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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 13812, Tioga County, New York (NY), Tract 0206.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 2288 Loans originated: 138 FHA, FSA/RHS & VA Home Purchase Loans for an average of $79,174, 557 Conventional for an average of $78,952, 755 Refinancings for an average of $71,513, 609 Home Improvement Loans for an average of $19,271, 4 Loans on Dwellings For 5+ Families for an average of $74,250, 64 Non-occupant Loans on < 5 Family Dwellings for an average of $60,563, 161 Loans On Manufactured Home Dwelling for an average of $47,193
    • 428 Approved applications, not accepted: 9 FHA, FSA/RHS & VA Home Purchase Loans for an average of $97,333, 142 Conventional Home Purchase for an average of $62,155, 173 Refinancings for an average of $71,844, 42 Home Improvement Loans for an average of $30,571, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $76,529, 45 Loans On Manufactured Home Dwelling for an average of $64,000
    • 1574 Loans denied: 19 FHA, FSA/RHS & VA Loans for an average of $96,632, 362 Conventional Home Purchase Loans for an average of $51,331, 680 Refinancings for an average of $70,219, 335 Home Improvement Loans for an average of $22,310, 1 Loan on Dwelling For 5+ Families for $280,000, 46 Non-occupant Loans on < 5 Family Dwellings for an average of $57,870, 131 Loans On Manufactured Home Dwelling for an average of $39,519
    • 579 Withdrawn: 17 FHA, FSA/RHS & VA Home Purchase Loans for an average of $87,529, 63 Conventional for an average of $68,000, 395 Refinancings for an average of $77,119, 64 Home Improvement Loans for an average of $44,094, 17 Non-occupant Loans on < 5 Family Dwellings for an average of $72,059, 23 Loans On Manufactured Home Dwelling for an average of $62,348
    • 123 Closed for incompleteness: 6 FHA, FSA/RHS & VA Home Purchase Loans for an average of $76,167, 14 Conventional Home Purchase Loans for an average of $61,286, 87 Refinancings for an average of $77,586, 10 Home Improvement Loans for an average of $61,100, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $73,000, 4 Loans On Manufactured Home Dwelling for an average of $53,500

    Compared to the state average:

    • The number of loans originated per 1000 residents (309) is comparable to NY average (256). The average loan value for this tract ($57,868) is significantly below the state average ($214,957).
    • The number of loans not accepted per 1000 residents (58) is comparable to NY average (48). The average loan value for this tract ($64,477) is significantly below the state average ($209,181).
    • The number of loans denied per 1000 residents (213) is significantly above NY average (120). The average loan value for this tract ($53,215) is significantly below the state average ($189,622).
    • The number of loans withdrawn per 1000 residents (78) is comparable to NY average (69). The average loan value for this tract ($72,047) is significantly below the state average ($206,134).
    • The number of loans closed per 1000 residents (17) is comparable to NY average (20). The average loan value for this tract ($73,463) is significantly below the state average ($226,719).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 186 Originated: 111 Conventional Home Purchase Loans for an average of $91,135, 67 Refinancings for an average of $110,627, 6 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $91,833, 2 Loans On Manufactured Home Dwelling (A & B) for an average of $115,500
    • 48 Applications approved, not accepted: 21 Conventional Home Purchase for an average of $90,143, 24 Refinancings for an average of $99,750, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $39,000, 1 Loan On Manufactured Home Dwelling (A & B) for $86,000
    • 15 Loans denied: 5 Conventional Home Purchase for an average of $76,000, 7 Refinancings for an average of $130,429, 3 Loans On Manufactured Home Dwelling (A & B) for an average of $94,667
    • 10 Withdrawn: 8 Conventional for an average of $95,250, 2 Refinancings for an average of $139,500
    • Conventional Home Purchase Loan Closed for incompleteness for $81,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 3 Originated: 2 Conventional Home Purchase Loans for an average of $63,500, Refinancing for $43,000
      Genworth Financial:
    • 2 Originated: Conventional Home Purchase Loan for $52,000, Refinancing for $56,000
    • Refinancing Approved applications but not accepted for $56,000
      Mortgage Guaranty Insurance:
    • Refinancing Originated for $64,000
    • Refinancing Approved - not accepted for $58,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $48,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $194,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $75,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $146,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Originated for $129,000

    Statistics for Tioga County, New York (NY), Zip Code 13812, Tract 0206.00 - Office of the Comptroller of the Currency (OCC)

      WACHOVIA BANK NA (NC):
    • Refinancing Approved, not accepted for $85,000
    • Refinancing Denied for $63,000
      JPMORGAN CHASE BANK (OH):
    • 5 Originated: 1 Conventional for $12,000, 2 Refinancings for an average of $57,000, 1 Non-occupant Loan on < 5 Family Dwelling for $34,000, 1 Loan On Manufactured Home Dwelling for $12,000
    • 6 Approved loans but not accepted: 1 Conventional for $95,000, 3 Refinancings for an average of $66,667, 1 Home Improvement Loan for $25,000, 1 Loan On Manufactured Home Dwelling for $95,000
    • 5 Denied loans: 4 Refinancings for an average of $105,750, 1 Non-occupant Loan on < 5 Family Dwelling for $115,000
      US BANK, N.A. (OH):
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $31,000, 2 Loans On Manufactured Home Dwelling for an average of $31,000
      FIRST NATIONAL BANK OF CC (PA):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $110,000
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $101,000
      FLEET NATIONAL BANK (RI):
    • 3 Originated: 1 Refinancing for $62,000, 2 Home Improvement Loans for an average of $47,500
    • 3 Denied applications: 2 Refinancings for an average of $45,000, 1 Home Improvement Loan for $40,000
    • Refinancing Withdrawn for $56,000
      FIRST TENNESSEE BANK NA (TN):
    • 2 Loans originated: 1 Conventional for $230,000, 1 Non-occupant Loan on < 5 Family Dwelling for $230,000
    • Conventional Home Purchase Loan denied for $65,000
      NATIONAL CITY BANK (OH):
    • 2 Conventional Home Purchase Loans approved, not accepted for an average of $47,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Conventional Home Purchase Loan Originated for $98,000
    • 2 Conventional Home Purchase Loans approved - not accepted for an average of $54,500
    • Conventional Home Purchase Loan Denied for $90,000
      THE LYONS NATIONAL BANK (NY):
    • 2 Loans originated: 1 Refinancing for $102,000, 1 Non-occupant Loan on < 5 Family Dwelling for $102,000
      CENTRAL NATIONAL BANK (NY):
    • 2 Conventional Home Purchase Loans denied for an average of $26,000
      PNC BANK, NA (PA):
    • Home Improvement Loan originated for $21,000
    • Home Improvement Loan closed for incompleteness for $30,000
      NBT BANK, NA (NY):
    • Refinancing Originated for $26,000
    • Conventional Home Purchase Loan Denied for $5,000
      UNITED NATIONAL BANK (WV):
    • Home Improvement Loan originated for $7,000
      CITIBANK, N.A. (NV):
    • Home Improvement Loan denied for $45,000
      WELLS FARGO BANK, NA (SD):
    • 17 Loans originated: 2 FHA, FSA/RHS & VA Loans for an average of $66,000, 8 Conventional Home Purchase Loans for an average of $89,500, 4 Refinancings for an average of $94,000, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000, 2 Loans On Manufactured Home Dwelling for an average of $64,500
    • 7 Applications approved, not accepted: 1 FHA, FSA/RHS & VA Loan for $59,000, 2 Conventional Home Purchase Loans for an average of $37,000, 1 Refinancing for $61,000, 1 Non-occupant Loan on < 5 Family Dwelling for $15,000, 2 Loans On Manufactured Home Dwelling for an average of $60,000
    • 4 Denied loans: 1 FHA, FSA/RHS & VA Loan for $102,000, 3 Conventional Home Purchase Loans for an average of $99,000
    • 2 Applications withdrawn: 1 Refinancing for $77,000, 1 Loan On Manufactured Home Dwelling for $77,000
      WILBER NATIONAL BANK (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $24,000, 1 Loan On Manufactured Home Dwelling for $24,000
      WELLS FARGO BANK WEST, NA (CO):
    • Home Improvement Loan denied for $27,000
      PEOPLES NATIONAL BANK (PA):
    • Conventional Home Purchase Loan originated for $27,000
      COMMUNITY BANK, N.A. (NY):
    • 25 Loans originated: 1 FHA, FSA/RHS & VA Loan for $74,000, 1 Conventional for $52,000, 10 Refinancings for an average of $58,600, 13 Home Improvement Loans for an average of $6,769
    • 2 Loans denied: 1 Refinancing for $25,000, 1 Home Improvement Loan for $1,000
    • 3 Loans withdrawn: 1 Refinancing for $56,000, 2 Home Improvement for an average of $7,000
      BANK OF AMERICA, N.A. (NC):
    • Refinancing withdrawn for $60,000
      CAPITAL ONE NA (LA):
    • Home Improvement Loan Approved but not accepted for $4,000
      LASALLE BANK NA (IL):
    • Home Improvement Loan Denied for $5,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • 3 Originated: 2 Refinancings for an average of $45,500, 1 Home Improvement for $70,000
    • Home Improvement Loan approved but not accepted for $13,000
    • 6 Loans denied: 4 Refinancings for an average of $75,250, 2 Home Improvement Loans for an average of $6,000
    • 6 Refinancings withdrawn for an average of $54,833
      ADVANTA NATIONAL BANK (DE):
    • 2 Refinancings Denied for an average of $65,500
    • Refinancing Withdrawn for $61,000
      FLORIDA BANK, N. A. (FL):
    • Conventional Home Purchase Loan originated for $81,000
      WACHOVIA BANK OF DELAWARE (DE):
    • Refinancing originated for $60,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • Conventional Home Purchase Loan denied for $51,000
      US BANK NORTH DAKOTA (ND):
    • Refinancing closed for incompleteness for $90,000
      NATIONAL BANK OF KANSAS CITY (KS):
    • Home Improvement Loan originated for $40,000
      THE CITIZENS NATIONAL BANK OF (OH):
    • 2 Loans originated: 1 Conventional Home Purchase for $26,000, 1 Loan On Manufactured Home Dwelling for $26,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • Refinancing denied for $45,000
    • 2 Refinancings withdrawn for an average of $41,000
      COUNTRYWIDE BANK, N.A. (VA):
    • Conventional Home Purchase Loan Originated for $24,000
      FIRST NATIONAL BANK OF ARIZONA (AZ):
    • Conventional Home Purchase Loan Denied for $60,000
      CHARTER ONE BANK (OH):
    • Refinancing Originated for $58,000
    • Refinancing Approved , not accepted for $45,000
    • Refinancing denied for $67,000
      HSBC BANK USA, NA (DE):
    • Home Improvement Loan denied for $3,000
      RBS CITIZENS BANK, N.A. (NY):
    • 2 Loans originated: 1 Refinancing for $75,000, 1 Home Improvement Loan for $5,000
    • 4 Denied: 3 Home Improvement for an average of $7,667, 1 Non-occupant Loan on < 5 Family Dwelling for $3,000
      CITIMORTGAGE, INC (MO):
    • 4 Originated: 3 FHA, FSA/RHS & VA Loans for an average of $44,000, 1 Conventional Home Purchase for $93,000
    • Refinancing Denied for $64,000
    • 2 Withdrawn loans: 1 FHA, FSA/RHS & VA Home Purchase Loan for $55,000, 1 Conventional Home Purchase Loan for $35,000
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan originated for $75,000
      CCO MORTGAGE (RI):
    • 2 Conventional Home Purchase Loans Originated for an average of $80,500
      HSBC MORTGAGE CORP (NY):
    • 13 Loans originated: 3 FHA, FSA/RHS & VA Loans for an average of $77,667, 6 Conventional for an average of $102,500, 3 Refinancings for an average of $65,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000
    • Refinancing approved - not accepted for $60,000
    • 2 Loans denied: 1 Conventional for $135,000, 1 Non-occupant Loan on < 5 Family Dwelling for $135,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • 2 Home Improvement Loans Denied for an average of $55,000
      THE MONEY STORE (CA):
    • 2 Approved, not accepted: 1 Refinancing for $43,000, 1 Home Improvement Loan for $20,000
    • 5 Applications denied: 1 Refinancing for $32,000, 4 Home Improvement for an average of $15,000
      NEXSTAR FINANCIAL CORPORATION (MO):
    • Home Improvement Loan originated for $71,000
    • Home Improvement Loan denied for $77,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • Conventional Home Purchase Loan Originated for $194,000
      THE HUNTINGTON MORTGAGE CO. (OH):
    • Refinancing approved but not accepted for $61,000
      MOBILE CONSULTANTS INC. (OH):
    • 3 Conventional Home Purchase Loans approved, not accepted for an average of $49,000
    • 3 Denied applications: 2 Conventional for an average of $66,500, 1 Non-occupant Loan on < 5 Family Dwelling for $64,000
    • Conventional Home Purchase Loan Withdrawn for $28,000
      ABN AMRO MTG GROUP INC (MI):
    • 3 Loans originated: 1 FHA, FSA/RHS & VA Loan for $43,000, 1 Conventional Home Purchase for $83,000, 1 Refinancing for $65,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • 3 Conventional Home Purchase Loans Originated for an average of $36,667
    • Conventional Home Purchase Loan Approved but not accepted for $414,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing Denied for $60,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • 3 Refinancings originated for an average of $49,000
    • 7 Refinancings approved but not accepted for an average of $75,714
    • 5 Refinancings denied for an average of $61,800
      ACCESS NATIONAL MORTGAGE CORP (VA):
    • Refinancing withdrawn for $111,000
      WACHOVIA MORTAGE (NC):
    • Refinancing Approved but not accepted for $75,000
    • 2 Denied loans: 1 Conventional for $100,000, 1 Refinancing for $113,000
    • 2 Withdrawn applications: 1 Refinancing for $100,000, 1 Non-occupant Loan on < 5 Family Dwelling for $100,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • Refinancing originated for $90,000
      WELLS FARGO HOME MORTGAGE (IA):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $58,000
    • Conventional Home Purchase Loan Approved - not accepted for $67,000

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    Home Mortgage Disclosure Act Statistics for this county, Zip Code 13812, Tract 0206.00 - Federal Reserve System (FRB)

      KEYSTONE FINANCIAL BANK, N.A. (NY):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $65,000, 1 Home Improvement Loan for $10,000
    • 2 Loans approved - not accepted: 1 Conventional Home Purchase for $61,000, 1 Non-occupant Loan on < 5 Family Dwelling for $61,000
    • Home Improvement Loan denied for $4,000
      REGIONS BANK (AL):
    • Conventional Home Purchase Loan Originated for $65,000
      HSBC BANK, USA (NY):
    • 2 Home Improvement Loans originated for an average of $12,000
    • 2 Home Improvement Loans Denied for an average of $4,000
      MANUFACTURERS AND TRADERS TRUS (NY):
    • Home Improvement Loan originated for $3,000
    • Home Improvement Loan Denied for $2,000
      PROVIDENT BANK (OH):
    • Refinancing Denied for $65,000
      BANC ONE FINANCIAL SERVICES (IN):
    • 2 Refinancings denied for an average of $56,000
    • 3 Refinancings Withdrawn for an average of $54,333
    • Refinancing closed for incompleteness for $80,000
      JPMORGAN CHASE BANK (NY):
    • 6 Loans originated: 5 Conventional for an average of $51,600, 1 Refinancing for $53,000
    • 5 Conventional Home Purchase Loans approved - not accepted for an average of $32,400
    • 4 Denied loans: 3 Conventional for an average of $41,333, 1 Refinancing for $49,000
      CHEMUNG CANAL TRUST COMPANY (NY):
    • 10 Originated: 1 Conventional Home Purchase Loan for $60,000, 2 Refinancings for an average of $20,500, 6 Home Improvement Loans for an average of $4,833, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
    • 7 Loans denied: 2 Conventional Home Purchase for an average of $12,000, 3 Refinancings for an average of $84,333, 2 Home Improvement Loans for an average of $3,000
    • Refinancing Closed for incompleteness for $108,000
      TIOGA STATE BANK (NY):
    • 20 Loans originated: 7 Conventional Home Purchase for an average of $33,429, 6 Refinancings for an average of $55,000, 7 Home Improvement for an average of $20,714
    • 8 Denied applications: 5 Conventional for an average of $31,600, 2 Refinancings for an average of $32,000, 1 Home Improvement Loan for $20,000
      THE CIT GROUP/SALES FINANCING, (NJ):
    • Conventional Home Purchase Loan Originated for $21,000
    • 4 Conventional Home Purchase Loans denied for an average of $39,250
      THE CIT GROUP/CONSUMER FINANCE (NY):
    • Home Improvement Loan Approved but not accepted for $58,000
      SUNTRUST MORTGAGE, INC (VA):
    • Conventional Home Purchase Loan originated for $83,000
      WACHOVIA MORTGAGE (NC):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $79,000
      HSBC MORTGAGE CORPORATION (NY):
    • Refinancing originated for $58,000
    • Conventional Home Purchase Loan approved, not accepted for $100,000
      BANK OF BLUE VALLEY (KS):
    • Refinancing closed for incompleteness for $125,000
      COUNTRYWIDE HOME LOANS (CA):
    • 6 Loans originated: 4 Conventional Home Purchase for an average of $54,000, 2 Refinancings for an average of $68,000
      WELLS FARGO FIN'L CRED SERV NY (IA):
    • Refinancing Denied for $5,000
    • Home Improvement Loan withdrawn for $60,000
      BENEFICIAL COMPANY LLC (IL):
    • 9 Loans originated: 2 Refinancings for an average of $64,000, 7 Home Improvement Loans for an average of $22,571
    • 2 Home Improvement Loans approved, not accepted for an average of $15,500
    • 54 Loans denied: 33 Refinancings for an average of $67,212, 12 Home Improvement Loans for an average of $30,083, 9 Loans On Manufactured Home Dwelling for an average of $55,556
    • 3 Refinancings Withdrawn for an average of $81,667
      M&T MORTGAGE CORPORATION (NY):
    • 2 Originated: 1 Conventional Home Purchase Loan for $48,000, 1 Refinancing for $51,000
      HFC COMPANY LLC (IL):
    • Refinancing Denied for $36,000
      CITIFINANCIAL COMPANY(DE) (MD):
    • Refinancing Originated for $17,000
      EQUIFIRST CORPORATION (NC):
    • Conventional Home Purchase Loan closed for incompleteness for $148,000
      PRIME LENDING (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan approved - not accepted for $131,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • 3 Originated: 1 Conventional Home Purchase Loan for $42,000, 2 Refinancings for an average of $24,500
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • Refinancing originated for $68,000
    • Refinancing Denied for $10,000
    • 4 Refinancings Withdrawn for an average of $46,750
      ASSOCIATES HOUSING FINANCE (TX):
    • Refinancing Approved, not accepted for $18,000
      FULL SPECTRUM LENDING (CA):
    • Refinancing Denied for $88,000
      DECISION ONE MORTGAGE (IL):
    • 5 Originated: 2 Conventional Home Purchase Loans for an average of $41,000, 3 Refinancings for an average of $80,333
      HFC COMPANY LLC (IL):
    • Refinancing Originated for $103,000
    • 3 Denied loans: 1 Refinancing for $96,000, 1 Home Improvement Loan for $30,000, 1 Loan On Manufactured Home Dwelling for $30,000
      E-LOAN INC (CA):
    • 3 Denied: 1 Conventional Home Purchase Loan for $127,000, 2 Refinancings for an average of $55,000
    • Conventional Home Purchase Loan withdrawn for $55,000

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    Statistics for Tioga County, New York, Tract 0206.00 - Federal Deposit Insurance Corporation (FDIC)

      PEOPLES STATE BANK OF WYALUSIN (PA):
    • 4 Loans originated: 2 Refinancings for an average of $138,500, 1 Non-occupant Loan on < 5 Family Dwelling for $27,000, 1 Loan On Manufactured Home Dwelling for $27,000
      TOMPKINS TRUST COMPANY (NY):
    • 2 Originated: 1 Conventional Home Purchase for $16,000, 1 Loan On Manufactured Home Dwelling for $16,000
      CITIZENS & NORTHERN BANK (PA):
    • 13 Loans originated: 5 Conventional Home Purchase for an average of $38,200, 5 Refinancings for an average of $53,200, 2 Home Improvement Loans for an average of $15,500, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000
    • 7 Denied: 2 Conventional Home Purchase for an average of $39,000, 3 Refinancings for an average of $40,333, 2 Home Improvement for an average of $29,500
    • 3 Loans withdrawn: 1 Conventional Home Purchase Loan for $50,000, 2 Refinancings for an average of $32,500
      HUDSON UNITED BANK (NJ):
    • Conventional Home Purchase Loan Approved , not accepted for $19,000
      BSB BANK & TRUST COMPANY (NY):
    • 5 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $48,000, 1 Refinancing for $29,000, 3 Home Improvement for an average of $15,000
    • 2 Conventional Home Purchase Loans Approved - not accepted for an average of $58,000
    • 10 Denied loans: 9 Conventional Home Purchase for an average of $36,778, 1 Home Improvement Loan for $20,000
      CITIZENS BANK OF CONNECTICUT (CT):
    • 2 Denied loans: 1 Home Improvement Loan for $5,000, 1 Loan On Manufactured Home Dwelling for $5,000
      FREMONT INVESTMENT & LOAN (CA):
    • Conventional Home Purchase Loan Denied for $100,000
      1ST MARINER BANK (MD):
    • 2 Originated: 1 Refinancing for $60,000, 1 Loan On Manufactured Home Dwelling for $60,000
      CONSECO BANK, INC. (UT):
    • Conventional Home Purchase Loan Originated for $27,000
    • Conventional Home Purchase Loan Approved , not accepted for $69,000
    • 4 Conventional Home Purchase Loans denied for an average of $16,250
      NORTHERN STATE BANK (PA):
    • Refinancing originated for $104,000
      CITIZENS BANK OF PENNSYLVANIA (PA):
    • 2 Loans denied: 1 Home Improvement for $1,000, 1 Loan On Manufactured Home Dwelling for $1,000
      GMAC BANK (UT):
    • 2 Refinancings Denied for an average of $53,000
      GREENPOINT MORTGAGE FUNDING (NC):
    • Refinancing Withdrawn for $55,000
      GREENPOINT CREDIT, LLC (CA):
    • 5 Conventional Home Purchase Loans originated for an average of $57,400
    • 4 Approved loans, not accepted: 3 Conventional Home Purchase Loans for an average of $53,667, 1 Non-occupant Loan on < 5 Family Dwelling for $40,000
    • 2 Conventional Home Purchase Loans Denied for an average of $19,000
    • Conventional Home Purchase Loan withdrawn for $59,000
      GREENPOINT CREDIT, LLC (CA):
    • 3 Conventional Home Purchase Loans Originated for an average of $46,333
    • 7 Approved loans but not accepted: 5 Conventional for an average of $59,200, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $32,500
    • 9 Conventional Home Purchase Loans Denied for an average of $45,667
    • Conventional Home Purchase Loan Withdrawn for $44,000

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    Home Mortgage Disclosure Act Statistics for this county, Zip Code 13812, Tract 0206.00 - Office of Thrift Supervision (OTS)

      ELMIRA SAVINGS & LOAN F.A. (NY):
    • Refinancing originated for $79,000
      CFS BANK (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $62,000
      HOME SAVINGS OF AMERICA (MN):
    • Refinancing originated for $156,000
      NORTH AMERICAN SAVINGS BANK (MO):
    • Refinancing originated for $58,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing denied for $99,000
      AMTRUST BANK (OH):
    • Refinancing denied for $38,000
      SOVEREIGN BANK (PA):
    • Refinancing Originated for $133,000
      DOWNEY SAVINGS AND LOAN (CA):
    • Refinancing Denied for $96,000
      HOUSEHOLD BANK, F.S.B. (IL):
    • Home Improvement Loan Approved , not accepted for $3,000
      COLONIAL SAVINGS, F.A. (TX):
    • Refinancing Denied for $65,000
      ELMIRA SAVINGS BANK FSB (NY):
    • Refinancing Approved - not accepted for $60,000
      USAA FEDERAL SAVINGS BANK (TX):
    • Refinancing Denied for $44,000
      FLAGSTAR BANK (MI):
    • 2 Conventional Home Purchase Loans originated for an average of $118,000
      UNION FEDERAL C/O SKY BANK (IN):
    • 2 Loans denied: 1 Conventional Home Purchase Loan for $90,000, 1 Loan On Manufactured Home Dwelling for $90,000
      WASHINGTON MUTUAL BANK (NV):
    • Refinancing Originated for $50,000
      HOME LOAN INVESTMENT BANK (RI):
    • Refinancing Approved but not accepted for $32,000
      WORLD SAVINGS BANK, FSB (CA):
    • Refinancing Denied for $88,000
      DOMESTIC BANK (RI):
    • 5 Home Improvement Loans denied for an average of $6,800
      MIDFIRST BANK (OK):
    • Refinancing Originated for $80,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing denied for $104,000
      STATE FARM BANK (IL):
    • Refinancing originated for $112,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Refinancing Denied for $130,000
      GE MONEY BANK (UT):
    • Home Improvement Loan Originated for $13,000
    • Home Improvement Loan Approved - not accepted for $6,000
    • Home Improvement Loan denied for $21,000
    • 2 Refinancings Withdrawn for an average of $123,000
      ALLSTATE BANK (IL):
    • Refinancing closed for incompleteness for $76,000
      GMAC BANK (DE):
    • 2 Refinancings originated for an average of $133,500
    • Home Improvement Loan approved - not accepted for $24,000
      PARTNERS TRUST BANK (NY):
    • 2 Loans originated: 1 Conventional for $232,000, 1 Refinancing for $61,000
    • 4 Loans denied: 3 Refinancings for an average of $37,667, 1 Home Improvement for $6,000
      FIRST NIAGARA BANK (NY):
    • Home Improvement Loan Originated for $25,000
      COUNTRYWIDE BANK, FSB (VA):
    • Conventional Home Purchase Loan Originated for $164,000
    • Refinancing Approved , not accepted for $154,000
      FORWARD FINANCIAL (MA):
    • Conventional Home Purchase Loan denied for $45,000
      INTERVALE MORTGAGE (RI):
    • 2 Conventional Home Purchase Loans Originated for an average of $77,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing originated for $105,000
    • 4 Loans denied: 1 Refinancing for $43,000, 3 Home Improvement for an average of $80,667
      MERRILL LYNCH CREDIT CORP. (FL):
    • 2 Loans originated: 1 Refinancing for $153,000, 1 Loan On Manufactured Home Dwelling for $153,000
      CITIMORTGAGE, INC (MO):
    • Home Improvement Loan Denied for $105,000
      SIB MORTGAGE CORP. (NJ):
    • 2 Applications denied: 1 Refinancing for $94,000, 1 Non-occupant Loan on < 5 Family Dwelling for $94,000
      CAYUGA MORTGAGE COMPANY (NY):
    • 3 Conventional Home Purchase Loans originated for an average of $73,333
    • 2 Conventional Home Purchase Loans Withdrawn for an average of $84,000
      BNC MORTGAGE (NY):
    • 2 Denied: 1 Conventional for $50,000, 1 Refinancing for $102,000
      CHARTER ONE CREDIT CORPORATION (OH):
    • Refinancing denied for $96,000
      ABNAMRO MTG. GROUP INC. (MI):
    • 6 Loans originated: 5 FHA, FSA/RHS & VA Home Purchase Loans for an average of $53,000, 1 Conventional for $39,000
      WILMINGTON FINANCE, INC. (PA):
    • Refinancing originated for $59,000
    • 2 Conventional Home Purchase Loans Denied for an average of $40,000
      FIRST FRANKLIN CORPORATION (CA):
    • 2 Originated: 1 Conventional for $140,000, 1 Refinancing for $82,000
    • Refinancing Approved but not accepted for $143,000
      PRICELINE MORTGAGE COMPANY LLC (FL):
    • Refinancing closed for incompleteness for $47,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $83,000
      BNC MORTGAGE (NY):
    • Refinancing Withdrawn for $115,000

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    Statistics for this county, Zip Code 13812, Tract 0206.00 - National Credit Union Administration (NCUA)

      STATE EMPLOYEES FEDERAL CREDIT (NY):
    • Refinancing Originated for $45,000
    • Refinancing Denied for $30,000
      CORNING FEDERAL CREDIT UNION (NY):
    • Refinancing Originated for $63,000
      EMPOWER FEDERAL CREDIT UNION (NY):
    • 2 Home Improvement Loans Originated for an average of $12,500
      GHS FEDERAL CREDIT UNION (NY):
    • Refinancing originated for $29,000
      COUNTRYSIDE FEDERAL CREDIT UNION (NY):
    • Conventional Home Purchase Loan Denied for $43,000
      NFCU (VA):
    • Refinancing Originated for $38,000
    • 2 Withdrawn applications: 1 Refinancing for $36,000, 1 Non-occupant Loan on < 5 Family Dwelling for $36,000
      EMPIRE FEDERAL CREDIT UNION (NY):
    • Refinancing originated for $28,000
      VISIONS FEDERAL CREDIT UNION (NY):
    • 14 Loans originated: 4 Conventional Home Purchase for an average of $102,500, 1 Refinancing for $50,000, 9 Home Improvement for an average of $23,333
      ALTERNATIVES FEDERAL CREDIT UN (NY):
    • Refinancing Originated for $48,000
      CFCU COMMUNITY CREDIT UNION (NY):
    • Home Improvement Loan approved but not accepted for $20,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 2 Denied applications: 1 Conventional Home Purchase Loan for $56,000, 1 Loan On Manufactured Home Dwelling for $56,000

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    Home Mortgage Disclosure Act Statistics for Tioga County, New York (NY), Zip Code 13812, Tract 0206.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • 3 Refinancings withdrawn for an average of $21,000
      AGCHOICE FARM CREDIT, ACA (PA):
    • 2 Loans originated: 1 Conventional Home Purchase Loan for $70,000, 1 Refinancing for $86,000
      WMC MORTGAGE CORP. (CA):
    • Conventional Home Purchase Loan Denied for $72,000
    • Refinancing Withdrawn for $63,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing Denied for $82,000
    • 2 Refinancings withdrawn for an average of $63,000
      ORCHID ISLAND TRS, LLC (NJ):
    • Refinancing Originated for $40,000
      MERRILL LYNCH CREDIT CORP. (FL):
    • Refinancing Originated for $73,000
    • Refinancing Denied for $53,000
      FULL SPECTRUM LENDING, INC. (CA):
    • Refinancing Closed for incompleteness for $30,000
      MORTGAGE LINE FINANCIAL CORP. (NY):
    • Refinancing withdrawn for $88,000
      THE NEW YORK MORTGAGE COMPANY (NY):
    • Refinancing denied for $64,000
      TRIBECA LENDING CORPORATION (NY):
    • Conventional Home Purchase Loan Denied for $67,000
      GUARDIAN LOAN COMPANY (NY):
    • Refinancing originated for $85,000
    • Refinancing approved - not accepted for $179,000
      EHOMECREDIT CORP (NY):
    • Refinancing Originated for $40,000
    • Refinancing Approved but not accepted for $68,000
      MORTGAGE LENDERS NETWORK USA (CT):
    • Refinancing Denied for $45,000
    • Refinancing withdrawn for $55,000
      EQUIFIRST CORPORATION (NC):
    • 2 Conventional Home Purchase Loans denied for an average of $27,000
    • 2 Conventional Home Purchase Loans Closed for incompleteness for an average of $21,000
      MORTGAGE AMENITIES CORP. (RI):
    • Refinancing Denied for $55,000
      SOUTHSTAR FUNDING, LLC (GA):
    • Conventional Home Purchase Loan originated for $17,000
      COLBAN FUNDING, INC. (NY):
    • Refinancing originated for $146,000
    • FHA, FSA/RHS & VA Home Purchase Loan withdrawn for $71,000
      E-LOAN, INC. (CA):
    • Refinancing Denied for $50,000
      NEXSTAR FINANCIAL CORPORATION (MO):
    • Refinancing Approved but not accepted for $51,000
      MORTGAGE IT (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan Originated for $113,000
    • 2 Conventional Home Purchase Loans denied for an average of $100,000
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Withdrawn for an average of $93,500
      OPTEUM FINANCIAL SERVICES LLC (NJ):
    • 2 Originated: 1 FHA, FSA/RHS & VA Loan for $87,000, 1 Loan On Manufactured Home Dwelling for $87,000
      SUNSET MORTGAGE COMPANY, L.P. (PA):
    • 2 Approved applications but not accepted: 1 Refinancing for $40,000, 1 Non-occupant Loan on < 5 Family Dwelling for $40,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Refinancing originated for $173,000
    • Refinancing Denied for $60,000
      CHAMPION ENTERPRISE (KS):
    • Conventional Home Purchase Loan Originated for $39,000
      CONCORDE ACCEPTANCE CORPORATIO (TX):
    • Refinancing Approved but not accepted for $64,000
      HOME123 CORPORATION (CA):
    • 7 Withdrawn: 2 Refinancings for an average of $300,500, 4 Home Improvement Loans for an average of $251,250, 1 Non-occupant Loan on < 5 Family Dwelling for $308,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • Refinancing originated for $80,000
      FIR4ST ALTERNATIVE MORTGAGE CO (NY):
    • 2 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $48,000, 1 Loan On Manufactured Home Dwelling for $48,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • Refinancing originated for $173,000
    • 2 Applications denied: 1 Conventional Home Purchase Loan for $30,000, 1 Refinancing for $120,000
      RESIDENTIAL HOME FUNDING (NY):
    • Refinancing Originated for $111,000
      HOME LOAN CENTER, INC. (CA):
    • Home Improvement Loan originated for $173,000
      ENCORE CREDIT CORP (CA):
    • Refinancing approved, not accepted for $68,000
      WILMINGTON FINANCE, INC. (PA):
    • 2 Conventional Home Purchase Loans Originated for an average of $73,500
    • 2 Approved loans, not accepted: 1 Conventional Home Purchase Loan for $91,000, 1 Refinancing for $49,000
      ARGENT MORTGAGE COMPANY (CA):
    • 3 Approved but not accepted: 2 Refinancings for an average of $74,000, 1 Non-occupant Loan on < 5 Family Dwelling for $94,000
    • Refinancing Denied for $62,000
    • 2 Applications withdrawn: 1 Refinancing for $104,000, 1 Non-occupant Loan on < 5 Family Dwelling for $104,000
      AEGIS LENDING CORPORATION (TX):
    • Refinancing originated for $65,000
    • Refinancing denied for $60,000
      TAMMAC HOLDINGS CORPORATION (PA):
    • 6 Loans originated: 3 Conventional Home Purchase Loans for an average of $21,667, 3 Loans On Manufactured Home Dwelling for an average of $21,667
    • 2 Applications approved but not accepted: 1 Conventional Home Purchase Loan for $102,000, 1 Loan On Manufactured Home Dwelling for $102,000
    • 4 Denied: 2 Conventional Home Purchase for an average of $44,500, 2 Loans On Manufactured Home Dwelling for an average of $44,500
      AVELO MORTGAGE DBA SENDERRA (SC):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $118,000
      FIRST RESIDENTIAL MORTGAGE (KY):
    • Refinancing withdrawn for $97,000
      LANCASTER MORTGAGE BANKERS (NJ):
    • Refinancing Denied for $108,000
      NEWDAY FINANCIAL, LLC (MD):
    • Refinancing Closed for incompleteness for $135,000
      GREEN TREE SERVICING LLC (MN):
    • 8 Loans originated: 5 Conventional Home Purchase for an average of $35,800, 2 Refinancings for an average of $58,000, 1 Home Improvement Loan for $14,000
    • 6 Applications approved but not accepted: 5 Conventional for an average of $48,400, 1 Home Improvement Loan for $3,000
    • 15 Denied: 13 Conventional for an average of $36,769, 2 Refinancings for an average of $77,000
    • Conventional Home Purchase Loan Withdrawn for $29,000
      RESOURCE ONE CONSUMER DISCOUNT (PA):
    • 2 Refinancings Withdrawn for an average of $64,000
      UVANTAGE HOME LENDING SERVICES (PA):
    • Refinancing approved but not accepted for $51,000
    • 3 Refinancings denied for an average of $90,333
      PHH HOME LOANS (NJ):
    • Conventional Home Purchase Loan Withdrawn for $200,000
      PREMIUM CAPITAL FUNDING LLC (NY):
    • Refinancing Denied for $95,000
      PHH MORTGAGE CORPORATION (NJ):
    • 4 Originated: 1 FHA, FSA/RHS & VA Home Purchase Loan for $81,000, 2 Conventional Home Purchase for an average of $79,000, 1 Refinancing for $60,000
      WEICHERT FINANCIAL SERVICES (NJ):
    • Conventional Home Purchase Loan originated for $144,000
      HOMESTEAD FINANCIAL SERVICES (NY):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $66,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • 7 Originated: 5 Conventional for an average of $55,000, 1 Refinancing for $49,000, 1 Home Improvement for $10,000
    • 2 Conventional Home Purchase Loans approved - not accepted for an average of $36,000
      HFC (IL):
    • 4 Withdrawn: 3 Refinancings for an average of $86,333, 1 Home Improvement Loan for $30,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing Originated for $47,000
    • 2 Refinancings Denied for an average of $44,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing Originated for $37,000
      VANDERBILT MORTGAGE (TN):
    • Conventional Home Purchase Loan denied for $32,000
      BENEFICIAL (IL):
    • 11 Loans originated: 4 Refinancings for an average of $37,500, 7 Home Improvement Loans for an average of $10,143
    • 14 Denied: 5 Refinancings for an average of $70,400, 9 Home Improvement for an average of $8,333
    • 15 Loans withdrawn: 9 Refinancings for an average of $88,222, 6 Home Improvement for an average of $13,500
      DECISION ONE MORTGAGE (NC):
    • 3 Loans originated: 1 Conventional Home Purchase for $72,000, 2 Refinancings for an average of $106,000
    • 2 Refinancings Denied for an average of $80,000
    • Conventional Home Purchase Loan withdrawn for $63,000
      ORIGEN FINANCIAL (MI):
    • Conventional Home Purchase Loan Approved - not accepted for $55,000
    • Conventional Home Purchase Loan denied for $12,000
      COUNTRYWIDE HOME LOANS (CA):
    • 2 Refinancings originated for an average of $47,500
    • Refinancing Approved - not accepted for $88,000
      INDYMAC MORTGAGE HOLDINGS INC. (CA):
    • Refinancing Originated for $88,000
      HOME FUNDING FINDERS, INC (NY):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans originated for an average of $129,000
      COMMONFUND MORTGAGE CORP (NY):
    • Conventional Home Purchase Loan Originated for $167,000
    • 2 Applications denied: 1 FHA, FSA/RHS & VA Loan for $61,000, 1 Loan On Manufactured Home Dwelling for $61,000
      DELTA FUNDING CORPORATION (NY):
    • 2 Loans originated: 1 Refinancing for $45,000, 1 Non-occupant Loan on < 5 Family Dwelling for $45,000
    • 3 Refinancings Approved , not accepted for an average of $65,667
    • Refinancing closed for incompleteness for $36,000
      ALLIANCE MORTGAGE BANKING CORP (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $62,000
      M&M RESOURCES UNLIMITED INC (NY):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $53,000
    • Refinancing Withdrawn for $57,000
      TAMMAC CORPORATION (PA):
    • Conventional Home Purchase Loan originated for $33,000
      INTERSTATE HOME LOAN CENTER IN (NY):
    • Refinancing Withdrawn for $20,000
      21ST MORTGAGE CORPORATION (TN):
    • Conventional Home Purchase Loan originated for $20,000
    • 2 Conventional Home Purchase Loans denied for an average of $20,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing Withdrawn for $50,000
      QUICKEN LOANS (MI):
    • Refinancing denied for $46,000
      CASTLE POINT MORTGAGE, INC. (MD):
    • 2 Refinancings originated for an average of $71,000
    • Refinancing Withdrawn for $51,000
      SUPERIOR MORTGAGE CORP (NJ):
    • Refinancing originated for $60,000
      GREENLIGHT FINANCIAL SERVICES (CA):
    • Refinancing withdrawn for $149,000
      FIRST MUTUAL CORPORATION (NJ):
    • Refinancing Originated for $137,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Conventional Home Purchase Loan originated for $48,000
      NATIONSTAR MORTGAGE LLC (TX):
    • 2 Refinancings Withdrawn for an average of $70,000
      CONTIMORTGAGE CORPORATION (PA):
    • Refinancing Withdrawn for $100,000
      FREEDOM MORTGAGE CORP. (NJ):
    • Refinancing withdrawn for $35,000
      UNITED NORTHERN MORTGAGE BANKE (NY):
    • Refinancing denied for $50,000
      PRINCIPAL RESIDENTIAL MORTGAGE (IA):
    • Refinancing Closed for incompleteness for $55,000
      GREENTREE MORTGAGE CO., L.P. (NJ):
    • Refinancing originated for $75,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing originated for $43,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing Originated for $31,000
      COASTAL CAPITAL CORP (FL):
    • Refinancing Closed for incompleteness for $130,000
      FIRST NATIONAL FUNDING CORPORA (NJ):
    • Refinancing withdrawn for $68,000
      AMERICAS MONEYLINE (VA):
    • Refinancing approved, not accepted for $65,000
      AMERICAN HOME MORTGAGE CORP. (NY):
    • Refinancing Denied for $130,000
      ISLAND MORTGAGE NETWORK INC. (NY):
    • 3 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $49,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing originated for $83,000
    • 2 Refinancings withdrawn for an average of $82,500
      HOMESTEAD FUNDING CORP. (NY):
    • Refinancing originated for $25,000
      FIRST PRIORITY MORTGAGE, INC. (NY):
    • 2 Applications withdrawn: 1 Conventional Home Purchase Loan for $62,000, 1 Refinancing for $85,000
      FRANKLIN AMERICAN MORTGAGE CO (TN):
    • Refinancing Originated for $105,000
      REAL ESTATE MORTGAGE NETWORK, (NJ):
    • Refinancing Originated for $85,000
      PARKWAY MORTGAGE (TX):
    • Refinancing Originated for $53,000
      HOME CONSULTANTS INC (PA):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $77,000
      COREWEST BANC (FL):
    • Refinancing denied for $25,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Loans originated: 1 Refinancing for $111,000, 1 Home Improvement for $72,000
    • Conventional Home Purchase Loan Approved but not accepted for $60,000
    • Conventional Home Purchase Loan Denied for $69,000
    • 6 Withdrawn loans: 5 Refinancings for an average of $74,800, 1 Loan On Manufactured Home Dwelling for $70,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • 2 Loans originated: 1 Conventional Home Purchase for $59,000, 1 Non-occupant Loan on < 5 Family Dwelling for $59,000
      IFREEDOM DIRECT CORPORATION (UT):
    • Conventional Home Purchase Loan Closed for incompleteness for $90,000
      SAXON MORTGAGE (VA):
    • Refinancing Approved but not accepted for $65,000
      US MORTGAGE CORPORATION (NJ):
    • 2 FHA, FSA/RHS & VA Home Purchase Loans Originated for an average of $37,500
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • 2 Loans approved - not accepted: 1 Conventional Home Purchase Loan for $32,000, 1 Non-occupant Loan on < 5 Family Dwelling for $32,000
      PACE FUNDING COMPANY (NY):
    • Conventional Home Purchase Loan Withdrawn for $85,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing Approved but not accepted for $49,000

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