U.S. Cities - City-Data Homepage  
City-Data Forum
City-Data.com Homepage

Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Youngstown, Zip Code 44507, Mahoning County, Ohio (OH), Tract 8021.00

Back to: Youngstown, OH, Ohio, Ohio forum, All US cities.



    Home Mortgage Disclosure Act Aggregated Statistics

    • 170 Originated: 20 Conventional Home Purchase for an average of $29,350, 95 Refinancings for an average of $30,053, 23 Home Improvement for an average of $13,565, 1 Dwelling For 5+ Families for $34,000, 31 Non-occupant Loans on < 5 Family Dwellings for an average of $25,871
    • 65 Applications approved but not accepted: 4 Conventional for an average of $20,250, 35 Refinancings for an average of $28,714, 24 Home Improvement for an average of $11,417, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $18,500
    • 324 Denied: 2 FHA, FSA/RHS & VA Loans for an average of $36,000, 10 Conventional Home Purchase for an average of $36,400, 192 Refinancings for an average of $37,479, 107 Home Improvement Loans for an average of $11,729, 13 Non-occupant Loans on < 5 Family Dwellings for an average of $18,769
    • 70 Applications withdrawn: 2 Conventional Home Purchase Loans for an average of $24,500, 53 Refinancings for an average of $31,226, 12 Home Improvement for an average of $25,833, 1 Dwelling For 5+ Families for $48,000, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $23,000
    • 18 Files closed for incompleteness: 1 Conventional Home Purchase for $14,000, 15 Refinancings for an average of $27,333, 1 Home Improvement Loan for $15,000, 1 Non-occupant Loan on < 5 Family Dwelling for $41,000

    Compared to the state average:

    • The number of loans originated per 1000 residents (126) is significantly below OH average (401). The average loan value for this tract ($27,000) is significantly below the state average ($114,927).
    • The number of loans not accepted per 1000 residents (48) is below OH average (66). The average loan value for this tract ($21,492) is significantly below the state average ($94,379).
    • The number of loans denied per 1000 residents (241) is above OH average (180). The average loan value for this tract ($28,182) is significantly below the state average ($89,180).
    • The number of loans withdrawn per 1000 residents (52) is below OH average (81). The average loan value for this tract ($30,114) is significantly below the state average ($109,502).
    • The number of loans closed per 1000 residents (13) is significantly below OH average (22). The average loan value for this tract ($26,667) is significantly below the state average ($113,563).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 7 Loans originated: 1 Conventional Home Purchase for $49,000, 5 Refinancings for an average of $34,200, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $27,000
    • Conventional Home Purchase Loan Denied for $38,000

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Mortgage Guaranty Insurance:
    • 2 Refinancings originated for an average of $33,500
      PMI Mortgage Insurance:
    • Refinancing originated for $27,000
      Republic Mortgage Insurance:
    • Refinancing originated for $41,000

    Statistics for Southeast Youngstown, Ohio (OH), Zip Code 44507, Mahoning County, Tract 8021.00 - Office of the Comptroller of the Currency (OCC)

      JPMORGAN CHASE BANK (OH):
    • 3 Refinancings Denied for an average of $32,667
      US BANK, N.A. (OH):
    • Home Improvement Loan originated for $6,000
      FIRST NATIONAL BANK OF PA (PA):
    • Refinancing Originated for $37,000
      NATIONAL CITY BANK (OH):
    • 3 Loans denied: 2 Refinancings for an average of $17,500, 1 Home Improvement for $10,000
    • Home Improvement Loan Withdrawn for $5,000
      NATIONAL CITY BANK OF INDIANA (IN):
    • Refinancing Denied for $40,000
      PNC BANK, NA (PA):
    • Home Improvement Loan Denied for $4,000
      UNITED NATIONAL BANK (WV):
    • Home Improvement Loan Denied for $8,000
      WELLS FARGO BANK, NA (SD):
    • 2 Refinancings Approved - not accepted for an average of $32,000
    • Refinancing denied for $48,000
      SECOND NAT'L BANK C/O SKY BANK (OH):
    • Refinancing Denied for $10,000
      FARMERS NATIONAL BANK (OH):
    • Home Improvement Loan originated for $2,000
      BANK ONE, NA (OH):
    • 2 Loans originated: 1 Refinancing for $6,000, 1 Home Improvement for $3,000
    • Refinancing Approved - not accepted for $15,000
    • 9 Denied loans: 3 Refinancings for an average of $25,000, 6 Home Improvement Loans for an average of $10,167
      THE HUNTINGTON NATIONAL BANK (OH):
    • Home Improvement Loan Withdrawn for $20,000
      CAPITAL ONE NA (LA):
    • Home Improvement Loan denied for $6,000
      KEYBANK NATIONAL ASSOCIATION (OH):
    • Home Improvement Loan approved, not accepted for $5,000
    • 2 Home Improvement Loans Denied for an average of $15,000
      ADVANTA NATIONAL BANK (DE):
    • Refinancing denied for $75,000
      CHASE MANHATTAN BANK USA, NA (DE):
    • Refinancing denied for $71,000
      US BANK NORTH DAKOTA (ND):
    • Home Improvement Loan denied for $42,000
      METROPOLITAN NATIONAL BANK (OH):
    • Home Improvement Loan Approved, not accepted for $2,000
      MBNA AMERICA DELAWARE, N.A. (DE):
    • Refinancing Denied for $24,000
      CHARTER ONE BANK (OH):
    • Conventional Home Purchase Loan Approved but not accepted for $14,000
    • Conventional Home Purchase Loan Closed for incompleteness for $14,000
      SOUTH CENTRAL BANK (IL):
    • 2 Home Improvement Loans Denied for an average of $17,000
      RBS CITIZENS BANK, N.A. (NY):
    • Home Improvement Loan denied for $10,000
      CITIMORTGAGE, INC (NY):
    • Refinancing closed for incompleteness for $44,000
      THE MONEY STORE (CA):
    • 5 Approved applications, not accepted: 1 Refinancing for $39,000, 4 Home Improvement for an average of $11,500
    • 3 Home Improvement Loans Denied for an average of $8,333
      NATIONAL CITY MORTGAGE CORPORA (OH):
    • Refinancing originated for $10,000
      ABN AMRO MTG GROUP INC (MI):
    • Refinancing closed for incompleteness for $29,000
      FIRST HORIZON HOME LOAN CORP (TX):
    • Refinancing Denied for $40,000
      HOMEOWNERS LOAN CORPORATION (AL):
    • Refinancing originated for $27,000
    • Refinancing denied for $22,000
    • Refinancing withdrawn for $22,000
      NATIONSCREDIT FINANCIAL SERVICE (TX):
    • 4 Originated: 3 Refinancings for an average of $67,000, 1 Home Improvement for $43,000
    • 2 Applications approved but not accepted: 1 Refinancing for $54,000, 1 Home Improvement Loan for $45,000
      WELLS FARGO HOME MORTGAGE (IA):
    • Refinancing originated for $35,000

    Back to top

    Home Mortgage Disclosure Act Statistics for Southeast Youngstown, Mahoning County, Tract 8021.00 - Federal Reserve System (FRB)

      SKY BANK (OH):
    • Home Improvement Loan Approved but not accepted for $3,000
    • 3 Home Improvement Loans Denied for an average of $15,333
      FIFTH THIRD BANK (OH):
    • 2 Home Improvement Loans denied for an average of $2,500
      SKY BANK C/O HUNTINGTON BANK (OH):
    • Home Improvement Loan Denied for $15,000
      BANC ONE FINANCIAL SERVICES (IN):
    • 4 Loans denied: 1 Refinancing for $48,000, 3 Home Improvement Loans for an average of $16,333
    • 4 Withdrawn: 3 Refinancings for an average of $15,667, 1 Home Improvement Loan for $33,000
      CORTLAND SAVINGS & BANKING CO (OH):
    • Loan on Dwelling For 5+ Families Originated for $34,000
      CITIFINANCIAL, INC. (MD):
    • Refinancing denied for $26,000
      UNITED BANK INC (WV):
    • Home Improvement Loan Denied for $25,000
      SUNTRUST MORTGAGE, INC (VA):
    • Refinancing originated for $41,000
      BENEFICIAL COMPANY LLC (IL):
    • 6 Denied: 2 Refinancings for an average of $38,500, 3 Home Improvement Loans for an average of $6,333, 1 Non-occupant Loan on < 5 Family Dwelling for $6,000
      EQUITY ONE, INC. (NJ):
    • Refinancing Withdrawn for $34,000
      HFC COMPANY LLC (IL):
    • Refinancing Originated for $66,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • 2 Loans originated: 1 Conventional Home Purchase for $29,000, 1 Refinancing for $29,000
    • 2 Approved - not accepted: 1 Refinancing for $33,000, 1 Non-occupant Loan on < 5 Family Dwelling for $33,000
      WELLS FARGO FIN'L OHIO 1, INC (IA):
    • Home Improvement Loan Originated for $19,000
    • Refinancing Denied for $42,000
      EQUIFIRST CORPORATION (NC):
    • 2 Loans originated: 1 Conventional for $43,000, 1 Non-occupant Loan on < 5 Family Dwelling for $43,000
      CITIFINANCIAL MORTGAGE COMPANY (TX):
    • 4 Loans originated: 1 Conventional for $20,000, 3 Refinancings for an average of $29,000
    • 3 Denied: 2 Refinancings for an average of $23,000, 1 Home Improvement Loan for $8,000
      HFC COMPANY LLC (IL):
    • 2 Refinancings denied for an average of $41,500
      E-LOAN INC (CA):
    • 2 Loans originated: 1 Refinancing for $42,000, 1 Non-occupant Loan on < 5 Family Dwelling for $42,000

    Back to top

    Statistics for Southeast Youngstown, Ohio (OH), Zip Code 44507, Mahoning County, Tract 8021.00 - Federal Deposit Insurance Corporation (FDIC)

      AMERICAN EXPRESS CENTURION BK (UT):
    • Refinancing denied for $25,000
      HOME SAVINGS & LOAN COMPANY (OH):
    • Home Improvement Loan Denied for $2,000
      ADVANTA BANK CORP. (UT):
    • 2 Denied applications: 1 Refinancing for $59,000, 1 Home Improvement for $15,000
      CONSECO BANK, INC. (UT):
    • 2 Refinancings Denied for an average of $64,000

    Back to top

    Home Mortgage Disclosure Act Statistics for Southeast Youngstown, Ohio (OH), Zip Code 44507, Mahoning County, Tract 8021.00 - Office of Thrift Supervision (OTS)

      THE HOME SAVINGS AND LOAN COMP (OH):
    • 2 Originated: 1 Refinancing for $10,000, 1 Home Improvement Loan for $14,000
    • Refinancing approved - not accepted for $10,000
      FIRST PLACE BANK (OH):
    • Refinancing Originated for $12,000
      INDYMAC BANK, F.S.B. (CA):
    • Refinancing Originated for $50,000
      LEHMAN BROTHERS BANK, FSB (DE):
    • 2 Originated: 1 Refinancing for $27,000, 1 Non-occupant Loan on < 5 Family Dwelling for $27,000
    • 2 Denied: 1 Refinancing for $27,000, 1 Non-occupant Loan on < 5 Family Dwelling for $27,000
      DOWNEY SAVINGS AND LOAN (CA):
    • Refinancing Approved but not accepted for $40,000
    • Refinancing Denied for $40,000
      HOUSEHOLD BANK, F.S.B. (IL):
    • Home Improvement Loan Denied for $3,000
      PACIFIC PREMIER BANK (CA):
    • Refinancing Approved - not accepted for $32,000
      R-G CROWN BANK (FL):
    • Home Improvement Loan approved but not accepted for $15,000
      UNITED MIDWEST SAVINGS BANK (OH):
    • Refinancing Withdrawn for $58,000
      FLAGSTAR BANK (MI):
    • 4 Loans originated: 2 Refinancings for an average of $39,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $39,500
    • 2 Denied applications: 1 Refinancing for $41,000, 1 Non-occupant Loan on < 5 Family Dwelling for $41,000
      WASHINGTON MUTUAL BANK (NV):
    • 2 Loans originated: 1 Conventional Home Purchase for $26,000, 1 Non-occupant Loan on < 5 Family Dwelling for $26,000
      PAN AMERICAN BANK, F.S.B (CA):
    • Refinancing originated for $15,000
      CITICORP TRUST BANK, FSB (DE):
    • Refinancing denied for $64,000
      GE MONEY BANK (UT):
    • 2 Originated: 1 Refinancing for $28,000, 1 Non-occupant Loan on < 5 Family Dwelling for $28,000
      FIRST PLACE BANK (OH):
    • Home Improvement Loan denied for $6,000
      CITIFINANCIAL MTG CO, INC (TX):
    • Refinancing denied for $30,000
      CHARTER ONE CREDIT CORPORATION (OH):
    • 2 Loans originated: 1 Refinancing for $11,000, 1 Non-occupant Loan on < 5 Family Dwelling for $11,000
    • Conventional Home Purchase Loan denied for $17,000
      FIRST FRANKLIN CORPORATION (CA):
    • Refinancing Denied for $53,000
      RBMG, INC (SC):
    • 2 Denied loans: 1 Refinancing for $34,000, 1 Non-occupant Loan on < 5 Family Dwelling for $34,000
      BNC MORTGAGE (NY):
    • Refinancing denied for $45,000

    Back to top

    Statistics for Southeast Youngstown, Mahoning County, Tract 8021.00 - National Credit Union Administration (NCUA)

      SEVEN SEVENTEEN CREDIT UNION (OH):
    • Home Improvement Loan Denied for $11,000

    Back to top

    Home Mortgage Disclosure Act Statistics for this city, Zip Code 44507, Tract 8021.00 - Department of Housing and Urban Development (HUD)

      AMERICAN BUSINESS FINANCIAL (PA):
    • Refinancing denied for $30,000
      WMC MORTGAGE CORP. (CA):
    • Refinancing Denied for $47,000
      ADVANCED FINANCIAL SERVICES IN (RI):
    • Refinancing denied for $212,000
    • Refinancing withdrawn for $207,000
      LONG BEACH MORTGAGE CO. (WA):
    • Conventional Home Purchase Loan Originated for $20,000
      FULL SPECTRUM LENDING, INC. (CA):
    • Refinancing Originated for $16,000
    • 3 Refinancings denied for an average of $23,000
    • Refinancing Closed for incompleteness for $19,000
      MORTGAGE AMENITIES CORP. (RI):
    • Refinancing withdrawn for $51,000
      PGNF HOME LENDING CORP (IL):
    • Conventional Home Purchase Loan Denied for $27,000
    • Conventional Home Purchase Loan Withdrawn for $31,000
      SLM FINANCIAL CORPORATION (NJ):
    • Home Improvement Loan Denied for $4,000
      INTERBAY FUNDING, LLC (FL):
    • Loan on Dwelling For 5+ Families withdrawn for $48,000
      MOORE FINANCIAL ENTERPRISES, I (OH):
    • Refinancing originated for $45,000
      RESIDENTIAL CREDIT CORPORATION (CA):
    • Refinancing Withdrawn for $23,000
      FIRST NLC FINANCIAL SERVICES, (FL):
    • 2 Refinancings Denied for an average of $67,500
      HOME123 CORPORATION (CA):
    • Home Improvement Loan Withdrawn for $42,000
      PEOPLE'S CHOICE FINANCIAL CORP (CA):
    • Refinancing Originated for $38,000
      NOVASTAR HOME MORTGAGE, INC. (MO):
    • 2 Denied applications: 1 Conventional Home Purchase Loan for $25,000, 1 Non-occupant Loan on < 5 Family Dwelling for $25,000
      CREDIT SUISSE (NJ):
    • Refinancing denied for $53,000
      OAK STREET MORTGAGE (IN):
    • Refinancing denied for $50,000
      ARGENT MORTGAGE COMPANY (CA):
    • Refinancing Originated for $51,000
      DMR FINANCIAL SERVICES, INC. (MI):
    • Refinancing Denied for $19,000
      THE CIT GROUP/CONSUMER FINANCE (NJ):
    • 2 Originated: 1 Refinancing for $41,000, 1 Non-occupant Loan on < 5 Family Dwelling for $41,000
    • Refinancing Withdrawn for $31,000
      GREEN TREE SERVICING LLC (MN):
    • Home Improvement Loan Approved , not accepted for $21,000
    • 2 Home Improvement Loans denied for an average of $4,500
      ADVANTA FINANCE CORP. (DE):
    • Refinancing Denied for $43,000
      PINNFUND, USA (CA):
    • 2 Refinancings denied for an average of $23,000
      ASSOCIATES FINANCIAL SERVICES (TX):
    • 3 Originated: 2 Conventional for an average of $35,000, 1 Refinancing for $35,000
      CRESLEIGH FINANCIAL SERVICES (IN):
    • Refinancing Withdrawn for $45,000
      HFC (IL):
    • Home Improvement Loan Originated for $40,000
    • 2 Home Improvement Loans denied for an average of $1,500
    • Home Improvement Loan Withdrawn for $47,000
      AEGIS WHOLESALE CORPORATION (TX):
    • Refinancing denied for $26,000
    • 3 Refinancings Withdrawn for an average of $18,333
      AVIZEN LENDING SOLUTIONS (MN):
    • Refinancing approved, not accepted for $30,000
      GMAC MORTGAGE LLC (PA):
    • Refinancing Withdrawn for $30,000
      BENEFICIAL (IL):
    • 7 Denied applications: 4 Refinancings for an average of $39,000, 3 Home Improvement for an average of $3,667
      DECISION ONE MORTGAGE COMPANY (NC):
    • Refinancing approved - not accepted for $36,000
      HOMESENSE FINANCIAL CORP (SC):
    • 2 Refinancings Denied for an average of $37,000
      HOMEGOLD, INC. (SC):
    • Refinancing closed for incompleteness for $24,000
      DELTA FUNDING CORPORATION (NY):
    • Refinancing originated for $18,000
    • Refinancing approved, not accepted for $26,000
    • Refinancing closed for incompleteness for $15,000
      MERITAGE MORTGAGE CORP. (FL):
    • 4 Originated: 2 Conventional Home Purchase Loans for an average of $30,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $30,500
    • 2 Closed for incompleteness: 1 Refinancing for $41,000, 1 Non-occupant Loan on < 5 Family Dwelling for $41,000
      ACCREDITED HOME LENDERS, INC (CA):
    • Conventional Home Purchase Loan denied for $36,000
      QUICKEN LOANS (MI):
    • Refinancing Withdrawn for $18,000
      CENTEX HOME EQUITY CORPORATION (TX):
    • Refinancing Denied for $20,000
      NATIONSTAR MORTGAGE LLC (TX):
    • Refinancing withdrawn for $32,000
      STOFFER MORTGAGE, INC (OH):
    • 4 Originated: 2 Refinancings for an average of $31,500, 2 Non-occupant Loans on < 5 Family Dwellings for an average of $31,500
      H&R BLOCK MORTGAGE CORPORATION (CA):
    • Refinancing Denied for $38,000
      OPTION ONE MORTGAGE CORP (CA):
    • Refinancing Approved - not accepted for $26,000
      AMERICAS MONEYLINE (VA):
    • Refinancing Denied for $68,000
    • Refinancing Withdrawn for $60,000
      IMC MORTGAGE COMPANY (FL):
    • Refinancing withdrawn for $40,000
      AMERIQUEST MORTGAGE COMPANY (CA):
    • 3 Refinancings Closed for incompleteness for an average of $19,667
      NEW CENTURY MORTGAGE CORPORATI (CA):
    • 2 Refinancings originated for an average of $21,500
    • Refinancing denied for $25,000
      SAXON MORTGAGE (VA):
    • Refinancing Denied for $56,000
      FIRST MAGNUS FINANCIAL CORP (AZ):
    • Conventional Home Purchase Loan originated for $49,000
      AAMES FUNDING CORPORATION (CA):
    • Refinancing Denied for $35,000

    Back to top



    Jump to a detailed profile or search site with Google Custom Search
    Business Search - 14 Million verified businesses
    Search for: near: 

    Discuss this city on our hugely popular Ohio forum

    Back to: Youngstown, OH, Ohio, All US cities.


    City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
    Some parts © 2020 Advameg, Inc.