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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Toro Canyon, Zip Code 93013, Santa Barbara County, California (CA), Tract 0017.01

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 3345 Loans originated: 1 FHA, FSA/RHS & VA Loan for $135,000, 735 Conventional Home Purchase for an average of $792,668, 1915 Refinancings for an average of $699,469, 117 Home Improvement for an average of $487,769, 10 Dwellings For 5+ Families for an average of $781,300, 457 Non-occupant Loans on < 5 Family Dwellings for an average of $974,744, 110 Loans On Manufactured Home Dwelling for an average of $122,973
    • 491 Approved applications - not accepted: 144 Conventional for an average of $934,236, 237 Refinancings for an average of $546,595, 27 Home Improvement Loans for an average of $311,259, 70 Non-occupant Loans on < 5 Family Dwellings for an average of $1,011,200, 13 Loans On Manufactured Home Dwelling for an average of $216,000
    • 787 Applications denied: 179 Conventional Home Purchase Loans for an average of $880,564, 459 Refinancings for an average of $799,562, 39 Home Improvement Loans for an average of $537,769, 1 Loan on Dwelling For 5+ Families for $325,000, 78 Non-occupant Loans on < 5 Family Dwellings for an average of $1,113,538, 31 Loans On Manufactured Home Dwelling for an average of $212,871
    • 568 Withdrawn: 1 FHA, FSA/RHS & VA for $260,000, 161 Conventional for an average of $1,036,273, 290 Refinancings for an average of $849,955, 25 Home Improvement Loans for an average of $588,240, 65 Non-occupant Loans on < 5 Family Dwellings for an average of $1,776,308, 26 Loans On Manufactured Home Dwelling for an average of $159,654
    • 144 Closed for incompleteness: 29 Conventional for an average of $653,069, 86 Refinancings for an average of $909,953, 4 Home Improvement for an average of $411,000, 2 Loans on Dwellings For 5+ Families for an average of $920,000, 19 Non-occupant Loans on < 5 Family Dwellings for an average of $579,421, 4 Loans On Manufactured Home Dwelling for an average of $195,750

    Compared to the state average:

    • The number of loans originated per 1000 residents (734) is above CA average (566). The average loan value for this tract ($731,269) is significantly above the state average ($267,254).
    • The number of loans not accepted per 1000 residents (108) is comparable to CA average (99). The average loan value for this tract ($704,825) is significantly above the state average ($260,545).
    • The number of loans denied per 1000 residents (173) is comparable to CA average (195). The average loan value for this tract ($812,418) is significantly above the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (125) is comparable to CA average (124). The average loan value for this tract ($964,620) is significantly above the state average ($255,431).
    • The number of loans closed per 1000 residents (32) is comparable to CA average (34). The average loan value for this tract ($781,049) is significantly above the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 3 Conventional Home Purchase Loans Originated for an average of $307,667
    • Conventional Home Purchase Loan Approved - not accepted for $250,000
    • Conventional Home Purchase Loan denied for $540,000
    • Refinancing withdrawn for $144,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan originated for $400,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $263,000
      Republic Mortgage Insurance:
    • Refinancing Withdrawn for $144,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $260,000


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