01069 Zip Code Detailed Profile




City: Palmer Town, MA (97.76%)
County: Hampden County, MA
Estimated zip code population in 2013: 8,975
Zip code population in 2010: 8,469
Zip code population in 2000: 9,884

Houses and condos: 3,747
Renter-occupied apartments: 1,033
% of renters here:

30%
State:

38%
Mar. 2013 cost of living index in zip code 01069: 118.8 (more than average, U.S. average is 100)

Land area: 28.1 sq. mi.
Water area: 0.3 sq. mi.
Population density: 320 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 01069
Zip code 01069 (Palmer Town, Massachusetts) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($2,983)
Massachusetts:

1.2% ($3,955)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,070 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,864 (1.5%)

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Males: 4,372  (48.7%)
Females: 4,603  (51.3%)

For population 25 years and over in 01069:

For population 15 years and over in 01069:

Zip code 01069 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 01069

  • Zip code 01069 races chart
    • 7,989White population
    • 92Black population
    • 12American Indian population
    • 78Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 0Some other race population
    • 101Two or more races population
    • 197Hispanic or Latino population

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Urban population: 4,807
Rural population: 4,167

Estimated median house/condo value in 2013: $198,700
01069:

$198,700
Massachusetts:

$327,200



According to our research of Massachusetts and other state lists there were 2 registered sex offenders living in 01069 zip code as of July 28, 2015.
The ratio of number of residents in zip code 01069 to the number of sex offenders is 5,447 to 1.


Median resident age:
This zip code:

42.2 years
Massachusetts median age:

39.4 years
Average household size:
This zip code:

2.6 people
Massachusetts:

2.5 people

Averages for the 2012 tax year for zip code 01069, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $52,038 (Individual Income Tax Returns)
Here:

$52,038
State:

$81,425

Salary/wage: $47,174 (reported on 86.0% of returns)
Here:

$47,174
State:

$64,752
(% of AGI for various income ranges: 72.6% for AGIs below $25k, 79.2% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 82.2% for AGIs $75k-100k, 83.3% for AGIs $100k-200k, 63.2% for AGIs over 200k)

Taxable interest for individuals: $847 (reported on 49.8% of returns)
This zip code:

$847
Massachusetts:

$2,136
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $1,845 (reported on 16.2% of returns)
Here:

$1,845
State:

$9,473
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,779 (reported on 10.3% of returns)
Here:

+$2,779
State:

+$31,437
(% of AGI for various income ranges: 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Profit/loss from business: +$12,562 (reported on 11.5% of returns)
Here:

+$12,562
State:

+$20,662
(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.9% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,555 (reported on 9.8% of returns)
01069:

$12,555
Massachusetts:

$18,892
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.9% for AGIs $100k-200k)

Self-employment retirement plans: $16,800 (reported on 0.5% of returns)
01069:

$16,800
Massachusetts:

$20,669

Total itemized deductions: $18,712 (20% of AGI, reported on 32.6% of returns)
Here:

$18,712
State:

$28,907

Here:

19.8% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 8.4% for AGIs $25k-50k, 11.3% for AGIs $50k-75k, 13.3% for AGIs $75k-100k, 14.2% for AGIs $100k-200k, 12.7% for AGIs over 200k)

Charity contributions: $1,964 (reported on 24.0% of returns)
Here:

$1,964
State:

$4,208
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $8,665 (reported on 32.6% of returns)
01069:

$8,665
State:

$13,303
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 3.0% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 7.3% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Earned income credit: $1,848 (reported on 13.2% of returns)
Here:

$1,848
State:

$1,971
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 01069, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,886 (Individual Income Tax Returns)
Here:

$42,886
State:

$62,877

Salary/wage: $39,943 (reported on 87.6% of returns)
Here:

$39,943
State:

$52,969
(% of AGI for various income ranges: 94.5% for AGIs below $10k, 75.6% for AGIs $10k-25k, 82.5% for AGIs $25k-50k, 85.4% for AGIs $50k-75k, 85.5% for AGIs $75k-100k, 75.6% for AGIs over 100k)

Taxable interest for individuals: $905 (reported on 59.9% of returns)
This zip code:

$905
Massachusetts:

$1,945
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,427 (reported on 19.9% of returns)
Here:

$1,427
State:

$5,323
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$6,084 (reported on 13.6% of returns)
Here:

+$6,084
State:

+$20,377
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$10,885 (reported on 13.1% of returns)
Here:

+$10,885
State:

+$17,837
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 5.9% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.9% for AGIs over 100k)

IRA payment deduction: $2,760 (reported on 2.4% of returns)
01069:

$2,760
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,087 (reported on 0.6% of returns)
Here:

$11,087
Massachusetts:

$14,516

Total itemized deductions: $15,381 (21% of AGI, reported on 35.4% of returns)
Here:

$15,381
State:

$22,573

Here:

20.6% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 8.9% for AGIs below $10k, 6.9% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 15.6% for AGIs $75k-100k, 13.6% for AGIs over 100k)

Charity contributions deductions: $1,519 (2% of AGI, reported on 30.7% of returns)
Here:

$1,519
State:

$3,295

Here:

1.9% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $5,441 (reported on 80.9% of returns)
01069:

$5,441
State:

$11,494
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,383 (reported on 11.5% of returns)
Here:

$1,383
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 57.4%
Here:

57%
State:

58%
(% for various income ranges: 48.7% for AGIs below $10k, 51.5% for AGIs $10k-25k, 62.5% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 62.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$53,417
Massachusetts:

$66,768
Palmer Town, MA (01069) map Nearest zip codes: 01079, 01009, 01080, 01092, 01057, 01082.
Percentage of family households:
This zip code:

57.0%
Massachusetts:

48.3%
Percentage of households with unmarried partners:
This zip code:

6.6%
Massachusetts:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 528
Household did not receive Food Stamps/SNAP in the past 12 months: 2,918


Women who had a birth in the past 12 months: 79 (46 now married, 33 unmarried)
Women who did not have a birth in the past 12 months: 1,985 (985 now married, 1,000 unmarried)


Housing units in zip code 01069 with a mortgage: 1,700 (96 second mortgage, 224 home equity loan)
Houses without a mortgage: 713

Median monthly owner costs for units with a mortgage: $1,590
Median monthly owner costs for units without a mortgage: S593

Residents with income below the poverty level in 2013:
This zip code:

7.7%
Whole state:

11.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.9%
Whole state:

6.5%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.5
Median number of rooms in apartments:
Here:

4.0
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 01069: Mapletree Industrial Center (A), Palmer Industrial Park (B), George Washington Plaza (C), Big Y Plaza (D), Palmer Ambulance Service (E), Palmer Fire Department (F), Converse Middle School Library (G), Palmer Public Library (H). Display/hide their locations on the map

    Shopping Center: George Washington Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 01069 include: Unitarian Universalist Church (A), Faith Baptist Church (B). Display/hide their locations on the map

    Cemeteries: Saints Peter and Paul Cemetery (1), Four Corners Cemetery (2), Saint Thomas Cemetery (3), Palmer Center Cemetery (4), Oak Knoll Cemetery (5). Display/hide their locations on the map

    Lakes and reservoirs: Pattaquattic Pond (A), Knox Pond (B), Crystal Lake (C), Thompson Lake (D), Palmer Reservoir (E), Forest Lake (F). Display/hide their locations on the map

    Streams, rivers, and creeks: Kings Brook (A), Dumplin Brook (B). Display/hide their locations on the map

Year house built

  • 92010 or later
  • 2472000 to 2009
  • 5031990 to 1999
  • 3551980 to 1989
  • 4041970 to 1979
  • 4841960 to 1969
  • 6031950 to 1959
  • 1931940 to 1949
  • 9491939 or earlier

Zip code 01069 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Palmer Town, MA (01069)

  • 0no bedroom
  • 821 bedroom
  • 4792 bedrooms
  • 1,1383 bedrooms
  • 6324 bedrooms
  • 825+ bedrooms

Bedrooms in renter-occupied apartments in Palmer Town, MA (01069)

  • 71no bedroom
  • 2981 bedroom
  • 4052 bedrooms
  • 1593 bedrooms
  • 334 bedrooms
  • 675+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Palmer Town, MA (01069) in owner-occupied houses/condos

  • 116no vehicle
  • 5091 vehicle
  • 1,2072 vehicles
  • 3333 vehicles
  • 1884 vehicles
  • 605+ vehicles

Cars and other vehicles available in Palmer Town, MA (01069) in renter-occupied apartments

  • 250no vehicle
  • 4911 vehicle
  • 2242 vehicles
  • 253 vehicles
  • 314 vehicles
  • 125+ vehicles

Median gross rent in 2013: $702.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $198,700
01069:

$198,700
Massachusetts:

$327,200
Lower value quartile - upper value quartile: $162,900 - $266,000

Mean price in 2013:

Detached houses: $232,006
Here:

$232,006
State:

$401,982

Townhouses or other attached units: $171,102
Here:

$171,102
State:

$361,981

In 2-unit structures: $176,633
Here:

$176,633
State:

$330,410

In 3-to-4-unit structures: $168,251
Here:

$168,251
State:

$354,453

In 5-or-more-unit structures: $154,907
Here:

$154,907
State:

$330,502

Mobile homes: $52,888
Here:

$52,888
State:

$78,438

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.0%

Percentage of zip code residents living and working in this county: 70.3%

Household type by relationship:

Households: 8,868

Size of family households: 1,008 2-persons, 622 3-persons, 508 4-persons, 119 5-persons, 86 6-persons, 54 7-or-more-persons

Size of nonfamily households: 946 1-person, 90 2-persons, 13 3-persons

1,108 married couples with children.
542 single-parent households (146 men, 396 women).

95.2% of residents of 01069 zip code speak English at home.
0.3% of residents speak Spanish at home (100% very well).
4.5% of residents speak other Indo-European language at home (69% very well, 27% well, 4% not well).

Foreign born population: 177 (2.0%)
(90.4% of them are naturalized citizens)
This zip code:

2.0%
Whole state:

15.6%

Most common places of birth for the foreign-born residents

  • 37%Poland
  • 23%Germany
  • 10%Italy
  • 10%Portugal
  • 10%Russia
  • 6%Other Northern Europe
  • 5%Brazil

Most common first ancestries reported in 01069 (%)

  • 16%Polish
  • 16%French (except Basque)
  • 14%Irish
  • 9%French Canadian
  • 8%Italian
  • 6%English
  • 6%Other groups

Year of entry for the foreign-born population

  • 02010 or later
  • 252000 to 2009
  • 521990 to 1999
  • 153Before 1990

Zip code 01069 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 01069 marital status for males
Zip code 01069 marital status for females

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 3.4%

Most commonly used house heating fuel

  • 61%Fuel oil, kerosene, etc.
  • 14%Electricity
  • 10%Utility gas
  • 7%Bottled, tank, or LP gas
  • 6%Wood
  • 2%Other fuel

Population in 1990: 9,778. Population change in the 1990s: +106 (+1.1%).

Place of birth for U.S.-born residents:


67% of the 01069 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

92% of the 01069 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 31% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 40
Here:

4.4%
Massachusetts:

9.2%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Massachusetts:

10.8%
Students in private undergraduate colleges: 118
Here:

35.2%
Massachusetts:

45.6%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 88,700Health diagnosing and treating practitioners and other technical occupations
  • 61,167Installation, maintenance, and repair occupations
  • 55,625Production occupations
  • 51,719Education, training, and library occupations
  • 51,410Management occupations
  • 46,607Transportation occupations

Companies with federal contracts located in this zip code (PALMER, MA):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 156 people in nursing facilities/skilled-nursing facilities
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 59 people in nursing homes
  • 6 people in schools, hospitals, or wards for the mentally retarded
  • 4 people in mental (psychiatric) hospitals or wards
  • 3 people in wards in general hospitals for patients who have no usual home elsewhere
  • 2 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED85$176,57290$129,698348$149,91755$111,4302$312,08015$103,9162$30,890
APPLICATIONS APPROVED, NOT ACCEPTED0$016$146,86721$139,2736$21,5880$06$102,6302$73,735
APPLICATIONS DENIED4$148,74518$117,132104$165,29810$67,8442$398,5602$133,3854$35,373
APPLICATIONS WITHDRAWN11$163,0849$196,63365$185,5174$62,7800$02$60,2250$0
FILES CLOSED FOR INCOMPLETENESS0$04$74,32856$172,3582$57,9050$00$00$0

Detailed HMDA statistics for the following Tracts: 8101.00 , 8102.00, 8103.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$160,3832$194,685
APPLICATIONS APPROVED, NOT ACCEPTED4$278,9932$391,585
APPLICATIONS DENIED0$02$179,350
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 8101.00 , 8102.00, 8103.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 01069 among deceased individuals
NameCountLived (average)
Mary11180.7 years
John9973.7 years
Joseph7174.9 years
Edward5473.6 years
George4874.5 years
Robert4859.6 years
Walter4476.7 years
Helen4478.2 years
William4370.8 years
James3775.4 years
Most common last names in zip code 01069 among deceased individuals
Last nameCountLived (average)
Smith3175.4 years
Sullivan2175.1 years
Johnson1680.3 years
Murphy1479.7 years
Brown1372.1 years
Clark1273.9 years
Davis1172.4 years
Anderson966.3 years
Hebert972.3 years
Doyle968.0 years
Businesses in zip code 01069
NameCountNameCount
Ace Hardware1Kmart1
CVS1MasterBrand Cabinets1
Chevrolet1McDonald's1
Dunkin Donuts2Penske1
FedEx2Rite Aid1
Goodwill3Subway1
H&R Block1U-Haul1
Jones New York1Wendy's1
KFC1

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