Estimated median household income in 2007: $52,998
| This zip code: | $52,998 | | Massachusetts: | $62,365 |
Nearest zip codes: 01070, 01098, 01084, 01032, 01012, 01330.
Housing units in zip code 01026 with a mortgage: 111 (8 second mortgage, 28 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 62
Median monthly owner costs for units with a mortgage: $1,539
Median monthly owner costs for units without a mortgage: $544
Residents with income below the poverty level in 2007:
| This zip code: | 6.7% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 6.7 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 3.5 | | State: | 4.0 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 01026: Cummington Fairgrounds (A), Jordansville (B), Kingman Tavern Museum (C), Cummington Town Hall (D). Display/hide their locations on the map
Cemeteries: Dawes Cemetery (1), North Cemetery (2). Display/hide their locations on the map
Streams, rivers, and creeks: Powell Brook (A), Meadow Brook (B), Swift River (C), Bartlett Brook (D), Kearney Brook (E), Mill Brook (F), Westfield Brook (G), Wolf Brook (H), Rivulet Brook (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 16
- 1990 to 1994: 4
- 1980 to 1989: 92
- 1970 to 1979: 40
- 1960 to 1969: 25
- 1950 to 1959: 16
- 1940 to 1949: 17
- 1939 or earlier: 258
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Bedrooms in owner-occupied houses in Cummington, MA (01026): |
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- no bedroom: 0
- 1 bedrooms: 21
- 2 bedrooms: 64
- 3 bedrooms: 119
- 4 bedrooms: 72
- 5 or more bedrooms: 37
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 4
- 1 bedrooms: 49
- 2 bedrooms: 12
- 3 bedrooms: 9
- 4 bedrooms: 19
- 5 or more bedrooms: 4
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Vehicles available in 01026 zip code in owner-occupied houses/condos: |
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- no vehicle: 9
- 1 vehicle: 57
- 2 vehicles: 160
- 3 vehicles: 68
- 4 vehicles: 14
- 5 or more vehicles: 5
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 3
- 1 vehicle: 67
- 2 vehicles: 24
- 3 vehicles: 3
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01026:
- $80,000 to $89,999: 1
- $90,000 to $99,999: 2
- $100,000 to $124,999: 5
- $125,000 to $149,999: 4
- $150,000 to $174,999: 21
- $175,000 to $199,999: 28
- $200,000 to $249,999: 51
- $250,000 to $299,999: 57
- $300,000 to $399,999: 73
- $400,000 to $499,999: 31
- $500,000 to $749,999: 30
- $750,000 to $999,999: 8
- $1,000,000 or more: 8
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Rent paid by renters in 2007 in zip code 01026:
- $100 to $149: 1
- $150 to $199: 1
- $200 to $249: 19
- $300 to $349: 1
- $350 to $399: 8
- $400 to $449: 1
- $450 to $499: 2
- $500 to $549: 6
- $550 to $599: 3
- $600 to $649: 4
- No cash rent: 6
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Median price asked for vacant for-sale houses and condos in 2007: $206,651.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $247,340
- Some other race householders: $170,371
- Two or more races householders: $225,492
- Hispanic or Latino householders: $170,371
Estimated median house or condo value in 2007: $300,891 (it was $145,800 in 2000)
| 01026: | $300,891 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $178,652 - $313,892
Mean price in 2007:
Detached houses: $328,136| Here: | $328,136 | | State: | $440,475 |
Townhouses or other attached units: $202,039| Here: | $202,039 | | State: | $384,213 |
In 2-unit structures: $412,408| Here: | $412,408 | | State: | $414,317 |
Mobile homes: $95,000| Here: | $95,000 | | State: | $71,966 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 379
- One, attached: 9
- Two: 16
- 3 or 4: 36
- 5 to 9: 9
- 10 to 19: 5
- Mobile homes: 14

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Means of transportation to work
- Drove a car alone: 392 (78%)
- Carpooled: 44 (9%)
- Walked: 5 (1%)
- Worked at home: 60 (12%)
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Travel time to work
- Less than 5 minutes: 19
- 5 to 9 minutes: 36
- 10 to 14 minutes: 21
- 15 to 19 minutes: 17
- 20 to 24 minutes: 16
- 25 to 29 minutes: 24
- 30 to 34 minutes: 86
- 35 to 39 minutes: 37
- 40 to 44 minutes: 42
- 45 to 59 minutes: 92
- 60 to 89 minutes: 32
- 90 or more minutes: 19
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Percentage of zip code residents living and working in this county: 62.9%
Household type by relationship
Households: 964
- In family households: 791 (246 male householders, 39 female householders)
243 spouses, 245 children (232 natural, 3 adopted, 10 stepchildren), 3 grandchildren, 0 brothers or sisters, 4 parents, 0 other relatives, 11 non-relatives
- In nonfamily households: 173 (57 male householders (51 living alone)), 80 female householders (52 living alone)), 36 nonrelatives
- In group quarters: 115 (all institutionalized)
Size of family households: 162 2-persons, 64 3-persons, 34 4-persons, 19 5-persons, 4 6-persons, 2 7-or-more-persons.
Size of nonfamily households: 103 1-person, 29 2-persons, 3 3-persons, 2 5-persons.
161 married couples with children.
22 single-parent households (6 men, 16 women).
91.5% of residents of 01026 zip code speak English at home.
2.6% of residents speak Spanish at home (81% very well, 7% well, 11% not well).
4.9% of residents speak other Indo-European language at home (88% very well, 8% well, 4% not well).
1.1% of residents speak Asian or Pacific Island language at home (100% very well).
Foreign born population: 26 (2.5%)
(26.9% of them are naturalized citizens)
| This zip code: | 2.5% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
- Spain (23%)
- Canada (15%)
- Sweden (12%)
- France (12%)
- Germany (12%)
- Australia (12%)
- Russia (8%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 6
- 1990 to 1994: 3
- 1985 to 1989: 0
- 1980 to 1984: 6
- 1975 to 1979: 0
- 1970 to 1974: 4
- 1970 to 1974: 3
- 1965 to 1969: 4
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White population: 997
Black population: 6
American Indian population: 4
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 16

First ancestries reported:
|  English: 202 |
|  Irish: 99 |
|  German: 93 |
|  Other groups: 55 |
|  United States or American: 53 |
|  Polish: 48 |
|  Italian: 46 |
|  French Canadian: 45 |
|  French (except Basque): 35 |
|  Russian: 19 |
|  Greek: 17 |
|  European: 17 |
|  British: 12 |
|  Swedish: 12 |
|  Czechoslovakian: 10 |
|  Eastern European: 10 |
|  Ukrainian: 10 |
|  Czech: 9 |
|  Canadian: 7 |
|  Dutch: 7 |
|  Icelander: 6 |
|  Slovene: 6 |
|  Welsh: 6 |
|  Northern European: 5 |
|  Norwegian: 5 |
|  Scotch-Irish: 5 |
|  Scottish: 4 |
|  Celtic: 3 |
|  Hungarian: 3 |
|  Arab:: 2 |
|  Lithuanian: 2 |
|  Lebanese: 2 |
|  Slovak: 2 |
|  Portuguese: 2 |
|  Austrian: 2 |

Facitilies with environmental interests located in this zip code:
- BERKSHIRE TRAIL ELEM (MAIN STREET in CUMMINGTON, MA)
(National Center for Education Statistics) - STATE ID-635010
Organizations: CENTRAL BERKSHIRE (SCHOOL DISTRICT)
Median worth of mobile homes: $162,307
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (38%)
- Wood (28%)
- Bottled, tank, or LP gas (27%)
- Electricity (4%)
- Utility gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 669
- Northeast: 221
- Midwest: 44
- South: 59
- West: 44
62% of the 01026 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 39% lived in Massachusetts.
Population in 1990: 1,484. Population change in the 1990s: -453 (-30.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 7
| Here: | 5.1% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 102
| Here: | 68.0% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 9
| Here: | 23.1% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Educational Services: Elementary and Secondary Schools (50-99 employees: 1 establishment)
- Administrative and Support and Waste Management and Remediation Services: Solid Waste Landfill (5-9: 1)
- Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (5-9: 1)
- Health Care and Social Assistance: Child and Youth Services (1-4: 1)
- Educational Services: All Other Miscellaneous Schools and Instruction (1-4: 1)
- Accommodation and Food Services: Caterers (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
115 people in unknown juvenile institutions
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $283,220 | 16 | $171,214 | 24 | $215,837 | 18 | $95,541 | 2 | $186,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $148,900 | 4 | $145,863 | 1 | $321,600 | 1 | $133,600 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $123,395 | 14 | $131,479 | 5 | $37,310 | 1 | $252,620 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $165,170 | 8 | $161,285 | 2 | $60,480 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $215,700 | 4 | $167,965 | 1 | $188,980 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $199,556 | 41 | $145,420 | 15 | $70,020 | 5 | $175,568 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $286,140 | 5 | $131,748 | 1 | $133,600 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $201,996 | 25 | $157,263 | 5 | $70,732 | 0 | $0 | 1 | $83,560 |
| APPLICATIONS WITHDRAWN | 2 | $222,255 | 16 | $143,433 | 2 | $55,865 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $198,450 | 8 | $147,076 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $220,249 | 34 | $150,498 | 16 | $86,473 | 3 | $166,790 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $148,898 | 4 | $174,038 | 1 | $109,310 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $142,827 | 25 | $155,689 | 9 | $113,947 | 1 | $165,660 | 1 | $83,560 |
| APPLICATIONS WITHDRAWN | 3 | $199,503 | 22 | $143,929 | 1 | $39,350 | 2 | $213,510 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $136,025 | 3 | $215,210 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $146,230 | 24 | $168,390 | 38 | $130,578 | 10 | $65,437 | 3 | $205,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $198,693 | 4 | $106,268 | 1 | $74,810 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 23 | $146,690 | 4 | $24,168 | 2 | $133,110 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $168,250 | 19 | $119,149 | 3 | $77,403 | 1 | $151,570 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $241,930 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
8227.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $264,760 | 1 | $233,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $134,325 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $188,005 | 1 | $193,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $187,843 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $177,805 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 3 | $181,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
8227.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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