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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Waterford, Zip Code 12188, Saratoga County, New York (NY), Tract 0628.00




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Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$144,6671$162,000
APPLICATIONS APPROVED, NOT ACCEPTED2$107,0000$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

2007 Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans - Value

PMIC - Refinancings

PMIC - Refinancings - Value

PMIC - Non-occupant Loans on < 5 Family Dwellings

PMIC - Non-occupant Loans on < 5 Family Dwellings - Value


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Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$204,00015$122,60030$114,7009$37,1118$114,5001$27,000
APPLICATIONS APPROVED, NOT ACCEPTED1$151,0004$107,5005$106,0002$15,0003$83,3331$35,000
APPLICATIONS DENIED0$04$113,25024$111,79211$31,8186$56,6670$0
APPLICATIONS WITHDRAWN0$04$96,25019$107,8422$7,0005$97,2000$0
FILES CLOSED FOR INCOMPLETENESS0$02$75,0003$91,6671$10,0000$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

2007 FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value

2007 Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans - Value

2007 Refinancings

HMDA - Refinancings

HMDA - Refinancings - Value

2007 Home Improvement Loans

HMDA - Home Improvement Loans

HMDA - Home Improvement Loans - Value

2007 Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings - Value

2007 Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling - Value

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Private Mortgage Insurance Companies Disclosure Statistics For Year 2007
Radian GuarantyGenworth FinancialMortgage Guaranty InsurancePMI Mortgage InsuranceRepublic Mortgage InsuranceUnited Guaranty CorporationTriad Guaranty InsuranceCMG Mortgage Insurance
No.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED0$01$167,0002$133,5000$00$00$00$00$0
APPLICATIONS APPROVED, NOT ACCEPTED2$107,0000$00$00$00$00$00$00$0
APPLICATIONS DENIED0$00$00$00$00$00$00$00$0
APPLICATIONS WITHDRAWN0$00$00$00$00$00$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$00$00$0
Refinancings
LOANS ORIGINATED0$00$01$162,0000$00$00$00$00$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$00$00$00$00$00$0
APPLICATIONS DENIED0$00$00$00$00$00$00$00$0
APPLICATIONS WITHDRAWN0$00$00$00$00$00$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999


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[Radian Guaranty]
PMIC - Conventional Home Purchase Loans

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans - Value

[Radian Guaranty]
PMIC - Refinancings

[Radian Guaranty]
PMIC - Refinancings - Value

[Genworth Financial]
PMIC - Conventional Home Purchase Loans

[Genworth Financial]
PMIC - Conventional Home Purchase Loans - Value

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Mortgage Guaranty Insurance]
PMIC - Refinancings

[Mortgage Guaranty Insurance]
PMIC - Refinancings - Value

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans - Value

[United Guaranty Corporation]
PMIC - Refinancings

[United Guaranty Corporation]
PMIC - Refinancings - Value


Home Mortgage Disclosure Act Statistics for Waterford, New York(NY), Zip Code 12188, Saratoga County, Tract 0628.00- Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC): 1 Application Approved, Not Accepted in 2003: Refinancing for $91,000

    JPMORGAN CHASE BANK (OH):
  • 2007: 1 Loan Originated: Conventional Home Purchase Loan for $116,000
  • 2007: 2 Loans Originated: Refinancings for an average of $60,000
  • 2007: 1 Application Denied: Conventional Home Purchase Loan for $67,000
  • 2006: 2 Applications Denied: Refinancings for an average of $127,000
  • 2005: 3 Loans Originated: Refinancings for an average of $70,000
  • 2005: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $57,000
  • 2005: 1 Application Denied: Home Improvement Loan for $92,000
  • 2004: 1 Loan Originated: Refinancing for $50,000
  • 2004: 1 Application Denied: Refinancing for $68,000
  • 2004: 1 Application Denied: Home Improvement Loan for $30,000
  • 2004: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $30,000
    FLEET NATIONAL BANK (RI):
  • 2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $10,000
  • 2003: 1 Application Denied: Refinancing for $95,000
  • 2001: 1 Application Approved, Not Accepted: Home Improvement Loan for $60,000
  • 2001: 1 Application Denied: Refinancing for $25,000
  • 2000: 1 Application Denied: Refinancing for $15,000

FIRST TENNESSEE BANK NA (TN): 1 Application Denied in 2007: Refinancing for $156,000

    NATIONAL CITY BANK (OH):
  • 2007: 1 Application Withdrawn: Conventional Home Purchase Loan for $86,000
  • 2007: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $86,000
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $99,000
NATIONAL CITY BANK OF INDIANA (IN) - Home Mortgage Disclosure Act Statistics For Year 2005
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$73,2501$118,000
APPLICATIONS APPROVED, NOT ACCEPTED0$01$95,000
APPLICATIONS DENIED1$109,0000$0
Choose year:  2005 2004

CENTRAL NATIONAL BANK (NY): 1 Loan Originated in 2000: Refinancing for $91,000

    BALLSTON SPA NATIONAL BANK (NY):
  • 2007: 1 Loan Originated: Conventional Home Purchase Loan for $353,000
  • 2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $58,000
  • 2004: 1 Application Withdrawn: Conventional Home Purchase Loan for $106,000
  • 2004: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $106,000
  • 2003: 1 Loan Originated: Refinancing for $85,000
FLEET NATIONAL BANK (RI) - Home Mortgage Disclosure Act Statistics For Year 1999
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$01$20,000
APPLICATIONS APPROVED, NOT ACCEPTED1$68,0000$0
APPLICATIONS DENIED2$27,0000$0
    CITIBANK, N.A. (NV):
  • 2007: 2 Applications Denied: Home Improvement Loans for an average of $24,000
  • 2007: 2 Applications Denied: Non-occupant Loans on < 5 Family Dwellings for an average of $24,000
  • 2007: 1 File Closed For Incompleteness: Home Improvement Loan for $10,000
  • 2006: 1 Application Denied: Refinancing for $60,000
WELLS FARGO BANK, NA (SD) - Home Mortgage Disclosure Act Statistics For Year 2007 in Waterford, NY, Tract 0628.00
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$117,5001$192,000
APPLICATIONS DENIED1$59,0001$132,0000$0
Choose year:  2007 2006 2005 2004 2003
    BANK OF AMERICA, N.A. (NC):
  • 2007: 1 Loan Originated: Refinancing for $25,000
  • 2007: 2 Applications Denied: Refinancings for an average of $89,500
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $73,000
  • 2006: 1 Loan Originated: Home Improvement Loan for $85,000
  • 2005: 1 Loan Originated: Refinancing for $94,000
  • 2005: 1 Application Approved, Not Accepted: Refinancing for $102,000
  • 2003: 1 Loan Originated: Refinancing for $58,000
  • 2002: 1 Loan Originated: Refinancing for $106,000
KEYBANK NATIONAL ASSOCIATION (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Waterford, NY, Tract 0628.00
D) Home Improvement Loans
NumberAverage Value
LOANS ORIGINATED1$10,000
APPLICATIONS APPROVED, NOT ACCEPTED1$6,000
APPLICATIONS DENIED2$8,000
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

GUARANTY NATIONAL BANK OF TALL (FL): 1 Application Denied in 2001: Conventional Home Purchase Loan for $66,000

WACHOVIA BANK OF DELAWARE (DE): 1 Loan Originated in 2001: Refinancing for $90,000

    TRUSTCO BANK (NY):
  • 2001: 1 Loan Originated: Conventional Home Purchase Loan for $150,000
  • 2001: 1 Loan Originated: Home Improvement Loan for $5,000
  • 2000: 1 Application Denied: Refinancing for $100,000

FIRST MASSACHUSETTS BANK, N.A. (MA): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $96,000

    MBNA AMERICA DELAWARE, N.A. (DE):
  • 2004: 1 Loan Originated: Refinancing for $101,000
  • 2004: 2 Applications Denied: Refinancings for an average of $90,000
  • 2003: 1 Loan Originated: Refinancing for $18,000
    TD BANKNORTH, N.A. (ME):
  • 2003: 1 Application Withdrawn: Loan on Dwellings For 5+ Families for $45,000
  • 2002: 1 Loan Originated: Conventional Home Purchase Loan for $56,000

COUNTRYWIDE BANK, N.A. (VA): 1 Application Denied in 2005: Conventional Home Purchase Loan for $32,000

    FIRST NATIONAL BANK OF ARIZONA (AZ):
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $100,000
  • 2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $100,000
  • 2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $59,500
  • 2004: 1 Application Withdrawn: Refinancing for $83,000
  • 2004: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $83,000
  • 2003: 1 Application Denied: Conventional Home Purchase Loan for $45,000
CHARTER ONE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2005
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$174,0000$0
FILES CLOSED FOR INCOMPLETENESS1$70,0001$70,000
Choose year:  2005 2004 2003 2002
    HSBC BANK USA, NA (DE):
  • 2006: 1 Loan Originated: Home Improvement Loan for $17,000
  • 2006: 1 Application Denied: Loan on Dwellings For 5+ Families for $340,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $10,000
  • 2004: 1 Loan Originated: Home Improvement Loan for $20,000
    RBS CITIZENS BANK, N.A. (NY):
  • 2007: 4 Applications Denied: Refinancings for an average of $93,250
  • 2007: 1 Application Denied: Home Improvement Loan for $1,000
  • 2007: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $1,000
  • 2006: 1 Loan Originated: Refinancing for $116,000
  • 2006: 1 Application Denied: Home Improvement Loan for $17,000
  • 2005: 1 Application Denied: Home Improvement Loan for $35,000
    CITIMORTGAGE, INC (MO):
  • 2003: 1 Loan Originated: Refinancing for $75,000
  • 2001: 1 Application Denied: Refinancing for $85,000
  • 2000: 1 Application Withdrawn: Refinancing for $65,000

GREENPOINT MORTGAGE FUNDING (NC): 1 Loan Originated in 2007: Refinancing for $128,000

    CCO MORTGAGE (RI):
  • 2006: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $72,000
  • 2006: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $72,000
  • 2004: 1 Loan Originated: Refinancing for $75,000
HSBC MORTGAGE CORP (NY) - Home Mortgage Disclosure Act Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$204,0002$78,5005$93,4002$65,000
APPLICATIONS WITHDRAWN0$00$04$85,7503$90,667
Choose year:  2007 2006 2005 2004

THE MONEY STORE (CA): 2 Applications Approved, Not Accepted in 2000: Refinancings for an average of $64,500

ABN AMRO MTG GROUP INC (MI) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED2$87,500
FILES CLOSED FOR INCOMPLETENESS1$91,000
Choose year:  2007 2006 2005 2004 2003 2002 2001
    FIRST FRANKLIN FINANCIAL CORP. (CA):
  • 2003: 1 Loan Originated: Conventional Home Purchase Loan for $60,000
  • 2001: 1 Loan Originated: Refinancing for $49,000
    HOMEOWNERS LOAN CORPORATION (AL):
  • 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $40,000
  • 2005: 1 Application Denied: Refinancing for $209,000
  • 2004: 2 Applications Approved, Not Accepted: Refinancings for an average of $80,500
  • 2004: 2 Applications Denied: Refinancings for an average of $62,000
  • 2004: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $64,000
  • 2003: 3 Applications Approved, Not Accepted: Refinancings for an average of $89,000
  • 2003: 1 Application Denied: Refinancing for $60,000
  • 2002: 3 Applications Approved, Not Accepted: Refinancings for an average of $68,333
  • 2002: 2 Applications Denied: Refinancings for an average of $57,500
  • 2002: 2 Applications Withdrawn: Refinancings for an average of $63,500

FLEET MORTGAGE CORPORATION (SC): 1 Loan Originated in 1999: Refinancing for $87,000

CROSSLAND MORTGAGE CORPORATION (UT): 1 Loan Originated in 2000: FHA, FSA/RHS & VA Home Purchase Loan for $73,000

    WELLS FARGO HOME MORTGAGE (IA):
  • 2003: 2 Loans Originated: Refinancings for an average of $79,500
  • 2003: 1 Application Approved, Not Accepted: Refinancing for $120,000
  • 2003: 1 Application Denied: Refinancing for $183,000
  • 2002: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $124,000

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Home Mortgage Disclosure Act Statistics for Waterford, New York(NY), Zip Code 12188, Saratoga County, Tract 0628.00- Federal Reserve System (FRB)

REGIONS BANK (AL): 1 Loan Originated in 2004: Refinancing for $144,000

    HSBC BANK, USA (NY):
  • 2003: 1 Loan Originated: Home Improvement Loan for $16,000
  • 2001: 1 Application Denied: Home Improvement Loan for $3,000
  • 1999: 1 Loan Originated: Home Improvement Loan for $9,000
    MANUFACTURERS AND TRADERS TRUS (NY):
  • 2007: 1 Application Denied: Home Improvement Loan for $40,000
  • 2000: 1 Application Denied: Home Improvement Loan for $10,000

THE BANK OF NEW YORK (NY): 1 Application Denied in 2004: Home Improvement Loan for $23,000

    THE BRYN MAWR TRUST COMPANY (PA):
  • 2003: 1 Loan Originated: Refinancing for $84,000
  • 2003: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $84,000
  • 2002: 1 Loan Originated: Refinancing for $84,000
  • 2002: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $84,000
    BANC ONE FINANCIAL SERVICES (IN):
  • 2000: 1 Application Withdrawn: Refinancing for $70,000
  • 1999: 1 Loan Originated: Refinancing for $67,000
  • 1999: 2 Applications Denied: Refinancings for an average of $51,500
  • 1999: 1 Application Withdrawn: Refinancing for $63,000
    JPMORGAN CHASE BANK (NY):
  • 2003: 1 Loan Originated: Refinancing for $85,000
  • 2003: 2 Applications Denied: Refinancings for an average of $90,500
  • 2002: 1 Application Denied: Refinancing for $15,000
  • 2001: 2 Applications Denied: Refinancings for an average of $20,000
  • 1999: 1 Application Denied: Conventional Home Purchase Loan for $71,000
  • 1999: 1 Application Denied: Refinancing for $90,000
  • 1999: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $71,000

THE CIT GROUP/SALES FINANCING, (NJ): 1 Application Denied in 2000: Conventional Home Purchase Loan for $15,000

WACHOVIA MORTGAGE (NC): 1 File Closed For Incompleteness in 2001: Conventional Home Purchase Loan for $67,000

    HSBC MORTGAGE CORPORATION (NY):
  • 2003: 5 Loans Originated: Refinancings for an average of $72,800
  • 2003: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $75,000
  • 2003: 1 Application Approved, Not Accepted: Refinancing for $65,000
  • 2003: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $65,000
  • 2002: 3 Loans Originated: Refinancings for an average of $85,667
  • 2002: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $95,500
  • 2001: 1 Loan Originated: Conventional Home Purchase Loan for $76,000
  • 2001: 2 Loans Originated: Refinancings for an average of $82,500
  • 2001: 1 Application Denied: Conventional Home Purchase Loan for $71,000
  • 2001: 2 Applications Denied: Refinancings for an average of $89,000
  • 2000: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $71,000
  • 1999: 1 Loan Originated: Refinancing for $74,000
COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$145,0001$101,0000$0
APPLICATIONS APPROVED, NOT ACCEPTED0$01$100,0000$0
APPLICATIONS DENIED1$106,0001$85,0001$106,000
APPLICATIONS WITHDRAWN0$01$45,0000$0
Choose year:  2007 2006 2005 2004 2003 2002

WELLS FARGO FIN'L CRED SERV NY (IA): 1 Loan Originated in 2003: Refinancing for $39,000

BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$153,0001$41,000
APPLICATIONS DENIED1$137,0003$70,000
APPLICATIONS WITHDRAWN3$98,0000$0
Choose year:  2007 2006 2005
M&T MORTGAGE CORPORATION (NY) - Home Mortgage Disclosure Act Statistics For Year 2006
B) Conventional
Home Purchase Loans
NumberAverage Value
APPLICATIONS DENIED1$109,000
Choose year:  2006 2005 2004 2003 2001 2000 1999
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$106,3331$152,0000$0
APPLICATIONS DENIED4$101,0001$124,0000$0
APPLICATIONS WITHDRAWN4$83,5001$81,0001$151,000
Choose year:  2006 2005
    CITIFINANCIAL COMPANY(DE) (MD):
  • 2006: 1 Application Approved, Not Accepted: Home Improvement Loan for $14,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $13,000
  • 2004: 1 Application Approved, Not Accepted: Home Improvement Loan for $25,000
  • 2003: 1 Loan Originated: Refinancing for $94,000
  • 2000: 2 Applications Denied: Refinancings for an average of $92,500
  • 1999: 1 Loan Originated: Refinancing for $84,000
    EQUIFIRST CORPORATION (NC):
  • 2007: 1 Loan Originated: Refinancing for $176,000
  • 2005: 2 Loans Originated: Refinancings for an average of $171,000
  • 2005: 1 File Closed For Incompleteness: Refinancing for $64,000

ASSOCIATES FINANCIAL SERVICES (TX): 1 Loan Originated in 2000: Refinancing for $37,000

CITIFINANCIAL MORTGAGE COMPANY (TX) - Home Mortgage Disclosure Act Statistics For Year 2001
C) Refinancings
NumberAverage Value
APPLICATIONS DENIED1$56,000
APPLICATIONS WITHDRAWN1$10,000
Choose year:  2001 2000

FULL SPECTRUM LENDING (CA): 1 Application Withdrawn in 2002: Conventional Home Purchase Loan for $64,000

    DECISION ONE MORTGAGE (IL):
  • 2006: 2 Applications Approved, Not Accepted: Conventional Home Purchase Loans for an average of $97,500
  • 2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $57,500
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 12188, NY, Tract 0628.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$100,500
APPLICATIONS DENIED2$128,0001$30,000
APPLICATIONS WITHDRAWN2$133,0001$12,000

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Home Mortgage Disclosure Act Statistics for Waterford, New York(NY), Zip Code 12188, Saratoga County, Tract 0628.00- Federal Deposit Insurance Corporation (FDIC)

HUDSON RIVER BANK AND TRUST CO (NY) - Home Mortgage Disclosure Act Statistics For Year 2004
C) Refinancings
NumberAverage Value
LOANS ORIGINATED1$90,000
APPLICATIONS DENIED1$20,000
Choose year:  2004 2003 2002 2001 2000
COHOES SAVINGS BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2000 in Zip Code 12188, NY, Tract 0628.00
D) Home Improvement Loans
NumberAverage Value
LOANS ORIGINATED1$7,000
APPLICATIONS DENIED1$1,000
Choose year:  2000 1999
    THE TROY SAVINGS BANK (NY):
  • 2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $75,000
  • 2001: 1 Loan Originated: Refinancing for $67,000
    PIONEER SAVINGS BANK (NY):
  • 2007: 1 Loan Originated: Conventional Home Purchase Loan for $160,000
  • 2007: 1 Loan Originated: Home Improvement Loan for $8,000
  • 2006: 4 Loans Originated: Home Improvement Loans for an average of $15,750
  • 2005: 3 Loans Originated: Home Improvement Loans for an average of $12,000
  • 2005: 1 Application Denied: Home Improvement Loan for $15,000
  • 2004: 3 Loans Originated: Home Improvement Loans for an average of $24,333
  • 2003: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $47,000
  • 2003: 1 Loan Originated: Refinancing for $87,000
  • 2002: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $78,000
  • 2002: 1 Loan Originated: Home Improvement Loan for $24,000
  • 2002: 1 Application Denied: FHA, FSA/RHS & VA Home Purchase Loan for $98,000
  • 2001: 1 Loan Originated: Refinancing for $48,000
  • 2000: 1 Loan Originated: Home Improvement Loan for $11,000
FREMONT INVESTMENT & LOAN (CA) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 12188, NY, Tract 0628.00
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$98,0000$0
FILES CLOSED FOR INCOMPLETENESS1$132,0001$132,000
Choose year:  2006 2005 2004 2003 2001
    GREENPOINT MORTGAGE FUNDING (NC):
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $88,000
  • 2006: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $88,000
  • 2006: 1 Application Denied: Conventional Home Purchase Loan for $156,000
  • 2002: 1 Application Approved, Not Accepted: Refinancing for $58,000
  • 2001: 1 Loan Originated: Conventional Home Purchase Loan for $67,000

GB HOME EQUITY (WI): 1 File Closed For Incompleteness in 2001: Home Improvement Loan for $41,000

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Home Mortgage Disclosure Act Statistics for Waterford, New York(NY), Zip Code 12188, Saratoga County, Tract 0628.00- Office of Thrift Supervision (OTS)

CHARTER ONE BANK (OH): 1 Loan Originated in 1999: Refinancing for $50,000

INDYMAC BANK, F.S.B. (CA): 1 Loan Originated in 2001: Conventional Home Purchase Loan for $68,000

    AMTRUST BANK (OH):
  • 2007: 2 Loans Originated: Refinancings for an average of $127,000
  • 2007: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $127,000
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $149,000
  • 2006: 1 Loan Originated: Refinancing for $104,000
  • 2006: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $126,500
  • 2005: 1 Loan Originated: Conventional Home Purchase Loan for $132,000
  • 2005: 1 Loan Originated: Refinancing for $157,000
  • 2005: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $157,000
    SOVEREIGN BANK (PA):
  • 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $97,500
  • 2007: 1 Loan Originated: Refinancing for $162,000
  • 2007: 2 Applications Withdrawn: Conventional Home Purchase Loans for an average of $60,500
  • 2005: 1 Loan Originated: Refinancing for $110,000
  • 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $70,000
  • 2004: 1 Application Approved, Not Accepted: Refinancing for $142,000
  • 2003: 1 Loan Originated: Conventional Home Purchase Loan for $60,000
LEHMAN BROTHERS BANK, FSB (DE) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 12188, NY, Tract 0628.00
B) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED2$73,500
Choose year:  2006 2004 2003
TRUSTCO BANK (NY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 12188, NY, Tract 0628.00
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$179,5001$9,0000$0
APPLICATIONS DENIED1$221,0001$50,0000$01$50,000
Choose year:  2007 2006 2005 2004 2003 2002

MOHAWK COMMUNITY BANK (NY): 1 Loan Originated in 2001: Home Improvement Loan for $5,000

CHEVY CHASE BANK, F.S.B. (VA): 1 Application Denied in 2001: Home Improvement Loan for $5,000

FLAGSTAR BANK (MI) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$144,0000$00$0
APPLICATIONS DENIED0$01$135,0001$135,000
Choose year:  2007 2005 2004

NETBANK FUNDINGS SERVICES (GA): 1 Loan Originated in 2006: Refinancing for $140,000

WASHINGTON MUTUAL BANK (NV): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $153,000

    HOME LOAN INVESTMENT BANK (RI):
  • 2007: 1 Application Approved, Not Accepted: Refinancing for $106,000
  • 2007: 2 Applications Denied: Refinancings for an average of $173,000
  • 2006: 1 Application Approved, Not Accepted: Refinancing for $166,000
  • 2004: 1 Application Approved, Not Accepted: Refinancing for $50,000
  • 2003: 2 Applications Denied: Refinancings for an average of $67,500
  • 2002: 2 Applications Denied: Refinancings for an average of $67,500
  • 2000: 2 Applications Approved, Not Accepted: Refinancings for an average of $60,000
  • 2000: 1 Application Approved, Not Accepted: Home Improvement Loan for $30,000

CITICORP TRUST BANK, FSB (DE): 1 Loan Originated in 2007: Refinancing for $133,000

AIG FEDERAL SAVINGS BANK (DE) - Home Mortgage Disclosure Act Statistics For Year 2005
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$06$100,5000$0
APPLICATIONS APPROVED, NOT ACCEPTED0$03$92,6671$148,000
APPLICATIONS DENIED2$69,0001$144,0000$0
Choose year:  2005 2004
    GE MONEY BANK (UT):
  • 2007: 1 Loan Originated: Home Improvement Loan for $25,000
  • 2007: 1 Application Approved, Not Accepted: Home Improvement Loan for $24,000
  • 2006: 1 Application Denied: Home Improvement Loan for $5,000

GMAC BANK (DE): 1 Loan Originated in 2004: Home Improvement Loan for $25,000

SUPERIOR FEDERAL BANK FSB (IL): 2 Applications Denied in 2001: Refinancings for an average of $91,000

    FIRST NIAGARA BANK (NY):
  • 2007: 1 Loan Originated: Refinancing for $64,000
  • 2007: 1 Loan Originated: Home Improvement Loan for $30,000
  • 2007: 1 Application Denied: Home Improvement Loan for $5,000
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $92,000
  • 2006: 1 Loan Originated: Home Improvement Loan for $12,000
  • 2006: 1 Application Denied: Home Improvement Loan for $20,000
  • 2005: 1 Loan Originated: Refinancing for $41,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $50,000
  • 2005: 1 Application Denied: Home Improvement Loan for $25,000
  • 2004: 1 Loan Originated: Refinancing for $42,000
  • 2004: 1 Application Withdrawn: Conventional Home Purchase Loan for $133,000

COUNTRYWIDE BANK, FSB (VA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $31,000

INTERVALE MORTGAGE (RI): 1 Loan Originated in 2005: Refinancing for $168,000

CITIFINANCIAL MTG CO, INC (TX): 1 Loan Originated in 2006: Refinancing for $47,000

SIB MORTGAGE CORP. (NJ): 1 Loan Originated in 2003: FHA, FSA/RHS & VA Home Purchase Loan for $87,000

BNC MORTGAGE (NY): 1 Application Denied in 2007: Refinancing for $153,000

    CHARTER ONE CREDIT CORPORATION (OH):
  • 2001: 1 Loan Originated: Refinancing for $75,000
  • 2001: 1 Application Denied: Refinancing for $91,000
  • 1999: 1 Loan Originated: Refinancing for $71,000

ABNAMRO MTG. GROUP INC. (MI): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $115,000

WILMINGTON FINANCE, INC. (PA): 1 Loan Originated in 2000: Conventional Home Purchase Loan for $76,000

FIRST FRANKLIN CORPORATION (CA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $191,000

GREATER ATLANTIC MORTGAGE CORP (VA): 1 Loan Originated in 2004: Refinancing for $83,000

CORINTHIAN MORTGAGE CORP (MS): 1 Application Withdrawn in 2006: Refinancing for $102,000

    BNC MORTGAGE (NY):
  • 2006: 1 Application Denied: Conventional Home Purchase Loan for $174,000
  • 2005: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $128,000
  • 2005: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $128,000

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Home Mortgage Disclosure Act Statistics for Waterford, New York(NY), Zip Code 12188, Saratoga County, Tract 0628.00- National Credit Union Administration (NCUA)

    STATE EMPLOYEES FEDERAL CREDIT (NY):
  • 2005: 1 Loan Originated: Conventional Home Purchase Loan for $147,000
  • 2005: 1 Loan Originated: Refinancing for $56,000
  • 2004: 2 Loans Originated: Home Improvement Loans for an average of $20,000
  • 2004: 1 Application Withdrawn: Refinancing for $120,000
  • 2003: 1 Loan Originated: Refinancing for $63,000
  • 2003: 1 Application Withdrawn: Conventional Home Purchase Loan for $70,000
  • 2003: 1 Application Withdrawn: Non-occupant Loan on < 5 Family Dwellings for $70,000
  • 2002: 1 Application Denied: Refinancing for $80,000
  • 2001: 1 Loan Originated: Conventional Home Purchase Loan for $68,000
  • 2001: 1 Loan Originated: Refinancing for $66,000
  • 2000: 1 Loan Originated: Home Improvement Loan for $8,000
    SUNMARK FEDERAL CREDIT UNION (NY):
  • 2007: 2 Loans Originated: Refinancings for an average of $102,000
  • 2007: 1 Loan Originated: Home Improvement Loan for $10,000
  • 2007: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $106,000
  • 2006: 1 Loan Originated: Refinancing for $103,000
  • 2006: 1 Loan Originated: Home Improvement Loan for $15,000
  • 2006: 1 Application Approved, Not Accepted: Refinancing for $90,000
  • 2006: 1 Application Approved, Not Accepted: Non-occupant Loan on < 5 Family Dwellings for $90,000
  • 2004: 1 Loan Originated: Refinancing for $52,000

CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2006: Refinancing for $90,000

TCT FEDERAL CREDIT UNION (NY): 1 Loan Originated in 2003: Home Improvement Loan for $20,000

EXCELSIOR CREDIT UNION (NY): 1 Loan Originated in 2002: Home Improvement Loan for $30,000

    HUDSON RIVER COMMUNITY CU (NY):
  • 2001: 1 Loan Originated: Home Improvement Loan for $22,000
  • 1999: 1 Loan Originated: Refinancing for $51,000

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