01532 Zip Code Detailed Profile




Estimated zip code population in 2013: 14,529
Zip code population in 2010: 14,155
Zip code population in 2000: 14,006

Houses and condos: 5,227
Renter-occupied apartments: 838
% of renters here:

16%
State:

38%
Mar. 2013 cost of living index in zip code 01532: 127.0 (high, U.S. average is 100)

Land area: 18.5 sq. mi.
Water area: 0.3 sq. mi.
Population density: 786 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 01532
Zip code 01532 (Northborough, Massachusetts) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($5,660)
Massachusetts:

1.2% ($3,955)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,881 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $5,047 (1.4%)

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Males: 7,294  (50.2%)
Females: 7,235  (49.8%)

For population 25 years and over in 01532:

For population 15 years and over in 01532:

Zip code 01532 compared to state average:

  • Median household income above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • House age below state average.
  • Races in zip code 01532

  • Zip code 01532 races chart
    • 12,160White population
    • 127Black population
    • 10American Indian population
    • 1,153Asian population
    • 2Native Hawaiian and Other Pacific Islander population
    • 47Some other race population
    • 275Two or more races population
    • 381Hispanic or Latino population

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Urban population: 13,283
Rural population: 1,245

Estimated median house/condo value in 2013: $368,300
01532:

$368,300
Massachusetts:

$327,200
Median resident age:
This zip code:

41.5 years
Massachusetts median age:

39.4 years
Average household size:
This zip code:

2.8 people
Massachusetts:

2.5 people

Averages for the 2012 tax year for zip code 01532, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $107,425 (Individual Income Tax Returns)
Here:

$107,425
State:

$81,425

Salary/wage: $91,376 (reported on 85.2% of returns)
Here:

$91,376
State:

$64,752
(% of AGI for various income ranges: 71.9% for AGIs below $25k, 73.3% for AGIs $25k-50k, 71.7% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 84.7% for AGIs $100k-200k, 64.7% for AGIs over 200k)

Taxable interest for individuals: $1,392 (reported on 54.3% of returns)
This zip code:

$1,392
Massachusetts:

$2,136
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $4,924 (reported on 36.8% of returns)
Here:

$4,924
State:

$9,473
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$11,307 (reported on 31.0% of returns)
Here:

+$11,307
State:

+$31,437
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Profit/loss from business: +$26,535 (reported on 15.9% of returns)
Here:

+$26,535
State:

+$20,662
(% of AGI for various income ranges: 7.0% for AGIs below $25k, 5.5% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.0% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,443 (reported on 13.0% of returns)
01532:

$19,443
Massachusetts:

$18,892
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 4.3% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Self-employment retirement plans: $20,371 (reported on 1.9% of returns)
01532:

$20,371
Massachusetts:

$20,669
(% of AGI for various income ranges: 0.6% for AGIs $50k-75k, 0.3% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $28,631 (17% of AGI, reported on 53.7% of returns)
Here:

$28,631
State:

$28,907

Here:

16.6% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 19.6% for AGIs below $25k, 14.8% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 18.4% for AGIs $75k-100k, 16.4% for AGIs $100k-200k, 11.7% for AGIs over 200k)

Charity contributions: $2,975 (reported on 46.2% of returns)
Here:

$2,975
State:

$4,208
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $14,924 (reported on 53.5% of returns)
01532:

$14,924
State:

$13,303
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 5.2% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 8.5% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $1,640 (reported on 5.7% of returns)
Here:

$1,640
State:

$1,971
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 01532, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $78,864 (Individual Income Tax Returns)
Here:

$78,864
State:

$62,877

Salary/wage: $72,377 (reported on 86.0% of returns)
Here:

$72,377
State:

$52,969
(% of AGI for various income ranges: 114.8% for AGIs below $10k, 67.3% for AGIs $10k-25k, 79.1% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 78.8% for AGIs over 100k)

Taxable interest for individuals: $1,604 (reported on 68.0% of returns)
This zip code:

$1,604
Massachusetts:

$1,945
(% of AGI for various income ranges: 11.2% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,897 (reported on 41.8% of returns)
Here:

$2,897
State:

$5,323
(% of AGI for various income ranges: 9.4% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$9,607 (reported on 35.4% of returns)
Here:

+$9,607
State:

+$20,377
(% of AGI for various income ranges: -6.2% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 6.1% for AGIs over 100k)

Profit/loss from business: +$21,378 (reported on 16.3% of returns)
Here:

+$21,378
State:

+$17,837
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 7.8% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.3% for AGIs over 100k)

IRA payment deduction: $3,287 (reported on 4.0% of returns)
01532:

$3,287
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,541 (reported on 2.6% of returns)
Here:

$12,541
Massachusetts:

$14,516
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $24,008 (20% of AGI, reported on 56.1% of returns)
Here:

$24,008
State:

$22,573

Here:

19.6% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 33.2% for AGIs below $10k, 21.3% for AGIs $10k-25k, 15.4% for AGIs $25k-50k, 20.4% for AGIs $50k-75k, 21.8% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Charity contributions deductions: $2,736 (2% of AGI, reported on 51.7% of returns)
Here:

$2,736
State:

$3,295

Here:

2.2% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $14,161 (reported on 82.8% of returns)
01532:

$14,161
State:

$11,494
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Earned income credit: $1,125 (reported on 4.2% of returns)
Here:

$1,125
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 52.7%
Here:

53%
State:

58%
(% for various income ranges: 43.6% for AGIs below $10k, 53.9% for AGIs $10k-25k, 51.5% for AGIs $25k-50k, 59.9% for AGIs $50k-75k, 57.6% for AGIs $75k-100k, 53.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$108,415
Massachusetts:

$66,768
Northborough, MA (01532) map Nearest zip codes: 01503, 01581, 01505, 01545, 01510, 01752.
Percentage of family households:
This zip code:

63.1%
Massachusetts:

48.3%
Percentage of households with unmarried partners:
This zip code:

3.6%
Massachusetts:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 281
Household did not receive Food Stamps/SNAP in the past 12 months: 4,798


Women who had a birth in the past 12 months: 179 (140 now married, 39 unmarried)
Women who did not have a birth in the past 12 months: 2,918 (1,683 now married, 1,235 unmarried)


Housing units in zip code 01532 with a mortgage: 3,050 (164 second mortgage, 736 home equity loan, 59 both second mortgage and home equity loan)
Houses without a mortgage: 1,191

Median monthly owner costs for units with a mortgage: $2,483
Median monthly owner costs for units without a mortgage: S810

Residents with income below the poverty level in 2013:
This zip code:

3.7%
Whole state:

11.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.9%
Whole state:

6.5%
Median number of rooms in houses and condos:
Here:

7.4
State:

6.5
Median number of rooms in apartments:
Here:

4.5
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 01532: Tougas Family Farm (A), Juniper Hill Country Club (B), Northborough Fire Department (C), Algonquin Regional High School Library Media Center (D), Melican Middle School Library (E), Northborough Town Hall (F), Northborough Free Library (G). Display/hide their locations on the map

    Shopping Center: Olde Shrewsbury Village Shopping Center (1). Display/hide its location on the map

    Churches in zip code 01532 include: Trinity Church (A), Seventh Day Adventist Church (B), Saint Rose of Lima Parish Church (C), Rice Memorial Baptist Church (D), Northboro Kingdom Hall of Jehovahs Witnesses Church (E), New England Baptist Convention Church (F), Church of the Nativity (G). Display/hide their locations on the map

    Cemeteries: Howard Street Cemetery (1), Old Burial Ground (2). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Solomon Pond (A), Little Chauncy Pond (B), Smith Pond (C), Bartlett Pond (D), Hop Brook Reservoir (E), Cold Harbor Brook Reservoir (F), Assabet River Reservoir (G), Crane Swamp (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Cold Harbor Brook (A), Howard Brook (B), Stirrup Brook (C), Stony Brook (D). Display/hide their locations on the map

Year house built

  • 942010 or later
  • 5592000 to 2009
  • 7791990 to 1999
  • 7911980 to 1989
  • 8301970 to 1979
  • 5201960 to 1969
  • 8651950 to 1959
  • 1341940 to 1949
  • 6551939 or earlier

Zip code 01532 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Northborough, MA (01532)

  • 0no bedroom
  • 461 bedroom
  • 5982 bedrooms
  • 1,7563 bedrooms
  • 1,6874 bedrooms
  • 1545+ bedrooms

Bedrooms in renter-occupied apartments in Northborough, MA (01532)

  • 0no bedroom
  • 2271 bedroom
  • 3092 bedrooms
  • 2023 bedrooms
  • 344 bedrooms
  • 665+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Northborough, MA (01532) in owner-occupied houses/condos

  • 128no vehicle
  • 7611 vehicle
  • 2,3282 vehicles
  • 8483 vehicles
  • 1404 vehicles
  • 365+ vehicles

Cars and other vehicles available in Northborough, MA (01532) in renter-occupied apartments

  • 77no vehicle
  • 3481 vehicle
  • 3152 vehicles
  • 893 vehicles
  • 94 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,263.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $368,300
01532:

$368,300
Massachusetts:

$327,200
Lower value quartile - upper value quartile: $297,100 - $490,600

Mean price in 2013:

Detached houses: $289,213
Here:

$289,213
State:

$401,982

Townhouses or other attached units: $241,192
Here:

$241,192
State:

$361,981

In 2-unit structures: $198,132
Here:

$198,132
State:

$330,410

In 3-to-4-unit structures: $187,930
Here:

$187,930
State:

$354,453

In 5-or-more-unit structures: $140,188
Here:

$140,188
State:

$330,502

Mobile homes: $76,552
Here:

$76,552
State:

$78,438

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 6.8%

Percentage of zip code residents living and working in this county: 46.6%

Household type by relationship:

Households: 14,372

Size of family households: 1,595 2-persons, 913 3-persons, 935 4-persons, 446 5-persons, 127 6-persons, 5 7-or-more-persons

Size of nonfamily households: 874 1-person, 184 2-persons

3,062 married couples with children.
502 single-parent households (155 men, 347 women).

83.6% of residents of 01532 zip code speak English at home.
2.6% of residents speak Spanish at home (76% very well, 24% well).
8.1% of residents speak other Indo-European language at home (80% very well, 16% well, 4% not well).
4.7% of residents speak Asian or Pacific Island language at home (71% very well, 28% well, 1% not well).
1.1% of residents speak other language at home (100% very well).

Foreign born population: 1,792 (12.3%)
(64.5% of them are naturalized citizens)
This zip code:

12.3%
Whole state:

15.6%

Most common places of birth for the foreign-born residents

  • 18%China, excluding Hong Kong and Taiwan
  • 18%India
  • 9%Russia
  • 7%Kenya
  • 7%Brazil
  • 4%Germany
  • 4%Korea

Most common first ancestries reported in 01532 (%)

  • 16%Irish
  • 15%Other groups
  • 13%Italian
  • 9%English
  • 6%German
  • 4%American
  • 3%Polish

Year of entry for the foreign-born population

  • 552010 or later
  • 3772000 to 2009
  • 7581990 to 1999
  • 677Before 1990

Zip code 01532 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 01532 marital status for males
Zip code 01532 marital status for females

Housing units lacking complete plumbing facilities: 1.3%
Housing units lacking complete kitchen facilities: 0.7%

Most commonly used house heating fuel

  • 47%Fuel oil, kerosene, etc.
  • 36%Utility gas
  • 11%Electricity
  • 3%Bottled, tank, or LP gas
  • 2%Wood
  • 1%Other fuel

Population in 1990: 11,930. Population change in the 1990s: +2,076 (+17.4%).

Place of birth for U.S.-born residents:


61% of the 01532 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 44% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

94% of the 01532 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 42% moved from this county.
   Out of people who lived in different houses, 38% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 35
Here:

2.0%
Massachusetts:

9.2%
Students in private schools in grades 9 to 12 (high school): 72
Here:

8.2%
Massachusetts:

10.8%
Students in private undergraduate colleges: 261
Here:

39.2%
Massachusetts:

45.6%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 104,875Architecture and engineering occupations
  • 99,583Computer and mathematical occupations
  • 93,185Management occupations
  • 91,607Life, physical, and social science occupations
  • 91,250Health diagnosing and treating practitioners and other technical occupations
  • 86,726Legal occupations

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 155 people in nursing facilities/skilled-nursing facilities
  • 10 people in group homes intended for adults
  • 7 people in residential treatment centers for adults
  • 6 people in workers' group living quarters and job corps centers
  • 4 people in other noninstitutional facilities

People in group quarters in 2000:

  • 116 people in nursing homes
  • 13 people in homes for the mentally ill
  • 2 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED48$274,753192$280,9841,122$268,90357$130,84720$205,104
APPLICATIONS APPROVED, NOT ACCEPTED2$268,49014$309,11869$264,5784$96,7630$0
APPLICATIONS DENIED6$225,29037$266,179169$254,0156$104,3355$257,430
APPLICATIONS WITHDRAWN4$295,64823$292,896164$292,6293$245,6104$146,473
FILES CLOSED FOR INCOMPLETENESS2$118,88010$330,24559$235,9627$165,1700$0

Detailed HMDA statistics for the following Tracts: 7401.01 , 7401.02, 7402.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED28$304,22413$325,601
APPLICATIONS APPROVED, NOT ACCEPTED12$274,7348$310,686
APPLICATIONS DENIED8$281,3784$290,178
APPLICATIONS WITHDRAWN2$218,0952$354,510
FILES CLOSED FOR INCOMPLETENESS1$281,0000$0

Detailed PMIC statistics for the following Tracts: 7401.01 , 7401.02, 7402.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 01532 among deceased individuals
NameCountLived (average)
Mary7083.3 years
John6273.2 years
Robert5872.5 years
William5473.4 years
George4476.0 years
Helen3982.3 years
Dorothy3780.4 years
Joseph3175.9 years
Charles3177.1 years
Ruth3179.4 years
Most common last names in zip code 01532 among deceased individuals
Last nameCountLived (average)
Johnson1879.0 years
Smith1578.5 years
Taylor1475.6 years
Stone1377.9 years
Obrien1280.9 years
Lawrence1087.0 years
Warren1085.8 years
Williams977.6 years
Murphy982.3 years
Carey975.3 years
Businesses in zip code 01532
NameCountNameCount
Ace Hardware1FedEx3
CVS1JoS. A. Bank1
Circle K1Jones New York1
Decora Cabinetry1MasterBrand Cabinets4
DressBarn1New Balance1
Dressbarn1Subway1
Dunkin Donuts1T-Mobile1
Econo Lodge1UPS2
Famous Footwear1Walmart1

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