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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southwest Seaside, Zip Code 93955, Monterey County, California (CA), Tract 0137.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1568 Originated: 32 FHA, FSA/RHS & VA for an average of $226,031, 400 Conventional Home Purchase for an average of $235,425, 807 Refinancings for an average of $259,672, 64 Home Improvement for an average of $202,047, 20 Dwellings For 5+ Families for an average of $1,583,650, 234 Non-occupant Loans on < 5 Family Dwellings for an average of $255,632, 11 Loans On Manufactured Home Dwelling for an average of $68,909
    • 339 Loans approved but not accepted: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $249,000, 87 Conventional Home Purchase Loans for an average of $274,575, 189 Refinancings for an average of $264,397, 11 Home Improvement Loans for an average of $194,818, 1 Dwelling For 5+ Families for $600,000, 46 Non-occupant Loans on < 5 Family Dwellings for an average of $251,000, 3 Loans On Manufactured Home Dwelling for an average of $73,333
    • 796 Denied: 7 FHA, FSA/RHS & VA Loans for an average of $303,571, 179 Conventional for an average of $262,207, 447 Refinancings for an average of $289,557, 56 Home Improvement Loans for an average of $132,625, 2 Loans on Dwellings For 5+ Families for an average of $442,500, 93 Non-occupant Loans on < 5 Family Dwellings for an average of $299,710, 12 Loans On Manufactured Home Dwelling for an average of $69,750
    • 408 Withdrawn: 8 FHA, FSA/RHS & VA Home Purchase Loans for an average of $227,500, 60 Conventional for an average of $254,867, 283 Refinancings for an average of $255,350, 15 Home Improvement Loans for an average of $133,467, 3 Dwellings For 5+ Families for an average of $2,093,333, 38 Non-occupant Loans on < 5 Family Dwellings for an average of $256,868, 1 Loan On Manufactured Home Dwelling for $40,000
    • 111 Closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $320,000, 22 Conventional Home Purchase for an average of $323,864, 72 Refinancings for an average of $240,806, 2 Home Improvement Loans for an average of $260,000, 5 Loans on Dwellings For 5+ Families for an average of $2,124,400, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $299,000, 1 Loan On Manufactured Home Dwelling for $114,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (331) is significantly below CA average (566). The average loan value for this tract ($265,394) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (72) is below CA average (99). The average loan value for this tract ($262,142) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (168) is comparable to CA average (195). The average loan value for this tract ($270,746) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (86) is below CA average (124). The average loan value for this tract ($263,380) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (23) is below CA average (34). The average loan value for this tract ($346,414) is above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 59 Originated: 37 Conventional for an average of $208,811, 21 Refinancings for an average of $263,476, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $103,000
    • 17 Approved loans, not accepted: 10 Conventional Home Purchase for an average of $216,600, 5 Refinancings for an average of $272,800, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $158,500
    • 4 Applications denied: 2 Conventional Home Purchase for an average of $209,500, 1 Refinancing for $234,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $200,000
    • 2 Withdrawn loans: 1 Conventional for $114,000, 1 Refinancing for $320,000
    • Conventional Home Purchase Loan closed for incompleteness for $276,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Conventional Home Purchase Loans Originated for an average of $155,500
    • Conventional Home Purchase Loan approved, not accepted for $141,000
      Genworth Financial:
    • 3 Loans originated: Conventional Home Purchase Loan for $176,000, 2 Refinancings for an average of $138,500
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $155,500
      PMI Mortgage Insurance:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $193,000, Refinancing for $122,000
    • Conventional Home Purchase Loan approved but not accepted for $80,000
    • Conventional Home Purchase Loan Denied for $219,000
    • Conventional Home Purchase Loan Withdrawn for $114,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Denied applications for $200,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $177,333
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $85,000


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