Estimated median household income in 2007: $64,832
| This zip code: | $64,832 | | Massachusetts: | $62,365 |
Nearest zip codes: 01096, 01330, 01012, 01026, 01084, 01338.
Housing units in zip code 01032 with a mortgage: 40 (0 second mortgage, 10 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 14
Median monthly owner costs for units with a mortgage: $1,634
Median monthly owner costs for units without a mortgage: $435
Residents with income below the poverty level in 2007:
| This zip code: | 15.2% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 6.8 | | State: | 4.0 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 7
- 1990 to 1994: 0
- 1980 to 1989: 12
- 1970 to 1979: 14
- 1960 to 1969: 37
- 1950 to 1959: 3
- 1940 to 1949: 2
- 1939 or earlier: 48
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Bedrooms in owner-occupied houses in Goshen, MA (01032): |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 14
- 3 bedrooms: 47
- 4 bedrooms: 14
- 5 or more bedrooms: 2
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 3
- 3 bedrooms: 6
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 01032 zip code in owner-occupied houses/condos: |
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- no vehicle: 4
- 1 vehicle: 17
- 2 vehicles: 39
- 3 vehicles: 8
- 4 vehicles: 9
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 2
- 1 vehicle: 3
- 2 vehicles: 4
- 3 vehicles: 2
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01032:
- $70,000 to $79,999: 2
- $80,000 to $89,999: 2
- $90,000 to $99,999: 2
- $100,000 to $124,999: 2
- $125,000 to $149,999: 6
- $200,000 to $249,999: 20
- $250,000 to $299,999: 14
- $300,000 to $399,999: 24
- $400,000 to $499,999: 2
- $500,000 to $749,999: 2
- $1,000,000 or more: 2
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Rent paid by renters in 2007 in zip code 01032:
- $550 to $599: 1
- $750 to $799: 3
- $800 to $899: 2
- $1,000 to $1,249: 4
- No cash rent: 2
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $248,141
Estimated median house or condo value in 2007: $278,190 (it was $134,800 in 2000)
| 01032: | $278,190 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $197,860 - $320,707
Mean price in 2007:
Detached houses: $281,551| Here: | $281,551 | | State: | $440,475 |
In 2-unit structures: $73,257| Here: | $73,257 | | State: | $414,317 |
In 5-or-more-unit structures: $37,812| Here: | $37,812 | | State: | $335,381 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 118
- Two: 3
- 5 to 9: 2

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Means of transportation to work
- Drove a car alone: 128 (93%)
- Carpooled: 3 (2%)
- Bus or trolley bus: 3 (2%)
- Worked at home: 4 (3%)
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Travel time to work
- Less than 5 minutes: 2
- 5 to 9 minutes: 8
- 10 to 14 minutes: 11
- 15 to 19 minutes: 21
- 20 to 24 minutes: 8
- 25 to 29 minutes: 28
- 30 to 34 minutes: 25
- 35 to 39 minutes: 2
- 40 to 44 minutes: 12
- 45 to 59 minutes: 12
- 60 to 89 minutes: 2
- 90 or more minutes: 3
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Percentage of zip code residents living and working in this county: 68.8%
Household type by relationship
Households: 201
- In family households: 134 (36 male householders, 12 female householders)
46 spouses, 38 children (38 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 2 non-relatives
- In nonfamily households: 67 (13 male householders (6 living alone)), 25 female householders (14 living alone)), 29 nonrelatives
Size of family households: 30 2-persons, 8 3-persons, 7 4-persons, 3 5-persons.
Size of nonfamily households: 20 1-person, 13 2-persons, 3 3-persons, 2 4-persons.
30 married couples with children.
4 single-parent households (2 men, 2 women).
98.0% of residents of 01032 zip code speak English at home.
2.0% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 4 (1.9%)
(0.0% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 2
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White population: 210
Black population: 0
American Indian population: 0
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 2

First ancestries reported:
|  French Canadian: 27 |
|  French (except Basque): 22 |
|  English: 13 |
|  Dutch: 12 |
|  Irish: 12 |
|  German: 11 |
|  Polish: 11 |
|  Italian: 8 |
|  Scotch-Irish: 8 |
|  Canadian: 6 |
|  Russian: 6 |
|  Scottish: 5 |
|  United States or American: 5 |
|  Welsh: 5 |
|  European: 4 |
|  Greek: 4 |
|  Acadian/Cajun: 3 |
|  Armenian: 3 |
|  Finnish: 2 |
|  Other groups: 2 |

Housing units lacking complete plumbing facilities: 16%
Housing units lacking complete kitchen facilities: 14%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (42%)
- Bottled, tank, or LP gas (32%)
- Wood (24%)
- Electricity (2%)
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Place of birth for U.S.-born residents:
- This state: 135
- Northeast: 42
- Midwest: 4
- South: 12
- West: 4
60% of the 01032 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 32% lived in this county.
Out of people who lived in different counties, 45% lived in Massachusetts.
Population in 1990: 122. Population change in the 1990s: +90 (+73.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Ambulance Services (20-49 employees: 1 establishment)
- Mining: Dimension Stone Mining and Quarrying (5-9: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Wholesale Trade: Wholesale Trade Agents and Brokers (1-4: 1)
- Arts, Entertainment, and Recreation: Musical Groups and Artists (1-4: 1)
- Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $190,825 | 15 | $157,358 | 7 | $71,851 | 3 | $170,493 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $343,160 | 3 | $205,420 | 1 | $57,120 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $159,905 | 9 | $216,549 | 3 | $65,433 | 1 | $191,570 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $204,955 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $318,970 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $190,980 | 17 | $141,246 | 8 | $74,626 | 2 | $188,415 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $282,670 | 3 | $130,097 | 1 | $46,600 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $120,770 | 11 | $163,089 | 3 | $62,560 | 1 | $109,410 |
| APPLICATIONS WITHDRAWN | 1 | $230,810 | 8 | $157,826 | 0 | $0 | 1 | $95,520 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $216,290 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $176,308 | 21 | $171,441 | 9 | $82,500 | 2 | $157,855 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $198,460 | 3 | $150,540 | 0 | $0 | 1 | $96,680 |
| APPLICATIONS DENIED | 2 | $236,805 | 12 | $171,923 | 2 | $125,450 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $147,390 | 9 | $178,442 | 1 | $167,690 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $170,320 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $64,490 | 16 | $159,562 | 24 | $149,476 | 7 | $97,746 | 3 | $109,373 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $208,510 | 4 | $140,653 | 1 | $29,460 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $136,815 | 8 | $158,510 | 2 | $31,295 | 1 | $117,510 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $122,770 | 11 | $145,033 | 1 | $91,940 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $143,003 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $87,210 | 9 | $160,313 | 43 | $126,330 | 2 | $19,355 | 3 | $110,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $140,340 | 4 | $114,615 | 1 | $36,190 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $148,960 | 7 | $106,373 | 1 | $49,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $101,200 | 7 | $131,636 | 0 | $0 | 1 | $51,230 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $107,830 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $155,280 | 10 | $139,590 | 23 | $123,482 | 2 | $25,300 | 1 | $119,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $101,730 | 3 | $108,953 | 1 | $17,360 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $141,280 | 5 | $108,124 | 1 | $17,880 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $93,520 | 4 | $98,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $175,370 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $140,970 | 11 | $121,420 | 20 | $110,071 | 2 | $20,515 | 1 | $143,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $156,430 | 2 | $70,745 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $54,070 | 4 | $104,280 | 1 | $15,890 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $45,660 | 5 | $102,612 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $41,450 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $90,470 | 8 | $104,056 | 6 | $89,788 | 1 | $13,260 | 1 | $52,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $110,140 | 3 | $79,777 | 1 | $21,150 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $93,520 | 2 | $63,805 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $57,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $103,308 | 5 | $108,738 | 1 | $5,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $68,040 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $114,190 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
8226.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $240,120 | 1 | $158,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $298,870 | 1 | $97,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $233,750 | 1 | $176,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $189,305 | 1 | $115,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $126,030 | 1 | $182,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $140,230 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $181,890 | 1 | $320,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $119,090 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $140,653 | 1 | $87,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $126,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $160,130 | 1 | $97,650 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
8226.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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