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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Wixom, Zip Code 48393, Oakland County, Michigan (MI), Tract 1331.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 236 Originated: 1 FHA, FSA/RHS & VA Loan for $275,000, 118 Conventional Home Purchase Loans for an average of $128,314, 86 Refinancings for an average of $161,698, 8 Home Improvement for an average of $17,875, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $136,538, 10 Loans On Manufactured Home Dwelling for an average of $12,500
    • 63 Loans approved but not accepted: 42 Conventional Home Purchase Loans for an average of $66,238, 11 Refinancings for an average of $103,182, 2 Home Improvement Loans for an average of $17,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $36,000, 6 Loans On Manufactured Home Dwelling for an average of $28,500
    • 252 Applications denied: 2 FHA, FSA/RHS & VA Home Purchase Loans for an average of $55,000, 154 Conventional Home Purchase for an average of $52,461, 33 Refinancings for an average of $118,242, 10 Home Improvement Loans for an average of $22,700, 9 Non-occupant Loans on < 5 Family Dwellings for an average of $82,222, 44 Loans On Manufactured Home Dwelling for an average of $29,795
    • 63 Loans withdrawn: 2 FHA, FSA/RHS & VA for an average of $117,000, 24 Conventional Home Purchase Loans for an average of $124,000, 26 Refinancings for an average of $123,038, 4 Home Improvement for an average of $30,000, 7 Non-occupant Loans on < 5 Family Dwellings for an average of $119,714
    • 12 Applications closed for incompleteness: 1 FHA, FSA/RHS & VA Loan for $110,000, 6 Conventional for an average of $120,500, 4 Refinancings for an average of $164,000, 1 Non-occupant Loan on < 5 Family Dwelling for $150,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (60) is significantly below MI average (463). The average loan value for this tract ($132,903) is comparable to the state average ($123,038).
    • The number of loans not accepted per 1000 residents (16) is significantly below MI average (77). The average loan value for this tract ($66,587) is significantly below the state average ($105,672).
    • The number of loans denied per 1000 residents (64) is significantly below MI average (204). The average loan value for this tract ($57,020) is significantly below the state average ($95,893).
    • The number of loans withdrawn per 1000 residents (16) is significantly below MI average (85). The average loan value for this tract ($116,937) is comparable to the state average ($117,790).
    • The number of loans closed per 1000 residents (3) is significantly below MI average (28). The average loan value for this tract ($136,583) is comparable to the state average ($126,912).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 28 Loans originated: 19 Conventional Home Purchase Loans for an average of $141,737, 7 Refinancings for an average of $143,714, 2 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $237,000
    • 2 Refinancings approved, not accepted for an average of $146,500
    • 3 Withdrawn: 1 Conventional Home Purchase for $56,000, 2 Refinancings for an average of $159,500
    • Conventional Home Purchase Loan closed for incompleteness for $150,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 2 Conventional Home Purchase Loans Originated for an average of $128,500
      Genworth Financial:
    • Conventional Home Purchase Loan originated for $138,000
      Mortgage Guaranty Insurance:
    • 2 Conventional Home Purchase Loans Originated for an average of $132,000
      PMI Mortgage Insurance:
    • Conventional Home Purchase Loan originated for $142,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan originated for $142,000
      CMG Mortgage Insurance:
    • Conventional Home Purchase Loan Applications withdrawn for $56,000

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 48393, Tract 1331.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • Conventional Home Purchase Loan originated for $159,000
    • Home Improvement Loan Denied for $10,000
      NATIONAL CITY BANK (OH):
    • 3 Applications approved - not accepted: 1 Conventional Home Purchase Loan for $51,000, 1 Home Improvement Loan for $10,000, 1 Non-occupant Loan on < 5 Family Dwelling for $51,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Conventional Home Purchase Loan Originated for $174,000
      WELLS FARGO BANK, NA (SD):
    • 3 Loans denied: 1 Conventional Home Purchase for $146,000, 1 Refinancing for $233,000, 1 Non-occupant Loan on < 5 Family Dwelling for $233,000
      WELLS FARGO BANK WEST, NA (CO):
    • Conventional Home Purchase Loan approved but not accepted for $16,000
      BANK ONE, NA (OH):
    • Refinancing Originated for $20,000
    • 7 Denied loans: 6 Conventional Home Purchase Loans for an average of $19,333, 1 Refinancing for $30,000
    • FHA, FSA/RHS & VA Home Purchase Loan Closed for incompleteness for $110,000
      THE HUNTINGTON NATIONAL BANK (OH):
    • 2 Denied: 1 Conventional for $6,000, 1 Non-occupant Loan on < 5 Family Dwelling for $6,000
      BANK OF AMERICA, N.A. (NC):
    • Refinancing Withdrawn for $112,000
      COMMUNITY NATIONAL BANK (WI):
    • Refinancing originated for $219,000
      LASALLE BANK MIDWEST, NA (MI):
    • 2 Applications denied: 1 Conventional Home Purchase for $7,000, 1 Home Improvement Loan for $1,000
      TCF NATIONAL BANK (MN):
    • Refinancing originated for $207,000
      GREAT LAKES NATIONAL BANK MI (MI):
    • Conventional Home Purchase Loan Originated for $144,000
      COUNTRYWIDE BANK, N.A. (VA):
    • Conventional Home Purchase Loan Denied for $156,000
      RBS CITIZENS BANK, N.A. (NY):
    • 2 Denied: 1 Home Improvement for $1,000, 1 Non-occupant Loan on < 5 Family Dwelling for $1,000
      CITIMORTGAGE, INC (NY):
    • Conventional Home Purchase Loan approved - not accepted for $156,000
    • Conventional Home Purchase Loan closed for incompleteness for $89,000
      CHASE MANHATTAN MORTGAGE CORP. (NJ):
    • Refinancing Denied for $70,000
      THE MONEY STORE (CA):
    • Home Improvement Loan originated for $35,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • Refinancing Originated for $93,000
      MOBILE CONSULTANTS INC. (OH):
    • Conventional Home Purchase Loan Originated for $60,000
      ABN AMRO MTG GROUP INC (MI):
    • 6 Loans originated: 1 Conventional Home Purchase for $200,000, 5 Refinancings for an average of $88,000
      FIRST FRANKLIN FINANCIAL CORP. (CA):
    • 2 Loans originated: 1 Refinancing for $130,000, 1 Non-occupant Loan on < 5 Family Dwelling for $130,000
      NATIONAL CITY MORTGAGE SERVICE (MI):
    • 2 Refinancings originated for an average of $126,000
    • Refinancing approved, not accepted for $146,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • 2 Denied applications: 1 Refinancing for $119,000, 1 Non-occupant Loan on < 5 Family Dwelling for $119,000
      WELLS FARGO HOME MORTGAGE (IA):
    • Conventional Home Purchase Loan Originated for $175,000

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    Statistics for this city, Zip Code 48393, Tract 1331.00 - Federal Reserve System (FRB)

      COMERICA BANK (MI):
    • 2 Home Improvement Loans Originated for an average of $5,000
    • Conventional Home Purchase Loan approved but not accepted for $25,000
      BANK ONE, MICHIGAN (MI):
    • 2 Refinancings approved - not accepted for an average of $20,500
      FIFTH THIRD BANK MICHIGAN (MI):
    • Conventional Home Purchase Loan Denied for $22,000
      THE CIT GROUP/SALES FINANCING, (NJ):
    • 3 Conventional Home Purchase Loans Approved - not accepted for an average of $46,667
    • 5 Conventional Home Purchase Loans Denied for an average of $50,000
      SUNTRUST MORTGAGE, INC (VA):
    • Conventional Home Purchase Loan originated for $138,000
      COUNTRYWIDE HOME LOANS (CA):
    • Conventional Home Purchase Loan Originated for $190,000
    • 2 Withdrawn applications: 1 Conventional Home Purchase Loan for $129,000, 1 Non-occupant Loan on < 5 Family Dwelling for $129,000
      WASHTENAW MORTGAGE COMPANY (MI):
    • Refinancing originated for $164,000
      HFC COMPANY LLC (IL):
    • Refinancing Originated for $190,000
      AMERA MORTGAGE CORPORATION (MI):
    • Refinancing closed for incompleteness for $264,000
      WELLS FARGO FIN'L AMERICA, INC (IA):
    • Refinancing denied for $320,000
      MID AM FIN SERV-SKY FIN GROUP (IN):
    • 2 Withdrawn loans: 1 Refinancing for $75,000, 1 Non-occupant Loan on < 5 Family Dwelling for $75,000
      RBC MORTGAGE (TX):
    • Refinancing originated for $126,000
    • Refinancing Withdrawn for $126,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing Closed for incompleteness for $181,000

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    Statistics for this city, Zip Code 48393, Tract 1331.00 - Federal Deposit Insurance Corporation (FDIC)

      GREATBANK CHICAGO (IL):
    • 2 Denied applications: 1 Conventional for $107,000, 1 Loan On Manufactured Home Dwelling for $107,000
      METROBANK (MI):
    • Refinancing originated for $91,000
      FIDELITY BANK (MI):
    • Conventional Home Purchase Loan denied for $60,000
      INDEPENDENT BANK (MI):
    • 2 Loans approved but not accepted: 1 Conventional for $21,000, 1 Non-occupant Loan on < 5 Family Dwelling for $21,000
      CONSECO BANK, INC. (UT):
    • Conventional Home Purchase Loan denied for $26,000
      GMAC BANK (UT):
    • Conventional Home Purchase Loan approved, not accepted for $22,000
      PROGRESSIVE MORTGAGE COMPANY (MI):
    • Conventional Home Purchase Loan Originated for $157,000
      GREENPOINT CREDIT, LLC (CA):
    • 4 Conventional Home Purchase Loans denied for an average of $30,250
      GREENPOINT CREDIT, LLC (CA):
    • 2 Conventional Home Purchase Loans denied for an average of $74,000
      CITIZENS FIRST MORTGAGE LLC (MI):
    • Refinancing Withdrawn for $160,000
      METROBANK MORTGAGE SERVICES,LL (MI):
    • 2 Refinancings Originated for an average of $123,500

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    Statistics for Southeast Wixom, Michigan (MI), Zip Code 48393, Oakland County, Tract 1331.00 - Office of Thrift Supervision (OTS)

      STANDARD FEDERAL BANK N.A. (MI):
    • Home Improvement Loan originated for $4,000
    • 2 Home Improvement Loans Denied for an average of $3,500
      CHARTER ONE BANK (OH):
    • 2 Originated: 1 Conventional Home Purchase Loan for $114,000, 1 Non-occupant Loan on < 5 Family Dwelling for $114,000
      AMTRUST BANK (OH):
    • 2 Conventional Home Purchase Loans Originated for an average of $114,000
      DOWNEY SAVINGS AND LOAN (CA):
    • Refinancing Originated for $150,000
      UNITED MEDICAL BANK (MD):
    • Conventional Home Purchase Loan originated for $13,000
      FLAGSTAR BANK (MI):
    • Refinancing originated for $142,000
      WASHINGTON MUTUAL BANK (NV):
    • 2 Originated: 1 Refinancing for $145,000, 1 Non-occupant Loan on < 5 Family Dwelling for $145,000
      MACKINAC SAVINGS BANK, FSB (FL):
    • 2 Conventional Home Purchase Loans originated for an average of $38,000
      DOMESTIC BANK (RI):
    • Home Improvement Loan withdrawn for $6,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing originated for $185,000
      AIG FEDERAL SAVINGS BANK (DE):
    • Refinancing Denied for $120,000
      GMAC BANK (DE):
    • Refinancing Denied for $40,000
      LYDIAN PRIVATE BANK (FL):
    • Refinancing Denied for $303,000
      ING BANK, FSB (DE):
    • Conventional Home Purchase Loan Approved - not accepted for $268,000
      COUNTRYWIDE BANK, FSB (VA):
    • 3 Conventional Home Purchase Loans Originated for an average of $114,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Conventional Home Purchase Loan Denied for $100,000
      BNC MORTGAGE (NY):
    • Refinancing Denied for $174,000
      LIBERTY LENDING SERVICES, INC. (OH):
    • Conventional Home Purchase Loan Originated for $208,000
      ABNAMRO MTG. GROUP INC. (MI):
    • 2 Conventional Home Purchase Loans Originated for an average of $94,000
      GB HOME EQUITY, LLC (WI):
    • Conventional Home Purchase Loan Denied for $35,000
      NORTH AMERICAN MORTGAGE CO (FL):
    • 2 Conventional Home Purchase Loans originated for an average of $209,000
    • Conventional Home Purchase Loan Approved - not accepted for $119,000
      GUARANTY RESIDENTIAL LENDING (TX):
    • FHA, FSA/RHS & VA Home Purchase Loan originated for $275,000

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    Statistics for this city, Zip Code 48393, Tract 1331.00 - National Credit Union Administration (NCUA)

      T&C FEDERAL CREDIT UNION (MI):
    • Home Improvement Loan Withdrawn for $40,000
      RESEARCH FEDERAL CREDIT UNION (MI):
    • Refinancing Originated for $149,000
      DFCU FINANCIAL FEDERAL CREDIT UNION (MI):
    • Conventional Home Purchase Loan originated for $132,000
      COMMUNITY FINANCIAL MFCU (MI):
    • 2 Conventional Home Purchase Loans Originated for an average of $201,000
    • 2 Conventional Home Purchase Loans Denied for an average of $103,500
      COMMUNICATIONS FAMILY C.U. (MI):
    • Conventional Home Purchase Loan closed for incompleteness for $119,000
      MICHIGAN EDUCATIONAL C U (MI):
    • Refinancing originated for $122,000
      HOMETOWN COMMUNITY CREDIT UNION (MI):
    • Conventional Home Purchase Loan Denied for $161,000
      PARKSIDE CREDIT UNION (MI):
    • Home Improvement Loan Originated for $20,000
      TELCOM CREDIT UNION (MI):
    • Refinancing Originated for $168,000
      USA CREDIT UNION (MI):
    • Refinancing Denied for $10,000
      CU FACTORY BUILT LENDING, LP (TX):
    • 2 Applications denied: 1 FHA, FSA/RHS & VA Loan for $9,000, 1 Loan On Manufactured Home Dwelling for $9,000
      MORTGAGE CENTER LC (MI):
    • Conventional Home Purchase Loan denied for $164,000

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    Statistics for Southeast Wixom, Oakland County, Tract 1331.00 - Department of Housing and Urban Development (HUD)

      OMEGA MORTGAGE CORP. (MA):
    • Refinancing Originated for $120,000
      MHFC, INC. (MI):
    • 2 Conventional Home Purchase Loans originated for an average of $14,500
    • 4 Conventional Home Purchase Loans Approved , not accepted for an average of $27,000
    • 5 Conventional Home Purchase Loans Denied for an average of $26,600
      WMC MORTGAGE CORP. (CA):
    • Refinancing Originated for $162,000
      FULL SPECTRUM LENDING, INC. (CA):
    • 2 Originated: 1 Refinancing for $70,000, 1 Non-occupant Loan on < 5 Family Dwelling for $70,000
      THE PREMIERE MORTGAGE CORP (MI):
    • 2 Originated: 1 Conventional Home Purchase Loan for $275,000, 1 Non-occupant Loan on < 5 Family Dwelling for $275,000
      SALLIE MAE HOME LOANS (MI):
    • 2 Loans originated: 1 Conventional Home Purchase for $175,000, 1 Refinancing for $280,000
      WASHINGTON MORTGAGE COMPANY (MI):
    • Refinancing Withdrawn for $107,000
      PGNF HOME LENDING CORP (IL):
    • 2 Refinancings Withdrawn for an average of $76,500
      PARAGON MORTGAGE FUNDING, INC. (MI):
    • Refinancing Originated for $110,000
      BRIDGE CAPITAL CORPORATION (CA):
    • Refinancing Originated for $150,000
    • Refinancing withdrawn for $150,000
      ALL FUND MORTGAGE (WA):
    • Conventional Home Purchase Loan withdrawn for $80,000
      TRUSTCORP MORTGAGE COMPANY (IN):
    • Refinancing Originated for $127,000
      E-LOAN, INC. (CA):
    • Conventional Home Purchase Loan Originated for $127,000
      FINANCE AMERICA, LLC (CA):
    • Refinancing approved - not accepted for $113,000
      NOVASTAR MORTGAGE, INC. (MO):
    • Conventional Home Purchase Loan closed for incompleteness for $135,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • Refinancing Originated for $113,000
      HOME123 CORPORATION (CA):
    • 3 Applications withdrawn: 1 Conventional Home Purchase for $85,000, 1 Refinancing for $54,000, 1 Non-occupant Loan on < 5 Family Dwelling for $85,000
      HOMEFIELD FINANCIAL, INC. (CA):
    • Refinancing Withdrawn for $160,000
      PLYMOUTH EXCHANGE MORTGAGE COR (MI):
    • Home Improvement Loan originated for $40,000
      ARGENT MORTGAGE COMPANY (CA):
    • 6 Applications withdrawn: 5 Conventional Home Purchase for an average of $82,000, 1 Refinancing for $100,000
      TAMMAC HOLDINGS CORPORATION (PA):
    • 4 Loans denied: 2 Conventional Home Purchase for an average of $19,500, 2 Loans On Manufactured Home Dwelling for an average of $19,500
      ADVENT MORTGAGE, LLC (KY):
    • Conventional Home Purchase Loan denied for $160,000
      ROSS MORTGAGE CORPORATION (MI):
    • Conventional Home Purchase Loan Originated for $170,000
      GUARDIAN MORTGAGE COMPANY, INC (TX):
    • Conventional Home Purchase Loan originated for $197,000
      GEHRKE MORTGAGE CORPORATION (MI):
    • FHA, FSA/RHS & VA Home Purchase Loan withdrawn for $108,000
      LENDER LTD. (MI):
    • Conventional Home Purchase Loan originated for $137,000
      WASHTENAW MORTGAGE COMPANY (MI):
    • Conventional Home Purchase Loan Originated for $187,000
      GREEN TREE SERVICING LLC (MN):
    • Conventional Home Purchase Loan Originated for $139,000
      PHH MORTGAGE CORPORATION (NJ):
    • 2 Conventional Home Purchase Loans originated for an average of $161,000
    • Conventional Home Purchase Loan Approved , not accepted for $127,000
      HFC (IL):
    • Refinancing Withdrawn for $150,000
      MEMBER FIRST MORTGAGE (MI):
    • 2 Withdrawn loans: 1 Conventional Home Purchase for $230,000, 1 Non-occupant Loan on < 5 Family Dwelling for $230,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing Approved but not accepted for $217,000
      LENDSOURCE, INC (MN):
    • Refinancing approved - not accepted for $282,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing Denied for $40,000
      VANDERBILT MORTGAGE (TN):
    • Conventional Home Purchase Loan originated for $12,000
    • Refinancing Approved, not accepted for $20,000
    • Conventional Home Purchase Loan denied for $42,000
      DECISION ONE MORTGAGE (NC):
    • Conventional Home Purchase Loan Denied for $164,000
      ORIGEN FINANCIAL (MI):
    • 2 Conventional Home Purchase Loans Originated for an average of $52,500
    • Conventional Home Purchase Loan Approved - not accepted for $78,000
    • 10 Conventional Home Purchase Loans denied for an average of $34,800
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing Denied for $159,000
      MASTER FINANCIAL, INC. (CA):
    • 2 Conventional Home Purchase Loans Denied for an average of $399,500
      GROUP ONE MORTGAGE CORPORATION (MI):
    • Conventional Home Purchase Loan originated for $200,000
      21ST MORTGAGE CORPORATION (TN):
    • 3 Denied loans: 2 Conventional for an average of $43,000, 1 Refinancing for $80,000
      SHORE MORTGAGE (MI):
    • 2 Refinancings originated for an average of $151,500
      QUICKEN LOANS (MI):
    • 2 Refinancings originated for an average of $124,500
      HOMESTEAD USA, INC. (MI):
    • Conventional Home Purchase Loan originated for $142,000
      BIRMINGHAM BANCORP MORTGAGE (MI):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $126,000
      TBI MORTGAGE COMPANY (PA):
    • Refinancing originated for $344,000
      GOLDEN MORTGAGE CORPORATION (MI):
    • 2 Refinancings Originated for an average of $199,500
      MVB MORTGAGE CORPORATION (MI):
    • Refinancing denied for $142,000
      CAMBRIDGE MORTGAGE CORPORATION (MI):
    • Conventional Home Purchase Loan originated for $266,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing Denied for $135,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing Withdrawn for $40,000
      OAKWOOD ACCEPTANCE CORPORATION (NC):
    • 2 Conventional Home Purchase Loans approved - not accepted for an average of $65,000
    • Conventional Home Purchase Loan Denied for $26,000
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • 2 Refinancings denied for an average of $100,000
      OPTION ONE MORTGAGE CORP (CA):
    • 2 Originated: 1 Refinancing for $127,000, 1 Non-occupant Loan on < 5 Family Dwelling for $127,000
      SIRVA MORTGAGE, INC. (OH):
    • Conventional Home Purchase Loan Originated for $270,000
      CAPITAL MORTGAGE FUNDING, LLC (MI):
    • Refinancing withdrawn for $215,000
      AMERICAN EQUITY MORTGAGE, INC. (MO):
    • Refinancing Withdrawn for $160,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing Withdrawn for $143,000
      MILA, INC (WA):
    • 2 Conventional Home Purchase Loans Approved but not accepted for an average of $70,000
    • Conventional Home Purchase Loan Denied for $140,000
      PROVIDENT FUNDING ASSOCIATES (CA):
    • Refinancing Originated for $268,000
    • Refinancing withdrawn for $154,000
      BNC MORTGAGE (CA):
    • Refinancing approved, not accepted for $232,000
      HOMECOMINGS FINANCIAL LLC (MN):
    • Refinancing Originated for $144,000
      SAXON MORTGAGE (VA):
    • 2 Refinancings withdrawn for an average of $184,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing denied for $150,000

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