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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 46506, St. Joseph County, Indiana (IN), Tract 0124.00

Back to: St. Joseph County, IN, Indiana, Indiana forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 409 Originated: 4 FHA, FSA/RHS & VA Loans for an average of $80,500, 86 Conventional for an average of $148,686, 262 Refinancings for an average of $125,798, 41 Home Improvement Loans for an average of $44,415, 16 Non-occupant Loans on < 5 Family Dwellings for an average of $133,938
    • 27 Loans approved but not accepted: 1 FHA, FSA/RHS & VA for $101,000, 7 Conventional for an average of $132,714, 16 Refinancings for an average of $152,375, 3 Home Improvement for an average of $121,667
    • 93 Applications denied: 1 FHA, FSA/RHS & VA Loan for $20,000, 13 Conventional for an average of $94,154, 64 Refinancings for an average of $130,328, 9 Home Improvement Loans for an average of $32,444, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $55,500, 4 Loans On Manufactured Home Dwelling for an average of $30,750
    • 58 Withdrawn loans: 1 FHA, FSA/RHS & VA Loan for $91,000, 13 Conventional Home Purchase for an average of $120,692, 41 Refinancings for an average of $123,415, 2 Home Improvement for an average of $147,000, 1 Non-occupant Loan on < 5 Family Dwelling for $118,000
    • 21 Files closed for incompleteness: 1 FHA, FSA/RHS & VA Home Purchase Loan for $235,000, 3 Conventional Home Purchase Loans for an average of $75,333, 16 Refinancings for an average of $149,125, 1 Non-occupant Loan on < 5 Family Dwelling for $114,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (197) is significantly below IN average (351). The average loan value for this tract ($122,328) is comparable to the state average ($110,596).
    • The number of loans not accepted per 1000 residents (13) is significantly below IN average (49). The average loan value for this tract ($141,963) is above the state average ($92,525).
    • The number of loans denied per 1000 residents (45) is significantly below IN average (146). The average loan value for this tract ($108,720) is above the state average ($86,770).
    • The number of loans withdrawn per 1000 residents (28) is significantly below IN average (66). The average loan value for this tract ($122,966) is comparable to the state average ($106,378).
    • The number of loans closed per 1000 residents (10) is significantly below IN average (20). The average loan value for this tract ($141,000) is above the state average ($111,552).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 30 Originated: 17 Conventional for an average of $124,765, 13 Refinancings for an average of $142,462
    • 11 Approved loans - not accepted: 2 Conventional Home Purchase Loans for an average of $126,000, 9 Refinancings for an average of $183,778
    • 2 Refinancings Denied for an average of $90,500
    • 3 Refinancings withdrawn for an average of $158,000
    • Refinancing Closed for incompleteness for $117,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan Originated for $61,000
      Genworth Financial:
    • Refinancing Approved - not accepted for $214,000
      Mortgage Guaranty Insurance:
    • 2 Refinancings Originated for an average of $127,000
    • Refinancing Approved but not accepted for $104,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $125,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $124,000
    • Refinancing Withdrawn for $85,000
      United Guaranty Corporation:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $165,000, Refinancing for $83,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $80,000

    Home Mortgage Disclosure Act Statistics for this county, Zip Code 46506, Tract 0124.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing Originated for $137,000
      JPMORGAN CHASE BANK (OH):
    • Refinancing Approved, not accepted for $100,000
      FIRST TENNESSEE BANK NA (TN):
    • Conventional Home Purchase Loan Originated for $292,000
      NATIONAL CITY BANK (OH):
    • Refinancing Originated for $116,000
    • Refinancing Denied for $104,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing originated for $134,000
    • 3 Loans denied: 2 Conventional for an average of $90,500, 1 Refinancing for $85,000
      CITIBANK, N.A. (NV):
    • Refinancing Originated for $35,000
    • Home Improvement Loan withdrawn for $75,000
      WELLS FARGO BANK, NA (SD):
    • 2 Originated: 1 Conventional for $229,000, 1 Refinancing for $185,000
      HORIZON BANK, N.A. (IN):
    • Refinancing approved, not accepted for $148,000
      BANK ONE, NA (OH):
    • Refinancing Denied for $95,000
      BANK OF AMERICA, N.A. (NC):
    • 2 Refinancings Originated for an average of $128,500
      CAPITAL ONE NA (LA):
    • Home Improvement Loan Originated for $1,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Originated for $17,000
    • Refinancing Approved , not accepted for $48,000
      LASALLE BANK MIDWEST, NA (MI):
    • Refinancing closed for incompleteness for $114,000
      METLIFE BANK, N.A. (NJ):
    • Refinancing originated for $187,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Conventional Home Purchase Loan originated for $61,000
      FIRST INDIANA BANK (IN):
    • Refinancing Withdrawn for $250,000
      SOUTH CENTRAL BANK (IL):
    • Home Improvement Loan originated for $14,000
    • Home Improvement Loan denied for $15,000
      CITIMORTGAGE, INC (NY):
    • Refinancing originated for $122,000
      HSBC MORTGAGE CORP (NY):
    • Refinancing Originated for $283,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • Refinancing Approved, not accepted for $112,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • 2 Refinancings originated for an average of $184,500
      ABN AMRO MTG GROUP INC (MI):
    • 9 Originated: 4 Conventional for an average of $108,500, 5 Refinancings for an average of $148,800
    • Refinancing closed for incompleteness for $85,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 7 Refinancings Originated for an average of $116,857
    • Conventional Home Purchase Loan Denied for $61,000

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    Statistics for St. Joseph County, Indiana, Tract 0124.00 - Federal Reserve System (FRB)

      PROVIDENT BANK (OH):
    • 3 Applications denied: 2 Refinancings for an average of $99,000, 1 Non-occupant Loan on < 5 Family Dwelling for $91,000
      LAKE CITY BANK (IN):
    • Refinancing originated for $91,000
      1ST SOURCE BANK (IN):
    • 12 Originated: 1 Conventional Home Purchase for $185,000, 9 Refinancings for an average of $99,333, 2 Home Improvement Loans for an average of $66,500
      SUNTRUST MORTGAGE, INC (VA):
    • 2 Refinancings Originated for an average of $152,500
      IRWIN MORTGAGE CORPORATION (IN):
    • Refinancing denied for $85,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • 2 Loans originated: 1 FHA, FSA/RHS & VA for $90,000, 1 Refinancing for $114,000
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing Originated for $89,000
    • Refinancing approved but not accepted for $238,000
      WELLS FARGO FIN'L INDIANA, INC (IA):
    • Refinancing Originated for $163,000
    • Refinancing Withdrawn for $17,000
      BENEFICIAL COMPANY LLC (IL):
    • 2 Denied loans: 1 Refinancing for $100,000, 1 Home Improvement for $60,000
      M&T MORTGAGE CORPORATION (NY):
    • Conventional Home Purchase Loan Originated for $101,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Refinancing Denied for $104,000
      IRWIN HOME EQUITY CORP (CA):
    • Refinancing Originated for $72,000
      FIFTH THIRD MORTGAGE COMPANY (OH):
    • Refinancing originated for $120,000
      CITIFINANCIAL SERVICES, INC. (MD):
    • Refinancing Withdrawn for $39,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing Denied for $65,000
      ELKHART COMMUNITY BANK (IN):
    • 3 Conventional Home Purchase Loans originated for an average of $426,667
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • Refinancing denied for $183,000
      FULL SPECTRUM LENDING (CA):
    • Conventional Home Purchase Loan originated for $44,000
      DECISION ONE MORTGAGE (IL):
    • 2 Conventional Home Purchase Loans Originated for an average of $59,000
      E-LOAN INC (CA):
    • Conventional Home Purchase Loan Approved - not accepted for $170,000

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    Home Mortgage Disclosure Act Statistics for this county, Zip Code 46506, Tract 0124.00 - Federal Deposit Insurance Corporation (FDIC)

      FIRST STATE BANK OF MIDDLEBURY (IN):
    • Home Improvement Loan withdrawn for $219,000
      LAKE CITY BANK (IN):
    • Refinancing Originated for $284,000
      NEW YORK COMMUNITY BANK (NY):
    • Refinancing originated for $86,000
    • Refinancing Denied for $226,000
      HOME SAVINGS & LOAN COMPANY (OH):
    • 2 Conventional Home Purchase Loans originated for an average of $42,000
      CENTRAL BANK OF JEFFERSON COUN (KY):
    • Refinancing Denied for $333,000
      GMAC BANK (UT):
    • Refinancing originated for $226,000
    • Refinancing denied for $144,000
      MORTGAGE SERVICES III, L.L.C. (IL):
    • FHA, FSA/RHS & VA Home Purchase Loan Closed for incompleteness for $235,000

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    Home Mortgage Disclosure Act Statistics for St. Joseph County, Indiana (IN), Zip Code 46506, Tract 0124.00 - Office of Thrift Supervision (OTS)

      MUTUAL FEDERAL SAVINGS BANK (IN):
    • 2 Refinancings originated for an average of $318,500
    • Refinancing denied for $272,000
      MFB FINANCIAL (IN):
    • 5 Refinancings originated for an average of $121,200
    • Refinancing denied for $106,000
      CITIBANK, FSB (VA):
    • 2 Refinancings originated for an average of $191,000
      M&I BANK FSB (NV):
    • Refinancing denied for $150,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing originated for $337,000
      AMTRUST BANK (OH):
    • 2 Loans originated: 1 Refinancing for $125,000, 1 Non-occupant Loan on < 5 Family Dwelling for $125,000
      SOVEREIGN BANK (PA):
    • Refinancing Originated for $128,000
      EDGEWATER BANK (MI):
    • Refinancing originated for $53,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • Conventional Home Purchase Loan originated for $118,000
      FIRST FEDERAL SAVINGS BANK (IN):
    • 13 Loans originated: 4 Conventional Home Purchase Loans for an average of $113,000, 9 Refinancings for an average of $94,889
      FLAGSTAR BANK (MI):
    • Refinancing Originated for $64,000
      NETBANK FUNDINGS SERVICES (GA):
    • 2 Refinancings Originated for an average of $58,000
      UNION FEDERAL C/O SKY BANK (IN):
    • Refinancing Originated for $265,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Originated for $193,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing approved but not accepted for $90,000
      STATE FARM BANK (IL):
    • Refinancing Denied for $72,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Conventional Home Purchase Loan denied for $155,000
      GE MONEY BANK (UT):
    • Home Improvement Loan originated for $16,000
      GMAC BANK (DE):
    • 2 Conventional Home Purchase Loans Originated for an average of $43,000
      COUNTRYWIDE BANK, FSB (VA):
    • Conventional Home Purchase Loan Originated for $80,000
      CITIMORTGAGE, INC (MO):
    • Refinancing originated for $62,000

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    Home Mortgage Disclosure Act Statistics for St. Joseph County, Indiana, Tract 0124.00 - National Credit Union Administration (NCUA)

      AAA FEDERAL CREDIT UNION (IN):
    • Refinancing originated for $112,000
      INOVA FEDERAL CREDIT UNION (IN):
    • Refinancing withdrawn for $30,000
      CHIPHONE FEDERAL CREDIT UNION (IN):
    • Conventional Home Purchase Loan originated for $135,000
      PROFESSIONAL FEDERAL CREDIT UNION (IN):
    • Refinancing originated for $100,000
      COMMUNITYWIDE FEDERAL CREDIT UNION (IN):
    • Home Improvement Loan originated for $3,000
    • Refinancing Denied for $104,000
      POLICEMENS FEDERAL CREDIT UNION (IN):
    • Home Improvement Loan Originated for $24,000
      NOTRE DAME FEDERAL CREDIT UNION (IN):
    • Refinancing Originated for $63,000
      TEACHERS CREDIT UNION (IN):
    • 3 Refinancings originated for an average of $55,000
    • Refinancing Withdrawn for $173,000
      TAPER LOCK CREDIT UNION (IN):
    • Home Improvement Loan originated for $3,000
      CENTRA CREDIT UNION (IN):
    • Refinancing originated for $20,000

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    Statistics for St. Joseph County, Indiana (IN), Zip Code 46506, Tract 0124.00 - Department of Housing and Urban Development (HUD)

      HIC-STAR CORP. FKA AMPRO MTG. (AZ):
    • Conventional Home Purchase Loan Denied for $122,000
      AMERICAN BUSINESS FINANCIAL (PA):
    • Conventional Home Purchase Loan Denied for $73,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing withdrawn for $212,000
      LONG BEACH MORTGAGE CO. (WA):
    • 4 Loans denied: 3 Refinancings for an average of $200,000, 1 Home Improvement for $30,000
      TRIBECA LENDING CORPORATION (NY):
    • Refinancing Denied for $182,000
      NORTHEAST MORTGAGE CORPORATION (CT):
    • 2 Originated: 1 Refinancing for $125,000, 1 Non-occupant Loan on < 5 Family Dwelling for $125,000
      TRUSTCORP MORTGAGE COMPANY (IN):
    • 11 Refinancings Originated for an average of $115,182
    • Conventional Home Purchase Loan Withdrawn for $145,000
      E-LOAN, INC. (CA):
    • Refinancing Denied for $86,000
      MILLENNIA MORTGAGE CORPORATION (CA):
    • Refinancing Withdrawn for $60,000
      FINANCE AMERICA, LLC (CA):
    • Refinancing originated for $69,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • Refinancing Originated for $122,000
    • Refinancing Withdrawn for $100,000
      HOME123 CORPORATION (CA):
    • Conventional Home Purchase Loan closed for incompleteness for $96,000
      REUNION MORTGAGE, INC (CA):
    • Refinancing originated for $283,000
      POLARIS HOME FUNDING CORP. (MI):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $91,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Approved , not accepted for $65,000
      AMC MORTGAGE SERVICES, INC. (CA):
    • Refinancing closed for incompleteness for $72,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • 2 Refinancings Denied for an average of $122,500
      TOWNE MORTGAGE COMPANY (MI):
    • Refinancing originated for $65,000
      NEWDAY FINANCIAL, LLC (MD):
    • Refinancing Denied for $238,000
      AMERISAVE MORTGAGE CORPORATION (GA):
    • Refinancing Closed for incompleteness for $128,000
      PHH MORTGAGE CORPORATION (NJ):
    • Refinancing Withdrawn for $60,000
      NEW STATE MORTGAGE COMPANY (IN):
    • Conventional Home Purchase Loan Originated for $146,000
      HFC (IL):
    • 3 Refinancings Denied for an average of $88,333
    • Refinancing Withdrawn for $85,000
      VANDYK MORTGAGE CORPORATION (MI):
    • Refinancing Withdrawn for $78,000
      GMAC MORTGAGE LLC (PA):
    • 2 Refinancings Originated for an average of $122,000
    • Refinancing closed for incompleteness for $100,000
      VANDERBILT MORTGAGE (TN):
    • 2 Denied loans: 1 Refinancing for $19,000, 1 Loan On Manufactured Home Dwelling for $19,000
      BENEFICIAL (IL):
    • Refinancing Denied for $148,000
    • Refinancing withdrawn for $148,000
      DECISION ONE MORTGAGE (NC):
    • Conventional Home Purchase Loan originated for $75,000
    • Conventional Home Purchase Loan Withdrawn for $75,000
      ORIGEN FINANCIAL (MI):
    • 2 Loans denied: 1 Conventional Home Purchase for $20,000, 1 Loan On Manufactured Home Dwelling for $20,000
      AMERITRUST MORTGAGE COMPANY LL (NC):
    • Conventional Home Purchase Loan originated for $181,000
      FARM CREDIT SERVICES OF MIDAM (KY):
    • 3 Loans originated: 2 Conventional Home Purchase for an average of $108,000, 1 Refinancing for $101,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing denied for $60,000
    • Refinancing withdrawn for $136,000
      21ST MORTGAGE CORPORATION (TN):
    • 2 Loans denied: 1 Conventional Home Purchase for $64,000, 1 Loan On Manufactured Home Dwelling for $64,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing originated for $94,000
    • 2 Withdrawn applications: 1 Conventional Home Purchase Loan for $118,000, 1 Non-occupant Loan on < 5 Family Dwelling for $118,000
      QUICKEN LOANS (MI):
    • Refinancing denied for $125,000
      BIRMINGHAM BANCORP MORTGAGE (MI):
    • Refinancing withdrawn for $96,000
      GREENLIGHT FINANCIAL SERVICES (CA):
    • Refinancing Denied for $187,000
      TAYLOR, BEAN & WHITAKER (FL):
    • Refinancing Originated for $65,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing Originated for $81,000
    • Refinancing denied for $86,000
    • Refinancing Closed for incompleteness for $76,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing originated for $107,000
      CUSTOM MORTGAGE (IN):
    • Refinancing originated for $94,000
    • Refinancing withdrawn for $68,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing Denied for $74,000
      OPTION ONE MORTGAGE CORP (CA):
    • 2 Conventional Home Purchase Loans Originated for an average of $71,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Conventional Home Purchase Loan Withdrawn for $22,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing denied for $164,000
    • 5 Withdrawn loans: 1 Conventional Home Purchase for $68,000, 4 Refinancings for an average of $114,250
      MILA, INC (WA):
    • Refinancing Originated for $88,000
      FRANKLIN AMERICAN MORTGAGE CO (TN):
    • Refinancing Withdrawn for $190,000
      BANCGROUP MORTGAGE CORPORATION (IL):
    • 3 Conventional Home Purchase Loans originated for an average of $114,667
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • Refinancing Originated for $75,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • 2 Originated: 1 Conventional Home Purchase Loan for $154,000, 1 Refinancing for $115,000
      SAXON MORTGAGE (VA):
    • Refinancing Originated for $96,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • Refinancing originated for $85,000

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