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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 96022, Shasta County, California (CA), Tract 0123.03

Back to: Shasta County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 1628 Originated: 35 FHA, FSA/RHS & VA for an average of $216,714, 333 Conventional for an average of $192,189, 908 Refinancings for an average of $185,641, 156 Home Improvement for an average of $119,654, 106 Non-occupant Loans on < 5 Family Dwellings for an average of $164,934, 90 Loans On Manufactured Home Dwelling for an average of $157,200
    • 273 Applications approved, not accepted: 4 FHA, FSA/RHS & VA for an average of $194,000, 46 Conventional Home Purchase Loans for an average of $185,130, 154 Refinancings for an average of $191,026, 26 Home Improvement Loans for an average of $86,808, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $191,409, 21 Loans On Manufactured Home Dwelling for an average of $126,810
    • 826 Applications denied: 14 FHA, FSA/RHS & VA for an average of $195,714, 78 Conventional Home Purchase for an average of $160,667, 479 Refinancings for an average of $190,664, 126 Home Improvement for an average of $94,976, 37 Non-occupant Loans on < 5 Family Dwellings for an average of $131,973, 92 Loans On Manufactured Home Dwelling for an average of $149,261
    • 427 Applications withdrawn: 6 FHA, FSA/RHS & VA Loans for an average of $179,333, 46 Conventional Home Purchase Loans for an average of $207,565, 291 Refinancings for an average of $172,189, 38 Home Improvement Loans for an average of $127,842, 19 Non-occupant Loans on < 5 Family Dwellings for an average of $173,316, 27 Loans On Manufactured Home Dwelling for an average of $151,444
    • 122 Closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $233,000, 13 Conventional Home Purchase for an average of $185,000, 87 Refinancings for an average of $207,529, 6 Home Improvement Loans for an average of $192,833, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $154,857, 8 Loans On Manufactured Home Dwelling for an average of $148,875

    Compared to the state average:

    • The number of loans originated per 1000 residents (447) is below CA average (566). The average loan value for this tract ($178,405) is below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (75) is below CA average (99). The average loan value for this tract ($175,242) is below the state average ($260,545).
    • The number of loans denied per 1000 residents (227) is comparable to CA average (195). The average loan value for this tract ($166,080) is below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (117) is comparable to CA average (124). The average loan value for this tract ($170,892) is below the state average ($255,431).
    • The number of loans closed per 1000 residents (33) is comparable to CA average (34). The average loan value for this tract ($197,746) is below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 83 Loans originated: 40 Conventional Home Purchase for an average of $205,775, 33 Refinancings for an average of $206,242, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $160,667, 4 Loans On Manufactured Home Dwelling (A & B) for an average of $216,500
    • 28 Approved but not accepted: 8 Conventional Home Purchase Loans for an average of $250,625, 18 Refinancings for an average of $237,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $156,000, 1 Loan On Manufactured Home Dwelling (A & B) for $309,000
    • 6 Denied applications: 2 Conventional for an average of $258,500, 4 Refinancings for an average of $258,250
    • 5 Loans withdrawn: 1 Conventional Home Purchase for $370,000, 3 Refinancings for an average of $236,333, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $281,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Loans originated: Conventional Home Purchase Loan for $185,000, Refinancing for $250,000
      Genworth Financial:
    • 5 Originated: 3 Conventional Home Purchase Loans for an average of $214,667, 2 Refinancings for an average of $200,500
    • 5 Refinancings Approved loans, not accepted for an average of $190,200
      Mortgage Guaranty Insurance:
    • 9 Loans originated: 4 Conventional Home Purchase Loans for an average of $166,500, 5 Refinancings for an average of $134,800
    • 3 Approved - not accepted: Conventional Home Purchase Loan for $207,000, 2 Refinancings for an average of $218,000
      PMI Mortgage Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $170,000, Refinancing for $144,000
    • 2 Refinancings Approved loans, not accepted for an average of $152,000
      Republic Mortgage Insurance:
    • 2 Refinancings withdrawn for an average of $214,000
      United Guaranty Corporation:
    • 10 Loans originated: 7 Conventional Home Purchase Loans for an average of $201,143, 3 Refinancings for an average of $205,667
    • 2 Approved, not accepted: Conventional Home Purchase Loan for $207,000, Refinancing for $284,000
      Triad Guaranty Insurance:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $155,500, Refinancing for $140,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Applications withdrawn for $370,000


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