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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Winchester, Zip Code 40391, Clark County, Kentucky (KY), Tract 0202.00




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Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED29$112,58619$106,2111$62,000
APPLICATIONS APPROVED, NOT ACCEPTED4$86,0002$159,5000$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$01$79,0000$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003

2007 Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans

PMIC - Conventional Home Purchase Loans - Value

2007 Refinancings

PMIC - Refinancings

PMIC - Refinancings - Value

PMIC - Non-occupant Loans on < 5 Family Dwellings

PMIC - Non-occupant Loans on < 5 Family Dwellings - Value


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Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$88,64389$91,416102$83,52026$25,8853$315,33352$75,2691$23,000
APPLICATIONS APPROVED, NOT ACCEPTED1$58,0007$94,85726$100,7313$35,6670$01$49,0000$0
APPLICATIONS DENIED4$92,75019$71,52689$96,46127$38,2220$07$65,2862$84,000
APPLICATIONS WITHDRAWN2$75,50010$128,80021$78,1430$00$03$46,6670$0
FILES CLOSED FOR INCOMPLETENESS0$01$40,00017$140,7650$00$00$00$0
Choose year:  2007 2006 2005 2004 2003

2007 FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans

HMDA - FHA, FSA/RHS & VA Home Purchase Loans - Value

2007 Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans - Value

2007 Refinancings

HMDA - Refinancings

HMDA - Refinancings - Value

2007 Home Improvement Loans

HMDA - Home Improvement Loans

HMDA - Home Improvement Loans - Value

HMDA - Loans on Dwellings For 5+ Families

HMDA - Loans on Dwellings For 5+ Families - Value

2007 Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings

HMDA - Non-occupant Loans on < 5 Family Dwellings - Value

2007 Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling

HMDA - Loans On Manufactured Home Dwelling - Value

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Private Mortgage Insurance Companies Disclosure Statistics For Year 2007
Radian GuarantyGenworth FinancialMortgage Guaranty InsurancePMI Mortgage InsuranceRepublic Mortgage InsuranceUnited Guaranty CorporationTriad Guaranty InsuranceCMG Mortgage Insurance
No.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. ValueNo.Avg. Value
Conventional Home Purchase Loans
LOANS ORIGINATED3$169,6675$103,2005$141,4000$03$90,33310$93,4002$89,0001$150,000
APPLICATIONS APPROVED, NOT ACCEPTED0$01$60,0001$57,0000$00$02$113,5000$00$0
APPLICATIONS DENIED0$00$00$00$00$00$00$00$0
APPLICATIONS WITHDRAWN0$00$00$00$00$00$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$00$00$0
Refinancings
LOANS ORIGINATED2$130,0002$115,0001$131,0002$121,5003$92,3336$92,3333$107,6670$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$01$185,0000$01$134,0000$00$0
APPLICATIONS DENIED0$00$00$00$00$00$00$00$0
APPLICATIONS WITHDRAWN0$00$00$00$01$79,0000$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$00$00$0
Choose year:  2007 2006 2005 2004 2003


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[Radian Guaranty]
PMIC - Conventional Home Purchase Loans

[Radian Guaranty]
PMIC - Conventional Home Purchase Loans - Value

[Radian Guaranty]
PMIC - Refinancings

[Radian Guaranty]
PMIC - Refinancings - Value

[Genworth Financial]
PMIC - Conventional Home Purchase Loans

[Genworth Financial]
PMIC - Conventional Home Purchase Loans - Value

[Genworth Financial]
PMIC - Refinancings

[Genworth Financial]
PMIC - Refinancings - Value

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Mortgage Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Mortgage Guaranty Insurance]
PMIC - Refinancings

[Mortgage Guaranty Insurance]
PMIC - Refinancings - Value

[PMI Mortgage Insurance]
PMIC - Conventional Home Purchase Loans

[PMI Mortgage Insurance]
PMIC - Conventional Home Purchase Loans - Value

[PMI Mortgage Insurance]
PMIC - Refinancings

[PMI Mortgage Insurance]
PMIC - Refinancings - Value

[Republic Mortgage Insurance]
PMIC - Conventional Home Purchase Loans

[Republic Mortgage Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Republic Mortgage Insurance]
PMIC - Refinancings

[Republic Mortgage Insurance]
PMIC - Refinancings - Value

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans

[United Guaranty Corporation]
PMIC - Conventional Home Purchase Loans - Value

[United Guaranty Corporation]
PMIC - Refinancings

[United Guaranty Corporation]
PMIC - Refinancings - Value

[Triad Guaranty Insurance]
PMIC - Conventional Home Purchase Loans

[Triad Guaranty Insurance]
PMIC - Conventional Home Purchase Loans - Value

[Triad Guaranty Insurance]
PMIC - Refinancings

[Triad Guaranty Insurance]
PMIC - Refinancings - Value


Home Mortgage Disclosure Act Statistics for Winchester, Kentucky(KY), Zip Code 40391, Clark County, Tract 0202.00- Office of the Comptroller of the Currency (OCC)

WACHOVIA BANK NA (NC): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $300,000

JPMORGAN CHASE BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$60,0000$0
APPLICATIONS APPROVED, NOT ACCEPTED0$01$118,000
APPLICATIONS DENIED0$02$75,500
Choose year:  2007 2006 2005 2004
    US BANK, N.A. (OH):
  • 2005: 1 File Closed For Incompleteness: Refinancing for $140,000
  • 2003: 2 Loans Originated: Conventional Home Purchase Loans for an average of $81,500
  • 2003: 1 Loan Originated: Refinancing for $53,000

FLEET NATIONAL BANK (RI): 1 Application Denied in 2004: Refinancing for $60,000

NATIONAL CITY BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 40391, KY, Tract 0202.00
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$105,0001$116,0004$88,2500$02$95,500
APPLICATIONS DENIED0$00$00$01$10,0000$0
APPLICATIONS WITHDRAWN0$01$36,0000$00$01$36,000
Choose year:  2007 2006 2005 2004 2003
NATIONAL CITY BANK OF INDIANA (IN) - Home Mortgage Disclosure Act Statistics For Year 2005
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$60,0001$140,000
APPLICATIONS APPROVED, NOT ACCEPTED2$72,5001$111,000
APPLICATIONS DENIED1$82,0001$97,000
Choose year:  2005 2004
    PNC BANK, NA (PA):
  • 2004: 1 Application Denied: Home Improvement Loan for $42,000
  • 2003: 3 Loans Originated: Refinancings for an average of $54,333
  • 2003: 2 Applications Denied: Refinancings for an average of $90,500
    CITIBANK, N.A. (NV):
  • 2007: 1 Application Denied: Home Improvement Loan for $21,000
  • 2006: 1 Loan Originated: Refinancing for $75,000

FIRST SOUTHERN NATIONAL BANK (KY): 1 Application Withdrawn in 2003: Conventional Home Purchase Loan for $82,000

WELLS FARGO BANK, NA (SD) - Home Mortgage Disclosure Act Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$90,0008$96,1257$80,0001$94,0003$106,667
APPLICATIONS APPROVED, NOT ACCEPTED0$01$234,0001$70,0000$00$0
APPLICATIONS DENIED3$79,0000$01$109,0001$10,0000$0
Choose year:  2007 2006 2005 2004 2003

NBANK, N.A. (GA): 1 Loan Originated in 2004: FHA, FSA/RHS & VA Home Purchase Loan for $110,000

BANK ONE, NA (OH) - Home Mortgage Disclosure Act Statistics For Year 2003 in Zip Code 40391, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$43,5001$15,0000$0
APPLICATIONS APPROVED, NOT ACCEPTED1$26,0000$00$0
APPLICATIONS DENIED5$63,8000$01$24,000
THE HUNTINGTON NATIONAL BANK (OH) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 40391, KY, Tract 0202.00
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$138,0002$186,5000$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$105,000
Choose year:  2007 2003
    BANK OF AMERICA, N.A. (NC):
  • 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $52,000
  • 2007: 1 Application Denied: Conventional Home Purchase Loan for $57,000
  • 2003: 4 Loans Originated: Refinancings for an average of $107,750
  • 2003: 1 Application Denied: Refinancing for $121,000

UNION PLANTERS BANK (TN): 1 Application Denied in 2004: Conventional Home Purchase Loan for $84,000

CAPITAL ONE NA (LA): 4 Applications Denied in 2007: Home Improvement Loans for an average of $6,250

    KEYBANK NATIONAL ASSOCIATION (OH):
  • 2006: 3 Applications Denied: Home Improvement Loans for an average of $18,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $11,000
  • 2004: 3 Loans Originated: Home Improvement Loans for an average of $3,667
  • 2004: 1 Loan Originated: Loan On Manufactured Home Dwelling for $3,000
  • 2004: 2 Applications Denied: Home Improvement Loans for an average of $5,500

WHITAKER BANK NA (KY): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $79,000

CITIZENS COMMERCE NATIONAL BK (KY): 1 Loan Originated in 2005: Conventional Home Purchase Loan for $88,000

    CHASE MANHATTAN BANK USA, NA (DE):
  • 2007: 1 Application Approved, Not Accepted: Refinancing for $117,000
  • 2007: 3 Applications Denied: Refinancings for an average of $86,000
  • 2007: 1 Application Denied: Home Improvement Loan for $108,000
  • 2006: 3 Applications Denied: Refinancings for an average of $74,333
  • 2005: 3 Applications Denied: Refinancings for an average of $100,333
  • 2004: 1 Application Denied: Conventional Home Purchase Loan for $37,000
  • 2004: 1 Application Denied: Refinancing for $63,000
  • 2004: 1 Application Denied: Loan On Manufactured Home Dwelling for $37,000
    US BANK NORTH DAKOTA (ND):
  • 2007: 2 Applications Approved, Not Accepted: Refinancings for an average of $94,500
  • 2006: 1 Application Denied: Refinancing for $140,000
  • 2005: 2 Loans Originated: Conventional Home Purchase Loans for an average of $38,500
  • 2005: 1 Loan Originated: Refinancing for $56,000
  • 2004: 1 Application Denied: Home Improvement Loan for $25,000
    MBNA AMERICA DELAWARE, N.A. (DE):
  • 2005: 1 Application Denied: Refinancing for $31,000
  • 2003: 1 Application Denied: Refinancing for $21,000
COUNTRYWIDE BANK, N.A. (VA) - Home Mortgage Disclosure Act Statistics For Year 2006
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$17,0003$90,000
APPLICATIONS APPROVED, NOT ACCEPTED0$01$99,000
APPLICATIONS DENIED1$45,0001$24,000
Choose year:  2006 2005 2004

FIRST INDIANA BANK (IN): 1 Application Denied in 2007: Refinancing for $194,000

FIRST NATIONAL BANK OF LEXINGT (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$100,0003$77,0004$82,750
APPLICATIONS DENIED1$83,0000$00$0
APPLICATIONS WITHDRAWN1$90,0000$00$0
Choose year:  2007 2006 2005 2003

CITIMORTGAGE, INC (NY): 2 Loans Originated in 2007: Refinancings for an average of $101,000

HSBC MORTGAGE CORP (NY): 1 File Closed For Incompleteness in 2007: Refinancing for $78,000

CAPITAL ONE HOME LOANS, LLC (KS): 3 Loans Originated in 2007: Refinancings for an average of $111,333

CHASE MANHATTAN MORTGAGE CORP. (NJ) - Home Mortgage Disclosure Act Statistics For Year 2004
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$102,6671$93,0001$147,0001$93,000
APPLICATIONS DENIED1$105,0000$01$50,0000$0
FILES CLOSED FOR INCOMPLETENESS2$116,0000$00$00$0

NATIONAL CITY MORTGAGE CORPORA (OH): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $91,000

AM MTG NETWORK DBA VERTI (CA): 1 Application Approved, Not Accepted in 2007: Refinancing for $133,000

    ABN AMRO MTG GROUP INC (MI):
  • 2007: 1 Loan Originated: Refinancing for $81,000
  • 2007: 1 File Closed For Incompleteness: Refinancing for $185,000
  • 2006: 2 Loans Originated: Conventional Home Purchase Loans for an average of $62,500
  • 2006: 3 Files Closed For Incompleteness: Conventional Home Purchase Loans for an average of $86,333
  • 2006: 1 File Closed For Incompleteness: Refinancing for $108,000
  • 2005: 1 Loan Originated: Conventional Home Purchase Loan for $114,000
  • 2005: 2 Loans Originated: Refinancings for an average of $111,500
  • 2005: 1 File Closed For Incompleteness: Conventional Home Purchase Loan for $138,000
  • 2004: 1 Loan Originated: Conventional Home Purchase Loan for $68,000
  • 2004: 1 Loan Originated: Refinancing for $103,000
  • 2004: 1 File Closed For Incompleteness: Refinancing for $77,000
  • 2003: 2 Loans Originated: Refinancings for an average of $98,500
  • 2003: 2 Files Closed For Incompleteness: Conventional Home Purchase Loans for an average of $60,000
  • 2003: 2 Files Closed For Incompleteness: Refinancings for an average of $94,500
FIRST FRANKLIN FINANCIAL CORP. (CA) - Home Mortgage Disclosure Act Statistics For Year 2003 in Winchester, KY, Tract 0202.00
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$70,0000$0
APPLICATIONS APPROVED, NOT ACCEPTED1$140,0003$60,333
APPLICATIONS DENIED1$28,0002$60,000

FIRST HORIZON HOME LOAN CORP (TX): 3 Loans Originated in 2005: Conventional Home Purchase Loans for an average of $71,000

    HOMEOWNERS LOAN CORPORATION (AL):
  • 2005: 4 Applications Approved, Not Accepted: Refinancings for an average of $104,500
  • 2005: 1 Application Denied: Conventional Home Purchase Loan for $54,000
  • 2005: 2 Applications Denied: Refinancings for an average of $90,000
  • 2004: 5 Applications Approved, Not Accepted: Refinancings for an average of $71,600
  • 2004: 1 Application Denied: Conventional Home Purchase Loan for $75,000
  • 2004: 2 Applications Denied: Refinancings for an average of $107,000
  • 2003: 2 Applications Approved, Not Accepted: Refinancings for an average of $121,500
  • 2003: 1 Application Denied: Refinancing for $90,000
    WACHOVIA MORTAGE (NC):
  • 2007: 1 Loan Originated: Conventional Home Purchase Loan for $150,000
  • 2006: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $102,000
  • 2006: 1 Loan Originated: Refinancing for $72,000
  • 2006: 1 Application Approved, Not Accepted: Refinancing for $91,000
  • 2005: 1 Application Denied: Refinancing for $126,000
  • 2004: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $120,000

SOUTHTRUST MORT DBA EQUIBANC (GA): 5 Loans Originated in 2006: Conventional Home Purchase Loans for an average of $65,400

WELLS FARGO HOME MORTGAGE (IA): 1 Loan Originated in 2003: FHA, FSA/RHS & VA Home Purchase Loan for $107,000

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Home Mortgage Disclosure Act Statistics for Winchester, Kentucky(KY), Zip Code 40391, Clark County, Tract 0202.00- Federal Reserve System (FRB)

    FIRST BANK (MO):
  • 2004: 2 Applications Denied: Conventional Home Purchase Loans for an average of $38,000
  • 2004: 2 Applications Withdrawn: Refinancings for an average of $82,500
  • 2003: 2 Loans Originated: Refinancings for an average of $40,000
COMMUNITY TRUST BANK, INC. (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$88,7145$58,0004$17,7505$91,400
APPLICATIONS APPROVED, NOT ACCEPTED0$01$20,0000$00$0
APPLICATIONS WITHDRAWN1$293,0001$86,0000$00$0
Choose year:  2007 2006 2005 2004 2003

POINTBANK (TX): 1 Loan Originated in 2006: Refinancing for $118,000

    FIFTH THIRD BANK MICHIGAN (MI):
  • 2007: 1 Loan Originated: Refinancing for $30,000
  • 2007: 2 Applications Denied: Refinancings for an average of $120,000
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $21,000
  • 2006: 1 Loan Originated: Home Improvement Loan for $11,000
  • 2006: 1 Application Denied: Home Improvement Loan for $10,000
  • 2005: 1 Application Denied: Home Improvement Loan for $5,000
  • 2005: 1 Application Denied: Loan on Dwellings For 5+ Families for $563,000
  • 2005: 1 Application Denied: Loan On Manufactured Home Dwelling for $5,000

SUNTRUST MORTGAGE, INC (VA): 2 Loans Originated in 2003: FHA, FSA/RHS & VA Home Purchase Loans for an average of $100,000

IRWIN MORTGAGE CORPORATION (IN): 1 Loan Originated in 2006: Refinancing for $121,000

WELLS FARGO FIN'L ARIZONA, INC (IA): 1 Application Withdrawn in 2006: Home Improvement Loan for $15,000

WHITAKER BANK INC (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
C) Refinancings
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$100,0001$510,0002$100,000
Choose year:  2007 2006 2005 2004

CHASE MANHATTAN MORTGAGE CORP (NJ): 4 Loans Originated in 2003: FHA, FSA/RHS & VA Home Purchase Loans for an average of $93,000

COUNTRYWIDE HOME LOANS (CA) - Home Mortgage Disclosure Act Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$80,0000$07$71,8570$05$57,000
APPLICATIONS DENIED0$01$54,0005$111,8001$39,0002$72,500
APPLICATIONS WITHDRAWN2$75,5001$315,0002$55,5000$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$01$188,0000$00$0
Choose year:  2007 2006 2005 2004 2003

WASHTENAW MORTGAGE COMPANY (MI): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $62,000

WELLS FARGO FIN'L KENTUCKY INC (IA) - Home Mortgage Disclosure Act Statistics For Year 2007 in Winchester, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$102,0000$0
APPLICATIONS DENIED3$127,3331$10,000
APPLICATIONS WITHDRAWN1$110,0000$0
Choose year:  2007 2006 2005 2004 2003
BENEFICIAL COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 40391, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$121,0001$85,000
APPLICATIONS APPROVED, NOT ACCEPTED1$125,0000$0
APPLICATIONS DENIED11$90,6362$45,500
APPLICATIONS WITHDRAWN1$65,0000$0
Choose year:  2007 2006 2005
    EQUITY ONE, INC. (NJ):
  • 2007: 1 Loan Originated: Refinancing for $78,000
  • 2006: 1 Application Denied: Conventional Home Purchase Loan for $65,000
  • 2006: 1 Application Denied: Non-occupant Loan on < 5 Family Dwellings for $65,000
  • 2006: 1 Application Withdrawn: Refinancing for $83,000
  • 2005: 1 Application Approved, Not Accepted: Refinancing for $106,000
  • 2005: 1 Application Denied: Refinancing for $140,000
  • 2005: 1 Application Withdrawn: Refinancing for $84,000
  • 2004: 1 Application Withdrawn: Refinancing for $60,000
  • 2003: 1 Loan Originated: Home Improvement Loan for $3,000
  • 2003: 1 Application Denied: Refinancing for $104,000

M&T MORTGAGE CORPORATION (NY): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $95,000

HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2006 in Zip Code 40391, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$02$19,000
APPLICATIONS DENIED9$59,4449$28,889
APPLICATIONS WITHDRAWN2$132,0000$0
Choose year:  2006 2005
THE CIT GROUP/CONSUMER FINANCE (NJ) - Home Mortgage Disclosure Act Statistics For Year 2003 in Winchester, KY, Tract 0202.00
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
APPLICATIONS APPROVED, NOT ACCEPTED0$04$95,750
APPLICATIONS DENIED0$01$55,000
APPLICATIONS WITHDRAWN1$72,0000$0
    CRESCENT MORTGAGE COMPANY (GA):
  • 2004: 1 Application Denied: Conventional Home Purchase Loan for $135,000
  • 2003: 1 Loan Originated: Refinancing for $93,000

IRWIN HOME EQUITY CORP (CA): 1 Loan Originated in 2005: Home Improvement Loan for $50,000

FIFTH THIRD MORTGAGE COMPANY (OH) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$50,0001$50,0000$0
APPLICATIONS DENIED1$92,0000$01$92,000
Choose year:  2007 2006 2005 2004 2003
CITIFINANCIAL SERVICES, INC. (MD) - Home Mortgage Disclosure Act Statistics For Year 2007 in Winchester, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$85,5001$17,000
APPLICATIONS APPROVED, NOT ACCEPTED2$108,5000$0
APPLICATIONS DENIED4$53,5001$21,000
Choose year:  2007 2006 2005 2004 2003
EQUIFIRST CORPORATION (NC) - Home Mortgage Disclosure Act Statistics For Year 2007 in Zip Code 40391, KY, Tract 0202.00
C) Refinancings
NumberAverage Value
APPLICATIONS DENIED1$60,000
FILES CLOSED FOR INCOMPLETENESS4$138,750
Choose year:  2007 2006 2005 2004 2003

CITIFINANCIAL MORTGAGE COMPANY (TX): 2 Loans Originated in 2003: Refinancings for an average of $75,500

FULL SPECTRUM LENDING (CA): 2 Applications Denied in 2003: Refinancings for an average of $135,000

    DECISION ONE MORTGAGE (IL):
  • 2006: 1 Loan Originated: Refinancing for $60,000
  • 2006: 1 Application Approved, Not Accepted: Refinancing for $79,000
  • 2005: 3 Loans Originated: Conventional Home Purchase Loans for an average of $70,667
  • 2005: 2 Loans Originated: Refinancings for an average of $59,500
    HSBC MORTGAGE SERVICES, INC. (IL):
  • 2006: 1 Loan Originated: Refinancing for $157,000
  • 2005: 1 Loan Originated: Refinancing for $135,000
HFC COMPANY LLC (IL) - Home Mortgage Disclosure Act Statistics For Year 2007
C) Refinancings
D) Home Improvement Loans
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$01$15,0000$0
APPLICATIONS APPROVED, NOT ACCEPTED1$30,0001$12,0000$0
APPLICATIONS DENIED16$96,8135$64,4001$76,000
    CRESCENT MORTGAGE COMPANY (GA):
  • 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $84,500
  • 2006: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $120,000
  • 2006: 1 Application Denied: Conventional Home Purchase Loan for $130,000
  • 2005: 1 Application Denied: FHA, FSA/RHS & VA Home Purchase Loan for $131,000
E-LOAN INC (CA) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
APPLICATIONS DENIED2$45,0003$91,6671$85,0001$30,000
Choose year:  2007 2006

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Home Mortgage Disclosure Act Statistics for Winchester, Kentucky(KY), Zip Code 40391, Clark County, Tract 0202.00- Federal Deposit Insurance Corporation (FDIC)

KENTUCKY BANK (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$100,6673$68,3332$5,000
APPLICATIONS DENIED0$02$55,5001$4,000
APPLICATIONS WITHDRAWN1$114,0000$00$0
Choose year:  2007 2006 2005 2004 2003
TRADITIONAL BANK INC (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$97,7502$71,5001$5,0004$84,750
Choose year:  2007 2006 2005 2004 2003
PEOPLES EXCHANGE BANK (KY) - Home Mortgage Disclosure Act Statistics For Year 2007 in Winchester, KY, Tract 0202.00
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$107,5639$94,1115$22,4001$70,00012$82,750
APPLICATIONS DENIED3$83,0000$00$00$00$0
Choose year:  2007 2006 2005 2004 2003

GRANT CO DEPOSIT BANK (KY): 1 Application Denied in 2003: Conventional Home Purchase Loan for $72,000

BRANCH BANKING AND TRUST CO (NC) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$82,25010$58,5002$25,0002$89,000
APPLICATIONS DENIED2$43,0005$87,0004$26,5002$45,500
APPLICATIONS WITHDRAWN1$77,0001$27,0000$02$52,000
FILES CLOSED FOR INCOMPLETENESS1$40,0000$00$00$0
Choose year:  2007 2006 2005 2004 2003

UNITED BANK & TRUST CO. (KY): 1 Loan Originated in 2004: Conventional Home Purchase Loan for $82,000

CENTRAL BANK & TRUST CO (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$59,6676$79,6673$2,6673$28,000
APPLICATIONS DENIED0$01$90,0000$00$0
APPLICATIONS WITHDRAWN0$02$92,5000$00$0
Choose year:  2007 2006 2005 2004 2003

SANDHILLS BANK (SC): 1 Loan Originated in 2003: Conventional Home Purchase Loan for $254,000

    CITIZENS GUARANTY BANK (KY):
  • 2007: 1 Application Denied: Refinancing for $134,000
  • 2007: 1 Application Denied: Home Improvement Loan for $40,000
  • 2006: 1 Loan Originated: Home Improvement Loan for $4,000
  • 2005: 1 Loan Originated: Conventional Home Purchase Loan for $30,000
  • 2004: 1 Loan Originated: Refinancing for $66,000
  • 2004: 1 Application Denied: Home Improvement Loan for $1,000
  • 2003: 1 Application Denied: Refinancing for $82,000
  • 2003: 3 Applications Denied: Home Improvement Loans for an average of $1,000
    BANK OF THE BLUEGRASS & TRUST (KY):
  • 2007: 1 Application Denied: Home Improvement Loan for $5,000
  • 2005: 2 Loans Originated: Refinancings for an average of $83,500
  • 2005: 2 Loans Originated: Non-occupant Loans on < 5 Family Dwellings for an average of $83,500
  • 2003: 2 Loans Originated: Refinancings for an average of $64,000
    REPUBLIC BANK & TRUST COMPANY (KY):
  • 2007: 1 Loan Originated: Refinancing for $40,000
  • 2005: 1 Loan Originated: Refinancing for $255,000
  • 2005: 1 Application Withdrawn: Refinancing for $50,000
  • 2004: 1 Loan Originated: Conventional Home Purchase Loan for $275,000
  • 2003: 1 Loan Originated: Conventional Home Purchase Loan for $182,000
  • 2003: 2 Loans Originated: Refinancings for an average of $138,000
    FRANKLIN BANK SSB (TX):
  • 2006: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $91,000
  • 2005: 1 Loan Originated: Refinancing for $90,000

THE BANK OF KENTUCKY INC (KY): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $205,000

    CENTRAL BANK OF JEFFERSON COUN (KY):
  • 2007: 1 Loan Originated: Refinancing for $171,000
  • 2007: 2 Applications Denied: Conventional Home Purchase Loans for an average of $148,000
  • 2006: 1 Application Approved, Not Accepted: Conventional Home Purchase Loan for $77,000
  • 2006: 3 Applications Approved, Not Accepted: Refinancings for an average of $91,667
  • 2006: 1 Application Denied: Conventional Home Purchase Loan for $255,000
  • 2006: 2 Applications Denied: Refinancings for an average of $82,000
  • 2005: 1 Loan Originated: Refinancing for $83,000
  • 2005: 1 Application Approved, Not Accepted: Refinancing for $65,000
  • 2004: 2 Loans Originated: Conventional Home Purchase Loans for an average of $84,000
  • 2004: 1 Loan Originated: Refinancing for $59,000
  • 2004: 2 Applications Withdrawn: Refinancings for an average of $101,000

CONSECO BANK, INC. (UT): 1 Loan Originated in 2003: Refinancing for $31,000

    ALLIANCE BANKING COMPANY (KY):
  • 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $22,000
  • 2007: 3 Loans Originated: Refinancings for an average of $32,333
  • 2007: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $26,000
  • 2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $48,000

GMAC BANK (UT): 1 Loan Originated in 2007: Refinancing for $30,000

GREENPOINT MORTGAGE FUNDING (NC): 1 Application Withdrawn in 2004: Refinancing for $110,000

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Home Mortgage Disclosure Act Statistics for Winchester, Kentucky(KY), Zip Code 40391, Clark County, Tract 0202.00- Office of Thrift Supervision (OTS)

GUARDIAN SAVINGS BANK, FSB (OH): 1 Loan Originated in 2003: Refinancing for $69,000

CITIBANK, FSB (VA): 1 Application Denied in 2004: Conventional Home Purchase Loan for $200,000

    M&I BANK FSB (NV):
  • 2007: 1 Loan Originated: Refinancing for $123,000
  • 2007: 1 Application Denied: Refinancing for $100,000
  • 2006: 2 Applications Denied: Refinancings for an average of $112,500
  • 2006: 1 Application Withdrawn: Conventional Home Purchase Loan for $59,000
WINCHESTER FEDERAL BANK (KY) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$86,2861$39,0001$366,0005$57,000
APPLICATIONS DENIED1$29,0000$00$00$0
Choose year:  2007 2006 2005 2004 2003

FIRST FEDERAL BANK, LEXINGTON, (KY): 1 Application Withdrawn in 2005: FHA, FSA/RHS & VA Home Purchase Loan for $100,000

INDYMAC BANK, F.S.B. (CA): 1 Loan Originated in 2006: Refinancing for $98,000

E*TRADE BANK (VA): 1 Application Approved, Not Accepted in 2004: Refinancing for $106,000

    USAA FEDERAL SAVINGS BANK (TX):
  • 2007: 1 Loan Originated: Conventional Home Purchase Loan for $120,000
  • 2004: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $127,000
  • 2004: 1 Application Withdrawn: Home Improvement Loan for $7,000
    NEW SOUTH FEDERAL SAVINGS BANK (AL):
  • 2007: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $100,000
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $113,000
  • 2006: 1 Application Denied: FHA, FSA/RHS & VA Home Purchase Loan for $125,000
  • 2005: 1 Loan Originated: FHA, FSA/RHS & VA Home Purchase Loan for $89,000

UNION SAVINGS BANK (OH): 1 Loan Originated in 2004: Refinancing for $52,000

FLAGSTAR BANK (MI) - Home Mortgage Disclosure Act Statistics For Year 2007
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
D) Home Improvement Loans
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$01$80,0001$70,000
APPLICATIONS APPROVED, NOT ACCEPTED1$58,0000$00$0
Choose year:  2007 2006 2005 2004

UNION FEDERAL C/O SKY BANK (IN): 1 Loan Originated in 2004: Refinancing for $80,000

WASHINGTON MUTUAL BANK (NV) - Home Mortgage Disclosure Act Statistics For Year 2007
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$44,0001$76,0001$44,000
Choose year:  2007 2006 2005 2004
    HOME LOAN INVESTMENT BANK (RI):
  • 2007: 2 Applications Approved, Not Accepted: Refinancings for an average of $115,000
  • 2007: 3 Applications Denied: Refinancings for an average of $115,667
  • 2006: 3 Applications Denied: Refinancings for an average of $79,333
  • 2005: 1 Application Approved, Not Accepted: Refinancing for $58,000
  • 2005: 1 Application Denied: Refinancing for $60,000

CAPITALONE (VA): 1 Application Denied in 2005: Refinancing for $138,000

MIDFIRST BANK (OK): 1 Loan Originated in 2003: Refinancing for $109,000

CITICORP TRUST BANK, FSB (DE) - Home Mortgage Disclosure Act Statistics For Year 2007 in Winchester, KY, Tract 0202.00
C) Refinancings
D) Home Improvement Loans
NumberAverage ValueNumberAverage Value
APPLICATIONS APPROVED, NOT ACCEPTED2$67,0001$77,000
APPLICATIONS DENIED1$80,0000$0
Choose year:  2007 2006 2005 2004 2003

STATE FARM BANK (IL): 1 Application Approved, Not Accepted in 2004: Refinancing for $111,000

AIG FEDERAL SAVINGS BANK (DE) - Home Mortgage Disclosure Act Statistics For Year 2005
B) Conventional
Home Purchase Loans
C) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED0$01$120,000
APPLICATIONS APPROVED, NOT ACCEPTED0$02$48,500
APPLICATIONS DENIED1$138,0000$0
Choose year:  2005 2004 2003
    GE MONEY BANK (UT):
  • 2007: 1 Loan Originated: Home Improvement Loan for $43,000
  • 2006: 4 Applications Denied: Home Improvement Loans for an average of $16,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $19,000
  • 2005: 2 Applications Denied: Home Improvement Loans for an average of $20,500

SHELTER FINANCIAL BANK (MO): 1 Loan Originated in 2006: Refinancing for $11,000

GMAC BANK (DE): 1 Loan Originated in 2005: Refinancing for $210,000

COUNTRYWIDE BANK, FSB (VA): 4 Loans Originated in 2007: Conventional Home Purchase Loans for an average of $84,500

    CITIFINANCIAL MTG CO, INC (TX):
  • 2005: 2 Applications Denied: Refinancings for an average of $82,500
  • 2005: 1 Application Denied: Home Improvement Loan for $20,000
  • 2004: 1 Application Approved, Not Accepted: Refinancing for $81,000

BNC MORTGAGE (NY): 1 Application Denied in 2007: Refinancing for $104,000

    GB HOME EQUITY, LLC (WI):
  • 2006: 1 Application Denied: Home Improvement Loan for $10,000
  • 2004: 1 Loan Originated: Conventional Home Purchase Loan for $23,000

FIRST FRANKLIN CORPORATION (CA): 1 Loan Originated in 2007: Conventional Home Purchase Loan for $97,000

    CORINTHIAN MORTGAGE CORP (MS):
  • 2007: 1 Application Denied: Refinancing for $150,000
  • 2006: 1 Application Withdrawn: Refinancing for $61,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $44,000
  • 2004: 1 Application Withdrawn: Refinancing for $65,000
  • 2003: 1 Application Withdrawn: Refinancing for $166,000

MERITAGE MORTGAGE CORPORATION (OR): 2 Applications Denied in 2006: Conventional Home Purchase Loans for an average of $55,000

CAPITAL ONE HOME LOANS, LLC (KS): 1 Application Denied in 2006: Refinancing for $130,000

BNC MORTGAGE (NY): 1 Application Denied in 2006: Refinancing for $75,000

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Home Mortgage Disclosure Act Statistics for Winchester, Kentucky(KY), Zip Code 40391, Clark County, Tract 0202.00- National Credit Union Administration (NCUA)

PENTAGON FEDERAL CREDIT UNION (VA): 1 Loan Originated in 2006: Conventional Home Purchase Loan for $260,000

LIBERTY ALLIANCE FEDERAL CREDIT UNION (KY): 1 Application Withdrawn in 2007: Conventional Home Purchase Loan for $40,000

NFCU (VA): 1 Loan Originated in 2003: Home Improvement Loan for $10,000

    PARK COMMUNITY FEDERAL CREDIT (KY):
  • 2005: 3 Loans Originated: Refinancings for an average of $58,333
  • 2003: 1 Loan Originated: Refinancing for $39,000
    MEMBERS HERITAGE FEDERAL CREDIT UNION (KY):
  • 2007: 1 Loan Originated: Refinancing for $108,000
  • 2007: 1 Loan Originated: Home Improvement Loan for $11,000
  • 2005: 1 Loan Originated: Home Improvement Loan for $55,000
  • 2005: 1 Application Denied: Home Improvement Loan for $1,000
  • 2004: 1 Loan Originated: Conventional Home Purchase Loan for $112,000
  • 2004: 2 Loans Originated: Refinancings for an average of $62,500
  • 2004: 1 Loan Originated: Non-occupant Loan on < 5 Family Dwellings for $40,000
  • 2003: 1 Loan Originated: Refinancing for $77,000
  • 2003: 1 Loan Originated: Home Improvement Loan for $20,000

WESTERN FEDERAL CREDIT UNION (CA): 2 Loans Originated in 2007: Home Improvement Loans for an average of $41,000

    TOYOTA FEDERAL CREDIT UNION (CA):
  • 2006: 1 Loan Originated: Home Improvement Loan for $15,000
  • 2004: 2 Applications Withdrawn: Conventional Home Purchase Loans for an average of $85,000

ALTRA FEDERAL CREDIT UNION (WI): 1 Loan Originated in 2003: Refinancing for $100,000

    U.K. FEDERAL CREDIT UNION (KY):
  • 2007: 1 Loan Originated: Refinancing for $21,000
  • 2007: 1 Application Approved, Not Accepted: Home Improvement Loan for $18,000
  • 2006: 1 Application Withdrawn: Refinancing for $70,000
  • 2004: 1 Loan Originated: Home Improvement Loan for $10,000
    COMMONWEALTH CREDIT UNION (KY):
  • 2007: 2 Loans Originated: Conventional Home Purchase Loans for an average of $130,000
  • 2004: 1 Loan Originated: Refinancing for $76,000
  • 2003: 3 Loans Originated: Refinancings for an average of $78,000

KEMBA CREDIT UNION (OH): 1 Application Denied in 2004: Home Improvement Loan for $3,000

    GREATER KENTUCKY CREDIT UNION (KY):
  • 2006: 1 Loan Originated: Conventional Home Purchase Loan for $43,000
  • 2003: 1 Loan Originated: Refinancing for $82,000

CU FACTORY BUILT LENDING, LP (TX): 1 Application Denied in 2005: FHA, FSA/RHS & VA Home Purchase Loan for $19,000

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