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| Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $109,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $198,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 2001 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $275,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
| Aggregated Statistics For Year 1999 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $85,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $98,000 | 1 | $98,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.03- Office of the Comptroller of the Currency (OCC)
BALLSTON SPA NATIONAL BANK (NY): 1 Application Approved, Not Accepted in 1999: Refinancing for $98,000
NBT BANK, NA (NY): 1 Loan Originated in 2003: Refinancing for $16,000
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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.03- Federal Reserve System (FRB)
ADIRONDACK TC (NY): 1 Loan Originated in 2003: Refinancing for $203,000
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Home Mortgage Disclosure Act Statistics for Saratoga Springs, New York(NY), Zip Code 12866, Saratoga County, Tract 0613.03- Federal Deposit Insurance Corporation (FDIC)
COHOES SAVINGS BANK (NY): 1 Loan Originated in 1999: Conventional Home Purchase Loan for $85,000
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