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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Zip Code 93010, Ventura County, California (CA), Tract 0052.02

Back to: Ventura County, CA, California, California forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 3753 Loans originated: 73 FHA, FSA/RHS & VA Loans for an average of $176,548, 990 Conventional Home Purchase Loans for an average of $279,611, 2337 Refinancings for an average of $263,307, 148 Home Improvement Loans for an average of $132,514, 1 Dwelling For 5+ Families for $129,000, 202 Non-occupant Loans on < 5 Family Dwellings for an average of $251,114, 2 Loans On Manufactured Home Dwelling for an average of $422,000
    • 508 Applications approved, not accepted: 7 FHA, FSA/RHS & VA Loans for an average of $149,714, 136 Conventional for an average of $301,735, 316 Refinancings for an average of $276,228, 29 Home Improvement for an average of $116,793, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $208,250
    • 848 Loans denied: 8 FHA, FSA/RHS & VA Home Purchase Loans for an average of $251,500, 182 Conventional Home Purchase for an average of $356,698, 516 Refinancings for an average of $319,058, 89 Home Improvement for an average of $163,640, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $348,269, 1 Loan On Manufactured Home Dwelling for $110,000
    • 679 Withdrawn: 8 FHA, FSA/RHS & VA for an average of $188,125, 139 Conventional Home Purchase for an average of $294,302, 460 Refinancings for an average of $265,591, 43 Home Improvement for an average of $246,977, 29 Non-occupant Loans on < 5 Family Dwellings for an average of $271,345
    • 143 Applications closed for incompleteness: 2 FHA, FSA/RHS & VA Loans for an average of $229,000, 36 Conventional Home Purchase for an average of $338,917, 97 Refinancings for an average of $318,216, 4 Home Improvement for an average of $458,500, 4 Non-occupant Loans on < 5 Family Dwellings for an average of $160,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (1,332) is significantly above CA average (566). The average loan value for this tract ($260,155) is comparable to the state average ($267,254).
    • The number of loans not accepted per 1000 residents (180) is significantly above CA average (99). The average loan value for this tract ($269,535) is comparable to the state average ($260,545).
    • The number of loans denied per 1000 residents (301) is above CA average (195). The average loan value for this tract ($311,732) is comparable to the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (241) is significantly above CA average (124). The average loan value for this tract ($269,623) is comparable to the state average ($255,431).
    • The number of loans closed per 1000 residents (51) is above CA average (34). The average loan value for this tract ($321,678) is comparable to the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 120 Loans originated: 82 Conventional Home Purchase for an average of $245,768, 33 Refinancings for an average of $258,303, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $256,000
    • 57 Applications approved, not accepted: 30 Conventional for an average of $265,800, 24 Refinancings for an average of $258,042, 3 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $253,333
    • 9 Denied: 3 Conventional Home Purchase for an average of $228,000, 6 Refinancings for an average of $292,667
    • 16 Loans withdrawn: 8 Conventional for an average of $286,000, 6 Refinancings for an average of $269,167, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $268,000
    • 2 Applications closed for incompleteness: 1 Conventional Home Purchase for $266,000, 1 Refinancing for $332,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 6 Originated: 3 Conventional Home Purchase Loans for an average of $245,667, 3 Refinancings for an average of $272,333
    • Conventional Home Purchase Loan Approved applications but not accepted for $157,000
      Genworth Financial:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $211,667, Refinancing for $174,000
    • 2 Conventional Home Purchase Loans Loans approved, not accepted for an average of $164,000
      Mortgage Guaranty Insurance:
    • 8 Loans originated: 7 Conventional Home Purchase Loans for an average of $208,000, Refinancing for $202,000
    • 2 Refinancings Approved loans - not accepted for an average of $148,500
      PMI Mortgage Insurance:
    • 4 Conventional Home Purchase Loans Loans originated for an average of $219,250
    • 3 Refinancings Approved loans, not accepted for an average of $250,667
    • Refinancing Applications denied for $270,000
      Republic Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $221,000
      United Guaranty Corporation:
    • 8 Conventional Home Purchase Loans Loans originated for an average of $197,500
    • Conventional Home Purchase Loan Approved, not accepted for $225,000
    • Refinancing Withdrawn for $212,000
      Triad Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Loans originated for an average of $242,500


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