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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 96022, Shasta County, California (CA), Tract 0122.00

Back to: Shasta County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 2514 Loans originated: 81 FHA, FSA/RHS & VA Loans for an average of $130,432, 629 Conventional Home Purchase Loans for an average of $148,167, 1352 Refinancings for an average of $144,231, 179 Home Improvement Loans for an average of $88,464, 2 Dwellings For 5+ Families for an average of $1,100,000, 222 Non-occupant Loans on < 5 Family Dwellings for an average of $148,500, 49 Loans On Manufactured Home Dwelling for an average of $139,061
    • 376 Approved applications - not accepted: 6 FHA, FSA/RHS & VA for an average of $133,333, 78 Conventional for an average of $130,846, 205 Refinancings for an average of $156,054, 39 Home Improvement Loans for an average of $48,615, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $156,692, 22 Loans On Manufactured Home Dwelling for an average of $138,409
    • 1074 Denied: 11 FHA, FSA/RHS & VA for an average of $155,364, 149 Conventional Home Purchase Loans for an average of $141,745, 682 Refinancings for an average of $151,780, 135 Home Improvement for an average of $92,570, 64 Non-occupant Loans on < 5 Family Dwellings for an average of $191,313, 33 Loans On Manufactured Home Dwelling for an average of $103,030
    • 621 Withdrawn loans: 16 FHA, FSA/RHS & VA Home Purchase Loans for an average of $118,313, 97 Conventional for an average of $145,979, 412 Refinancings for an average of $146,541, 50 Home Improvement Loans for an average of $93,220, 1 Dwelling For 5+ Families for $200,000, 28 Non-occupant Loans on < 5 Family Dwellings for an average of $137,821, 17 Loans On Manufactured Home Dwelling for an average of $125,412
    • 171 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $129,000, 22 Conventional Home Purchase for an average of $173,545, 119 Refinancings for an average of $158,420, 7 Home Improvement for an average of $83,143, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $141,077, 9 Loans On Manufactured Home Dwelling for an average of $128,111

    Compared to the state average:

    • The number of loans originated per 1000 residents (493) is comparable to CA average (566). The average loan value for this tract ($141,837) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (74) is below CA average (99). The average loan value for this tract ($138,330) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (211) is comparable to CA average (195). The average loan value for this tract ($143,840) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (122) is comparable to CA average (124). The average loan value for this tract ($140,548) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (34) is comparable to CA average (34). The average loan value for this tract ($154,199) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 191 Originated: 112 Conventional Home Purchase Loans for an average of $160,616, 59 Refinancings for an average of $162,780, 20 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $138,750
    • 41 Approved - not accepted: 15 Conventional for an average of $159,200, 24 Refinancings for an average of $198,042, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $112,500
    • 16 Applications denied: 5 Conventional Home Purchase for an average of $163,800, 6 Refinancings for an average of $227,500, 4 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $162,250, 1 Loan On Manufactured Home Dwelling (A & B) for $142,000
    • 7 Applications withdrawn: 2 Conventional Home Purchase for an average of $169,000, 5 Refinancings for an average of $173,000
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $122,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $161,000
      Genworth Financial:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $98,000, Refinancing for $111,000
    • Conventional Home Purchase Loan Denied for $147,000
      Mortgage Guaranty Insurance:
    • 5 Loans originated: 4 Conventional Home Purchase Loans for an average of $145,750, Refinancing for $67,000
    • Conventional Home Purchase Loan approved - not accepted for $109,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $238,000
    • Refinancing Withdrawn for $95,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $122,000
    • Refinancing denied for $84,000
      United Guaranty Corporation:
    • 3 Conventional Home Purchase Loans Loans originated for an average of $136,667
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $145,000


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