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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Youngstown, Zip Code 44405, Mahoning County, Ohio (OH), Tract 8009.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 68 Originated: 2 FHA, FSA/RHS & VA for an average of $35,000, 3 Conventional for an average of $38,000, 37 Refinancings for an average of $33,568, 15 Home Improvement Loans for an average of $13,133, 11 Non-occupant Loans on < 5 Family Dwellings for an average of $20,818
    • 29 Approved - not accepted: 5 Conventional Home Purchase Loans for an average of $21,600, 20 Refinancings for an average of $33,950, 2 Home Improvement for an average of $3,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $30,500
    • 191 Denied loans: 10 Conventional Home Purchase Loans for an average of $26,700, 111 Refinancings for an average of $40,613, 50 Home Improvement for an average of $11,880, 20 Non-occupant Loans on < 5 Family Dwellings for an average of $33,400
    • 31 Withdrawn: 1 FHA, FSA/RHS & VA for $25,000, 2 Conventional Home Purchase Loans for an average of $27,500, 27 Refinancings for an average of $56,037, 1 Home Improvement Loan for $5,000
    • 11 Applications closed for incompleteness: 1 Conventional Home Purchase for $54,000, 9 Refinancings for an average of $37,000, 1 Home Improvement Loan for $25,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (163) is significantly below OH average (401). The average loan value for this tract ($27,235) is significantly below the state average ($114,927).
    • The number of loans not accepted per 1000 residents (70) is comparable to OH average (66). The average loan value for this tract ($29,483) is significantly below the state average ($94,379).
    • The number of loans denied per 1000 residents (458) is significantly above OH average (180). The average loan value for this tract ($31,607) is significantly below the state average ($89,180).
    • The number of loans withdrawn per 1000 residents (74) is comparable to OH average (81). The average loan value for this tract ($51,548) is significantly below the state average ($109,502).
    • The number of loans closed per 1000 residents (26) is comparable to OH average (22). The average loan value for this tract ($37,455) is significantly below the state average ($113,563).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 5 Originated: 4 Conventional Home Purchase for an average of $37,250, 1 Refinancing for $38,000
    • 3 Loans approved - not accepted: 2 Conventional Home Purchase Loans for an average of $19,500, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $12,000
    • Refinancing withdrawn for $41,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • Conventional Home Purchase Loan originated for $49,000
      Genworth Financial:
    • Refinancing originated for $38,000
      Mortgage Guaranty Insurance:
    • Conventional Home Purchase Loan Originated for $42,000
      Republic Mortgage Insurance:
    • Refinancing Withdrawn for $41,000
      United Guaranty Corporation:
    • Conventional Home Purchase Loan Originated for $41,000

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 44405, Mahoning County, Tract 8009.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • 2 Denied loans: 1 Refinancing for $25,000, 1 Home Improvement for $5,000
      US BANK, N.A. (OH):
    • 2 Loans originated: 1 Refinancing for $31,000, 1 Home Improvement for $7,000
      NATIONAL CITY BANK (OH):
    • Home Improvement Loan originated for $4,000
    • 2 Denied loans: 1 Conventional for $12,000, 1 Refinancing for $52,000
      WELLS FARGO BANK, NA (SD):
    • Refinancing Approved - not accepted for $42,000
    • 2 Denied loans: 1 Refinancing for $20,000, 1 Non-occupant Loan on < 5 Family Dwelling for $20,000
      SECOND NAT'L BANK C/O SKY BANK (OH):
    • 2 Originated: 1 Conventional for $8,000, 1 Non-occupant Loan on < 5 Family Dwelling for $8,000
      BANK ONE, NA (OH):
    • Home Improvement Loan approved - not accepted for $5,000
    • 5 Denied loans: 2 Refinancings for an average of $30,500, 1 Home Improvement Loan for $30,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $20,500
      THE HUNTINGTON NATIONAL BANK (OH):
    • 2 Loans originated: 1 Refinancing for $20,000, 1 Non-occupant Loan on < 5 Family Dwelling for $20,000
    • 2 Denied applications: 1 Refinancing for $16,000, 1 Non-occupant Loan on < 5 Family Dwelling for $16,000
      BANK OF AMERICA, N.A. (NC):
    • Refinancing denied for $57,000
      CAPITAL ONE NA (LA):
    • Home Improvement Loan Originated for $24,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan Denied for $10,000
      ADVANTA NATIONAL BANK (DE):
    • Refinancing Denied for $28,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • Refinancing Denied for $76,000
      METROPOLITAN NATIONAL BANK (OH):
    • Conventional Home Purchase Loan originated for $89,000
      FIRST INDIANA BANK (IN):
    • Refinancing Withdrawn for $18,000
      SOUTH CENTRAL BANK (IL):
    • Home Improvement Loan Denied for $5,000
      CITIMORTGAGE, INC (MO):
    • Refinancing Denied for $10,000
      CAPITAL ONE HOME LOANS, LLC (KS):
    • Home Improvement Loan originated for $40,000
      THE MONEY STORE (CA):
    • Home Improvement Loan Originated for $27,000
    • Refinancing Approved - not accepted for $10,000
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • 2 Originated: 1 Refinancing for $32,000, 1 Non-occupant Loan on < 5 Family Dwelling for $32,000
      ABN AMRO MTG GROUP INC (MI):
    • 2 Refinancings Originated for an average of $85,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing Denied for $25,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Refinancing Withdrawn for $32,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • Conventional Home Purchase Loan Denied for $15,000

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    Home Mortgage Disclosure Act Statistics for Southeast Youngstown, Ohio (OH), Zip Code 44405, Mahoning County, Tract 8009.00 - Federal Reserve System (FRB)

      SKY BANK (OH):
    • Home Improvement Loan Originated for $15,000
    • Home Improvement Loan Denied for $15,000
      SKY BANK C/O HUNTINGTON BANK (OH):
    • 2 Loans originated: 1 Refinancing for $18,000, 1 Non-occupant Loan on < 5 Family Dwelling for $18,000
    • Home Improvement Loan Approved , not accepted for $2,000
    • 3 Home Improvement Loans denied for an average of $7,333
      PROVIDENT BANK (OH):
    • Conventional Home Purchase Loan Denied for $27,000
      FIFTH THIRD BANK (OH):
    • 2 Home Improvement Loans Denied for an average of $3,000
      BANC ONE FINANCIAL SERVICES (IN):
    • Refinancing originated for $23,000
    • Refinancing Denied for $18,000
    • 2 Refinancings Withdrawn for an average of $25,000
      CORTLAND SAVINGS & BANKING CO (OH):
    • 2 Approved - not accepted: 1 Conventional Home Purchase for $12,000, 1 Non-occupant Loan on < 5 Family Dwelling for $12,000
      CITIFINANCIAL, INC. (MD):
    • Refinancing originated for $32,000
    • Home Improvement Loan Denied for $30,000
      CHASE MANHATTAN MORTGAGE CORP (NJ):
    • Refinancing originated for $38,000
      COUNTRYWIDE HOME LOANS (CA):
    • 3 Applications denied: 2 Refinancings for an average of $61,500, 1 Non-occupant Loan on < 5 Family Dwelling for $60,000
      BENEFICIAL COMPANY LLC (IL):
    • Refinancing originated for $55,000
    • Refinancing withdrawn for $65,000
      HFC COMPANY LLC (IL):
    • Refinancing Denied for $20,000
    • Refinancing withdrawn for $147,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Refinancing denied for $18,000
      WELLS FARGO FIN'L OHIO 1, INC (IA):
    • Refinancing Denied for $41,000
      EQUIFIRST CORPORATION (NC):
    • Refinancing Closed for incompleteness for $57,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • 2 Refinancings Denied for an average of $59,000
      HFC COMPANY LLC (IL):
    • 3 Loans denied: 2 Refinancings for an average of $40,000, 1 Home Improvement for $25,000

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    Statistics for this city, Zip Code 44405, Mahoning County, Tract 8009.00 - Federal Deposit Insurance Corporation (FDIC)

      FRANKLIN BANK SSB (TX):
    • 2 Loans originated: 1 Refinancing for $30,000, 1 Non-occupant Loan on < 5 Family Dwelling for $30,000
      HOME SAVINGS & LOAN COMPANY (OH):
    • Refinancing Denied for $35,000
      CONSECO BANK, INC. (UT):
    • Refinancing Originated for $30,000

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    Home Mortgage Disclosure Act Statistics for Southeast Youngstown, Mahoning County, Tract 8009.00 - Office of Thrift Supervision (OTS)

      FIRST PLACE BANK (OH):
    • Conventional Home Purchase Loan denied for $88,000
      THE HOME SAVINGS AND LOAN COMP (OH):
    • Home Improvement Loan Originated for $4,000
    • Home Improvement Loan Denied for $2,000
      FIRST PLACE BANK (OH):
    • 2 Originated: 1 Refinancing for $10,000, 1 Non-occupant Loan on < 5 Family Dwelling for $10,000
      FFY BANK (OH):
    • 2 Loans originated: 1 Refinancing for $50,000, 1 Non-occupant Loan on < 5 Family Dwelling for $50,000
    • Home Improvement Loan denied for $4,000
      R-G CROWN BANK (FL):
    • Home Improvement Loan Denied for $15,000
      HOME LOAN INVESTMENT BANK (RI):
    • 2 Refinancings Denied for an average of $15,000
      FIRST PLACE BANK (OH):
    • 2 Loans originated: 1 Home Improvement for $13,000, 1 Non-occupant Loan on < 5 Family Dwelling for $13,000
      ABNAMRO MTG. GROUP INC. (MI):
    • Refinancing denied for $44,000
    • Refinancing Closed for incompleteness for $26,000
      GB HOME EQUITY, LLC (WI):
    • Refinancing originated for $20,000
      NORTH AMERICAN MORTGAGE CO (FL):
    • Refinancing Approved, not accepted for $40,000

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    Statistics for this city, Zip Code 44405, Tract 8009.00 - National Credit Union Administration (NCUA)

      NFCU (VA):
    • Refinancing Originated for $25,000
      SEVEN SEVENTEEN CREDIT UNION (OH):
    • 2 Denied: 1 Refinancing for $4,000, 1 Home Improvement for $9,000

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    Statistics for Southeast Youngstown, Ohio (OH), Zip Code 44405, Mahoning County, Tract 8009.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing Withdrawn for $150,000
      WMC MORTGAGE CORP. (CA):
    • Conventional Home Purchase Loan withdrawn for $40,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • 2 Denied loans: 1 Refinancing for $15,000, 1 Non-occupant Loan on < 5 Family Dwelling for $15,000
      ASSOCIATES HOME EQUITY SERVICE (TX):
    • Refinancing Originated for $38,000
      FULL SPECTRUM LENDING, INC. (CA):
    • Refinancing withdrawn for $14,000
      SEBRING CAPITAL CORPORATION (TX):
    • Refinancing denied for $51,000
      MOORE FINANCIAL ENTERPRISES, I (OH):
    • Refinancing originated for $27,000
      ARGENT MORTGAGE COMPANY (CA):
    • 2 Approved loans, not accepted: 1 Refinancing for $49,000, 1 Non-occupant Loan on < 5 Family Dwelling for $49,000
      AEGIS LENDING CORPORATION (TX):
    • 2 Denied applications: 1 Refinancing for $52,000, 1 Non-occupant Loan on < 5 Family Dwelling for $52,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • Refinancing denied for $54,000
      GREEN TREE SERVICING LLC (MN):
    • 2 Denied applications: 1 Refinancing for $27,000, 1 Non-occupant Loan on < 5 Family Dwelling for $27,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • Conventional Home Purchase Loan withdrawn for $15,000
      HFC (IL):
    • Refinancing closed for incompleteness for $36,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing denied for $40,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing Withdrawn for $178,000
      BENEFICIAL (IL):
    • Refinancing Denied for $45,000
    • Refinancing Withdrawn for $28,000
      DECISION ONE MORTGAGE COMPANY (NC):
    • Refinancing originated for $30,000
    • Refinancing Denied for $18,000
      HOMEGOLD, INC. (SC):
    • 2 Refinancings Denied for an average of $28,500
      COUNTRYWIDE HOME LOANS (CA):
    • Refinancing closed for incompleteness for $25,000
      DELTA FUNDING CORPORATION (NY):
    • 2 Refinancings Approved - not accepted for an average of $22,500
      MERITAGE MORTGAGE CORP. (FL):
    • Refinancing Approved - not accepted for $34,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Refinancing Withdrawn for $20,000
      THE HOME MORTGAGE COMPANY, INC (OH):
    • FHA, FSA/RHS & VA Home Purchase Loan Withdrawn for $25,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing denied for $72,000
      ALLIED HOME MORTGAGE CAPITAL C (TX):
    • Refinancing Closed for incompleteness for $44,000
      OPTION ONE MORTGAGE CORP (CA):
    • 2 Refinancings denied for an average of $22,500
      AMERIQUEST MORTGAGE COMPANY (CA):
    • Refinancing originated for $20,000
    • Refinancing closed for incompleteness for $16,000
      MILA, INC (WA):
    • Refinancing withdrawn for $46,000
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Denied: 1 Refinancing for $38,000, 1 Non-occupant Loan on < 5 Family Dwelling for $38,000
      SAXON MORTGAGE (VA):
    • Refinancing Denied for $50,000
      AAMES FUNDING CORPORATION (CA):
    • Conventional Home Purchase Loan denied for $29,000
    • Refinancing withdrawn for $32,000

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