Estimated median household income in 2007: $98,522
| This zip code: | $98,522 | | Massachusetts: | $62,365 |
Nearest zip codes: 01581, 01503, 01505, 01545, 01752, 01510.
Housing units in zip code 01532 with a mortgage: 3,117 (304 second mortgage, 456 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 731
Median monthly owner costs for units with a mortgage: $2,365
Median monthly owner costs for units without a mortgage: $708
Residents with income below the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.0% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 7.2 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.0 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 01532 include: Church of the Nativity (A), Rice Memorial Baptist Church (B), Northboro Kingdom Hall of Jehovahs Witnesses Church (C), New England Baptist Convention Church (D). Display/hide their locations on the map
Lakes and reservoirs: Solomon Pond (A), Little Chauncy Pond (B), Assabet River Reservoir (C), Smith Pond (D), Hop Brook Reservoir (E), Cold Harbor Brook Reservoir (F), Bartlett Pond (G). Display/hide their locations on the map
Streams, rivers, and creeks: Stirrup Brook (A). Display/hide its location on the map
Post office: Northborough Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 108
- 1995 to 1998: 414
- 1990 to 1994: 310
- 1980 to 1989: 887
- 1970 to 1979: 843
- 1960 to 1969: 581
- 1950 to 1959: 909
- 1940 to 1949: 233
- 1939 or earlier: 717
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Bedrooms in owner-occupied houses in Northborough, MA (01532): |
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- no bedroom: 0
- 1 bedrooms: 52
- 2 bedrooms: 533
- 3 bedrooms: 1,793
- 4 bedrooms: 1,516
- 5 or more bedrooms: 233
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 16
- 1 bedrooms: 288
- 2 bedrooms: 253
- 3 bedrooms: 176
- 4 bedrooms: 33
- 5 or more bedrooms: 13
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Vehicles available in 01532 zip code in owner-occupied houses/condos: |
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- no vehicle: 64
- 1 vehicle: 733
- 2 vehicles: 2,361
- 3 vehicles: 615
- 4 vehicles: 253
- 5 or more vehicles: 101
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 41
- 1 vehicle: 426
- 2 vehicles: 253
- 3 vehicles: 59
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01532:
- $100,000 to $124,999: 6
- $125,000 to $149,999: 11
- $150,000 to $174,999: 34
- $175,000 to $199,999: 32
- $200,000 to $249,999: 181
- $250,000 to $299,999: 245
- $300,000 to $399,999: 1,029
- $400,000 to $499,999: 999
- $500,000 to $749,999: 1,105
- $750,000 to $999,999: 459
- $1,000,000 or more: 91
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Rent paid by renters in 2007 in zip code 01532:
- Less than $100: 9
- $150 to $199: 20
- $200 to $249: 20
- $250 to $299: 15
- $300 to $349: 18
- $350 to $399: 12
- $400 to $449: 3
- $450 to $499: 11
- $500 to $549: 19
- $550 to $599: 8
- $600 to $649: 35
- $650 to $699: 44
- $700 to $749: 27
- $750 to $799: 66
- $800 to $899: 103
- $900 to $999: 75
- $1,000 to $1,249: 130
- $1,250 to $1,499: 14
- $1,500 to $1,999: 54
- $2,000 or more: 55
- No cash rent: 38
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Median price asked for vacant for-sale houses and condos in 2007: $462,610.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $454,592
- Black or African American householders: $275,601
- Asian householders: $554,410
- Some other race householders: $701,531
- Two or more races householders: $291,235
- Hispanic or Latino householders: $397,267
Estimated median house or condo value in 2007: $455,702 (it was $227,400 in 2000)
| 01532: | $455,702 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $308,727 - $494,899
Mean price in 2007:
Detached houses: $477,023| Here: | $477,023 | | State: | $440,475 |
Townhouses or other attached units: $339,334| Here: | $339,334 | | State: | $384,213 |
In 2-unit structures: $329,707| Here: | $329,707 | | State: | $414,317 |
In 3-to-4-unit structures: $533,121| Here: | $533,121 | | State: | $431,982 |
In 5-or-more-unit structures: $152,130| Here: | $152,130 | | State: | $335,381 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,034
- One, attached: 227
- Two: 288
- 3 or 4: 221
- 5 to 9: 72
- 10 to 19: 62
- 20 to 49: 84
- 50 or more: 6
- Mobile homes: 8

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Means of transportation to work
- Drove a car alone: 6,617 (89%)
- Carpooled: 408 (5%)
- Bus or trolley bus: 21 (0%)
- Subway or elevated: 11 (0%)
- Railroad: 34 (0%)
- Walked: 30 (0%)
- Other means: 5 (0%)
- Worked at home: 299 (4%)
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Travel time to work
- Less than 5 minutes: 193
- 5 to 9 minutes: 800
- 10 to 14 minutes: 1151
- 15 to 19 minutes: 1159
- 20 to 24 minutes: 877
- 25 to 29 minutes: 462
- 30 to 34 minutes: 793
- 35 to 39 minutes: 232
- 40 to 44 minutes: 255
- 45 to 59 minutes: 553
- 60 to 89 minutes: 497
- 90 or more minutes: 154
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Percentage of zip code residents living and working in this county: 51.4%
Household type by relationship
Households: 13,883
- In family households: 12,694 (3,234 male householders, 702 female householders)
3,389 spouses, 4,800 children (4,523 natural, 131 adopted, 146 stepchildren), 133 grandchildren, 48 brothers or sisters, 93 parents, 87 other relatives, 208 non-relatives
- In nonfamily households: 1,189 (419 male householders (303 living alone)), 581 female householders (530 living alone)), 189 nonrelatives
- In group quarters: 130 (120 institutionalized population)
Size of family households: 1,377 2-persons, 906 3-persons, 1,107 4-persons, 405 5-persons, 98 6-persons, 43 7-or-more-persons.
Size of nonfamily households: 833 1-person, 147 2-persons, 14 3-persons, 6 4-persons.
3,546 married couples with children.
432 single-parent households (77 men, 355 women).
91.5% of residents of 01532 zip code speak English at home.
1.1% of residents speak Spanish at home (77% very well, 16% well, 7% not well).
3.9% of residents speak other Indo-European language at home (75% very well, 24% well, 1% not at all).
3.5% of residents speak Asian or Pacific Island language at home (66% very well, 17% well, 13% not well, 4% not at all).
0.1% of residents speak other language at home (27% very well, 73% well).
Foreign born population: 987 (7.0%)
(56.6% of them are naturalized citizens)
| This zip code: | 7.0% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (18%)
- India (14%)
- Canada (11%)
- Taiwan (8%)
- Greece (5%)
- United Kingdom (5%)
- Korea (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 125
- 1990 to 1994: 132
- 1985 to 1989: 183
- 1980 to 1984: 157
- 1975 to 1979: 79
- 1970 to 1974: 83
- 1970 to 1974: 53
- 1965 to 1969: 175
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White population: 13,026
Black population: 91
American Indian population: 11
Asian population: 708
Native Hawaiian and Other Pacific Islander population: 10
Some other race population: 51
Two or more races population: 109

First ancestries reported:
|  Irish: 2629 |
|  Italian: 1528 |
|  English: 1230 |
|  Other groups: 1122 |
|  German: 837 |
|  French (except Basque): 827 |
|  United States or American: 732 |
|  French Canadian: 634 |
|  Swedish: 396 |
|  Polish: 347 |
|  Greek: 218 |
|  Scottish: 217 |
|  Scotch-Irish: 190 |
|  Canadian: 145 |
|  Portuguese: 141 |
|  Norwegian: 110 |
|  Russian: 109 |
|  Lithuanian: 103 |
|  European: 83 |
|  Hungarian: 72 |
|  Dutch: 66 |
|  Arab:: 60 |
|  Welsh: 55 |
|  Ukrainian: 43 |
|  West Indian (excluding Hispanic groups):: 41 |
|  Lebanese: 39 |
|  Finnish: 36 |
|  Albanian: 36 |
|  British: 32 |
|  Czechoslovakian: 30 |
|  Jamaican: 29 |
|  Armenian: 26 |
|  Austrian: 24 |
|  Scandinavian: 23 |
|  Eastern European: 21 |
|  Syrian: 21 |
|  Australian: 18 |
|  Slovak: 14 |
|  Danish: 13 |
|  Haitian: 12 |
|  Luxemburger: 9 |
|  Czech: 9 |
|  Swiss: 8 |
|  Iranian: 7 |
|  Latvian: 5 |
|  Yugoslavian: 3 |

Major facitilies with environmental interests located in this zip code:
- ZECCO INC (345 WEST MAIN ST in NORTHBOROUGH, MA)
(Integrated Compliance Information System) - ICIS-01-2000-0012, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
STATE MASTER (New Jersey environmental info) - NJEMS-203927, REFUSE DISPOSAL, NJEMS-MAD052924495, TRANSPORTER
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TSD (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: SPECIAL TRADE CONTRACTORS; LOCAL TRUCKING WITHOUT STORAGE; REFUSE SYSTEMS
Organizations: BRIAN FRANCIS (CONTACT/OPERATOR)
, DAVID J. CARABETTA (CONTACT/OWNER)
- ALGONQUIN REGIONAL HIGH SCHOOL (79 BARTLETT STREET in NORTHBOROUGH, MA)
AIR MINOR (AIRS/AFS)
(National Center for Education Statistics) - STATE ID-730505
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: NORTHBORO-SOUTHBORO (SCHOOL DISTRICT)
Alternative names: ALGONQUIN REG HIGH S
- LINCOLN ST SCHOOL (76 LINCOLN STREET in NORTHBOROUGH, MA)
AIR MINOR (AIRS/AFS)
(National Center for Education Statistics) - STATE ID-213003
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: NORTHBOROUGH (SCHOOL DISTRICT)
Alternative names: LINCOLN STREET
- NORTHBOROUGH MIDDLE (145 LINCOLN STREET in NORTHBOROUGH, MA)
(National Center for Education Statistics) - STATE ID-213305
- MARION E ZEH (33 HOWARD STREET in NORTHBOROUGH, MA)
(National Center for Education Statistics) - STATE ID-213020
Organizations: NORTHBOROUGH (SCHOOL DISTRICT)
- ASPEN AEROGELS INC (30 FORBES RD BUILDING A in NORTHBOROUGH, MA)
AIR SYNTHETIC MINOR (AIRS/AFS)
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PLASTICS FOAM PRODUCTS
Business NAICS classification: PLASTICS MATERIAL AND RESIN MANUFACTURING.
Organizations: TMT 290 INDUSTRIAL (CONTACT/OWNER)
Alternative names: DIGITAL EQUIPTMENT CO
- LAURENCE CANDLE (42 WHITNEY ST in NORTHBOROUGH, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: MANUFACTURING INDUSTRIES
Alternative names: COUNTRY CANDLE CO INC
- MCMANUS EXCAVATING INC (361 WEST MAIN ST in NORTHBOROUGH, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BRIAN MCMANUS (CONTACT/OWNER)
- LEXUS OF NORTHBORO (14 BELMONT ST in NORTHBOROUGH, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.
Organizations: LEXUS OF NORTHBOROUGH (CONTACT/OWNER)
Alternative names: LEXUS OF NORTHBOROUGH, PENSKE TRUCK LEASING CO LP
- BAY STATE CIRCUITS INC (200 BARTLETT ST in NORTHBOROUGH, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: OTHER ELECTRONIC COMPONENT MANUFACTURING.
- NEWCORR PACKAGING (66 LYMAN STREET in NORTHBOROUGH, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
Alternative names: NEW CORR PACKAGING
- NORTHBORO MOBIL INC SS F1F (36 WEST MAIN ST in NORTHBOROUGH, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MOBILE OIL CORP (CONTACT/OWNER)
Alternative names: NORTHBORO MOBIL INC SS NUMBER F1F
- NORTHBOROUGH HIGHWAY DEPARTMENT GARAGE (190 MAIN ST in NORTHBOROUGH, MA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NORTHBOROUGH TOWN OF HIGHWAY D (CONTACT/OPERATOR)
, TOWN OF NORTHBOROUGH (CONTACT/OWNER)
Alternative names: NORTHBOROUGH HIGHWAY GARAGE, NORTHBOROUGH TOWN OF HIGHWAY, NORTHBOROUGH TOWN OF HIGHWAY DEPT.
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (56%)
- Utility gas (30%)
- Electricity (10%)
- Wood (1%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 9557
- Northeast: 2110
- Midwest: 579
- South: 393
- West: 290
61% of the 01532 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 56% lived in Massachusetts.
Population in 1990: 11,930. Population change in the 1990s: +2,076 (+17.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 171
| Here: | 8.6% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 41
| Here: | 5.7% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 194
| Here: | 43.0% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code:
- CAMAR CORPORATION (14 KING STREET in NORTHBOROUGH, MA; small business): $2,367,877 in 77 contracts from 1999 to 2006
Contracts for Steam Turbines and Components, Fire Fighting Equipment, Miscellaneous Power Transmission Equipment, Chain and Wire Rope, and more by Navy, Defense Logistics Agency Signed by year: 2000: $197,476; 2001: $335,470; 2002: $1,019,485; 2003: $102,980; 2004: $414,485; 2005: $180,838; 2006: $27,686.
Biggest contracts:
$432,000 with Navy for Steam Turbines and Components. Signed on 2002-08-23. Completion date: 2003-01-21.
$230,000, same as above. Signed on 2002-08-23. Completion date: 2003-01-21.
$99,600 with Defense Logistics Agency for Steam Turbines and Components. Signed on 2001-04-30. Completion date: 2001-08-28.
$98,000 with Navy for Steam Turbines and Components. Signed on 2002-08-23. Completion date: 2003-01-21.
- SOLMETEX INC (50 BEARFOOT RD STE 2 in NORTHBOROUGH, MA; small business): $471,127 in 2 contracts from 2001 to 2002
$384,520 with Navy for Dental Instruments, Equipment, and Supplies. Signed on 2002-09-29. Completion date: 2002-09-30.
$86,607, same as above. Signed on 2001-09-28. Completion date: 2001-11-09.
- THE HOPE GROUP CORPORATION (70 BEARFOOT RD in NORTHBOROUGH, MA; small business): $152,894 in 8 contracts from 1999 to 2006
Contracts for Compressors and Vacuum Pumps, Hose, Pipe, Tube, Lubrication, and Railing Fittings, Torpedo Maintenance, Repair, and Checkout Specialized Equipment, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, and more by Navy Signed by year: 2000: $0; 2001: $0; 2002: $85,507; 2003: $0; 2004: $28,079; 2005: $19,818; 2006: $10,342.
Biggest contracts:
$85,507 with Navy for Compressors and Vacuum Pumps. Taking place in RI. Signed on 2002-09-24. Completion date: 2002-11-11.
$15,360 with Navy for Compressors and Vacuum Pumps. Signed on 2004-10-08. Completion date: 2005-09-30.
$12,321 with Navy for Hose, Pipe, Tube, Lubrication, and Railing Fittings. Signed on 2004-12-01. Completion date: 2005-01-14.
$11,492, same as above. Signed on 2005-06-22. Completion date: 2005-08-05.
- DONNEGAN SYSTEMS INC (100 OTIS ST STE 1 in NORTHBOROUGH, MA; small business): $151,172 in 15 contracts from 2001 to 2006
Contracts for Office Furniture, Guard Services, Motor Charter for Things, ADP Components, and more by Public Buildings Service, Office of Assistant Secretary for Health except national centers (disused code), Army, U.S. Fish and Wildlife Service, and others Signed by year: 2000: $0; 2001: $26,000; 2002: $28,000; 2003: $26,132; 2004: $9,598; 2005: $14,553; 2006: $46,889.
Biggest contracts:
$37,540 with Public Buildings Service for Office Furniture. Signed on 2006-08-24. Completion date: 2006-10-16.
$28,000 with Public Buildings Service for Guard Services. Signed on 2002-03-15. Completion date: 2002-09-15.
$26,000 with Office of Assistant Secretary for Health except national centers (disused code) for Office Furniture. Signed on 2001-09-15. Completion date: 2001-11-15.
$22,060 with Public Buildings Service for Motor Charter for Things. Taking place in VT. Signed on 2003-02-15. Completion date: 2003-03-15.
- A T S CASES INC (172 OTIS ST STE 4 in NORTHBOROUGH, MA; small business)
$73,860 with Air Force for ADP Supplies. Signed on 2003-08-23. Completion date: 2004-01-09.
- STEIMAN'S, ALAN LANDSCAPE INC (29 KING ST in NORTHBOROUGH, MA; small business): $62,955 in 3 contracts from 2004 to 2005
$32,905 with Army for Snow Removal/Salt Service (also spreading aggregate or other snow melting material). Signed on 2005-11-16. Completion date: 2006-10-31.
$30,050, same as above. Signed on 2004-11-16. Completion date: 2005-10-31.
$0, same as above. Signed on 2005-11-16. Completion date: 2006-10-31.
- QUANTUM SEMICONDUCTOR ALGORITH (5 HAWTHORNE CIR in NORTHBOROUGH, MA; small business): $60,300 in 2 contracts from 2000 to 2005
$55,000 with Air Force for Defense Electronics and Communication Equipment -- Management and Support (R&D). Signed on 2000-03-30. Completion date: 2000-08-15.
$5,300 with Army for ADP Software. Signed on 2005-04-15. Completion date: 2005-07-25.
- FIBER OPTIC NETWORK SOLUTIONS (30 FORBES ROAD in NORTHBORO, MA; small business)
$25,379 with Navy for Fiber Optic Cables. Signed on 2002-03-01. Completion date: 2002-03-31.
- SHARP, JOANNA (51 CHERRY ST in NORTHBOROUGH, MA; small business): $21,669 in 7 contracts from 2002 to 2005
Contracts for Other Professional Services, Technical Assistance by Army Signed by year: 2000: $0; 2001: $0; 2002: $10,259; 2003: $0; 2004: $13,654; 2005: $-2,244; 2006: $0.
Biggest contracts:
$5,233 with Army for Other Professional Services. Signed on 2002-11-05. Completion date: 2003-11-11.
$5,026, same as above. Signed on 2002-11-05. Completion date: 2003-11-11.
$5,001 with Army for Technical Assistance. Signed on 2004-07-12. Completion date: 2005-06-16.
$4,809, same as above. Signed on 2004-07-19. Completion date: 2005-06-16.
- VEITCH, DON ILLUSTRATION & DES (31 PINE HAVEN DR in NORTHBOROUGH, MA; small business)
$4,000 with Army for Contract, Procurement, and Acquisition Support Services. Signed on 2004-02-18. Completion date: 2004-04-30.
Top industries in this zip code by the number of employees in 2005:
- Utilities: Electric Power Distribution (500-999 employees: 1 establishment, 1-4 employees: 1 establishment)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (250-499: 1, 50-99: 1)
- Construction: Electrical Contractors (250-499: 1, 5-9: 1, 1-4: 4)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 4, 5-9: 3, 1-4: 5)
- Professional, Scientific, and Technical Services: Custom Computer Programming Services (100-249: 1, 5-9: 4, 1-4: 4)
- Real Estate and Rental and Leasing: Offices of Real Estate Appraisers (100-249: 1, 5-9: 1)
- Information: Book Publishers (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 116 people in nursing homes
- 13 people in homes for the mentally ill
- 2 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $235,037 | 348 | $262,734 | 387 | $251,572 | 83 | $113,128 | 1 | $810,000 | 31 | $204,113 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $237,726 | 56 | $249,533 | 13 | $84,250 | 0 | $0 | 9 | $237,810 |
| APPLICATIONS DENIED | 2 | $286,715 | 39 | $237,576 | 181 | $250,195 | 36 | $87,120 | 0 | $0 | 8 | $172,135 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 18 | $330,741 | 107 | $274,123 | 8 | $81,369 | 0 | $0 | 3 | $201,187 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $151,164 | 37 | $285,222 | 2 | $184,815 | 0 | $0 | 7 | $211,064 |
Aggregated Statistics For Year 2006 (Based on 3 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $293,336 | 375 | $265,874 | 512 | $224,317 | 141 | $85,174 | 32 | $203,498 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 29 | $192,032 | 51 | $222,296 | 16 | $60,031 | 5 | $165,568 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 34 | $208,993 | 158 | $296,312 | 51 | $116,258 | 12 | $201,464 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $162,000 | 28 | $248,987 | 167 | $248,482 | 13 | $141,308 | 0 | $0 | 1 | $50,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $217,287 | 35 | $310,765 | 4 | $188,125 | 2 | $539,460 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 480 | $279,564 | 713 | $223,116 | 106 | $89,502 | 2 | $2,307,800 | 28 | $312,025 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $261,966 | 76 | $258,639 | 14 | $88,182 | 0 | $0 | 10 | $200,819 | 0 | $0 |
| APPLICATIONS DENIED | 54 | $231,047 | 245 | $255,067 | 33 | $113,465 | 0 | $0 | 21 | $197,028 | 2 | $8,690 |
| APPLICATIONS WITHDRAWN | 71 | $246,352 | 168 | $248,839 | 18 | $228,339 | 1 | $118,000 | 6 | $220,930 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 14 | $158,501 | 89 | $270,556 | 6 | $80,935 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $225,155 | 503 | $268,933 | 866 | $233,281 | 81 | $124,683 | 1 | $510,000 | 34 | $240,638 | 3 | $92,103 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 56 | $263,510 | 62 | $230,658 | 10 | $75,571 | 0 | $0 | 1 | $130,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 46 | $259,180 | 153 | $267,262 | 29 | $48,603 | 0 | $0 | 3 | $279,160 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $262,000 | 39 | $285,161 | 169 | $244,022 | 17 | $76,263 | 0 | $0 | 4 | $166,345 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $146,000 | 13 | $204,659 | 113 | $244,315 | 8 | $147,746 | 0 | $0 | 7 | $189,910 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $267,903 | 374 | $250,562 | 2,453 | $207,272 | 48 | $88,263 | 35 | $211,047 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 38 | $268,213 | 231 | $204,331 | 14 | $86,397 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 27 | $281,617 | 281 | $219,537 | 37 | $69,668 | 8 | $252,919 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 25 | $273,981 | 235 | $206,864 | 5 | $40,312 | 5 | $285,470 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 32 | $232,008 | 0 | $0 | 4 | $160,618 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $186,857 | 46 | $191,000 | 197 | $178,406 | 13 | $86,154 | 1 | $500,000 | 3 | $195,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $115,000 | 19 | $155,474 | 3 | $80,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $132,000 | 5 | $212,400 | 21 | $150,000 | 2 | $17,500 | 0 | $0 | 2 | $92,500 |
| APPLICATIONS WITHDRAWN | 1 | $142,000 | 4 | $169,500 | 25 | $159,840 | 1 | $60,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $175,000 | 6 | $146,167 | 0 | $0 | 0 | $0 | 1 | $175,000 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $138,111 | 66 | $174,955 | 140 | $163,114 | 6 | $43,833 | 5 | $205,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,000 | 3 | $242,000 | 11 | $124,182 | 2 | $13,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $107,400 | 16 | $106,000 | 5 | $43,400 | 1 | $50,000 |
| APPLICATIONS WITHDRAWN | 1 | $140,000 | 2 | $146,000 | 15 | $129,400 | 3 | $22,667 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 1 | $30,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $99,400 | 59 | $152,102 | 22 | $93,955 | 8 | $31,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $72,500 | 9 | $114,889 | 4 | $23,750 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $166,750 | 21 | $105,714 | 4 | $98,250 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 11 | $105,091 | 1 | $26,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $75,000 | 0 | $0 | 5 | $149,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $159,467 | 306 | $183,242 | 342 | $145,042 | 32 | $44,102 | 4 | $1,279,503 | 18 | $147,936 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 20 | $173,490 | 35 | $150,102 | 15 | $25,618 | 0 | $0 | 1 | $79,490 |
| APPLICATIONS DENIED | 1 | $103,000 | 22 | $185,549 | 50 | $135,416 | 13 | $31,299 | 0 | $0 | 2 | $110,995 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 19 | $184,982 | 63 | $128,359 | 7 | $46,071 | 0 | $0 | 4 | $170,350 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,330 | 3 | $202,927 | 23 | $158,520 | 2 | $20,725 | 0 | $0 | 1 | $54,000 |
Detailed HMDA statistics for the following Tracts:
7401.01
, 7401.02, 7402.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $281,046 | 15 | $410,631 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $266,554 | 5 | $437,372 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $361,460 |
| APPLICATIONS WITHDRAWN | 2 | $242,425 | 4 | $461,655 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $300,827 | 4 | $347,648 | 2 | $203,325 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $337,883 | 2 | $271,095 | 2 | $203,325 |
| APPLICATIONS DENIED | 2 | $203,325 | 0 | $0 | 2 | $203,325 |
| APPLICATIONS WITHDRAWN | 5 | $270,402 | 2 | $451,830 | 3 | $271,097 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $484,845 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $284,473 | 14 | $316,384 | 1 | $261,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $295,866 | 5 | $295,150 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $493,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $291,042 | 5 | $292,482 | 2 | $247,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $190,903 | 2 | $185,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $295,103 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $268,470 | 31 | $249,159 | 7 | $275,626 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $241,059 | 9 | $249,733 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $330,180 | 0 | $0 | 2 | $330,180 |
| APPLICATIONS WITHDRAWN | 2 | $158,500 | 3 | $190,223 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $199,845 | 2 | $173,780 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $199,235 | 3 | $182,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $195,000 | 3 | $181,667 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $204,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $172,889 | 7 | $201,429 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $211,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $157,056 | 3 | $116,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $282,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $76,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $181,579 | 17 | $148,934 | 2 | $129,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $216,367 | 1 | $193,880 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $183,215 | 1 | $215,210 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $153,810 | 1 | $124,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $121,175 | 0 | $0 | 1 | $89,180 |
Detailed PMIC statistics for the following Tracts:
7401.01
, 7401.02, 7402.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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