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| Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $152,115 | 7 | $137,429 | 3 | $81,667 | 1 | $135,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $145,167 | 4 | $131,000 | 2 | $127,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $83,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $150,000 | 1 | $114,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2006 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $152,750 | 7 | $155,857 | 1 | $134,000 | 2 | $116,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $99,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $144,000 | 1 | $75,000 | 1 | $96,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $104,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $123,542 | 2 | $144,000 | 2 | $89,500 | 1 | $121,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $166,750 | 2 | $80,500 | 1 | $140,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $90,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $106,471 | 7 | $117,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $96,000 | 5 | $177,600 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
2007 Conventional Home Purchase Loans
PMIC - Conventional Home Purchase Loans
PMIC - Conventional Home Purchase Loans - Value
PMIC - Refinancings - Value
2007 Non-occupant Loans on < 5 Family Dwellings
PMIC - Non-occupant Loans on < 5 Family Dwellings
PMIC - Non-occupant Loans on < 5 Family Dwellings - Value
PMIC - Loans On Manufactured Home Dwelling
PMIC - Loans On Manufactured Home Dwelling - Value
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| Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 in Zip Code 14881, NY, Tract 0019.00 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $125,000 | 82 | $143,354 | 80 | $107,913 | 36 | $30,944 | 1 | $46,000 | 16 | $105,500 | 12 | $78,417 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $76,286 | 5 | $99,200 | 6 | $36,667 | 0 | $0 | 0 | $0 | 7 | $55,000 |
| APPLICATIONS DENIED | 0 | $0 | 13 | $83,385 | 29 | $89,345 | 25 | $36,960 | 0 | $0 | 3 | $141,333 | 7 | $43,857 |
| APPLICATIONS WITHDRAWN | 1 | $178,000 | 3 | $271,000 | 13 | $102,538 | 3 | $78,000 | 0 | $0 | 1 | $100,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $80,500 | 14 | $182,857 | 2 | $75,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| Aggregated Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $80,000 | 73 | $134,521 | 73 | $87,301 | 35 | $30,914 | 2 | $232,500 | 19 | $86,842 | 10 | $78,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $93,600 | 11 | $111,091 | 4 | $26,500 | 0 | $0 | 2 | $247,000 | 1 | $28,000 |
| APPLICATIONS DENIED | 1 | $74,000 | 9 | $156,556 | 39 | $85,026 | 31 | $27,613 | 1 | $295,000 | 5 | $53,400 | 6 | $42,333 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $114,200 | 37 | $97,622 | 4 | $54,250 | 0 | $0 | 1 | $96,000 | 1 | $95,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 12 | $121,500 | 0 | $0 | 0 | $0 | 2 | $96,500 | 0 | $0 |
| Aggregated Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $110,667 | 77 | $123,818 | 68 | $94,735 | 35 | $25,257 | 2 | $77,500 | 16 | $82,063 | 7 | $51,286 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,000 | 6 | $119,000 | 10 | $84,100 | 5 | $21,000 | 0 | $0 | 0 | $0 | 2 | $119,000 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $77,625 | 55 | $86,345 | 28 | $33,036 | 0 | $0 | 5 | $2,200 | 10 | $62,200 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $121,667 | 30 | $102,267 | 8 | $77,875 | 0 | $0 | 0 | $0 | 3 | $65,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $122,000 | 14 | $129,214 | 1 | $25,000 | 0 | $0 | 1 | $140,000 | 0 | $0 |
| Aggregated Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $80,200 | 79 | $117,899 | 89 | $91,494 | 41 | $30,951 | 14 | $86,143 | 11 | $57,091 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $90,500 | 9 | $57,222 | 5 | $26,400 | 0 | $0 | 1 | $59,000 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $93,895 | 62 | $97,290 | 29 | $27,483 | 5 | $87,600 | 11 | $64,091 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $96,000 | 28 | $80,500 | 4 | $61,250 | 1 | $47,000 | 4 | $67,750 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $65,000 | 14 | $134,786 | 3 | $30,000 | 2 | $230,500 | 0 | $0 |
2007 FHA, FSA/RHS & VA Home Purchase Loans
HMDA - FHA, FSA/RHS & VA Home Purchase Loans
HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value
2007 Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
HMDA - Refinancings - Value
2007 Home Improvement Loans
HMDA - Home Improvement Loans
HMDA - Home Improvement Loans - Value
HMDA - Loans on Dwellings For 5+ Families
HMDA - Loans on Dwellings For 5+ Families - Value
2007 Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings
HMDA - Non-occupant Loans on < 5 Family Dwellings - Value
2007 Loans On Manufactured Home Dwelling
HMDA - Loans On Manufactured Home Dwelling
HMDA - Loans On Manufactured Home Dwelling - Value
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| Private Mortgage Insurance Companies Disclosure Statistics For Year 2007 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 2 | $158,500 | 9 | $157,000 | 6 | $185,000 | 0 | $0 | 0 | $0 | 3 | $157,667 | 2 | $147,000 | 4 | $87,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 5 | $134,000 | 1 | $201,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $83,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $150,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 1 | $102,000 | 1 | $145,000 | 2 | $129,000 | 1 | $114,000 | 0 | $0 | 0 | $0 | 0 | $0 | 2 | $171,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 4 | $131,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $114,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2006 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 0 | $0 | 7 | $126,143 | 8 | $169,000 | 0 | $0 | 0 | $0 | 1 | $209,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $77,000 | 3 | $106,333 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $96,000 | 1 | $192,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $104,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 1 | $155,000 | 1 | $210,000 | 0 | $0 | 0 | $0 | 2 | $162,500 | 1 | $104,000 | 2 | $148,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $75,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2005 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 1 | $90,000 | 6 | $109,833 | 15 | $137,933 | 0 | $0 | 0 | $0 | 1 | $57,000 | 0 | $0 | 1 | $90,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 4 | $166,750 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $90,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 2 | $144,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $83,000 | 0 | $0 | 0 | $0 | 1 | $78,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2004 |
| Radian Guaranty | Genworth Financial | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance | CMG Mortgage Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 6 | $105,000 | 1 | $56,000 | 5 | $104,400 | 1 | $153,000 | 1 | $144,000 | 3 | $101,667 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $124,000 | 0 | $0 | 0 | $0 | 1 | $68,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 | 5 | $121,000 | 0 | $0 | 0 | $0 | 2 | $107,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $75,000 | 2 | $192,500 | 0 | $0 | 0 | $0 | 2 | $214,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2003 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 4 | $111,750 | 1 | $83,000 | 20 | $127,900 | 0 | $0 | 0 | $0 | 1 | $120,000 | 1 | $101,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 4 | $123,250 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 2 | $122,500 | 6 | $110,000 | 2 | $97,000 | 0 | $0 | 3 | $76,667 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 3 | $151,667 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $99,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $81,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2002 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 2 | $97,000 | 2 | $89,500 | 9 | $118,778 | 2 | $77,500 | 1 | $54,000 | 1 | $87,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $68,000 | 0 | $0 | 1 | $149,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 2 | $128,500 | 0 | $0 | 5 | $105,600 | 3 | $106,333 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $86,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2001 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 6 | $100,333 | 1 | $79,000 | 7 | $111,000 | 0 | $0 | 0 | $0 | 2 | $89,500 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $103,000 | 2 | $118,000 | 0 | $0 | 0 | $0 | 1 | $100,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 1 | $135,000 | 0 | $0 | 3 | $116,667 | 0 | $0 | 1 | $45,000 | 2 | $108,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $242,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 2000 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 4 | $82,250 | 0 | $0 | 5 | $160,200 | 1 | $107,000 | 0 | $0 | 3 | $83,333 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $79,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 0 | $0 | 1 | $145,000 | 2 | $72,500 | 0 | $0 | 0 | $0 | 1 | $74,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $71,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Private Mortgage Insurance Companies Disclosure Statistics For Year 1999 |
| Radian Guaranty | GE Capital Mortgage Insurance | Mortgage Guaranty Insurance | PMI Mortgage Insurance | Republic Mortgage Insurance | United Guaranty Corporation | Triad Guaranty Insurance |
| No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value | No. | Avg. Value |
| Conventional Home Purchase Loans |
| LOANS ORIGINATED | 10 | $78,000 | 2 | $112,500 | 6 | $108,500 | 0 | $0 | 1 | $151,000 | 2 | $115,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| Refinancings |
| LOANS ORIGINATED | 2 | $66,000 | 1 | $80,000 | 3 | $99,333 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $175,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
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[Radian Guaranty] PMIC - Conventional Home Purchase Loans
[Radian Guaranty] PMIC - Conventional Home Purchase Loans - Value
[Radian Guaranty] PMIC - Refinancings
[Radian Guaranty] PMIC - Refinancings - Value
[Genworth Financial] PMIC - Conventional Home Purchase Loans
[Genworth Financial] PMIC - Conventional Home Purchase Loans - Value
[Genworth Financial] PMIC - Refinancings
[Genworth Financial] PMIC - Refinancings - Value
[Mortgage Guaranty Insurance] PMIC - Conventional Home Purchase Loans
[Mortgage Guaranty Insurance] PMIC - Conventional Home Purchase Loans - Value
[Mortgage Guaranty Insurance] PMIC - Refinancings
[Mortgage Guaranty Insurance] PMIC - Refinancings - Value
[PMI Mortgage Insurance] PMIC - Conventional Home Purchase Loans
[PMI Mortgage Insurance] PMIC - Conventional Home Purchase Loans - Value
[PMI Mortgage Insurance] PMIC - Refinancings
[PMI Mortgage Insurance] PMIC - Refinancings - Value
[Republic Mortgage Insurance] PMIC - Conventional Home Purchase Loans
[Republic Mortgage Insurance] PMIC - Conventional Home Purchase Loans - Value
[United Guaranty Corporation] PMIC - Conventional Home Purchase Loans
[United Guaranty Corporation] PMIC - Conventional Home Purchase Loans - Value
[United Guaranty Corporation] PMIC - Refinancings
[United Guaranty Corporation] PMIC - Refinancings - Value
[Triad Guaranty Insurance] PMIC - Conventional Home Purchase Loans
[Triad Guaranty Insurance] PMIC - Conventional Home Purchase Loans - Value
[CMG Mortgage Insurance] PMIC - Conventional Home Purchase Loans
[CMG Mortgage Insurance] PMIC - Conventional Home Purchase Loans - Value
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14881, Tompkins County, Tract 0019.00- Office of the Comptroller of the Currency (OCC)
WACHOVIA BANK NA (NC):- 2004: 1 Application Denied: Refinancing for $91,000
- 2004: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $91,000
- 2003: 1 Application Approved, Not Accepted: Refinancing for $38,000
- 2002: 1 Application Denied: Refinancing for $60,000
- 2002: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $60,000
| JPMORGAN CHASE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $97,000 |
| APPLICATIONS DENIED | 1 | $98,000 |
| JPMORGAN CHASE BANK (OH) - Statistics For Year 2005 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $30,000 |
| JPMORGAN CHASE BANK (OH) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $75,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $35,000 |
| APPLICATIONS DENIED | 3 | $102,667 | 2 | $28,000 |
US BANK, N.A. (OH): 1 Application Denied in 2006: Conventional Home Purchase Loan for $74,000
| FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 2003 in Tompkins County, NY, Tract 0019.00 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $23,000 | 5 | $46,200 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $67,000 |
| FLEET NATIONAL BANK (RI) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $50,000 | 11 | $60,545 | 2 | $79,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $7,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $56,000 | 0 | $0 |
| FLEET NATIONAL BANK (RI) - Statistics For Year 2001 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $62,750 | 1 | $75,000 |
| APPLICATIONS DENIED | 4 | $78,750 | 3 | $50,000 |
| FLEET NATIONAL BANK (RI) - Statistics For Year 2000 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $21,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $13,000 |
| APPLICATIONS DENIED | 4 | $14,250 | 2 | $31,500 |
NATIONAL CITY BANK (OH):- 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $94,500
- 2007: 1 Loan Originated: Refinancing for $114,000
- 2007: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $94,500
- 2006: 3 Loans Originated: Refinancings for an average of $94,000
- 2006: 3 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $94,000
- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $39,000
- 2001: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $24,000
- 2000: 1 Loan Originated: Conventional Home Purchase Loan for $24,000
- 2000: 4 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $44,250
- 2000: 2 Applications Denied: Conventional Home Purchase Loans for an average of $37,500
NATIONAL CITY BANK OF INDIANA (IN):- 2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $174,000
- 2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $140,000
- 2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $97,500
FIRST NATIONAL BANK OF GROTON (NY):- 2007: 2 Loans Originated: Home Improvement Loans for an average of $4,000
- 2002: 1 Loan Originated: Home Improvement Loan for $2,000
ALLIANCE BANK NA (NY): 1 Application Denied in 2002: Conventional Home Purchase Loan for $81,000
CENTRAL NATIONAL BANK (NY): 1 Application Denied in 2000: Conventional Home Purchase Loan for $51,000
PNC BANK, NA (PA):- 2004: 1 File Closed For Incompleteness: Home Improvement Loan for $15,000
- 2001: 1 File Closed For Incompleteness: Home Improvement Loan for $35,000
NBT BANK, NA (NY): 1 Application Withdrawn in 2000: Conventional Home Purchase Loan for $103,000
CITIBANK, N.A. (NV): 1 File Closed For Incompleteness in 2007: Refinancing for $75,000
| WELLS FARGO BANK, NA (SD) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $161,000 | 2 | $79,500 | 3 | $84,333 | 0 | $0 | 1 | $76,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $15,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $90,000 | 1 | $50,000 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $72,000 | 1 | $120,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $82,000 | 2 | $32,500 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $102,500 | 2 | $160,000 | 2 | $58,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $94,000 | 0 | $0 | 1 | $52,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $125,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $112,000 | 0 | $0 |
| WELLS FARGO BANK, NA (SD) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $69,667 | 4 | $109,500 | 5 | $83,400 | 0 | $0 | 2 | $97,500 | 1 | $69,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $87,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $113,000 | 1 | $104,000 | 3 | $44,667 | 1 | $108,000 | 1 | $95,000 |
WELLS FARGO BANK WEST, NA (CO): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $14,000
THE FIRST NATIONAL BANK OF DRY (NY):- 2007: 1 Loan Originated: Home Improvement Loan for $123,000
- 2006: 1 Loan Originated: Refinancing for $92,000
- 2006: 1 Loan Originated: Home Improvement Loan for $5,000
- 2005: 1 Loan Originated: Refinancing for $60,000
- 2005: 1 Loan Originated: Home Improvement Loan for $87,000
- 2005: 1 Loan Originated: Loan on Dwellings For 5+ Families for $150,000
- 2004: 1 Loan Originated: Refinancing for $60,000
- 2004: 3 Loans Originated: Home Improvement Loans for an average of $28,000
- 2004: 1 Loan Originated: Loan On Manufactured Home Dwelling for $12,000
- 2004: 1 Application Denied: Refinancing for $24,000
- 2004: 1 Application Denied: Loan On Manufactured Home Dwelling for $24,000
COMMUNITY BANK, N.A. (NY):- 2007: 9 Loans Originated: Conventional Home Purchase Loans for an average of $108,444
- 2007: 4 Loans Originated: Refinancings for an average of $131,500
- 2007: 1 Loan Originated: Home Improvement Loan for $10,000
- 2007: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $106,000
- 2006: 7 Loans Originated: Conventional Home Purchase Loans for an average of $135,000
- 2006: 3 Loans Originated: Refinancings for an average of $114,667
- 2006: 1 Loan Originated: Loan on Dwellings For 5+ Families for $295,000
- 2006: 1 Loan Originated: Loan On Manufactured Home Dwelling for $128,000
- 2005: 1 Loan Originated: Refinancing for $28,000
- 2005: 2 Applications Denied: Home Improvement Loans for an average of $4,500
- 2002: 1 Application Denied: Home Improvement Loan for $5,000
| BANK OF AMERICA, N.A. (NC) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $150,500 | 2 | $88,000 | 1 | $20,000 | 1 | $20,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $54,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $40,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $95,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $151,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $101,000 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $60,000 | 0 | $0 | 1 | $60,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $16,000 | 0 | $0 |
| BANK OF AMERICA, N.A. (NC) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $161,000 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Tompkins County, NY, Tract 0019.00 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $25,000 |
| APPLICATIONS DENIED | 1 | $13,000 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 1 | $156,000 | 3 | $21,333 |
| APPLICATIONS WITHDRAWN | 5 | $61,200 | 0 | $0 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 2 | $76,000 | 4 | $45,250 |
| APPLICATIONS WITHDRAWN | 6 | $64,500 | 0 | $0 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $140,000 | 1 | $21,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $51,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $72,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $10,000 | 0 | $0 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2002 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $10,000 |
| KEYBANK NATIONAL ASSOCIATION (OH) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $17,000 |
MBNA AMERICA DELAWARE, N.A. (DE):- 2005: 1 Application Denied: Refinancing for $28,000
- 2004: 1 Loan Originated: Refinancing for $35,000
- 2003: 1 Application Denied: Refinancing for $41,000
COUNTRYWIDE BANK, N.A. (VA):- 2006: 1 Loan Originated: Refinancing for $107,000
- 2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $107,000
- 2006: 1 Application Denied: Conventional Home Purchase Loan for $540,000
- 2006: 1 Application Denied: Refinancing for $148,000
- 2005: 1 Application Withdrawn: Conventional Home Purchase Loan for $153,000
CHARTER ONE BANK (OH):- 2004: 2 Loans Originated: Refinancings for an average of $100,000
- 2004: 1 Application Denied: Refinancing for $56,000
- 2004: 1 File Closed For Incompleteness: Refinancing for $56,000
- 2003: 1 Application Approved, Not Accepted: Refinancing for $64,000
- 2003: 3 Applications Denied: Refinancings for an average of $75,667
| HSBC BANK USA, NA (DE) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $25,000 | 0 | $0 | 1 | $25,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $25,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $295,000 | 0 | $0 |
| HSBC BANK USA, NA (DE) - Statistics For Year 2005 |
| D) Home Improvement Loans
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $12,000 |
| HSBC BANK USA, NA (DE) - Statistics For Year 2004 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $25,000 |
| RBS CITIZENS BANK, N.A. (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 14881, NY, Tract 0019.00 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $6,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $25,000 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $51,333 | 6 | $10,000 | 1 | $9,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $100,000 | 0 | $0 |
| RBS CITIZENS BANK, N.A. (NY) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $32,000 | 3 | $20,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $9,000 | 1 | $10,000 | 1 | $10,000 |
| RBS CITIZENS BANK, N.A. (NY) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $100,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $77,000 | 1 | $7,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $45,000 | 7 | $2,429 | 4 | $2,000 |
STERLING NATIONAL MORTGAGE CO. (NY): 1 Loan Originated in 2006: Refinancing for $79,000
| CITIMORTGAGE, INC (MO) - Home Mortgage Disclosure Act Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,000 |
| CITIMORTGAGE, INC (MO) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $22,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $64,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $20,000 |
CITIMORTGAGE, INC (NY):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $100,000
- 2007: 1 File Closed For Incompleteness: Refinancing for $236,000
- 2006: 1 Loan Originated: Refinancing for $148,000
- 2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $96,000
- 2006: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $96,000
| HSBC MORTGAGE CORP (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Tompkins County, NY, Tract 0019.00 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $107,000 | 5 | $123,000 | 1 | $166,000 | 1 | $63,000 | 2 | $60,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $164,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $83,000 | 1 | $15,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $66,000 | 1 | $185,000 | 0 | $0 | 0 | $0 |
| HSBC MORTGAGE CORP (NY) - Statistics For Year 2006 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 7 | $127,714 | 2 | $90,000 | 2 | $40,000 | 2 | $90,000 |
| APPLICATIONS DENIED | 1 | $74,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| HSBC MORTGAGE CORP (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $116,000 | 4 | $135,250 | 1 | $91,000 |
| HSBC MORTGAGE CORP (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $90,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $118,000 | 0 | $0 |
CAPITAL ONE HOME LOANS, LLC (KS): 1 Application Denied in 2007: Refinancing for $109,000
THE MONEY STORE (CA): 1 Application Denied in 2000: Home Improvement Loan for $23,000
NATIONAL CITY MORTGAGE CORPORA (OH):- 2003: 2 Loans Originated: Refinancings for an average of $89,000
- 2002: 1 Loan Originated: Refinancing for $114,000
- 2002: 1 Application Approved, Not Accepted: Refinancing for $90,000
- 2002: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $90,000
- 2002: 2 Applications Denied: Refinancings for an average of $94,000
- 2002: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $76,000
MOBILE CONSULTANTS INC. (OH): 1 Application Denied in 2000: Conventional Home Purchase Loan for $71,000
| ABN AMRO MTG GROUP INC (MI) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 14881, NY, Tract 0019.00 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 1 | $201,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $102,000 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2006 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $64,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $89,333 | 2 | $96,500 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $122,500 | 1 | $81,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $54,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $140,000 | 0 | $0 | 1 | $140,000 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $277,500 | 1 | $100,000 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $95,000 |
| APPLICATIONS DENIED | 1 | $113,000 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $103,600 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 3 | $80,667 |
| APPLICATIONS DENIED | 1 | $106,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $73,000 |
| ABN AMRO MTG GROUP INC (MI) - Statistics For Year 2001 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2 | $69,500 |
| APPLICATIONS DENIED | 1 | $80,000 | 0 | $0 |
FIRST HORIZON HOME LOAN CORP (TX): 1 Loan Originated in 2006: Refinancing for $50,000
HOMEOWNERS LOAN CORPORATION (AL):- 2005: 1 Application Approved, Not Accepted: Refinancing for $50,000
- 2005: 1 Application Denied: Refinancing for $99,000
- 2004: 3 Applications Denied: Refinancings for an average of $117,333
- 2003: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $35,000
- 2003: 4 Applications Approved, Not Accepted: Refinancings for an average of $65,250
- 2003: 3 Applications Denied: Refinancings for an average of $148,667
- 2002: 2 Loans Originated: Refinancings for an average of $71,000
- 2002: 3 Applications Approved, Not Accepted: Refinancings for an average of $83,000
- 2002: 1 Application Denied: Refinancing for $65,000
- 2001: 1 Application Denied: Refinancing for $60,000
WACHOVIA MORTAGE (NC):- 2005: 1 Application Approved, Not Accepted: Refinancing for $120,000
- 2004: 1 Application Approved, Not Accepted: Refinancing for $153,000
NATIONSCREDIT FINANCIAL SERVICE (TX): 1 Loan Originated in 2000: Refinancing for $135,000
| WELLS FARGO HOME MORTGAGE (IA) - Home Mortgage Disclosure Act Statistics For Year 2003 in Tompkins County, NY, Tract 0019.00 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $100,500 | 4 | $94,500 | 4 | $74,250 | 1 | $83,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $88,000 | 0 | $0 | 0 | $0 |
| WELLS FARGO HOME MORTGAGE (IA) - Statistics For Year 2002 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $85,000 | 1 | $112,000 | 4 | $97,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $85,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $96,000 |
| WELLS FARGO HOME MORTGAGE (IA) - Statistics For Year 2000 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $66,400 | 3 | $102,667 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $62,000 | 1 | $100,000 | 1 | $46,000 |
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14881, Tompkins County, Tract 0019.00- Federal Reserve System (FRB)
REGIONS BANK (AL): 1 Loan Originated in 2003: Refinancing for $88,000
HSBC BANK, USA (NY):- 2003: 1 Loan Originated: Home Improvement Loan for $3,000
- 2003: 1 Application Denied: Home Improvement Loan for $2,000
- 2001: 1 Loan Originated: Home Improvement Loan for $5,000
- 2001: 1 Application Approved, Not Accepted: Home Improvement Loan for $4,000
- 2001: 1 Application Denied: Home Improvement Loan for $10,000
- 2000: 2 Loans Originated: Refinancings for an average of $41,000
- 2000: 1 Loan Originated: Home Improvement Loan for $18,000
MANUFACTURERS AND TRADERS TRUS (NY):- 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $161,500
- 2007: 1 Loan Originated: Refinancing for $107,000
- 2006: 1 Application Denied: Home Improvement Loan for $5,000
- 2005: 1 Loan Originated: Refinancing for $114,000
- 2002: 1 Application Denied: Conventional Home Purchase Loan for $20,000
- 2002: 1 Application Denied: Refinancing for $30,000
- 2002: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $20,000
- 2001: 1 Loan Originated: Home Improvement Loan for $3,000
- 2001: 1 Application Approved, Not Accepted: Home Improvement Loan for $10,000
- 2001: 2 Applications Denied: Home Improvement Loans for an average of $16,000
- 2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $20,000
PROVIDENT BANK (OH):- 2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $15,000
- 2000: 3 Applications Denied: Refinancings for an average of $55,000
BANC ONE FINANCIAL SERVICES (IN): 1 Application Withdrawn in 2000: Refinancing for $67,000
| JPMORGAN CHASE BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $53,000 | 1 | $93,000 |
| APPLICATIONS DENIED | 5 | $80,400 | 1 | $79,000 |
| JPMORGAN CHASE BANK (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $41,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $11,000 | 2 | $93,000 | 1 | $11,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $38,000 | 0 | $0 |
| JPMORGAN CHASE BANK (NY) - Statistics For Year 2001 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $66,500 | 0 | $0 | 1 | $108,000 |
| APPLICATIONS DENIED | 2 | $71,500 | 8 | $48,750 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $52,000 | 1 | $134,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $50,400 | 0 | $0 |
| JPMORGAN CHASE BANK (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $41,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $58,000 | 2 | $48,000 |
| CHEMUNG CANAL TRUST COMPANY (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $198,857 | 3 | $78,000 | 2 | $69,500 | 1 | $125,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $156,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $55,000 | 0 | $0 | 1 | $20,000 | 0 | $0 |
| CHEMUNG CANAL TRUST COMPANY (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $130,000 | 5 | $62,800 | 1 | $23,000 | 1 | $134,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $107,000 | 0 | $0 | 1 | $134,000 |
| CHEMUNG CANAL TRUST COMPANY (NY) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $260,000 | 1 | $33,000 |
| CHEMUNG CANAL TRUST COMPANY (NY) - Statistics For Year 2003 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS DENIED | 2 | $9,500 |
| TIOGA STATE BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $71,333 | 1 | $105,000 | 1 | $4,000 | 2 | $67,000 | 3 | $46,000 |
| APPLICATIONS DENIED | 1 | $35,000 | 2 | $110,000 | 0 | $0 | 0 | $0 | 1 | $35,000 |
| TIOGA STATE BANK (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $78,333 | 3 | $96,000 | 0 | $0 | 3 | $67,333 | 1 | $15,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $90,000 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $46,500 | 1 | $5,000 | 0 | $0 | 1 | $22,000 |
| TIOGA STATE BANK (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $32,000 | 0 | $0 | 2 | $46,000 | 1 | $5,000 | 1 | $34,000 | 1 | $32,000 |
| APPLICATIONS DENIED | 1 | $54,000 | 1 | $60,000 | 2 | $20,500 | 0 | $0 | 1 | $3,000 | 2 | $57,000 |
| TIOGA STATE BANK (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $36,000 | 0 | $0 | 2 | $33,000 | 2 | $41,000 |
| APPLICATIONS DENIED | 1 | $30,000 | 1 | $143,000 | 0 | $0 | 1 | $30,000 |
| APPLICATIONS WITHDRAWN | 1 | $50,000 | 0 | $0 | 0 | $0 | 0 | $0 |
THE CIT GROUP/SALES FINANCING, (NJ):- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $45,000
- 2001: 1 Loan Originated: Conventional Home Purchase Loan for $60,000
- 2001: 5 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $33,800
- 2000: 3 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $39,333
HSBC MORTGAGE CORPORATION (NY):- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $48,000
- 2003: 4 Loans Originated: Refinancings for an average of $75,500
- 2003: 1 Application Approved, Not Accepted: Refinancing for $75,000
- 2002: 3 Loans Originated: Conventional Home Purchase Loans for an average of $92,000
- 2002: 3 Loans Originated: Refinancings for an average of $91,667
- 2002: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $30,000
- 2002: 1 Application Approved, Not Accepted: Refinancing for $86,000
- 2001: 5 Loans Originated: Refinancings for an average of $75,800
- 2000: 1 Loan Originated: Conventional Home Purchase Loan for $47,000
- 2000: 1 Loan Originated: Refinancing for $145,000
BANK OF BLUE VALLEY (KS): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $100,000
| COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 14881, NY, Tract 0019.00 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $120,000 | 1 | $182,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $18,000 | 1 | $172,000 |
| APPLICATIONS WITHDRAWN | 1 | $178,000 | 1 | $165,000 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $345,000 | 3 | $131,000 | 1 | $109,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $181,500 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $128,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $148,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $125,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $200,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $104,500 | 2 | $98,500 | 1 | $112,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $96,000 | 0 | $0 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $146,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $83,000 |
| COUNTRYWIDE HOME LOANS (CA) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $132,000 | 1 | $138,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $111,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $111,000 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 1 | $77,000 | 0 | $0 | 1 | $77,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $56,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $50,000 | 0 | $0 |
| WELLS FARGO FIN'L CRED SERV NY (IA) - Statistics For Year 2004 |
| D) Home Improvement Loans
|
| Number | Average Value |
| APPLICATIONS DENIED | 1 | $10,000 |
| BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $45,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $22,000 | 1 | $22,000 |
| APPLICATIONS DENIED | 2 | $42,000 | 9 | $48,667 | 1 | $25,000 |
| APPLICATIONS WITHDRAWN | 1 | $31,000 | 2 | $89,000 | 0 | $0 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $54,000 | 4 | $41,000 | 1 | $75,000 |
| APPLICATIONS DENIED | 11 | $81,273 | 9 | $45,556 | 1 | $30,000 |
| APPLICATIONS WITHDRAWN | 3 | $47,333 | 2 | $72,500 | 0 | $0 |
| BENEFICIAL COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $56,000 | 1 | $31,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $8,000 | 0 | $0 |
| APPLICATIONS DENIED | 11 | $102,545 | 5 | $38,800 | 3 | $85,000 |
| APPLICATIONS WITHDRAWN | 8 | $84,875 | 4 | $90,000 | 3 | $65,000 |
| M&T MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $95,000 | 2 | $95,500 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $122,000 | 3 | $77,667 | 1 | $122,000 |
| M&T MORTGAGE CORPORATION (NY) - Statistics For Year 2004 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $62,000 | 3 | $133,333 | 1 | $105,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $68,000 | 0 | $0 |
| HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 14881, NY, Tract 0019.00 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 1 | $119,000 | 2 | $79,000 | 1 | $90,000 | 1 | $90,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $78,000 | 0 | $0 | 0 | $0 |
| HFC COMPANY LLC (IL) - Statistics For Year 2005 |
| C) Refinancings
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value |
| APPLICATIONS DENIED | 2 | $56,000 | 1 | $84,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS DENIED | 2 | $67,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2006 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $26,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $89,000 | 1 | $14,000 |
| APPLICATIONS DENIED | 2 | $18,500 | 0 | $0 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $87,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $22,000 | 1 | $15,000 |
| APPLICATIONS DENIED | 7 | $64,143 | 1 | $136,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2004 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $97,500 | 1 | $13,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $23,667 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $79,500 | 2 | $17,500 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2003 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $121,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $53,000 |
| APPLICATIONS DENIED | 2 | $34,000 |
| APPLICATIONS WITHDRAWN | 1 | $47,000 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2002 |
| C) Refinancings
|
| Number | Average Value |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $65,000 |
| APPLICATIONS DENIED | 2 | $38,500 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $37,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $72,333 |
| APPLICATIONS DENIED | 2 | $36,500 |
| CITIFINANCIAL COMPANY(DE) (MD) - Statistics For Year 2000 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 4 | $64,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $51,000 |
EQUIFIRST CORPORATION (NC): 1 Loan Originated in 2004: Refinancing for $107,000
| ASSOCIATES FINANCIAL SERVICES (TX) - Home Mortgage Disclosure Act Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $25,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $22,000 |
| APPLICATIONS DENIED | 1 | $45,000 | 0 | $0 | 0 | $0 |
CITIFINANCIAL MORTGAGE COMPANY (TX):- 2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $116,000
- 2003: 2 Applications Withdrawn: Refinancings for an average of $51,000
- 2002: 1 Application Withdrawn: Refinancing for $66,000
- 2001: 2 Applications Denied: Refinancings for an average of $102,000
- 2001: 2 Applications Withdrawn: Refinancings for an average of $55,000
ASSOCIATES HOUSING FINANCE (TX): 2 Applications Approved, Not Accepted in 2000: Refinancings for an average of $27,000
FULL SPECTRUM LENDING (CA): 1 Application Denied in 2003: Home Improvement Loan for $113,000
HFC COMPANY LLC (IL): 1 Application Withdrawn in 2007: Refinancing for $140,000
E-LOAN INC (CA):- 2007: 1 Application Approved, Not Accepted: Home Improvement Loan for $118,000
- 2007: 5 Applications Denied: Conventional Home Purchase Loans for an average of $87,000
- 2006: 1 Application Denied: Refinancing for $60,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14881, Tompkins County, Tract 0019.00- Federal Deposit Insurance Corporation (FDIC)
| TOMPKINS TRUST COMPANY (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 14881, NY, Tract 0019.00 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $141,750 | 14 | $111,500 | 7 | $16,857 | 2 | $208,000 | 3 | $90,000 |
| APPLICATIONS DENIED | 1 | $106,000 | 0 | $0 | 0 | $0 | 1 | $106,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $324,000 | 1 | $100,000 | 0 | $0 | 1 | $100,000 | 0 | $0 |
| TOMPKINS TRUST COMPANY (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $136,091 | 11 | $95,000 | 9 | $27,667 | 2 | $69,000 | 3 | $92,667 |
| APPLICATIONS WITHDRAWN | 2 | $88,000 | 2 | $139,500 | 0 | $0 | 0 | $0 | 1 | $95,000 |
| TOMPKINS TRUST COMPANY (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $160,818 | 13 | $99,923 | 8 | $14,375 | 2 | $115,000 | 2 | $53,000 |
| APPLICATIONS DENIED | 1 | $8,000 | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $8,000 |
| TOMPKINS TRUST COMPANY (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $91,333 | 11 | $87,818 | 8 | $17,375 | 1 | $42,000 | 2 | $59,000 |
| APPLICATIONS DENIED | 1 | $175,000 | 0 | $0 | 1 | $10,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $47,000 | 0 | $0 | 1 | $47,000 | 0 | $0 |
THE FOUNTAIN TRUST COMPANY (IN): 1 Loan Originated in 2004: Conventional Home Purchase Loan for $81,000
CITIBANK(NEW YORK STATE) (NY): 1 Loan Originated in 2001: Refinancing for $35,000
CITIZENS & NORTHERN BANK (PA): 1 Application Withdrawn in 2006: Home Improvement Loan for $52,000
IOWA STATE BANK AND TRUST (IA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $396,000
BSB BANK & TRUST COMPANY (NY):- 2003: 1 Loan Originated: Conventional Home Purchase Loan for $200,000
- 2003: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $200,000
- 2002: 2 Applications Denied: Conventional Home Purchase Loans for an average of $18,500
- 2001: 2 Applications Denied: Conventional Home Purchase Loans for an average of $38,500
- 2000: 1 Loan Originated: Conventional Home Purchase Loan for $25,000
- 2000: 3 Applications Denied: Conventional Home Purchase Loans for an average of $53,333
FREMONT INVESTMENT & LOAN (CA):- 2004: 1 Application Denied: Refinancing for $88,000
- 2003: 1 Application Denied: Refinancing for $70,000
- 2000: 1 Application Denied: Refinancing for $46,000
SOUTHERN PACIFIC BANK (CA): 1 Application Denied in 2000: Loan on Dwellings For 5+ Families for $101,000
AMERICAN EXPRESS CENTURION BK (UT): 1 Loan Originated in 2002: Home Improvement Loan for $30,000
CONSECO BANK, INC. (UT):- 2002: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $13,000
- 2001: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $21,000
- 2001: 1 Application Denied: Conventional Home Purchase Loan for $19,000
- 2000: 4 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $63,750
- 2000: 5 Applications Denied: Conventional Home Purchase Loans for an average of $32,600
GEORGIA BANKING COMPANY (GA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $308,000
AMERICAN ENTERPRISE BANK OF FL (FL): 1 Application Withdrawn in 2006: Refinancing for $78,000
MERRILL LYNCH CREDIT CORP. (FL): 1 Loan Originated in 2005: Refinancing for $115,000
GREENPOINT MORTGAGE FUNDING (NC): 2 Loans Originated in 2000: Conventional Home Purchase Loans for an average of $29,500
GREENPOINT CREDIT, LLC (CA):- 2004: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $59,000
- 2004: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $59,000
- 2002: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $46,000
- 2000: 2 Loans Originated: Conventional Home Purchase Loans for an average of $64,500
- 2000: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $28,000
- 2000: 3 Applications Denied: Conventional Home Purchase Loans for an average of $51,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14881, Tompkins County, Tract 0019.00- Office of Thrift Supervision (OTS)
| ELMIRA SAVINGS & LOAN F.A. (NY) - Home Mortgage Disclosure Act Statistics For Year 2005 |
| C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $42,000 | 4 | $25,000 | 1 | $64,000 |
| ELMIRA SAVINGS & LOAN F.A. (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 5 | $122,000 | 2 | $50,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $7,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $88,000 | 0 | $0 | 0 | $0 | 1 | $88,000 |
| ELMIRA SAVINGS & LOAN F.A. (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $120,500 | 9 | $76,333 | 1 | $52,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $173,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $66,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $90,000 | 0 | $0 | 1 | $90,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $124,000 | 0 | $0 | 1 | $124,000 |
| ELMIRA SAVINGS & LOAN F.A. (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| E) Loans on Dwellings For 5+ Families
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $171,000 | 4 | $109,500 | 1 | $121,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $152,000 |
| ELMIRA SAVINGS & LOAN F.A. (NY) - Statistics For Year 2001 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $80,250 | 2 | $16,500 |
| ELMIRA SAVINGS & LOAN F.A. (NY) - Statistics For Year 2000 |
| C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $81,500 | 2 | $81,500 |
CHARTER ONE BANK (OH): 1 Application Approved, Not Accepted in 2001: Refinancing for $150,000
INDYMAC BANK, F.S.B. (CA):- 2006: 1 Application Denied: Home Improvement Loan for $75,000
- 2006: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $75,000
- 2000: 1 Loan Originated: Refinancing for $47,000
- 2000: 2 Applications Denied: Refinancings for an average of $110,000
SOVEREIGN BANK (PA):- 2004: 1 Loan Originated: Refinancing for $57,000
- 2004: 1 Loan Originated: Loan On Manufactured Home Dwelling for $57,000
- 2003: 1 Application Approved, Not Accepted: Home Improvement Loan for $60,000
E*TRADE BANK (VA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $359,000
LEHMAN BROTHERS BANK, FSB (DE):- 2006: 2 Applications Denied: Conventional Home Purchase Loans for an average of $124,500
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $105,000
- 2004: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $105,000
HOUSEHOLD BANK, F.S.B. (IL):- 2001: 1 Application Denied: Refinancing for $75,000
- 2000: 1 Loan Originated: Refinancing for $104,000
| ELMIRA SAVINGS BANK FSB (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Tompkins County, NY, Tract 0019.00 |
| B) Conventional Home Purchase Loans | C) Refinancings
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $143,000 | 1 | $135,000 | 1 | $135,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $30,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $203,000 | 0 | $0 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $120,000 | 1 | $82,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $240,000 | 1 | $360,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $76,000 | 0 | $0 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $127,667 | 3 | $126,333 | 1 | $104,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,000 | 0 | $0 | 0 | $0 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $38,000 | 1 | $113,000 | 1 | $8,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $15,000 | 1 | $15,000 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $121,000 | 1 | $211,000 | 1 | $25,000 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $87,000 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2001 |
| C) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 2 | $106,000 |
| ELMIRA SAVINGS BANK FSB (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $92,000 |
| APPLICATIONS WITHDRAWN | 1 | $92,000 | 0 | $0 |
| SAVINGS BANK OF THE FINGER LAK (NY) - Home Mortgage Disclosure Act Statistics For Year 2002 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 8 | $85,375 | 4 | $33,750 | 1 | $50,000 |
| APPLICATIONS WITHDRAWN | 1 | $30,000 | 1 | $65,000 | 0 | $0 | 0 | $0 |
| SAVINGS BANK OF THE FINGER LAK (NY) - Statistics For Year 2001 |
| C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $77,500 | 3 | $43,333 |
| SAVINGS BANK OF THE FINGER LAK (NY) - Statistics For Year 2000 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $65,000 | 1 | $82,000 | 1 | $15,000 | 1 | $65,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $30,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $64,000 | 0 | $0 | 0 | $0 |
USAA FEDERAL SAVINGS BANK (TX):- 2006: 1 Loan Originated: Refinancing for $179,000
- 2005: 1 Application Denied: Conventional Home Purchase Loan for $92,000
- 2000: 1 File Closed For Incompleteness: Home Improvement Loan for $8,000
FLAGSTAR BANK (MI):- 2007: 1 Loan Originated: Refinancing for $236,000
- 2005: 1 Loan Originated: Refinancing for $130,000
WASHINGTON MUTUAL BANK (NV):- 2007: 1 Application Denied: Refinancing for $212,000
- 2007: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $212,000
- 2006: 1 Application Denied: Home Improvement Loan for $35,000
COLORADO FEDERAL SAVINGS BANK (CO): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $412,000
HOME LOAN INVESTMENT BANK (RI):- 2007: 2 Loans Originated: Refinancings for an average of $58,000
- 2007: 2 Applications Denied: Refinancings for an average of $42,000
- 2006: 1 Application Approved, Not Accepted: Refinancing for $25,000
- 2005: 1 Application Approved, Not Accepted: Refinancing for $35,000
- 2004: 1 Loan Originated: Refinancing for $50,000
- 2002: 1 Application Approved, Not Accepted: Refinancing for $35,000
- 2002: 1 Application Denied: Refinancing for $43,000
- 2001: 1 Application Approved, Not Accepted: Refinancing for $40,000
- 2000: 1 Application Approved, Not Accepted: Refinancing for $55,000
- 2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $20,000
- 2000: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $55,000
MIDFIRST BANK (OK): 1 Loan Originated in 2003: Refinancing for $87,000
PRINCIPAL BANK (IA): 1 Application Approved, Not Accepted in 2004: Refinancing for $14,000
CITICORP TRUST BANK, FSB (DE): 1 Application Approved, Not Accepted in 2006: Refinancing for $80,000
AIG FEDERAL SAVINGS BANK (DE): 2 Applications Denied in 2004: Conventional Home Purchase Loans for an average of $88,500
GE MONEY BANK (UT):- 2007: 1 Loan Originated: Home Improvement Loan for $5,000
- 2007: 2 Applications Denied: Home Improvement Loans for an average of $23,500
- 2005: 1 Loan Originated: Refinancing for $52,000
ALLSTATE BANK (IL): 1 Loan Originated in 2002: Refinancing for $142,000
ING BANK, FSB (DE):- 2007: 1 Application Denied: Conventional Home Purchase Loan for $106,000
- 2007: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $106,000
- 2006: 1 Application Denied: Refinancing for $96,000
- 2005: 1 Application Denied: Refinancing for $136,000
PARTNERS TRUST BANK (NY): 1 Application Approved, Not Accepted in 2004: Conventional Home Purchase Loan for $112,000
| FIRST NIAGARA BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $136,000 | 1 | $10,000 | 1 | $46,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $195,000 | 1 | $10,000 | 2 | $30,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $40,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2005 |
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $127,000 | 4 | $160,000 | 2 | $59,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $20,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $110,000 | 2 | $62,500 | 2 | $8,000 | 2 | $79,000 |
| APPLICATIONS DENIED | 2 | $94,500 | 1 | $52,000 | 0 | $0 | 1 | $50,000 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2003 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $110,000 | 9 | $88,333 | 1 | $18,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $145,250 | 1 | $70,000 | 1 | $111,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $25,000 | 0 | $0 | 0 | $0 |
| FIRST NIAGARA BANK (NY) - Statistics For Year 2002 |
| B) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $75,000 |
COUNTRYWIDE BANK, FSB (VA): 3 Loans Originated in 2007: Conventional Home Purchase Loans for an average of $90,333
CITIFINANCIAL MTG CO, INC (TX):- 2005: 2 Applications Denied: Refinancings for an average of $58,500
- 2005: 1 Application Denied: Home Improvement Loan for $50,000
- 2004: 1 Application Denied: Refinancing for $154,000
CITIMORTGAGE, INC (MO): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $136,000
SIB MORTGAGE CORP. (NJ): 1 Loan Originated in 2003: Refinancing for $113,000
CAYUGA MORTGAGE COMPANY (NY):- 2005: 4 Loans Originated: Conventional Home Purchase Loans for an average of $116,500
- 2005: 1 Loan Originated: Refinancing for $108,000
- 2004: 1 Loan Originated: Conventional Home Purchase Loan for $340,000
- 2004: 8 Loans Originated: Refinancings for an average of $89,375
- 2004: 1 Loan Originated: Home Improvement Loan for $162,000
- 2003: 2 Loans Originated: Refinancings for an average of $73,000
- 2003: 1 Application Withdrawn: Refinancing for $102,000
- 2002: 2 Loans Originated: Conventional Home Purchase Loans for an average of $101,000
- 2002: 7 Loans Originated: Refinancings for an average of $115,714
- 2002: 1 Application Withdrawn: Refinancing for $110,000
- 2001: 4 Loans Originated: Conventional Home Purchase Loans for an average of $94,000
- 2001: 3 Loans Originated: Refinancings for an average of $89,000
- 2000: 1 Loan Originated: Refinancing for $110,000
- 2000: 1 Application Withdrawn: Conventional Home Purchase Loan for $126,000
ABNAMRO MTG. GROUP INC. (MI): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $110,000
RBMG, INC (SC): 1 File Closed For Incompleteness in 2004: Conventional Home Purchase Loan for $42,000
CORINTHIAN MORTGAGE CORP (MS): 2 Files Closed For Incompleteness in 2007: Refinancings for an average of $249,500
CONTINENTAL CAPITAL CORP (NY): 1 Loan Originated in 2003: Refinancing for $71,000
CAPITAL ONE HOME LOANS, LLC (KS): 1 Application Approved, Not Accepted in 2006: Refinancing for $58,000
BNC MORTGAGE (NY): 1 Application Approved, Not Accepted in 2005: Refinancing for $135,000
EVERHOME MORTGAGE COMPANY (FL): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $228,000
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Home Mortgage Disclosure Act Statistics for New York(NY), Zip Code 14881, Tompkins County, Tract 0019.00- National Credit Union Administration (NCUA)
CORNING FEDERAL CREDIT UNION (NY):- 2007: 1 Loan Originated: Conventional Home Purchase Loan for $80,000
- 2003: 1 Loan Originated: Refinancing for $85,000
- 2002: 1 Loan Originated: Refinancing for $117,000
- 2001: 1 Loan Originated: Refinancing for $117,000
HORIZONS FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2005: Refinancing for $88,000
COUNTRYSIDE FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $100,000
NFCU (VA):- 2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $100,000
- 2004: 1 Loan Originated: Refinancing for $18,000
VISIONS FEDERAL CREDIT UNION (NY):- 2007: 1 Application Denied: Home Improvement Loan for $20,000
- 2006: 1 Loan Originated: Refinancing for $40,000
- 2003: 1 Loan Originated: Home Improvement Loan for $8,000
- 2002: 1 Loan Originated: Conventional Home Purchase Loan for $72,000
- 2002: 1 Loan Originated: Refinancing for $188,000
- 2001: 1 Loan Originated: Home Improvement Loan for $16,000
ALTERNATIVES FEDERAL CREDIT UN (NY):- 2007: 3 Loans Originated: Conventional Home Purchase Loans for an average of $112,333
- 2007: 3 Loans Originated: Refinancings for an average of $80,000
- 2007: 1 Loan Originated: Loan On Manufactured Home Dwelling for $55,000
- 2006: 2 Loans Originated: Conventional Home Purchase Loans for an average of $114,000
- 2006: 3 Loans Originated: Refinancings for an average of $119,000
- 2005: 6 Loans Originated: Conventional Home Purchase Loans for an average of $92,000
- 2005: 1 Loan Originated: Refinancing for $120,000
- 2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $57,000
- 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $128,000
- 2004: 3 Loans Originated: Conventional Home Purchase Loans for an average of $79,667
- 2004: 3 Loans Originated: Refinancings for an average of $97,333
- 2004: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $70,000
ESL FEDERAL CREDIT UNION (NY): 1 Application Withdrawn in 2004: Refinancing for $75,000
NUMARK CREDIT UNION (IL): 1 Application Approved, Not Accepted in 2006: Conventional Home Purchase Loan for $28,000
| CFCU COMMUNITY CREDIT UNION (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $162,000 | 29 | $103,552 | 14 | $33,643 | 2 | $80,000 | 2 | $75,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $37,000 | 1 | $15,000 | 0 | $0 | 1 | $15,000 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $112,000 | 3 | $19,333 | 0 | $0 | 2 | $58,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $74,500 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $77,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| CFCU COMMUNITY CREDIT UNION (NY) - Statistics For Year 2006 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $111,143 | 12 | $56,667 | 12 | $34,583 | 1 | $170,000 | 1 | $66,000 | 2 | $44,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $50,000 | 1 | $27,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $54,400 | 1 | $8,000 | 0 | $0 | 1 | $58,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $20,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| CFCU COMMUNITY CREDIT UNION (NY) - Statistics For Year 2005 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $110,100 | 15 | $100,133 | 12 | $19,250 | 3 | $60,333 | 2 | $15,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $128,000 | 1 | $59,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $92,333 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $62,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| CFCU COMMUNITY CREDIT UNION (NY) - Statistics For Year 2004 |
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $127,273 | 11 | $62,818 | 15 | $31,333 | 3 | $89,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $73,000 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $54,000 | 0 | $0 | 2 | $27,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $92,000 | 0 | $0 | 0 | $0 | 0 | $0 |
CU FACTORY BUILT LENDING, LP (TX):- 2007: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $29,000
- 2007: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $29,000
- 2007: 1 Application Denied: Conventional Home Purchase Loan for $45,000
- 2007: 1 Application Denied: Loan On Manufactured Home Dwelling for $45,000
- 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $90,000
- 2005: 1 Application Approved, Not Accepted: Loan On Manufactured Home Dwelling for $90,000
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