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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.02- Federal Reserve System (FRB)
BANK OF BLUE VALLEY (KS): 1 Loan Originated in 2002: Refinancing for $296,000
HOMESIDE MORTGAGE, INC. (FL): 3 Loans Originated in 2001: Refinancings for an average of $126,000
| COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $161,286 | 7 | $192,714 | 1 | $176,000 | 1 | $110,000 |
| APPLICATIONS DENIED | 2 | $100,000 | 3 | $307,667 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $280,000 | 3 | $127,667 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $194,000 | 10 | $229,200 | 10 | $203,000 | 1 | $135,000 | 3 | $166,667 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $135,500 | 4 | $176,500 | 1 | $56,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 4 | $187,750 | 1 | $52,000 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $164,000 | 7 | $176,571 | 3 | $126,000 | 3 | $154,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $130,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $154,000 | 1 | $133,000 | 3 | $143,333 | 1 | $133,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $158,333 | 6 | $188,333 | 2 | $93,500 | 2 | $153,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $113,000 | 1 | $75,000 | 0 | $0 | 1 | $75,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $158,000 | 3 | $120,000 | 0 | $0 | 1 | $158,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 4 | $172,250 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $136,000 | 19 | $120,895 | 0 | $0 | 2 | $93,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $195,000 | 1 | $69,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $71,000 | 1 | $98,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $95,000 | 0 | $0 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2002 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 8 | $129,250 | 13 | $81,846 |
| APPLICATIONS DENIED | 1 | $153,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $95,000 | 0 | $0 | 3 | $109,667 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $112,000 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $212,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $206,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $75,000 | 2 | $144,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $122,333 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $204,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $60,000 | 1 | $167,000 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $112,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $153,000 |
| APPLICATIONS DENIED | 2 | $125,500 |
| APPLICATIONS WITHDRAWN | 1 | $63,000 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $87,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $30,000 |
| APPLICATIONS WITHDRAWN | 1 | $240,000 | 0 | $0 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $20,000 |
| APPLICATIONS WITHDRAWN | 1 | $30,000 |
| BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $25,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,000 | 1 | $10,000 |
| APPLICATIONS DENIED | 8 | $219,000 | 4 | $110,000 |
| APPLICATIONS WITHDRAWN | 1 | $385,000 | 0 | $0 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $122,400 | 1 | $89,000 |
| APPLICATIONS DENIED | 10 | $164,300 | 5 | $118,800 |
| APPLICATIONS WITHDRAWN | 5 | $180,600 | 0 | $0 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $139,000 | 5 | $37,000 |
| APPLICATIONS DENIED | 9 | $116,889 | 5 | $20,000 |
| APPLICATIONS WITHDRAWN | 8 | $151,000 | 6 | $27,167 |
| M&T MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 12866, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $150,333 | 1 | $100,000 |
| APPLICATIONS WITHDRAWN | 1 | $155,000 | 0 | $0 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $188,000 | 4 | $162,250 | 1 | $158,000 | 1 | $122,000 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $137,000 | 5 | $172,800 | 1 | $90,000 | 1 | $120,000 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2003 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $133,667 | 3 | $123,667 | 13 | $99,769 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $121,000 | 1 | $178,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $109,000 | 0 | $0 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2002 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $113,000 | 4 | $94,000 | 3 | $125,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $105,000 | 1 | $141,000 | 2 | $79,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $100,000 | 0 | $0 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $106,667 | 7 | $95,000 | 6 | $109,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $60,000 | 0 | $0 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2000 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $103,692 | 6 | $101,500 |
| APPLICATIONS WITHDRAWN | 1 | $98,000 | 0 | $0 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 1999 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $83,111 | 7 | $130,714 | 8 | $97,875 | 1 | $73,000 |
| APPLICATIONS DENIED | 1 | $82,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $73,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $258,333 | 2 | $31,500 |
| APPLICATIONS DENIED | 4 | $201,250 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $136,200 | 0 | $0 |
| HFC COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $143,500 | 2 | $3,500 |
| APPLICATIONS DENIED | 6 | $87,167 | 1 | $17,000 |
| APPLICATIONS WITHDRAWN | 3 | $165,000 | 2 | $30,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $88,000 | 0 | $0 |
US TRUST COMPANY OF NEW YORK (NY): 1 Loan Originated in 2001: Conventional Home Purchase Loan for $292,000
| CITIFINANCIAL COMPANY(DE) (MD) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $197,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $35,000 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $154,000 | 1 | $229,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $189,000 | 3 | $104,667 |
| APPLICATIONS DENIED | 1 | $156,000 | 0 | $0 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $135,500 | 4 | $105,000 |
| APPLICATIONS DENIED | 1 | $147,000 | 0 | $0 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $67,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $16,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $20,000 |
| APPLICATIONS WITHDRAWN | 1 | $97,000 | 0 | $0 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $186,000 |
| APPLICATIONS DENIED | 1 | $152,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $98,000 |
| APPLICATIONS DENIED | 2 | $106,500 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $129,000 |
| APPLICATIONS DENIED | 1 | $23,000 |
EQUIFIRST CORPORATION (NC):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $119,000
- 2007: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $119,000
- 2007: 1 File Closed For Incompleteness: Refinancing for $202,000
- 2006: 3 Loans Originated: Conventional Home Purchase Loans for an average of $121,000
- 2006: 1 Loan Originated: Refinancing for $171,000
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $152,000
- 2005: 1 Loan Originated: Refinancing for $167,000
- 2005: 1 Application Denied: Refinancing for $124,000
- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $133,000
- 2002: 1 File Closed For Incompleteness: Conventional Home Purchase Loan for $107,000
- 2002: 1 File Closed For Incompleteness: Non-occupant Loan on < 5 Family Dwellings for $107,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $93,000
BNY MORTGAGE COMPANY (NY): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $175,000
ASSOCIATES FINANCIAL SERVICES (TX): 1 Application Withdrawn in 2000: Conventional Home Purchase Loan for $26,000
| CITIFINANCIAL MORTGAGE COMPANY (TX) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $98,000 |
| APPLICATIONS DENIED | 8 | $143,000 |
| CITIFINANCIAL MORTGAGE COMPANY (TX) - Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 4 | $88,500 |
| APPLICATIONS DENIED | 5 | $82,000 |
| APPLICATIONS WITHDRAWN | 2 | $121,500 |
| CITIFINANCIAL MORTGAGE COMPANY (TX) - Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 2 | $34,000 | 1 | $11,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $94,000 |
| CITIFINANCIAL MORTGAGE COMPANY (TX) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $55,500 | 4 | $33,000 |
| APPLICATIONS DENIED | 1 | $140,000 | 1 | $140,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $50,000 |
| FULL SPECTRUM LENDING (CA) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 12866, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $142,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $94,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $120,000 | 1 | $195,000 |
| FULL SPECTRUM LENDING (CA) - Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $133,000 |
DECISION ONE MORTGAGE (IL): 1 Application Denied in 2006: Refinancing for $208,000
HSBC MORTGAGE SERVICES, INC. (IL): 1 Application Denied in 2007: Refinancing for $192,000
| HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $126,500 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $267,667 | 2 | $21,500 | 1 | $3,000 |
| APPLICATIONS WITHDRAWN | 4 | $158,500 | 1 | $5,000 | 0 | $0 |
| E-LOAN INC (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $111,500 |
| E-LOAN INC (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $30,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $108,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $155,000 |
| APPLICATIONS WITHDRAWN | 1 | $140,000 | 2 | $49,000 |
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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.02- Federal Deposit Insurance Corporation (FDIC)
CITIBANK(NEW YORK STATE) (NY):- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $84,000
- 2000: 1 Loan Originated: Home Improvement Loan for $42,000
BSB BANK & TRUST COMPANY (NY): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $100,000
| HUDSON RIVER BANK AND TRUST CO (NY) - Home Mortgage Disclosure Act Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $188,000 | 4 | $21,250 | 1 | $163,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $170,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $266,000 | 0 | $0 | 0 | $0 |
| HUDSON RIVER BANK AND TRUST CO (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $189,286 | 4 | $99,000 |
| APPLICATIONS DENIED | 1 | $37,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $171,000 | 0 | $0 |
| HUDSON RIVER BANK AND TRUST CO (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $102,500 | 2 | $121,500 |
| APPLICATIONS DENIED | 1 | $39,000 | 0 | $0 |
| HUDSON RIVER BANK AND TRUST CO (NY) - Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $146,900 | 1 | $88,000 |
| APPLICATIONS DENIED | 1 | $18,000 | 0 | $0 |
| HUDSON RIVER BANK AND TRUST CO (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $116,000 | 1 | $60,000 |
| HUDSON RIVER BANK AND TRUST CO (NY) - Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $90,500 | 4 | $96,500 |
ULSTER SAVINGS BANK (NY): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $97,000
COHOES SAVINGS BANK (NY):- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $71,000
- 2001: 1 Loan Originated: Home Improvement Loan for $10,000
- 2000: 5 Loans Originated: Conventional Home Purchase Loans for an average of $166,800
- 2000: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $271,000
- 1999: 1 Loan Originated: Conventional Home Purchase Loan for $118,000
| PIONEER SAVINGS BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $163,000 | 2 | $20,000 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $65,000 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $111,500 | 2 | $42,500 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $65,000 | 1 | $120,000 | 1 | $20,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $10,000 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2003 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $200,000 | 2 | $37,500 |
| APPLICATIONS WITHDRAWN | 1 | $131,000 | 1 | $312,000 | 0 | $0 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2002 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $112,000 | 3 | $92,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $125,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $142,000 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $79,000 |
| PIONEER SAVINGS BANK (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 5 | $127,800 |
BERKSHIRE BANK (MA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $120,000
| FREMONT INVESTMENT & LOAN (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $202,000 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $104,667 | 1 | $62,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $132,500 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 5 | $178,600 | 2 | $77,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $156,000 | 1 | $108,000 | 1 | $156,000 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $156,000 | 5 | $174,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $145,000 |
| APPLICATIONS DENIED | 1 | $35,000 | 1 | $144,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $76,500 | 0 | $0 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $200,000 | 1 | $78,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $124,000 |
| FREMONT INVESTMENT & LOAN (CA) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $71,000 |
FIRST REPUBLIC BANK (NV): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $160,000
EASTERN BANK (MA):- 2002: 1 Application Denied: Conventional Home Purchase Loan for $24,000
- 2001: 1 Application Denied: Conventional Home Purchase Loan for $19,000
COMMUNITY BANK OF NORTHERN VA (VA): 1 Application Denied in 2000: Refinancing for $130,000
CONSECO BANK, INC. (UT): 1 Loan Originated in 2002: Home Improvement Loan for $11,000
GMAC BANK (UT): 1 Loan Originated in 2006: Refinancing for $80,000
BANKNORTH MORTGAGE CORP (VT): 1 Loan Originated in 1999: Conventional Home Purchase Loan for $170,000
GREENPOINT MORTGAGE FUNDING (NC):- 2006: 1 Loan Originated: Refinancing for $180,000
- 2006: 1 Application Withdrawn: Refinancing for $171,000
- 2005: 1 Application Withdrawn: Conventional Home Purchase Loan for $166,000
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $210,000
- 2004: 2 Loans Originated: Refinancings for an average of $112,500
- 2004: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $149,000
- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $90,000
- 2003: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $90,000
- 2003: 2 Applications Denied: Conventional Home Purchase Loans for an average of $77,500
- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $114,000
- 2002: 1 Loan Originated: Refinancing for $54,000
- 2002: 1 Application Denied: Refinancing for $85,000
- 2001: 2 Loans Originated: Conventional Home Purchase Loans for an average of $100,000
- 2001: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $110,000
- 2001: 1 Application Denied: Conventional Home Purchase Loan for $73,000
- 2000: 1 Application Denied: Conventional Home Purchase Loan for $102,000
- 2000: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $102,000
GREENPOINT CREDIT, LLC (CA):- 2001: 2 Applications Denied: Conventional Home Purchase Loans for an average of $23,000
- 2000: 1 Loan Originated: Conventional Home Purchase Loan for $38,000
- 2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $28,000
- 2000: 5 Applications Denied: Conventional Home Purchase Loans for an average of $30,800
REPUBLIC BANC MORTGAGE CORP (IL): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $365,000
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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.02- Office of Thrift Supervision (OTS)
OCEANFIRST BANK (NJ): 1 Loan Originated in 2004: Conventional Home Purchase Loan for $150,000
| CHARTER ONE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2001 in Saratoga Springs, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $69,333 | 7 | $83,429 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $26,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $40,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $93,000 |
| CHARTER ONE BANK (OH) - Statistics For Year 2000 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $48,000 | 1 | $50,000 |
| APPLICATIONS DENIED | 3 | $64,333 | 0 | $0 |
| CHARTER ONE BANK (OH) - Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $149,000 | 14 | $76,571 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $73,000 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $63,667 |
| APPLICATIONS WITHDRAWN | 3 | $113,000 | 1 | $63,000 |
| INDYMAC BANK, F.S.B. (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 12866, NY, Tract 0613.02 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $253,500 |
| INDYMAC BANK, F.S.B. (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $126,500 | 1 | $105,000 |
| INDYMAC BANK, F.S.B. (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $189,000 |
| APPLICATIONS DENIED | 2 | $128,500 |
| INDYMAC BANK, F.S.B. (CA) - Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $114,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $119,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $93,000 |
AMTRUST BANK (OH):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $228,000
- 2006: 1 Loan Originated: Conventional Home Purchase Loan for $192,000
- 2006: 3 Loans Originated: Refinancings for an average of $163,000
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $215,000
- 2004: 3 Loans Originated: Refinancings for an average of $142,000
- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $60,000
- 2002: 1 Loan Originated: Refinancing for $72,000
- 2002: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $60,000
- 2002: 1 Application Approved, Not Accepted: Refinancing for $120,000
- 2002: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $120,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $131,000
- 2001: 1 Application Approved, Not Accepted: Refinancing for $106,000
| SOVEREIGN BANK (PA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $174,500 | 5 | $116,000 | 0 | $0 | 1 | $165,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $100,000 | 0 | $0 |
| SOVEREIGN BANK (PA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $195,000 | 5 | $163,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $128,000 |
| SOVEREIGN BANK (PA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $195,000 | 10 | $151,800 | 1 | $175,000 |
| APPLICATIONS DENIED | 1 | $118,000 | 0 | $0 | 0 | $0 |
| SOVEREIGN BANK (PA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $131,500 | 9 | $111,111 | 1 | $130,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $105,667 | 1 | $82,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $125,000 | 0 | $0 | 0 | $0 |
| SOVEREIGN BANK (PA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $172,200 | 7 | $97,714 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $110,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $79,500 | 0 | $0 | 1 | $114,000 |
E*TRADE BANK (VA):- 2006: 1 Loan Originated: Conventional Home Purchase Loan for $190,000
- 2005: 1 Loan Originated: Refinancing for $130,000
- 2004: 1 Application Approved, Not Accepted: Refinancing for $69,000
LEHMAN BROTHERS BANK, FSB (DE):- 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $194,000
- 2007: 2 Applications Denied: Conventional Home Purchase Loans for an average of $110,000
- 2006: 2 Applications Denied: Conventional Home Purchase Loans for an average of $85,000
- 2006: 2 Applications Denied: Non-occupant Loans on < 5 Family Dwellings for an average of $85,000
- 2004: 3 Loans Originated: Refinancings for an average of $191,000
HOUSEHOLD BANK, F.S.B. (IL): 1 Loan Originated in 2000: Home Improvement Loan for $3,000
| TRUSTCO BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $217,333 | 10 | $154,500 | 3 | $33,333 | 1 | $217,000 |
| TRUSTCO BANK (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $149,400 | 10 | $126,400 | 1 | $125,000 |
| TRUSTCO BANK (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $159,000 | 13 | $118,231 | 2 | $37,500 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $275,000 | 0 | $0 | 0 | $0 |
| TRUSTCO BANK (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $128,800 | 8 | $122,125 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $69,000 |
| APPLICATIONS DENIED | 1 | $153,000 | 0 | $0 |
| TRUSTCO BANK (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| E) Loans on Dwellings For 5+ Families
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $156,200 | 18 | $105,500 | 1 | $2,140,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $159,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $175,000 | 0 | $0 |
| TRUSTCO BANK (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $124,200 | 12 | $115,167 | 1 | $25,000 | 1 | $100,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $230,000 | 1 | $125,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $86,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| MOHAWK COMMUNITY BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2002 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $57,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $87,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $38,000 |
| MOHAWK COMMUNITY BANK (NY) - Statistics For Year 2001 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $53,667 | 1 | $2,000 |
| APPLICATIONS DENIED | 2 | $73,500 | 1 | $3,000 |
| MOHAWK COMMUNITY BANK (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 5 | $11,600 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $4,000 |
| APPLICATIONS WITHDRAWN | 1 | $262,000 | 1 | $12,000 |
| MOHAWK COMMUNITY BANK (NY) - Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $123,250 | 4 | $4,750 |
| APPLICATIONS WITHDRAWN | 1 | $130,000 | 0 | $0 |
USAA FEDERAL SAVINGS BANK (TX):- 2007: 2 Loans Originated: Refinancings for an average of $109,500
- 2007: 1 Loan Originated: Home Improvement Loan for $48,000
- 2007: 1 Application Denied: Refinancing for $187,000
- 2006: 1 Loan Originated: Conventional Home Purchase Loan for $245,000
- 2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $121,500
- 2005: 1 Loan Originated: Refinancing for $53,000
- 2004: 1 Loan Originated: Refinancing for $35,000
- 2004: 1 File Closed For Incompleteness: Home Improvement Loan for $20,000
ABACUS FEDERAL SAVINGS BANK (NY): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $60,000
| FLAGSTAR BANK (MI) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $187,000 | 3 | $180,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $191,333 |
| APPLICATIONS DENIED | 1 | $369,000 | 0 | $0 |
| FLAGSTAR BANK (MI) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $178,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $291,000 | 1 | $120,000 |
| FLAGSTAR BANK (MI) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $157,667 | 4 | $146,750 | 2 | $140,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $145,000 | 0 | $0 |
| FLAGSTAR BANK (MI) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $235,000 | 6 | $178,167 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $220,000 | 0 | $0 |
NETBANK FUNDINGS SERVICES (GA):- 2006: 1 Loan Originated: Refinancing for $75,000
- 2005: 1 Loan Originated: Refinancing for $175,000
UNION FEDERAL C/O SKY BANK (IN): 1 Application Denied in 2005: Refinancing for $89,000
WASHINGTON MUTUAL BANK (NV):- 2007: 1 Loan Originated: Refinancing for $100,000
- 2006: 2 Loans Originated: Conventional Home Purchase Loans for an average of $94,000
- 2005: 1 Loan Originated: Conventional Home Purchase Loan for $156,000
- 2005: 2 Loans Originated: Refinancings for an average of $98,500
- 2005: 2 Applications Denied: Conventional Home Purchase Loans for an average of $153,500
- 2005: 1 Application Denied: Refinancing for $136,000
- 2004: 1 Application Withdrawn: Refinancing for $130,000
HOME LOAN INVESTMENT BANK (RI):- 2007: 3 Loans Originated: Refinancings for an average of $94,000
- 2007: 1 Application Approved, Not Accepted: Refinancing for $173,000
- 2007: 2 Applications Denied: Refinancings for an average of $66,000
- 2006: 1 Application Approved, Not Accepted: Refinancing for $65,000
- 2006: 1 Application Denied: Refinancing for $175,000
- 2005: 1 Application Approved, Not Accepted: Refinancing for $100,000
- 2003: 1 Application Approved, Not Accepted: Refinancing for $40,000
- 2003: 1 Application Approved, Not Accepted: Home Improvement Loan for $104,000
- 2003: 1 Application Denied: Refinancing for $86,000
- 2002: 1 Application Approved, Not Accepted: Home Improvement Loan for $10,000
- 2001: 1 Application Approved, Not Accepted: Home Improvement Loan for $10,000
- 2001: 1 Application Denied: Refinancing for $106,000
- 2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $35,000
- 2000: 1 Application Denied: Refinancing for $44,000
- 2000: 1 Application Denied: Home Improvement Loan for $25,000
DOMESTIC BANK (RI): 1 File Closed For Incompleteness in 2001: Refinancing for $112,000
MIDFIRST BANK (OK):- 2003: 1 Loan Originated: Refinancing for $87,000
- 2002: 2 Applications Denied: Refinancings for an average of $82,000
- 2002: 1 Application Withdrawn: Refinancing for $73,000
- 2002: 1 File Closed For Incompleteness: Refinancing for $73,000
- 2001: 1 Application Withdrawn: Refinancing for $76,000
PRINCIPAL BANK (IA): 1 Application Denied in 2003: Home Improvement Loan for $15,000
| CITICORP TRUST BANK, FSB (DE) - Home Mortgage Disclosure Act Statistics For Year 2007 in Saratoga Springs, NY, Tract 0613.02 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $150,333 | 1 | $85,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $152,000 | 0 | $0 | 1 | $152,000 |
| APPLICATIONS DENIED | 2 | $128,500 | 0 | $0 | 1 | $170,000 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2005 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $152,000 |
| APPLICATIONS WITHDRAWN | 3 | $101,667 |
| CITICORP TRUST BANK, FSB (DE) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $182,000 |
STATE FARM BANK (IL):- 2007: 1 Loan Originated: Home Improvement Loan for $62,000
- 2007: 1 Application Denied: Refinancing for $166,000
- 2005: 1 Loan Originated: Home Improvement Loan for $15,000
- 2005: 1 Application Approved, Not Accepted: Refinancing for $40,000
- 2005: 1 Application Approved, Not Accepted: Home Improvement Loan for $100,000
- 2003: 2 Loans Originated: Refinancings for an average of $70,000
- 2002: 1 Loan Originated: Refinancing for $88,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $180,000
- 2001: 1 Loan Originated: Refinancing for $58,000
| AIG FEDERAL SAVINGS BANK (DE) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $145,000 |
| AIG FEDERAL SAVINGS BANK (DE) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $267,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $76,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $202,500 |
| AIG FEDERAL SAVINGS BANK (DE) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $251,000 | 5 | $125,800 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $168,500 |
| GE MONEY BANK (UT) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $10,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $27,500 |
| GE MONEY BANK (UT) - Statistics For Year 2006 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $18,000 |
| GE MONEY BANK (UT) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $348,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $19,500 |
| APPLICATIONS DENIED | 3 | $139,667 | 0 | $0 |
EVERBANK (FL):- 2004: 1 Loan Originated: Refinancing for $95,000
- 2003: 1 Loan Originated: Refinancing for $99,000
- 2003: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $99,000
GMAC BANK (DE):- 2005: 1 Application Withdrawn: Home Improvement Loan for $19,000
- 2004: 3 Loans Originated: Refinancings for an average of $134,333
PARTNERS TRUST BANK (NY):- 2007: 1 Loan Originated: Refinancing for $260,000
- 2006: 1 Loan Originated: Conventional Home Purchase Loan for $108,000
- 2006: 1 Loan Originated: Refinancing for $205,000
| FIRST NIAGARA BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 12866, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $372,000 | 1 | $80,000 | 1 | $595,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $160,000 | 1 | $325,000 | 5 | $24,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $335,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $50,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $223,250 | 6 | $108,667 | 3 | $16,667 | 1 | $380,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $10,000 | 0 | $0 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $146,000 | 1 | $120,000 | 1 | $139,000 |
| APPLICATIONS DENIED | 1 | $145,000 | 0 | $0 | 0 | $0 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $200,000 |
COUNTRYWIDE BANK, FSB (VA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $155,000
FORWARD FINANCIAL (MA): 2 Applications Denied in 2002: Conventional Home Purchase Loans for an average of $30,500
INTERVALE MORTGAGE (RI): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $180,000
CITIFINANCIAL MTG CO, INC (TX):- 2006: 1 Application Denied: Refinancing for $28,000
- 2006: 1 File Closed For Incompleteness: Refinancing for $234,000
- 2005: 1 File Closed For Incompleteness: Refinancing for $234,000
- 2004: 2 Applications Denied: Home Improvement Loans for an average of $35,000
CITIMORTGAGE, INC. (MO): 2 Loans Originated in 2004: Conventional Home Purchase Loans for an average of $137,500
CITIMORTGAGE, INC (MO): 5 Loans Originated in 2005: Conventional Home Purchase Loans for an average of $128,400
SIB MORTGAGE CORP. (NJ):- 2003: 1 Loan Originated: Refinancing for $86,000
- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $92,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $90,000
BNC MORTGAGE (NY): 1 Application Denied in 2007: Conventional Home Purchase Loan for $369,000
CHARTER ONE CREDIT CORPORATION (OH): 1 Application Approved, Not Accepted in 2000: Refinancing for $20,000
ABNAMRO MTG. GROUP INC. (MI): 2 Loans Originated in 2000: Conventional Home Purchase Loans for an average of $90,500
GB HOME EQUITY, LLC (WI):- 2006: 1 Application Denied: Refinancing for $170,000
- 2005: 1 File Closed For Incompleteness: Home Improvement Loan for $26,000
- 2004: 1 Loan Originated: Home Improvement Loan for $13,000
WILMINGTON FINANCE, INC. (PA): 1 File Closed For Incompleteness in 2002: Refinancing for $128,000
FIRST FRANKLIN CORPORATION (CA): 2 Loans Originated in 2007: Conventional Home Purchase Loans for an average of $289,500
PRICELINE MORTGAGE COMPANY LLC (FL):- 2003: 1 Loan Originated: Refinancing for $119,000
- 2002: 1 Application Denied: Refinancing for $98,000
CORINTHIAN MORTGAGE CORP (MS):- 2007: 1 Application Denied: Refinancing for $40,000
- 2007: 1 Application Withdrawn: Refinancing for $45,000
- 2006: 2 Files Closed For Incompleteness: Refinancings for an average of $155,000
FIRST NATIONWIDE MORTGAGE CORP (CA): 1 Loan Originated in 2002: Refinancing for $98,000
MERITAGE MORTGAGE CORPORATION (OR): 2 Files Closed For Incompleteness in 2006: Conventional Home Purchase Loans for an average of $106,000
CAPITAL ONE HOME LOANS, LLC (KS): 1 Loan Originated in 2006: Refinancing for $50,000
| BNC MORTGAGE (NY) - Home Mortgage Disclosure Act Statistics For Year 2006 in Saratoga Springs, NY, Tract 0613.02 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 3 | $138,333 |
| APPLICATIONS DENIED | 2 | $130,000 |
| BNC MORTGAGE (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $156,000 | 2 | $164,000 | 1 | $156,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $144,000 | 0 | $0 | 1 | $144,000 |
| APPLICATIONS DENIED | 4 | $135,750 | 0 | $0 | 1 | $179,000 |
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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.02- National Credit Union Administration (NCUA)
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Home Mortgage Disclosure Act Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $50,667 | 2 | $25,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $50,000 |
| APPLICATIONS DENIED | 1 | $175,000 | 1 | $22,000 |
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $32,250 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $52,500 | 0 | $0 | 1 | $13,000 |
| APPLICATIONS WITHDRAWN | 1 | $95,000 | 0 | $0 | 0 | $0 |
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,667 | 3 | $76,333 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $84,000 |
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Statistics For Year 2002 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $67,000 | 1 | $2,000 |
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $87,000 | 1 | $85,000 |
| STATE EMPLOYEES FEDERAL CREDIT (NY) - Statistics For Year 2000 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $23,500 |
| APPLICATIONS DENIED | 1 | $25,000 |
PENTAGON FEDERAL CREDIT UNION (VA): 1 Loan Originated in 2007: Refinancing for $157,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2003: Home Improvement Loan for $26,000
CORNING FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2004: Conventional Home Purchase Loan for $132,000
| SUNMARK FEDERAL CREDIT UNION (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 12866, NY, Tract 0613.02 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $159,333 | 2 | $66,500 | 1 | $50,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 2 | $21,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $105,000 | 0 | $0 |
| SUNMARK FEDERAL CREDIT UNION (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $24,000 | 3 | $64,667 | 1 | $10,000 |
| APPLICATIONS DENIED | 1 | $160,000 | 3 | $174,333 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $192,000 | 2 | $162,000 | 0 | $0 |
| SUNMARK FEDERAL CREDIT UNION (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $280,000 | 3 | $135,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $225,333 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $155,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $124,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $187,000 |
| SUNMARK FEDERAL CREDIT UNION (NY) - Statistics For Year 2004 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 8 | $94,000 |
| APPLICATIONS WITHDRAWN | 1 | $90,000 |
| SUNMARK FEDERAL CREDIT UNION (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $162,000 |
| SUNMARK FEDERAL CREDIT UNION (NY) - Statistics For Year 2001 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $100,000 |
FIRST NEW YORK FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2001: Home Improvement Loan for $13,000
| NFCU (VA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 4 | $201,000 |
| NFCU (VA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $191,000 | 1 | $158,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $158,000 |
| APPLICATIONS WITHDRAWN | 1 | $200,000 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $214,400 | 1 | $3,000 | 1 | $225,000 |
| NFCU (VA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $160,000 | 2 | $152,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $146,000 |
| APPLICATIONS DENIED | 1 | $156,000 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $149,000 | 2 | $82,000 | 1 | $8,000 |
| NFCU (VA) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $174,000 | 2 | $87,000 |
| NFCU (VA) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $129,000 | 1 | $60,000 | 1 | $3,000 | 1 | $3,000 |
| APPLICATIONS DENIED | 1 | $85,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $112,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| NFCU (VA) - Statistics For Year 2000 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $81,000 | 1 | $20,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $65,000 | 0 | $0 | 0 | $0 |
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION (NY):- 2007: 1 Loan Originated: Home Improvement Loan for $60,000
- 2006: 1 Loan Originated: Refinancing for $124,000
TCT FEDERAL CREDIT UNION (NY):- 2007: 1 Loan Originated: Home Improvement Loan for $11,000
- 2006: 1 Loan Originated: Refinancing for $130,000
- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $123,000
- 2003: 1 Loan Originated: Refinancing for $19,000
- 2003: 1 Loan Originated: Home Improvement Loan for $58,000
- 2002: 1 Loan Originated: Refinancing for $107,000
HUDSON VALLEY FEDERAL CREDIT U (NY): 1 Loan Originated in 2003: Refinancing for $154,000
USALLIANCE FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2003: Refinancing for $100,000
ADDISON AVENUE FEDERAL CREDIT UNION (CA): 1 Application Withdrawn in 2004: Conventional Home Purchase Loan for $250,000
DIGITAL FEDERAL CREDIT UNION (MA): 1 Loan Originated in 2007: Refinancing for $250,000
EXCELSIOR CREDIT UNION (NY): 1 Loan Originated in 2002: Refinancing for $125,000
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