195). The average loan value for this tract ($447,442) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (88) is below CA average (124). The average loan value for this tract ($438,953) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (23) is below CA average (34). The average loan value for this tract ($425,493) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 21 Originated: 16 Conventional Home Purchase Loans for an average of $333,625, 5 Refinancings for an average of $504,400
    • 3 Applications approved, not accepted: 2 Conventional for an average of $335,500, 1 Refinancing for $380,000
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $362,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Refinancing Originated for $391,000
      Genworth Financial:
    • Refinancing originated for $400,000
    • Conventional Home Purchase Loan Approved - not accepted for $329,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $309,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $450,000
      United Guaranty Corporation:
    • 5 Conventional Home Purchase Loans Originated for an average of $277,400
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $343,000


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