U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northeast Shafter, Zip Code 93263, Kern County, California (CA), Tract 0039.00

Back to: Shafter, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 255 Originated: 12 FHA, FSA/RHS & VA Loans for an average of $119,333, 92 Conventional Home Purchase for an average of $190,609, 117 Refinancings for an average of $208,581, 12 Home Improvement for an average of $108,917, 21 Non-occupant Loans on < 5 Family Dwellings for an average of $183,571, 1 Loan On Manufactured Home Dwelling for $137,000
    • 55 Approved applications but not accepted: 2 FHA, FSA/RHS & VA Loans for an average of $88,500, 13 Conventional Home Purchase for an average of $141,462, 27 Refinancings for an average of $112,296, 6 Home Improvement Loans for an average of $48,000, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $78,714
    • 151 Applications denied: 2 FHA, FSA/RHS & VA Loans for an average of $95,000, 35 Conventional for an average of $166,600, 87 Refinancings for an average of $166,529, 16 Home Improvement for an average of $81,500, 10 Non-occupant Loans on < 5 Family Dwellings for an average of $175,600, 1 Loan On Manufactured Home Dwelling for $103,000
    • 78 Withdrawn loans: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $64,000, 16 Conventional Home Purchase Loans for an average of $144,750, 49 Refinancings for an average of $146,388, 6 Home Improvement for an average of $91,500, 5 Non-occupant Loans on < 5 Family Dwellings for an average of $159,800
    • 21 Applications closed for incompleteness: 5 Conventional Home Purchase for an average of $266,800, 11 Refinancings for an average of $182,000, 2 Home Improvement Loans for an average of $233,500, 3 Non-occupant Loans on < 5 Family Dwellings for an average of $202,667

    Compared to the state average:

    • The number of loans originated per 1000 residents (93) is significantly below CA average (566). The average loan value for this tract ($190,867) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (20) is significantly below CA average (99). The average loan value for this tract ($107,036) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (55) is significantly below CA average (195). The average loan value for this tract ($156,768) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (29) is significantly below CA average (124). The average loan value for this tract ($140,577) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (8) is significantly below CA average (34). The average loan value for this tract ($210,048) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 19 Loans originated: 12 Conventional for an average of $261,917, 5 Refinancings for an average of $194,200, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $101,000
    • 5 Conventional Home Purchase Loans approved, not accepted for an average of $255,200
    • 2 Applications denied: 1 Conventional Home Purchase Loan for $126,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $126,000
    • Conventional Home Purchase Loan withdrawn for $211,000
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $536,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $171,000
      Genworth Financial:
    • 2 Loans originated: Conventional Home Purchase Loan for $27,000, Refinancing for $284,000
    • 2 Conventional Home Purchase Loans Approved - not accepted for an average of $27,000
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $142,500
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $187,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan approved, not accepted for $590,000
      United Guaranty Corporation:
    • Refinancing Originated for $266,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved - not accepted for $244,000

    Home Mortgage Disclosure Act Statistics for Northeast Shafter, California (CA), Zip Code 93263, Kern County, Tract 0039.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing Approved but not accepted for $138,000
      JPMORGAN CHASE BANK (OH):
    • Home Improvement Loan approved, not accepted for $40,000
      NATIONAL CITY BANK (OH):
    • Refinancing Denied for $140,000
      CITIBANK, N.A. (NV):
    • Conventional Home Purchase Loan denied for $15,000
      WELLS FARGO BANK, NA (SD):
    • Refinancing Denied for $88,000
      BANK OF AMERICA, N.A. (NC):
    • Refinancing originated for $74,000
      CAPITAL ONE NA (LA):
    • Home Improvement Loan Denied for $8,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan approved - not accepted for $35,000
      UNION BANK OF CALIFORNIA, N.A. (CA):
    • Refinancing Denied for $99,000
      US BANK NORTH DAKOTA (ND):
    • Refinancing closed for incompleteness for $540,000
      PACIFIC CAPITAL BANK, N.A. (CA):
    • 2 Originated: 1 Refinancing for $300,000, 1 Non-occupant Loan on < 5 Family Dwelling for $300,000
      RABOBANK, N.A. (CA):
    • 2 Loans originated: 1 Refinancing for $1,170,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,170,000
      CITIMORTGAGE, INC (NY):
    • 2 Denied applications: 1 Conventional for $236,000, 1 Non-occupant Loan on < 5 Family Dwelling for $236,000
    • Conventional Home Purchase Loan Closed for incompleteness for $240,000
      HSBC MORTGAGE CORP (NY):
    • Conventional Home Purchase Loan Originated for $416,000
      ABN AMRO MTG GROUP INC (MI):
    • Home Improvement Loan Originated for $310,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • Refinancing denied for $66,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Refinancing Denied for $35,000
      WACHOVIA MORTAGE (NC):
    • Refinancing Approved , not accepted for $335,000
      CROSSLAND MORTGAGE CORPORATION (UT):
    • Refinancing originated for $350,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 2 Refinancings Originated for an average of $118,500

    Back to top

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 93263, Kern County, Tract 0039.00 - Federal Reserve System (FRB)

      VALLEY INDEPENDENT BANK (CA):
    • Conventional Home Purchase Loan Originated for $152,000
      SUNTRUST MORTGAGE, INC (VA):
    • 2 Conventional Home Purchase Loans denied for an average of $89,500
      IRWIN MORTGAGE CORPORATION (IN):
    • Conventional Home Purchase Loan Originated for $223,000
      BANK OF BLUE VALLEY (KS):
    • Conventional Home Purchase Loan Closed for incompleteness for $230,000
      COUNTRYWIDE HOME LOANS (CA):
    • 5 Loans originated: 1 Conventional for $40,000, 4 Refinancings for an average of $141,000
    • Conventional Home Purchase Loan Approved - not accepted for $75,000
    • Refinancing Denied for $282,000
    • Conventional Home Purchase Loan Withdrawn for $142,000
    • Refinancing Closed for incompleteness for $270,000
      WELLS FARGO FIN'L CALIFORNIA (IA):
    • Refinancing Originated for $80,000
    • Refinancing withdrawn for $88,000
      BENEFICIAL COMPANY LLC (IL):
    • Refinancing Denied for $140,000
      EQUIFIRST CORPORATION (NC):
    • Home Improvement Loan Denied for $86,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • 4 Conventional Home Purchase Loans originated for an average of $26,000
      DECISION ONE MORTGAGE (IL):
    • 2 Refinancings Originated for an average of $154,500
      HFC COMPANY LLC (IL):
    • Refinancing denied for $300,000

    Back to top

    Home Mortgage Disclosure Act Statistics for Northeast Shafter, Kern County, Tract 0039.00 - Federal Deposit Insurance Corporation (FDIC)

      UNITED CALIFORNIA BANK (CA):
    • Refinancing originated for $85,000
      BANK OF THE SIERRA (CA):
    • Conventional Home Purchase Loan originated for $206,000
      BANK OF YORBA LINDA (CA):
    • 2 Denied applications: 1 Refinancing for $62,000, 1 Non-occupant Loan on < 5 Family Dwelling for $62,000
      FREMONT INVESTMENT & LOAN (CA):
    • Conventional Home Purchase Loan approved but not accepted for $189,000
      GMAC BANK (UT):
    • Home Improvement Loan Originated for $80,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Refinancing Originated for $54,000
      GREENPOINT CREDIT, LLC (CA):
    • Conventional Home Purchase Loan Denied for $46,000

    Back to top

    Statistics for Northeast Shafter, California (CA), Zip Code 93263, Kern County, Tract 0039.00 - Office of Thrift Supervision (OTS)

      CITIBANK, FSB (VA):
    • Refinancing Originated for $25,000
      INDYMAC BANK, F.S.B. (CA):
    • 2 Conventional Home Purchase Loans originated for an average of $105,000
    • Refinancing denied for $215,000
      PROVIDENT SAVINGS BANK, FSB (CA):
    • 4 Loans originated: 2 Conventional Home Purchase for an average of $83,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $83,500
      LEHMAN BROTHERS BANK, FSB (DE):
    • 3 Applications approved, not accepted: 2 Refinancings for an average of $75,500, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
      BANK OF STOCKDALE (CA):
    • Home Improvement Loan approved, not accepted for $45,000
      FLAGSTAR BANK (MI):
    • Refinancing Approved, not accepted for $45,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Originated for $90,000
      WORLD SAVINGS BANK, FSB (CA):
    • Conventional Home Purchase Loan Originated for $146,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing Denied for $281,000
      STATE FARM BANK (IL):
    • Conventional Home Purchase Loan originated for $558,000
      AIG FEDERAL SAVINGS BANK (DE):
    • 2 Conventional Home Purchase Loans approved - not accepted for an average of $102,500
      GE MONEY BANK (UT):
    • 2 Conventional Home Purchase Loans Originated for an average of $160,500
    • 3 Denied: 2 Conventional Home Purchase for an average of $47,500, 1 Refinancing for $300,000
      FARM BUREAU BANK (NV):
    • Refinancing Originated for $278,000
      COUNTRYWIDE BANK, FSB (VA):
    • 6 Originated: 4 Conventional for an average of $462,750, 2 Refinancings for an average of $244,000
    • Conventional Home Purchase Loan Denied for $380,000
    • 4 Conventional Home Purchase Loans withdrawn for an average of $251,500
      LONG BEACH MORTGAGE CO. (NY):
    • 3 Conventional Home Purchase Loans originated for an average of $371,667
    • 2 Denied: 1 Refinancing for $140,000, 1 Non-occupant Loan on < 5 Family Dwelling for $140,000
      BNC MORTGAGE (NY):
    • 2 Approved but not accepted: 1 Refinancing for $50,000, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000

    Back to top

    Statistics for this city, Zip Code 93263, Tract 0039.00 - National Credit Union Administration (NCUA)

      KERN SCHOOLS FEDERAL CREDIT UNION (CA):
    • Refinancing Originated for $100,000
      KERN FEDERAL CREDIT UNION (CA):
    • 2 Refinancings originated for an average of $276,500
      PATELCO CREDIT UNION (CA):
    • Refinancing originated for $50,000
      CHEVRON VALLEY CREDIT UNION (CA):
    • Refinancing originated for $70,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 2 Loans denied: 1 Conventional for $103,000, 1 Loan On Manufactured Home Dwelling for $103,000

    Back to top

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 93263, Kern County, Tract 0039.00 - Department of Housing and Urban Development (HUD)

      AMERIWEST FINANCIAL INC (CA):
    • Refinancing Denied for $225,000
      WMC MORTGAGE CORP. (CA):
    • Home Improvement Loan originated for $248,000
      GUILD MORTGAGE COMPANY (CA):
    • 2 Conventional Home Purchase Loans Originated for an average of $67,000
      LONG BEACH MORTGAGE CO. (WA):
    • Refinancing Originated for $100,000
      HOME LOAN MORTGAGE CORPORATION (CA):
    • Conventional Home Purchase Loan closed for incompleteness for $500,000
      TOWN & COUNTRY CREDIT (CA):
    • 2 Refinancings Withdrawn for an average of $56,500
      MSDW CREDIT CORPORATION (IL):
    • Refinancing denied for $174,000
      BRIDGE CAPITAL CORPORATION (CA):
    • Refinancing denied for $144,000
      METROCITIES MORTGAGE LLC (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan Denied for $82,000
      EQUITY 1 LENDERS GROUP (CA):
    • Refinancing Originated for $241,000
      E-LOAN, INC. (CA):
    • Refinancing Approved but not accepted for $126,000
    • 2 Refinancings Denied for an average of $48,000
      MORTGAGE CORPORATION OF AMERIC (CA):
    • Conventional Home Purchase Loan approved - not accepted for $232,000
      FINANCE AMERICA, LLC (CA):
    • 3 Refinancings Denied for an average of $136,000
      HOME123 CORPORATION (CA):
    • Home Improvement Loan Withdrawn for $323,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • Refinancing approved but not accepted for $38,000
      ACE MORTGAGE FUNDING, LLC. (IN):
    • Refinancing Denied for $440,000
      J&R LENDING, INC (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $128,000
      PLAZA HOME MORTGAGE INC. (CA):
    • Refinancing Originated for $375,000
      HOMEFIELD FINANCIAL, INC. (CA):
    • Refinancing withdrawn for $227,000
      CREDIT SUISSE (NJ):
    • Refinancing denied for $350,000
      INSTAFI.COM (CA):
    • Refinancing Originated for $226,000
      OAK STREET MORTGAGE (IN):
    • Refinancing withdrawn for $173,000
      HOME LOAN CENTER, INC. (CA):
    • Refinancing Originated for $34,000
      ENCORE CREDIT CORP (CA):
    • Refinancing withdrawn for $146,000
      FICORE FUNDING, INC. (CA):
    • Refinancing Withdrawn for $56,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing Withdrawn for $239,000
      ARGENT MORTGAGE COMPANY (CA):
    • 2 Originated: 1 Conventional Home Purchase for $110,000, 1 Refinancing for $297,000
      RESMAE MORTGAGE CORPORATION (CA):
    • 2 Approved, not accepted: 1 Refinancing for $50,000, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000
      MANDALAY MORTGAGE LLC (CA):
    • Refinancing Closed for incompleteness for $233,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing Denied for $335,000
      SPECTRUM FUNDING CORPORATION (UT):
    • 2 Withdrawn applications: 1 Refinancing for $200,000, 1 Non-occupant Loan on < 5 Family Dwelling for $200,000
      AMERICAN GENERAL FIN.SERV.(DE) (IN):
    • Home Improvement Loan Withdrawn for $25,000
      ACCELERON LENDING, INC. (MO):
    • 2 Files closed for incompleteness: 1 Conventional Home Purchase Loan for $76,000, 1 Non-occupant Loan on < 5 Family Dwelling for $76,000
      PHH MORTGAGE CORPORATION (NJ):
    • Conventional Home Purchase Loan originated for $127,000
      NATIONWIDE LENDING CORPORATION (CA):
    • Refinancing Originated for $395,000
      SILVERSTONE FINANCIAL INC. (CA):
    • Home Improvement Loan originated for $26,000
      HFC (IL):
    • Refinancing withdrawn for $75,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Conventional Home Purchase Loan Originated for $232,000
    • Conventional Home Purchase Loan Approved - not accepted for $186,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing Denied for $15,000
      BENEFICIAL (IL):
    • Refinancing closed for incompleteness for $60,000
      ACCUBANC MORTGAGE CORPORATION (TX):
    • 2 Refinancings Originated for an average of $39,000
      GLOBAL EQUITY LENDING, INC. (GA):
    • Conventional Home Purchase Loan Withdrawn for $165,000
      MISSION HILLS MORTGAGE CORP (CA):
    • Conventional Home Purchase Loan Withdrawn for $55,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Originated: 1 FHA, FSA/RHS & VA for $74,000, 1 Conventional Home Purchase for $208,000
      CAPITOL COMMERCE MRTGAGE (CA):
    • Refinancing Originated for $320,000
      LMS WORLD, INC. (CA):
    • 2 Conventional Home Purchase Loans originated for an average of $167,500
      SCME MORTGAGE BANKERS, INC (CA):
    • Conventional Home Purchase Loan Approved - not accepted for $89,000
      MORTGAGETREE LENDING (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $163,000
      SIERRA PACIFIC MORTGAGE (CA):
    • Refinancing Originated for $187,000
    • Refinancing Denied for $50,000
      AMERICAN BENEFIT MORTGAGE, INC (CA):
    • Refinancing Denied for $20,000
      EAGLE HOME MORTGAGE, LLC (WA):
    • 2 Loans withdrawn: 1 Refinancing for $394,000, 1 Non-occupant Loan on < 5 Family Dwelling for $394,000
      21ST MORTGAGE CORPORATION (TN):
    • Refinancing denied for $30,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing withdrawn for $52,000
      FIRST GUARANTY FINANCIAL CORP (CA):
    • Refinancing Originated for $288,000
      PINNACLE FINANCIAL CORPORATION (FL):
    • Conventional Home Purchase Loan Originated for $275,000
      FIRST CITY FINANCIAL CORP. (CO):
    • 2 Refinancings originated for an average of $66,000
      IMPAC FUNDING CORP (CA):
    • 2 Denied: 1 Refinancing for $350,000, 1 Non-occupant Loan on < 5 Family Dwelling for $350,000
      PERFORMANCE CREDIT CORPORATION (CA):
    • 2 Originated: 1 Conventional for $144,000, 1 Non-occupant Loan on < 5 Family Dwelling for $144,000
      OWNIT MORTGAGE SOLUTIONS, INC (CA):
    • 4 Loans originated: 3 Conventional Home Purchase for an average of $115,000, 1 Non-occupant Loan on < 5 Family Dwelling for $140,000
      BROADVIEW MORTGAGE CORP (CA):
    • Refinancing originated for $245,000
      WAUSAU MORTGAGE CORPORATION (CA):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $87,000, 1 Conventional for $60,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing denied for $400,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing originated for $106,000
      QUICK LOAN FUNDING INC (CA):
    • Refinancing Approved but not accepted for $88,000
    • Refinancing Denied for $158,000
      FREEDOM MORTGAGE CORP. (NJ):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $96,000, 1 Non-occupant Loan on < 5 Family Dwelling for $96,000
      SBMC MORTGAGE (CA):
    • 2 Refinancings originated for an average of $117,000
      FIRST NATIONS HOME FINANCE COR (CA):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA Loan for $133,000, 1 Conventional Home Purchase for $119,000
      OPTION ONE MORTGAGE CORP (CA):
    • Conventional Home Purchase Loan Denied for $35,000
      AMERICAN PIONEER FINANCIAL SVC (UT):
    • Refinancing approved but not accepted for $54,000
      SECURITYNATIONAL MORTGAGE (UT):
    • Refinancing Originated for $324,000
      LIBERTY AMERICAN MORTGAGE CORP (CA):
    • 3 Applications denied: 1 Conventional for $483,000, 1 Refinancing for $400,000, 1 Non-occupant Loan on < 5 Family Dwelling for $400,000
      STERLING CAPITAL MORTGAGE CO. (TX):
    • Conventional Home Purchase Loan Approved but not accepted for $200,000
      HOME SAVINGS MORTGAGE (CA):
    • Conventional Home Purchase Loan originated for $145,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • 2 Conventional Home Purchase Loans Originated for an average of $89,500
      METROCITI MORTGAGE LLC (CA):
    • Conventional Home Purchase Loan originated for $187,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $57,000
    • 2 Refinancings Withdrawn for an average of $60,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • Refinancing Withdrawn for $168,000
      BARRINGTON CAPITAL CORPORATION (CA):
    • Refinancing originated for $420,000
      THE MORTGAGE HOUSE, INC. (CA):
    • Refinancing originated for $118,000
      PMAC LENDING SERVICES, INC. (CA):
    • FHA, FSA/RHS & VA Home Purchase Loan denied for $108,000
      FIELDSTONE MORTGAGE COMPANY (MD):
    • Refinancing withdrawn for $143,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Originated: 1 Refinancing for $42,000, 1 Non-occupant Loan on < 5 Family Dwelling for $42,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing Originated for $347,000
      SAXON MORTGAGE (VA):
    • Refinancing originated for $150,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • Refinancing originated for $151,000
      ALLIANCE BANCORP (CA):
    • 2 Conventional Home Purchase Loans denied for an average of $116,500
      AAMES FUNDING CORPORATION (CA):
    • 2 Denied: 1 Refinancing for $45,000, 1 Non-occupant Loan on < 5 Family Dwelling for $45,000
      LENOX FINANCIAL MORTGAGE CORP (CA):
    • Refinancing Denied for $150,000

    Back to top



    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular California forum

    Back to: Shafter, CA, California, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2020 Advameg, Inc.