01007 Zip Code Detailed Profile




Estimated zip code population in 2013: 14,673
Zip code population in 2010: 14,649
Zip code population in 2000: 13,017

Houses and condos: 5,891
Renter-occupied apartments: 1,208
% of renters here:

21%
State:

38%
Mar. 2013 cost of living index in zip code 01007: 91.6 (less than average, U.S. average is 100)

Land area: 52.6 sq. mi.
Water area: 2.7 sq. mi.
Population density: 279 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 01007
Zip code 01007 (Belchertown, Massachusetts) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($3,942)
Massachusetts:

1.2% ($3,955)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,934 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,003 (1.8%)

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Males: 7,341  (50.0%)
Females: 7,332  (50.0%)

For population 25 years and over in 01007:

For population 15 years and over in 01007:

Zip code 01007 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • House age significantly below state average.
  • Races in zip code 01007

  • Zip code 01007 races chart
    • 13,504White population
    • 190Black population
    • 18American Indian population
    • 304Asian population
    • 6Native Hawaiian and Other Pacific Islander population
    • 29Some other race population
    • 213Two or more races population
    • 385Hispanic or Latino population

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Urban population: 5,673
Rural population: 8,999

Estimated median house/condo value in 2013: $260,000
01007:

$260,000
Massachusetts:

$327,200
Median resident age:
This zip code:

41.3 years
Massachusetts median age:

39.4 years
Average household size:
This zip code:

2.5 people
Massachusetts:

2.5 people

Averages for the 2012 tax year for zip code 01007, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $63,920 (Individual Income Tax Returns)
Here:

$63,920
State:

$81,425

Salary/wage: $58,117 (reported on 87.0% of returns)
Here:

$58,117
State:

$64,752
(% of AGI for various income ranges: 74.0% for AGIs below $25k, 76.8% for AGIs $25k-50k, 79.1% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 84.9% for AGIs $100k-200k, 65.6% for AGIs over 200k)

Taxable interest for individuals: $892 (reported on 52.7% of returns)
This zip code:

$892
Massachusetts:

$2,136
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $3,034 (reported on 23.1% of returns)
Here:

$3,034
State:

$9,473
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,641 (reported on 15.2% of returns)
Here:

+$4,641
State:

+$31,437
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Profit/loss from business: +$13,694 (reported on 16.3% of returns)
Here:

+$13,694
State:

+$20,662
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 4.9% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 4.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,530 (reported on 8.7% of returns)
01007:

$11,530
Massachusetts:

$18,892
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 2.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Self-employment retirement plans: $15,143 (reported on 1.0% of returns)
01007:

$15,143
Massachusetts:

$20,669

Total itemized deductions: $20,162 (19% of AGI, reported on 44.7% of returns)
Here:

$20,162
State:

$28,907

Here:

19.4% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 10.8% for AGIs below $25k, 11.1% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 15.9% for AGIs $75k-100k, 15.6% for AGIs $100k-200k, 12.3% for AGIs over 200k)

Charity contributions: $1,692 (reported on 35.9% of returns)
Here:

$1,692
State:

$4,208
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $9,706 (reported on 44.7% of returns)
01007:

$9,706
State:

$13,303
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 4.4% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 7.3% for AGIs $75k-100k, 8.0% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $1,753 (reported on 9.3% of returns)
Here:

$1,753
State:

$1,971
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 01007, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $51,923 (Individual Income Tax Returns)
Here:

$51,923
State:

$62,877

Salary/wage: $48,488 (reported on 89.2% of returns)
Here:

$48,488
State:

$52,969
(% of AGI for various income ranges: 122.0% for AGIs below $10k, 74.1% for AGIs $10k-25k, 82.4% for AGIs $25k-50k, 85.6% for AGIs $50k-75k, 89.4% for AGIs $75k-100k, 78.6% for AGIs over 100k)

Taxable interest for individuals: $789 (reported on 63.7% of returns)
This zip code:

$789
Massachusetts:

$1,945
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,767 (reported on 26.1% of returns)
Here:

$1,767
State:

$5,323
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$6,842 (reported on 19.0% of returns)
Here:

+$6,842
State:

+$20,377
(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 6.2% for AGIs over 100k)

Profit/loss from business: +$11,664 (reported on 16.7% of returns)
Here:

+$11,664
State:

+$17,837
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 7.4% for AGIs $10k-25k, 4.4% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 3.4% for AGIs over 100k)

IRA payment deduction: $3,056 (reported on 3.8% of returns)
01007:

$3,056
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,050 (reported on 1.5% of returns)
Here:

$11,050
Massachusetts:

$14,516
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total itemized deductions: $16,924 (21% of AGI, reported on 48.5% of returns)
Here:

$16,924
State:

$22,573

Here:

20.7% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 14.1% for AGIs below $10k, 9.3% for AGIs $10k-25k, 14.1% for AGIs $25k-50k, 17.9% for AGIs $50k-75k, 18.2% for AGIs $75k-100k, 14.9% for AGIs over 100k)

Charity contributions deductions: $1,574 (2% of AGI, reported on 43.2% of returns)
Here:

$1,574
State:

$3,295

Here:

1.9% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $6,847 (reported on 83.6% of returns)
01007:

$6,847
State:

$11,494
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 5.1% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $1,429 (reported on 8.1% of returns)
Here:

$1,429
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 53.6%
Here:

54%
State:

58%
(% for various income ranges: 42.1% for AGIs below $10k, 50.2% for AGIs $10k-25k, 54.5% for AGIs $25k-50k, 59.1% for AGIs $50k-75k, 58.0% for AGIs $75k-100k, 60.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$71,875
Massachusetts:

$66,768
Belchertown, MA (01007) map Nearest zip codes: 01009, 01080, 01002, 01033, 01056, 01079.
Percentage of family households:
This zip code:

58.6%
Massachusetts:

48.3%
Percentage of households with unmarried partners:
This zip code:

3.0%
Massachusetts:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 513
Household did not receive Food Stamps/SNAP in the past 12 months: 5,285


Women who had a birth in the past 12 months: 219 (188 now married, 31 unmarried)
Women who did not have a birth in the past 12 months: 3,155 (1,728 now married, 1,427 unmarried)


Housing units in zip code 01007 with a mortgage: 3,443 (145 second mortgage, 756 home equity loan, 25 both second mortgage and home equity loan)
Houses without a mortgage: 1,147

Median monthly owner costs for units with a mortgage: $1,839
Median monthly owner costs for units without a mortgage: S549

Residents with income below the poverty level in 2013:
This zip code:

8.4%
Whole state:

11.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.9%
Whole state:

6.5%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.5
Median number of rooms in apartments:
Here:

4.0
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 01007: Cold Spring Orchard (A), Pelham Country Club (B), Federal S (C), Belchertown EMS (D), Belchertown Fire Department (E), Swift River Elementary School Library (F), Chestnut Hill Community School Library (G), Belchertown Town Hall (H). Display/hide their locations on the map

    Churches in zip code 01007 include: Hope United Methodist Church (A), Dwight Chapel (B), Christ Life Fellowship Church (C). Display/hide their locations on the map

    Cemeteries: Hillcrest Cemetery (1), South Cemetery (2), Munsell Cemetery (3), Lake Vale Cemetery (4), Dwight Cemetery (5), Mount Hope Cemetery (6). Display/hide their locations on the map

    Lakes and reservoirs: Arcadia Lake (A), Spencer Pond (B), Scarboro Pond (C), Metacomet Lake (D), Lake Holland (E), Swift River Reservoir (F), Knights Pond (G). Display/hide their locations on the map

    Streams, rivers, and creeks: Axe Factory Brook (A), Cadwell Creek (B), Chaffee Brook (C), Jabish Brook (D), West Branch Swift River (E), Lampson Brook (F), Scarboro Brook (G). Display/hide their locations on the map

    Parks in zip code 01007 include: Swift River Wildlife Management Area (1), Quabbin Quabbin Park (2), Belchertown Center Historic District (3). Display/hide their locations on the map

Year house built

  • 152010 or later
  • 7892000 to 2009
  • 9151990 to 1999
  • 1,4611980 to 1989
  • 1,2221970 to 1979
  • 4591960 to 1969
  • 3621950 to 1959
  • 2351940 to 1949
  • 4331939 or earlier

Zip code 01007 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Belchertown, MA (01007)

  • 0no bedroom
  • 1631 bedroom
  • 1,1272 bedrooms
  • 2,2493 bedrooms
  • 8914 bedrooms
  • 1605+ bedrooms

Bedrooms in renter-occupied apartments in Belchertown, MA (01007)

  • 130no bedroom
  • 3131 bedroom
  • 5292 bedrooms
  • 1813 bedrooms
  • 554 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Belchertown, MA (01007) in owner-occupied houses/condos

  • 49no vehicle
  • 9251 vehicle
  • 2,3702 vehicles
  • 8413 vehicles
  • 2804 vehicles
  • 1255+ vehicles

Cars and other vehicles available in Belchertown, MA (01007) in renter-occupied apartments

  • 252no vehicle
  • 5781 vehicle
  • 3482 vehicles
  • 303 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $860.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $260,000
01007:

$260,000
Massachusetts:

$327,200
Lower value quartile - upper value quartile: $203,800 - $321,500

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 6.9%

Percentage of zip code residents living and working in this county: 49.6%

Household type by relationship:

Households: 14,663

Size of family households: 1,688 2-persons, 1,048 3-persons, 1,053 4-persons, 334 5-persons, 55 6-persons

Size of nonfamily households: 1,295 1-person, 289 2-persons, 19 3-persons, 17 4-persons

2,518 married couples with children.
818 single-parent households (178 men, 640 women).

92.0% of residents of 01007 zip code speak English at home.
2.8% of residents speak Spanish at home (74% very well, 2% well, 16% not well, 7% not at all).
3.8% of residents speak other Indo-European language at home (87% very well, 8% well, 5% not well).
1.0% of residents speak Asian or Pacific Island language at home (39% very well, 50% well, 12% not well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 743 (5.1%)
(58.8% of them are naturalized citizens)
This zip code:

5.1%
Whole state:

15.6%

Most common places of birth for the foreign-born residents

  • 24%Philippines
  • 15%Poland
  • 8%Morocco
  • 6%United Kingdom, excluding England and Scotland
  • 5%Canada
  • 5%England
  • 5%Brazil

Most common first ancestries reported in 01007 (%)

  • 16%Irish
  • 12%Polish
  • 11%French (except Basque)
  • 9%Other groups
  • 7%French Canadian
  • 7%English
  • 7%Italian

Year of entry for the foreign-born population

  • 862010 or later
  • 1772000 to 2009
  • 2161990 to 1999
  • 404Before 1990

Major facilities with environmental interests located in this zip code:


Zip code 01007 marital status for males
Zip code 01007 marital status for females

Most commonly used house heating fuel

  • 51%Fuel oil, kerosene, etc.
  • 15%Electricity
  • 15%Bottled, tank, or LP gas
  • 11%Wood
  • 4%Other fuel
  • 3%Utility gas
  • 1%Coal or coke

Population in 1990: 10,579. Population change in the 1990s: +2,438 (+23.0%).

Place of birth for U.S.-born residents:


66% of the 01007 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

90% of the 01007 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 68% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 88
Here:

5.5%
Massachusetts:

9.2%
Students in private schools in grades 9 to 12 (high school): 46
Here:

4.7%
Massachusetts:

10.8%
Students in private undergraduate colleges: 146
Here:

24.7%
Massachusetts:

45.6%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 84,559Management occupations
  • 83,077Health diagnosing and treating practitioners and other technical occupations
  • 78,079Computer and mathematical occupations
  • 77,386Architecture and engineering occupations
  • 70,370Construction and extraction occupations
  • 60,759Business and financial operations occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 14 people in other noninstitutional group quarters
  • 2 people in religious group quarters

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED83$252,730202$196,339897$186,845131$101,9452$231,05022$170,15620$43,292
APPLICATIONS APPROVED, NOT ACCEPTED4$223,45518$166,34956$184,43511$24,7480$02$102,5858$84,843
APPLICATIONS DENIED14$226,95440$188,922226$222,50341$54,5900$04$94,2054$69,985
APPLICATIONS WITHDRAWN14$238,24626$204,313147$218,55111$154,8970$08$212,7080$0
FILES CLOSED FOR INCOMPLETENESS4$186,96310$211,94877$192,3326$94,8850$02$108,1302$69,985
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 8202.03 , 8202.04

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED39$270,41121$223,663
APPLICATIONS APPROVED, NOT ACCEPTED8$260,15210$266,147
APPLICATIONS DENIED6$186,63012$253,616
APPLICATIONS WITHDRAWN0$04$231,953
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 8202.03 , 8202.04

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 01007 among deceased individuals
NameCountLived (average)
John5576.0 years
Mary5180.8 years
William4575.6 years
Edward4373.6 years
Robert4268.4 years
George3273.5 years
Joseph3177.0 years
James2766.9 years
Richard2667.4 years
Helen2479.8 years
Most common last names in zip code 01007 among deceased individuals
Last nameCountLived (average)
Smith1473.2 years
Jackson1076.4 years
Brown1075.4 years
Cook978.7 years
Austin884.0 years
Williams875.9 years
Kimball876.9 years
Anderson871.0 years
Squires873.3 years
Robert771.1 years
Businesses in zip code 01007
NameCountNameCount
Ace Hardware1McDonald's1
CVS1Stop & Shop1
Circle K2Subway1
Dunkin Donuts2U-Haul1
FedEx1UPS1
Jones New York1

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