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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Northwest Spring Valley, Zip Code 91977, San Diego County, California (CA), Tract 0138.02

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 1166 Loans originated: 55 FHA, FSA/RHS & VA for an average of $175,545, 336 Conventional Home Purchase for an average of $203,613, 582 Refinancings for an average of $213,895, 34 Home Improvement Loans for an average of $176,294, 9 Loans on Dwellings For 5+ Families for an average of $928,667, 138 Non-occupant Loans on < 5 Family Dwellings for an average of $230,232, 12 Loans On Manufactured Home Dwelling for an average of $69,500
    • 215 Approved but not accepted: 9 FHA, FSA/RHS & VA Loans for an average of $162,111, 50 Conventional for an average of $204,860, 117 Refinancings for an average of $241,368, 4 Home Improvement Loans for an average of $101,250, 26 Non-occupant Loans on < 5 Family Dwellings for an average of $296,923, 9 Loans On Manufactured Home Dwelling for an average of $67,222
    • 548 Applications denied: 9 FHA, FSA/RHS & VA Loans for an average of $229,889, 131 Conventional for an average of $225,130, 307 Refinancings for an average of $245,580, 35 Home Improvement Loans for an average of $61,143, 54 Non-occupant Loans on < 5 Family Dwellings for an average of $257,074, 12 Loans On Manufactured Home Dwelling for an average of $112,667
    • 323 Loans withdrawn: 8 FHA, FSA/RHS & VA Loans for an average of $224,750, 74 Conventional for an average of $227,838, 201 Refinancings for an average of $234,692, 13 Home Improvement Loans for an average of $142,000, 3 Dwellings For 5+ Families for an average of $450,000, 22 Non-occupant Loans on < 5 Family Dwellings for an average of $228,409, 2 Loans On Manufactured Home Dwelling for an average of $194,000
    • 88 Files closed for incompleteness: 3 FHA, FSA/RHS & VA for an average of $193,000, 9 Conventional Home Purchase Loans for an average of $256,000, 65 Refinancings for an average of $238,554, 3 Home Improvement for an average of $152,000, 8 Non-occupant Loans on < 5 Family Dwellings for an average of $201,875

    Compared to the state average:

    • The number of loans originated per 1000 residents (396) is below CA average (566). The average loan value for this tract ($213,991) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (73) is below CA average (99). The average loan value for this tract ($226,381) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (186) is comparable to CA average (195). The average loan value for this tract ($226,876) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (110) is comparable to CA average (124). The average loan value for this tract ($230,464) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (30) is comparable to CA average (34). The average loan value for this tract ($232,500) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 31 Originated: 18 Conventional Home Purchase for an average of $239,500, 10 Refinancings for an average of $206,900, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $215,000
    • 8 Approved loans - not accepted: 4 Conventional for an average of $200,000, 4 Refinancings for an average of $298,500
    • Conventional Home Purchase Loan denied for $130,000
    • 2 Withdrawn applications: 1 Conventional for $234,000, 1 Refinancing for $215,000
    • 2 Conventional Home Purchase Loans closed for incompleteness for an average of $189,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $274,500
    • Conventional Home Purchase Loan Applications withdrawn for $234,000
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $285,000, Refinancing for $224,000
    • Conventional Home Purchase Loan Approved, not accepted for $204,000
      Mortgage Guaranty Insurance:
    • 2 Refinancings originated for an average of $207,000
    • Conventional Home Purchase Loan Applications approved but not accepted for $237,000
      PMI Mortgage Insurance:
    • Refinancing Originated for $230,000
    • Refinancing Withdrawn applications for $215,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $248,000
      United Guaranty Corporation:
    • 3 Loans originated: Conventional Home Purchase Loan for $275,000, 2 Refinancings for an average of $208,000
      Triad Guaranty Insurance:
    • Refinancing originated for $95,000


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