01056 Zip Code Detailed Profile




Estimated zip code population in 2013: 21,247
Zip code population in 2010: 21,103
Zip code population in 2000: 21,172

Houses and condos: 8,622
Renter-occupied apartments: 1,884
% of renters here:

23%
State:

38%
Mar. 2013 cost of living index in zip code 01056: 119.4 (more than average, U.S. average is 100)

Land area: 27.2 sq. mi.
Water area: 1.1 sq. mi.
Population density: 781 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 01056
Zip code 01056 (, Massachusetts) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($3,414)
Massachusetts:

1.2% ($3,955)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,586 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,058 (1.5%)

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Males: 10,429  (49.1%)
Females: 10,818  (50.9%)

For population 25 years and over in 01056:

For population 15 years and over in 01056:

Zip code 01056 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 01056

  • Zip code 01056 races chart
    • 18,963White population
    • 485Black population
    • 14American Indian population
    • 170Asian population
    • 8Native Hawaiian and Other Pacific Islander population
    • 45Some other race population
    • 235Two or more races population
    • 1,183Hispanic or Latino population

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01056, MA forum
Discuss zip code 01056 area on our local forum with over 1,800,000 registered users
Urban population: 19,254
Rural population: 1,992

Estimated median house/condo value in 2013: $225,500
01056:

$225,500
Massachusetts:

$327,200



According to our research of Massachusetts and other state lists there were 3 registered sex offenders living in 01056 zip code as of July 30, 2015.
The ratio of number of residents in zip code 01056 to the number of sex offenders is 7,613 to 1.


Median resident age:
This zip code:

44.4 years
Massachusetts median age:

39.4 years
Average household size:
This zip code:

2.5 people
Massachusetts:

2.5 people

Averages for the 2012 tax year for zip code 01056, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,791 (Individual Income Tax Returns)
Here:

$55,791
State:

$81,425

Salary/wage: $49,851 (reported on 84.2% of returns)
Here:

$49,851
State:

$64,752
(% of AGI for various income ranges: 68.4% for AGIs below $25k, 75.4% for AGIs $25k-50k, 77.2% for AGIs $50k-75k, 78.8% for AGIs $75k-100k, 84.0% for AGIs $100k-200k, 48.9% for AGIs over 200k)

Taxable interest for individuals: $1,300 (reported on 46.5% of returns)
This zip code:

$1,300
Massachusetts:

$2,136
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Ordinary dividends: $2,114 (reported on 19.4% of returns)
Here:

$2,114
State:

$9,473
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$3,115 (reported on 13.1% of returns)
Here:

+$3,115
State:

+$31,437
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Profit/loss from business: +$13,082 (reported on 9.8% of returns)
Here:

+$13,082
State:

+$20,662
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 2.3% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,408 (reported on 11.8% of returns)
01056:

$11,408
Massachusetts:

$18,892
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Self-employment retirement plans: $17,117 (reported on 0.6% of returns)
01056:

$17,117
Massachusetts:

$20,669

Total itemized deductions: $18,514 (19% of AGI, reported on 36.2% of returns)
Here:

$18,514
State:

$28,907

Here:

19.1% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 8.8% for AGIs below $25k, 9.3% for AGIs $25k-50k, 12.2% for AGIs $50k-75k, 13.2% for AGIs $75k-100k, 14.3% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Charity contributions: $1,543 (reported on 29.1% of returns)
Here:

$1,543
State:

$4,208
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Taxes paid: $9,133 (reported on 36.2% of returns)
01056:

$9,133
State:

$13,303
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 3.3% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.8% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $1,782 (reported on 10.8% of returns)
Here:

$1,782
State:

$1,971
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 01056, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,553 (Individual Income Tax Returns)
Here:

$45,553
State:

$62,877

Salary/wage: $42,225 (reported on 85.2% of returns)
Here:

$42,225
State:

$52,969
(% of AGI for various income ranges: 90.9% for AGIs below $10k, 68.4% for AGIs $10k-25k, 80.3% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 86.1% for AGIs $75k-100k, 70.0% for AGIs over 100k)

Taxable interest for individuals: $1,429 (reported on 60.3% of returns)
This zip code:

$1,429
Massachusetts:

$1,945
(% of AGI for various income ranges: 5.5% for AGIs below $10k, 4.2% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,274 (reported on 22.7% of returns)
Here:

$1,274
State:

$5,323
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$6,637 (reported on 16.3% of returns)
Here:

+$6,637
State:

+$20,377
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Profit/loss from business: +$12,802 (reported on 10.9% of returns)
Here:

+$12,802
State:

+$17,837
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.3% for AGIs over 100k)

IRA payment deduction: $3,395 (reported on 3.0% of returns)
01056:

$3,395
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $8,662 (reported on 0.8% of returns)
Here:

$8,662
Massachusetts:

$14,516
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $15,392 (20% of AGI, reported on 37.8% of returns)
Here:

$15,392
State:

$22,573

Here:

20.2% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 8.4% for AGIs $10k-25k, 10.8% for AGIs $25k-50k, 14.3% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 12.6% for AGIs over 100k)

Charity contributions deductions: $1,540 (2% of AGI, reported on 34.9% of returns)
Here:

$1,540
State:

$3,295

Here:

2.0% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $5,914 (reported on 81.5% of returns)
01056:

$5,914
State:

$11,494
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 17.5% for AGIs over 100k)

Earned income credit: $1,356 (reported on 8.3% of returns)
Here:

$1,356
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 59.6%
Here:

60%
State:

58%
(% for various income ranges: 45.4% for AGIs below $10k, 57.2% for AGIs $10k-25k, 61.5% for AGIs $25k-50k, 65.5% for AGIs $50k-75k, 65.4% for AGIs $75k-100k, 70.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$61,073
Massachusetts:

$66,768
01056 map Nearest zip codes: 01151, 01095, 01033, 01129, 01119, 01022.
Percentage of family households:
This zip code:

49.5%
Massachusetts:

48.3%
Percentage of households with unmarried partners:
This zip code:

6.4%
Massachusetts:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 554
Household did not receive Food Stamps/SNAP in the past 12 months: 7,669


Women who had a birth in the past 12 months: 127 (112 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 4,313 (2,246 now married, 2,067 unmarried)


Housing units in zip code 01056 with a mortgage: 4,085 (165 second mortgage, 1,214 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 2,254

Median monthly owner costs for units with a mortgage: $1,642
Median monthly owner costs for units without a mortgage: S553

Residents with income below the poverty level in 2013:
This zip code:

5.1%
Whole state:

11.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.8%
Whole state:

6.5%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.5
Median number of rooms in apartments:
Here:

4.1
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 01056: Westover Industrial Park (A), Ludlow Country Club (B), Ludlow Shopping Plaza (C), Ludlow Ambulance Service (D), Ludlow Fire Department (E), East Street Elementary School Library (F), Chapin Street Elementary School Library Media Center (G), Ludlow High School Library Media Center (H), Hubbard Memorial Library (I). Display/hide their locations on the map

    Shopping Centers: Ludlow Plaza Shopping Center (1), Meadowbrook Shopping Center (2), Ludlow Shopping Center (3). Display/hide their locations on the map

    Churches in zip code 01056 include: United Church of Christ (A), Union Church of Christ (B), Saint Peter and Paul Ukranian Catholic Church (C), Saint Pauls United Methodist Church (D), Saint Marys Church (E), Our Lady of Fatima Church (F), Kingdom Hall of Jehovahs Witnesses (G), First Church in Ludlow (H). Display/hide their locations on the map

    Cemeteries: Ludlow Center Cemetery (1), Island Pond Cemetery (2), Munsing Street Cemetery (3). Display/hide their locations on the map

    Lakes and reservoirs: Chopin Pond (A), Gamache Pond (B), Wood Pond (C), Second Pond (D), Pickerel Pond (E), Murphy Pond (F), Minechoag Pond (G), Lyons Pond (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Broad Brook (A), Harris Brook (B), Higher Brook (C), Roaring Brook (D), Minechoag Brook (E), Muddy Brook (F). Display/hide their locations on the map

    Parks in zip code 01056 include: Ludlow Center Historic District (1), Red Bridge State Park (2). Display/hide their locations on the map

Year house built

  • 142010 or later
  • 8832000 to 2009
  • 6441990 to 1999
  • 9291980 to 1989
  • 8691970 to 1979
  • 1,3051960 to 1969
  • 1,8701950 to 1959
  • 5761940 to 1949
  • 1,5321939 or earlier

Zip code 01056 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 01056

  • 0no bedroom
  • 1131 bedroom
  • 1,2442 bedrooms
  • 3,7093 bedrooms
  • 1,1014 bedrooms
  • 1725+ bedrooms

Bedrooms in renter-occupied apartments in 01056

  • 224no bedroom
  • 4401 bedroom
  • 7092 bedrooms
  • 3453 bedrooms
  • 1664 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in 01056 in owner-occupied houses/condos

  • 187no vehicle
  • 1,5761 vehicle
  • 2,9462 vehicles
  • 1,1923 vehicles
  • 3974 vehicles
  • 415+ vehicles

Cars and other vehicles available in 01056 in renter-occupied apartments

  • 421no vehicle
  • 8461 vehicle
  • 4682 vehicles
  • 1433 vehicles
  • 64 vehicles
  • 05+ vehicles

Median gross rent in 2013: $840.


Median price asked for vacant for-sale houses and condos in 2013: $177,929.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $225,500
01056:

$225,500
Massachusetts:

$327,200
Lower value quartile - upper value quartile: $171,500 - $296,900

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.6%

Percentage of zip code residents living and working in this county: 79.9%

Household type by relationship:

Households: 20,300

Size of family households: 2,438 2-persons, 1,508 3-persons, 1,202 4-persons, 398 5-persons, 55 6-persons, 17 7-or-more-persons

Size of nonfamily households: 2,174 1-person, 389 2-persons, 22 3-persons, 12 4-persons, 8 6-persons

2,940 married couples with children.
684 single-parent households (181 men, 503 women).

76.0% of residents of 01056 zip code speak English at home.
3.9% of residents speak Spanish at home (68% very well, 20% well, 11% not well, 1% not at all).
18.4% of residents speak other Indo-European language at home (51% very well, 22% well, 18% not well, 9% not at all).
1.0% of residents speak Asian or Pacific Island language at home (47% very well, 12% well, 40% not well).
0.7% of residents speak other language at home (45% very well, 23% well, 12% not well, 20% not at all).

Foreign born population: 3,363 (15.8%)
(66.8% of them are naturalized citizens)
This zip code:

15.8%
Whole state:

15.6%

Most common places of birth for the foreign-born residents

  • 62%Portugal
  • 13%Poland
  • 4%Iraq
  • 3%Other Western Asia
  • 2%Brazil
  • 1%Other South America
  • 1%France

Most common first ancestries reported in 01056 (%)

  • 20%Portuguese
  • 15%Polish
  • 12%French (except Basque)
  • 9%Other groups
  • 8%Irish
  • 6%Italian
  • 6%French Canadian

Year of entry for the foreign-born population

  • 582010 or later
  • 7162000 to 2009
  • 3661990 to 1999
  • 2,689Before 1990

Zip code 01056 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 01056 marital status for males
Zip code 01056 marital status for females

Housing units lacking complete plumbing facilities: 1.2%
Housing units lacking complete kitchen facilities: 3.2%

Most commonly used house heating fuel

  • 42%Fuel oil, kerosene, etc.
  • 41%Utility gas
  • 10%Electricity
  • 4%Wood
  • 2%Bottled, tank, or LP gas
  • 1%Other fuel

Population in 1990: 18,820. Population change in the 1990s: +2,352 (+12.5%).

Place of birth for U.S.-born residents:


68% of the 01056 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 77% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

89% of the 01056 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 84% moved from this county.
   Out of people who lived in different houses, 6% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 244
Here:

12.2%
Massachusetts:

9.2%
Students in private schools in grades 9 to 12 (high school): 111
Here:

11.6%
Massachusetts:

10.8%
Students in private undergraduate colleges: 123
Here:

16.2%
Massachusetts:

45.6%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 75,385Computer and mathematical occupations
  • 73,955Management occupations
  • 70,038Health diagnosing and treating practitioners and other technical occupations
  • 68,958Life, physical, and social science occupations
  • 66,705Legal occupations
  • 61,429Architecture and engineering occupations

Companies with federal contracts located in this zip code (LUDLOW, MA):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,069 people in local jails and other municipal confinement facilities
  • 159 people in correctional residential facilities
  • 4 people in other noninstitutional facilities

People in group quarters in 2000:

  • 1,660 people in local jails and other confinement facilities (including police lockups)
  • 45 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED110$182,713225$161,761869$164,27494$80,25731$131,119
APPLICATIONS APPROVED, NOT ACCEPTED4$165,0108$105,81061$159,97117$47,5960$0
APPLICATIONS DENIED16$169,75827$161,953220$198,50433$37,36110$84,383
APPLICATIONS WITHDRAWN8$139,70114$314,886148$196,08211$170,3416$405,967
FILES CLOSED FOR INCOMPLETENESS0$04$160,65576$169,5252$198,3902$183,805

Detailed HMDA statistics for the following Tracts: 8104.03 , 8104.04, 8104.12, 8104.14

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED50$209,55323$218,048
APPLICATIONS APPROVED, NOT ACCEPTED10$168,49414$226,231
APPLICATIONS DENIED8$205,48016$270,089
APPLICATIONS WITHDRAWN0$02$348,155
FILES CLOSED FOR INCOMPLETENESS2$133,7700$0

Detailed PMIC statistics for the following Tracts: 8104.03 , 8104.04, 8104.12, 8104.14

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 01056 among deceased individuals
NameCountLived (average)
John18876.0 years
Mary16782.1 years
Joseph15375.7 years
Helen9978.4 years
William9473.9 years
Anna9384.8 years
Edward8573.2 years
Maria8479.4 years
Walter7874.3 years
Stanley7074.8 years
Most common last names in zip code 01056 among deceased individuals
Last nameCountLived (average)
Santos3878.8 years
Goncalves3175.4 years
Alves3074.8 years
Pereira3077.7 years
Nowak2777.0 years
Costa2678.0 years
Silva2277.2 years
Thompson2078.5 years
Rodrigues1974.6 years
Ferreira1975.9 years
Businesses in zip code 01056
NameCountNameCount
Ace Hardware1H&R Block1
Blockbuster1McDonald's2
Burger King1Subway1
CVS1Taco Bell1
Comfort Inn1UPS2
Dunkin Donuts1Walgreens1
FedEx3

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