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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Spring Valley, Zip Code 91977, San Diego County, California (CA), Tract 0137.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1587 Originated: 37 FHA, FSA/RHS & VA for an average of $262,568, 393 Conventional Home Purchase for an average of $269,705, 935 Refinancings for an average of $263,732, 61 Home Improvement Loans for an average of $195,246, 19 Dwellings For 5+ Families for an average of $1,649,895, 136 Non-occupant Loans on < 5 Family Dwellings for an average of $297,015, 6 Loans On Manufactured Home Dwelling for an average of $182,500
    • 317 Approved, not accepted: 6 FHA, FSA/RHS & VA Home Purchase Loans for an average of $350,500, 93 Conventional Home Purchase for an average of $255,817, 168 Refinancings for an average of $277,946, 18 Home Improvement for an average of $227,167, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $267,385, 6 Loans On Manufactured Home Dwelling for an average of $166,833
    • 732 Denied applications: 20 FHA, FSA/RHS & VA Loans for an average of $250,700, 165 Conventional Home Purchase Loans for an average of $262,376, 416 Refinancings for an average of $325,349, 52 Home Improvement Loans for an average of $162,538, 3 Loans on Dwellings For 5+ Families for an average of $1,246,667, 57 Non-occupant Loans on < 5 Family Dwellings for an average of $328,228, 19 Loans On Manufactured Home Dwelling for an average of $222,947
    • 392 Loans withdrawn: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $270,000, 77 Conventional Home Purchase Loans for an average of $251,494, 254 Refinancings for an average of $307,413, 29 Home Improvement Loans for an average of $155,793, 1 Dwelling For 5+ Families for $4,612,000, 19 Non-occupant Loans on < 5 Family Dwellings for an average of $236,474, 3 Loans On Manufactured Home Dwelling for an average of $265,333
    • 120 Closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $250,000, 23 Conventional for an average of $302,870, 80 Refinancings for an average of $319,325, 4 Home Improvement for an average of $112,750, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $280,778, 2 Loans On Manufactured Home Dwelling for an average of $190,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (326) is significantly below CA average (566). The average loan value for this tract ($281,692) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (65) is below CA average (99). The average loan value for this tract ($266,975) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (150) is below CA average (195). The average loan value for this tract ($298,891) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (80) is below CA average (124). The average loan value for this tract ($291,574) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (25) is below CA average (34). The average loan value for this tract ($303,092) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 43 Originated: 25 Conventional Home Purchase for an average of $303,960, 15 Refinancings for an average of $279,600, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $251,500, 1 Loan On Manufactured Home Dwelling (A & B) for $293,000
    • 8 Loans approved - not accepted: 3 Conventional for an average of $286,667, 5 Refinancings for an average of $296,600
    • 4 Denied applications: 1 Conventional Home Purchase for $149,000, 2 Refinancings for an average of $368,000, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $368,000
    • 2 Applications withdrawn: 1 Conventional Home Purchase for $401,000, 1 Refinancing for $421,000
    • 2 Refinancings closed for incompleteness for an average of $288,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $22,000, Refinancing for $2,000
    • 2 Approved loans but not accepted: Conventional Home Purchase Loan for $327,000, Refinancing for $280,000
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $322,000
      Mortgage Guaranty Insurance:
    • 3 Refinancings Originated for an average of $266,333
    • Refinancing Approved - not accepted for $275,000
      PMI Mortgage Insurance:
    • 3 Originated: Conventional Home Purchase Loan for $297,000, 2 Refinancings for an average of $271,000
      Republic Mortgage Insurance:
    • Refinancing Applications withdrawn for $421,000
      United Guaranty Corporation:
    • Refinancing originated for $248,000
      Triad Guaranty Insurance:
    • 2 Originated: Conventional Home Purchase Loan for $203,000, Refinancing for $102,000


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