Estimated median household income in 2007: $41,879
| This zip code: | $41,879 | | Massachusetts: | $62,365 |
Nearest zip codes: 01566, 01507, 06262, 01518, 06281, 01571.
Housing units in zip code 01550 with a mortgage: 1,530 (114 second mortgage, 182 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 727
Median monthly owner costs for units with a mortgage: $1,585
Median monthly owner costs for units without a mortgage: $512
Residents with income below the poverty level in 2007:
| This zip code: | 16.4% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 7.4% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.0 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 01550: Southbridge Plaza (A), Cohasse County Club (B), Ashland Mill Tenement (C). Display/hide their locations on the map
Churches in zip code 01550 include: Southbridge Church of God (A), Saint Nicholas Albanian Church (B), Full Gospel Center (C). Display/hide their locations on the map
Lakes and reservoirs: Morse Pond (A), Wells Pond (B), Quinebaug River Reservoir (C), Lensdale Pond (D), Cohasse Brook Reservoir (E), Number Five Reservoir (F), Number Four Reservoir (G), Number Three Reservoir (H). Display/hide their locations on the map
Streams, rivers, and creeks: Lebanon Brook (A), Cohasse Brook (B). Display/hide their locations on the map
Park in zip code 01550: Bacon-Morse Historic District (1). Display/hide its location on the map
Post office: Southbridge Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 11
- 1995 to 1998: 146
- 1990 to 1994: 203
- 1980 to 1989: 743
- 1970 to 1979: 716
- 1960 to 1969: 695
- 1950 to 1959: 1,138
- 1940 to 1949: 887
- 1939 or earlier: 2,972
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Bedrooms in owner-occupied houses in Southbridge, MA (01550): |
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- no bedroom: 6
- 1 bedrooms: 94
- 2 bedrooms: 795
- 3 bedrooms: 1,581
- 4 bedrooms: 518
- 5 or more bedrooms: 191
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 78
- 1 bedrooms: 985
- 2 bedrooms: 1,763
- 3 bedrooms: 866
- 4 bedrooms: 165
- 5 or more bedrooms: 35
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Vehicles available in 01550 zip code in owner-occupied houses/condos: |
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- no vehicle: 164
- 1 vehicle: 1,107
- 2 vehicles: 1,497
- 3 vehicles: 317
- 4 vehicles: 86
- 5 or more vehicles: 14
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 964
- 1 vehicle: 1,972
- 2 vehicles: 819
- 3 vehicles: 120
- 4 vehicles: 10
- 5 or more vehicles: 7
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01550:
- $40,000 to $49,999: 12
- $50,000 to $59,999: 4
- $60,000 to $69,999: 7
- $70,000 to $79,999: 8
- $80,000 to $89,999: 9
- $90,000 to $99,999: 9
- $100,000 to $124,999: 105
- $125,000 to $149,999: 159
- $150,000 to $174,999: 288
- $175,000 to $199,999: 538
- $200,000 to $249,999: 1,076
- $250,000 to $299,999: 586
- $300,000 to $399,999: 336
- $400,000 to $499,999: 60
- $500,000 to $749,999: 17
- $750,000 to $999,999: 6
- $1,000,000 or more: 14
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Rent paid by renters in 2007 in zip code 01550:
- Less than $100: 24
- $100 to $149: 21
- $150 to $199: 60
- $200 to $249: 178
- $250 to $299: 94
- $300 to $349: 167
- $350 to $399: 157
- $400 to $449: 328
- $450 to $499: 219
- $500 to $549: 272
- $550 to $599: 133
- $600 to $649: 102
- $650 to $699: 67
- $700 to $749: 18
- $750 to $799: 31
- $800 to $899: 105
- $900 to $999: 24
- $1,000 to $1,249: 31
- $1,500 to $1,999: 40
- $2,000 or more: 60
- No cash rent: 138
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Median price asked for vacant for-sale houses and condos in 2007: $197,831.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $223,688
- Black or African American householders: $225,492
- Asian householders: $225,492
- Some other race householders: $240,124
- Two or more races householders: $198,834
- Hispanic or Latino householders: $226,093
Estimated median house or condo value in 2007: $222,470 (it was $110,900 in 2000)
| 01550: | $222,470 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $163,722 - $233,090
Mean price in 2007:
Detached houses: $223,382| Here: | $223,382 | | State: | $440,475 |
Townhouses or other attached units: $429,928| Here: | $429,928 | | State: | $384,213 |
In 2-unit structures: $204,512| Here: | $204,512 | | State: | $414,317 |
In 3-to-4-unit structures: $221,169| Here: | $221,169 | | State: | $431,982 |
In 5-or-more-unit structures: $128,121| Here: | $128,121 | | State: | $335,381 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,639
- One, attached: 72
- Two: 1,413
- 3 or 4: 1,743
- 5 to 9: 890
- 10 to 19: 410
- 20 to 49: 173
- 50 or more: 165
- Mobile homes: 6

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Means of transportation to work
- Drove a car alone: 6,123 (81%)
- Carpooled: 796 (11%)
- Bus or trolley bus: 20 (0%)
- Railroad: 52 (1%)
- Taxi: 21 (0%)
- Bicycle: 11 (0%)
- Walked: 316 (4%)
- Other means: 68 (1%)
- Worked at home: 123 (2%)
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Travel time to work
- Less than 5 minutes: 461
- 5 to 9 minutes: 1259
- 10 to 14 minutes: 1392
- 15 to 19 minutes: 923
- 20 to 24 minutes: 560
- 25 to 29 minutes: 265
- 30 to 34 minutes: 832
- 35 to 39 minutes: 200
- 40 to 44 minutes: 291
- 45 to 59 minutes: 576
- 60 to 89 minutes: 433
- 90 or more minutes: 215
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Neighborhoods in zip code 01550:
Percentage of zip code residents living and working in this county: 88.3%
Household type by relationship
Households: 17,035
- In family households: 14,059 (3,115 male householders, 1,479 female householders)
3,254 spouses, 5,146 children (4,827 natural, 132 adopted, 187 stepchildren), 191 grandchildren, 170 brothers or sisters, 170 parents, 157 other relatives, 377 non-relatives
- In nonfamily households: 2,976 (1,015 male householders (819 living alone)), 1,488 female householders (1,275 living alone)), 473 nonrelatives
- In group quarters: 179 (166 institutionalized population)
Size of family households: 1,934 2-persons, 1,119 3-persons, 913 4-persons, 426 5-persons, 132 6-persons, 70 7-or-more-persons.
Size of nonfamily households: 2,094 1-person, 363 2-persons, 37 3-persons, 9 4-persons.
2,374 married couples with children.
1,670 single-parent households (277 men, 1,393 women).
72.4% of residents of 01550 zip code speak English at home.
16.7% of residents speak Spanish at home (52% very well, 24% well, 17% not well, 7% not at all).
9.4% of residents speak other Indo-European language at home (72% very well, 22% well, 5% not well, 1% not at all).
1.4% of residents speak Asian or Pacific Island language at home (56% very well, 22% well, 22% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 931 (5.4%)
(56.2% of them are naturalized citizens)
| This zip code: | 5.4% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
- Canada (21%)
- Laos (14%)
- Poland (7%)
- Italy (6%)
- Vietnam (6%)
- Dominican Republic (4%)
- Greece (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 130
- 1990 to 1994: 129
- 1985 to 1989: 79
- 1980 to 1984: 79
- 1975 to 1979: 85
- 1970 to 1974: 48
- 1970 to 1974: 74
- 1965 to 1969: 307
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White population: 14,672
Black population: 246
American Indian population: 73
Asian population: 261
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 1,498
Two or more races population: 453

First ancestries reported:
|  Other groups: 3570 |
|  French (except Basque): 3275 |
|  French Canadian: 2139 |
|  Irish: 1232 |
|  Italian: 1104 |
|  Polish: 932 |
|  English: 668 |
|  United States or American: 604 |
|  German: 340 |
|  Canadian: 260 |
|  Scottish: 218 |
|  Swedish: 156 |
|  Portuguese: 119 |
|  Scotch-Irish: 104 |
|  Greek: 84 |
|  Albanian: 55 |
|  Lithuanian: 39 |
|  British: 34 |
|  Russian: 34 |
|  Arab:: 33 |
|  Romanian: 26 |
|  Welsh: 26 |
|  Lebanese: 25 |
|  Armenian: 22 |
|  Subsaharan African:: 18 |
|  Ukrainian: 16 |
|  Austrian: 15 |
|  Finnish: 12 |
|  Danish: 12 |
|  Norwegian: 11 |
|  African: 11 |
|  Palestinian: 8 |
|  Yugoslavian: 8 |
|  Other Subsaharan African: 7 |
|  Iranian: 7 |
|  European: 7 |
|  Czech: 6 |
|  Australian: 6 |
|  Croatian: 6 |
|  Czechoslovakian: 5 |

Major facitilies with environmental interests located in this zip code:
- AMERICAN OPTICAL CORP (14 MECHANIC STREET in SOUTHBRIDGE, MA)
AIR MINOR (AIRS/AFS)
SUPERFUND (Superfund database)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: MANUFACTURING INDUSTRIES
Alternative names: AMERICAN OPTICAL COGENERATION, AMERICAN OPTICAL SITE I & II, AMERICAM OPTICAL SITE A
- KNIGHT CHEVROLET (129 WORCESTER ROAD in SOUTHBRIDGE, MA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CLARENCE H KNIGHT INC (CONTACT/OPERATOR)
, CHESTER F PIETRZAK (CONTACT/OWNER)
, PATRICK REALTY CORP (CONTACT/OWNER)
, PATRICK REALTY (CONTACT/OWNER)
Alternative names: CLARENCE H KNIGHT INC, CLARENCE H KNIGHT INC GM CARS, KNIGHT CHEVROLET OLDSMOBILE, PATRICK MOTORS SALES INC
- EASTFORD ROAD SCHOOL (120 EASTFORD ROAD in SOUTHBRIDGE, MA)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-277010
Organizations: SOUTHBRIDGE (SCHOOL DISTRICT)
- AEARO CO (90 MECHANIC STREET in SOUTHBRIDGE, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: OPHTHALMIC GOODS MANUFACTURING.
Organizations: CABOT CORP (CONTACT/OWNER)
Alternative names: AERO CO
- MXL INDUSTRIES INC AOTEC DIV (25 CASE STREET in SOUTHBRIDGE, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: AOTEC INC (CONTACT/OWNER)
, SOUTHBRIDGE ASSOCIATES II (CONTACT/OWNER)
Alternative names: AOTEC INC, AOTEC LLC
- A&M TOOL & DIE CO (64 MILL ST in SOUTHBRIDGE, MA)
AIR MINOR (AIRS/AFS)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: SPECIAL DIES AND TOOLS, DIE SETS, JIGS AND FIXTURES, AND INDUSTRIAL MOLDS
- A & W METAL FABRICATION INC (134 ASHLAND AVE in SOUTHBRIDGE, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: INDUSTRIAL VALVE MANUFACTURING.
Organizations: ROBERT CARAS (CONTACT/OWNER)
- BOBS CYCLE SALES INC (401 EAST MAIN ST in SOUTHBRIDGE, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROBERT OSOWSKI (CONTACT/OWNER)
- BOSTON GAS LPA (MAIN STREET in SOUTHBRIDGE, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: MIXED, MANUFACTURED, OR LIQUEFIED PETROLEUM GAS PRODUCTION AND/OR DISTRIBUTION
- YOUNG EXPRESS (327 HAMILTON ST in SOUTHBRIDGE, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- NANLO INC (25 ELM ST in SOUTHBRIDGE, MA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- NEW ENGLAND AUTO BODY INC (46 OLD STURBRIDGE RD in SOUTHBRIDGE, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- PARK LN MOTORS INC (796 MAIN ST in SOUTHBRIDGE, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROBERT A GIROUARD (CONTACT/OWNER)
Alternative names: PARK LANE MOTORS INC
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (44%)
- Utility gas (33%)
- Electricity (19%)
- Bottled, tank, or LP gas (3%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 12181
- Northeast: 1658
- Midwest: 159
- South: 390
- West: 170
56% of the 01550 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 33% lived in Massachusetts.
Population in 1990: 17,816. Population change in the 1990s: -602 (-3.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 147
| Here: | 7.4% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 35
| Here: | 3.6% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 144
| Here: | 31.0% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SOUTHBRIDGE, MA):
- BONIFACE TOOL & DIE INC (1 NORTH ST STE B; small business): $6,579,858 in 236 contracts from 2000 to 2006
Contracts for Hand Tools, Nonedged, Nonpowered, Aircraft Maintenance and Repair Shop Specialized Equipment, Helicopter Rotor Blades, Drive Mechanisms and Components, Hardware, Commercial, and more by Army, Defense Logistics Agency, Air Force, Navy, and others Signed by year: 2000: $681,959; 2001: $960,249; 2002: $484,334; 2003: $623,406; 2004: $1,316,705; 2005: $1,666,182; 2006: $847,023.
Biggest contracts:
$315,520 with Army for Hand Tools, Nonedged, Nonpowered. Signed on 2005-06-01. Completion date: 2006-01-15.
$283,417 with Army for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2001-05-10. Completion date: 2002-04-30.
$229,797, same as above. Signed on 2000-05-17. Completion date: 2002-08-31.
$175,620 with Army for Hand Tools, Nonedged, Nonpowered. Signed on 2000-07-17. Completion date: 2001-05-31.
- MXL INDUSTRIES, INC (25 CASE STEET): $3,204,887 in 17 contracts from 2000 to 2004
Contracts for Other Defense -- Advanced Development (R&D), Individual Equipment, Outerwear, Men's, Plastics Fabricated Materials, and more by Navy, Defense Logistics Agency, Army Signed by year: 2000: $1,688,128; 2001: $818,439; 2002: $359,145; 2003: $342,700; 2004: $-3,525; 2005: $0; 2006: $0.
Biggest contracts:
$1,598,128 with Navy for Other Defense -- Advanced Development (R&D). Signed on 2000-09-13. Completion date: 2001-03-07.
$547,196 with Defense Logistics Agency for Individual Equipment. Signed on 2001-03-19. Completion date: 2002-10-11.
$375,000 with Army for Outerwear, Men's. Signed on 2001-02-28. Completion date: 2000-05-30.
$307,693 with Army for Plastics Fabricated Materials. Signed on 2001-10-11. Completion date: 2002-10-10.
- STANCO TOOL & DIE, INC (23 GOLF ST; small business): $348,729 in 25 contracts from 1999 to 2006
Contracts for Aircraft Maintenance and Repair Shop Specialized Equipment, Measuring Tools, Craftsmen's, Hand Tools, Nonedged, Nonpowered, Pressure, Temperature, and Humidity Measuring and Controlling Instruments, and more by Defense Logistics Agency, Air Force Signed by year: 2000: $35,680; 2001: $0; 2002: $73,500; 2003: $0; 2004: $10,160; 2005: $110,699; 2006: $50,590.
Biggest contracts:
$72,500 with Defense Logistics Agency for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2005-05-30. Completion date: 2005-09-19.
$68,100 with Air Force for Measuring Tools, Craftsmen's. Signed on 1999-11-22. Completion date: 2000-06-30.
$42,000 with Air Force for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2002-09-13. Completion date: 2002-12-31.
$35,680 with Air Force for Hand Tools, Nonedged, Nonpowered. Signed on 2000-05-10. Completion date: 2000-10-31.
- AEARO COMPANY (90 MECHANIC ST): $265,079 in 16 contracts from 2001 to 2006
Contracts for Optometry Services, Maintenance, Repair or Alteration of Real Property -- Laboratories and Clinics, Medical and Surgical Instruments, Equipment, and Supplies, Individual Equipment by Army, Defense Logistics Agency, Department of Veterans Affairs, National Park Service, and others Signed by year: 2000: $0; 2001: $47,871; 2002: $48,000; 2003: $1,000; 2004: $91,939; 2005: $73,094; 2006: $3,175.
Biggest contracts:
$48,000 with Army for Optometry Services. Taking place in MD. Signed on 2002-11-18. Completion date: 2003-09-30.
$47,871, same as above. Signed on 2001-11-05. Completion date: 2002-09-30.
$45,410 with Army for Maintenance, Repair or Alteration of Real Property -- Laboratories and Clinics. Taking place in MD. Signed on 2005-10-24. Completion date: 2006-12-23.
$44,637 with Army for Optometry Services. Taking place in MD. Signed on 2004-11-05. Completion date: 2006-02-11.
- CELLTHERA, INC (431 HIGH ST; small business)
$149,113 with Department of Defense for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2003-04-02. Completion date: 2004-01-01.
- SCHOTT NORTH AMERICA FIBER OPT (122 CHARLTON ST; small business): $42,500 in 3 contracts from 2005 to 2006
$24,200 with Navy for Misc Fiber Optic Components. Signed on 2006-01-25. Completion date: 2006-03-08.
$12,100 with Navy for Photographic Equipment and Accessories. Signed on 2005-03-30. Completion date: 2005-04-20.
$6,200 with Navy for Optical Instruments, Test Equipment, Components and Accessories. Signed on 2005-06-23. Completion date: 2005-08-19.
- LYCOTT ENVIRONMENTAL INC (600 CHARLTON ST; small business): $19,900 in 2 contracts in 2003
$15,920 with U.S. Army Corps of Engineers - civil program financing only for Landscaping/Groundskeeping Services. Taking place in NH. Signed on 2003-05-05. Completion date: 2003-09-30.
$3,980, same as above. Signed on 2003-08-11. Completion date: 2003-09-30.
- DUALLANES METAL FABRICATION AN (76 MILL STREET; small business)
$15,500 with U.S. Army Corps of Engineers - civil program financing only for Structural Shapes. Signed on 2003-03-19. Completion date: 2003-04-15.
- PAUL D MUSCI (268 NO WOODSTOCK ROAD; small business): $12,675 in 4 contracts from 2002 to 2006
$4,000 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Taking place in MD. Signed on 2002-07-02. Completion date: 2003-06-30.
$3,060 with Army for Miscellaneous Maintenance and Repair Shop Specialized Equipment. Taking place in MD. Signed on 2004-09-14. Completion date: 2004-10-14.
$3,000 with Army for Miscellaneous Maintenance and Repair Shop Specialized Equipment. Signed on 2003-08-13. Completion date: 2003-12-31.
$2,615 with Army for Optical Instruments, Test Equipment, Components and Accessories. Signed on 2006-01-26. Completion date: 2006-01-20.
- L J FIORELLO CORPORATION (495 MAIN ST; small business)
$8,060 with Navy for Heat Exchangers and Steam Condensers. Signed on 2004-10-13. Completion date: 2004-11-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
- Health Care and Social Assistance: Vocational Rehabilitation Services (100-249: 1, 20-49: 2, 1-4: 1)
- Educational Services: Elementary and Secondary Schools (100-249: 1, 10-19: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 156 people in nursing homes
- 15 people in homes for the mentally ill
- 5 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $202,273 | 266 | $155,774 | 384 | $155,640 | 118 | $57,462 | 24 | $364,637 | 68 | $147,249 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 44 | $156,748 | 79 | $176,761 | 17 | $47,789 | 1 | $180,000 | 20 | $175,376 |
| APPLICATIONS DENIED | 3 | $222,667 | 71 | $150,938 | 448 | $185,723 | 74 | $67,521 | 3 | $376,667 | 38 | $176,463 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 40 | $159,203 | 158 | $179,353 | 11 | $120,408 | 1 | $250,000 | 14 | $157,613 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $136,197 | 49 | $169,723 | 0 | $0 | 1 | $352,000 | 3 | $153,753 |
Aggregated Statistics For Year 2006 (Based on 5 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $216,545 | 481 | $149,056 | 636 | $152,086 | 162 | $78,195 | 12 | $596,034 | 96 | $151,338 | 3 | $88,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 52 | $140,551 | 83 | $154,942 | 13 | $79,076 | 6 | $398,738 | 5 | $173,970 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $260,568 | 142 | $133,122 | 494 | $171,597 | 87 | $68,091 | 5 | $320,206 | 26 | $153,210 | 1 | $1,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 47 | $150,910 | 345 | $175,133 | 23 | $94,106 | 4 | $89,725 | 16 | $170,283 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $206,248 | 81 | $207,583 | 5 | $23,570 | 2 | $352,000 | 4 | $185,250 | 2 | $194,395 |
Aggregated Statistics For Year 2005 (Based on 5 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $210,150 | 507 | $146,459 | 718 | $166,376 | 186 | $81,272 | 11 | $245,517 | 96 | $134,628 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $208,480 | 57 | $149,355 | 91 | $174,671 | 14 | $140,843 | 2 | $135,000 | 9 | $190,204 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 143 | $136,968 | 447 | $162,040 | 88 | $66,584 | 2 | $334,000 | 44 | $141,638 | 2 | $246,045 |
| APPLICATIONS WITHDRAWN | 2 | $262,010 | 143 | $148,320 | 406 | $168,366 | 54 | $245,009 | 5 | $195,862 | 42 | $172,700 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 38 | $109,852 | 178 | $183,372 | 5 | $154,372 | 0 | $0 | 19 | $183,958 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $178,395 | 409 | $147,129 | 771 | $144,189 | 183 | $86,482 | 9 | $185,369 | 120 | $150,188 | 1 | $450,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 42 | $120,570 | 121 | $145,298 | 32 | $49,488 | 4 | $183,630 | 15 | $124,858 | 5 | $52,188 |
| APPLICATIONS DENIED | 7 | $141,601 | 94 | $134,412 | 325 | $141,030 | 96 | $55,998 | 2 | $18,780 | 29 | $150,444 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $193,346 | 53 | $127,984 | 233 | $148,776 | 28 | $81,616 | 1 | $205,000 | 19 | $136,738 | 1 | $107,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $146,974 | 230 | $148,855 | 7 | $70,806 | 0 | $0 | 14 | $133,909 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $152,027 | 350 | $134,770 | 1,409 | $121,690 | 59 | $26,127 | 18 | $202,152 | 101 | $120,363 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $130,865 | 65 | $136,507 | 201 | $126,992 | 20 | $34,642 | 0 | $0 | 14 | $140,301 |
| APPLICATIONS DENIED | 5 | $168,000 | 66 | $120,546 | 431 | $134,050 | 51 | $38,535 | 2 | $1,120,000 | 47 | $139,333 |
| APPLICATIONS WITHDRAWN | 4 | $169,755 | 40 | $154,919 | 335 | $128,376 | 20 | $21,735 | 0 | $0 | 16 | $127,871 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $89,000 | 8 | $101,861 | 43 | $119,525 | 3 | $27,117 | 0 | $0 | 11 | $89,703 |
Aggregated Statistics For Year 2002 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $144,183 | 262 | $128,917 | 790 | $108,689 | 60 | $34,067 | 16 | $300,445 | 70 | $95,766 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $175,067 | 24 | $120,596 | 92 | $111,127 | 10 | $38,289 | 1 | $60,000 | 5 | $96,656 |
| APPLICATIONS DENIED | 15 | $145,513 | 45 | $138,282 | 200 | $101,365 | 41 | $19,418 | 5 | $134,028 | 18 | $104,073 |
| APPLICATIONS WITHDRAWN | 8 | $125,971 | 21 | $130,619 | 209 | $110,317 | 19 | $29,197 | 0 | $0 | 13 | $128,158 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $128,324 | 2 | $69,770 | 29 | $101,196 | 0 | $0 | 0 | $0 | 1 | $108,000 |
Aggregated Statistics For Year 2001 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $126,319 | 197 | $104,992 | 578 | $102,346 | 55 | $35,901 | 21 | $217,707 | 40 | $88,164 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $82,000 | 18 | $112,331 | 58 | $114,149 | 14 | $18,526 | 3 | $172,013 | 2 | $89,000 |
| APPLICATIONS DENIED | 6 | $118,683 | 22 | $96,926 | 207 | $87,645 | 44 | $21,146 | 0 | $0 | 12 | $71,477 |
| APPLICATIONS WITHDRAWN | 4 | $97,243 | 14 | $109,414 | 179 | $84,461 | 10 | $30,463 | 0 | $0 | 9 | $76,939 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $123,020 | 3 | $101,410 | 12 | $102,432 | 2 | $32,870 | 0 | $0 | 2 | $76,500 |
Aggregated Statistics For Year 2000 (Based on 5 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 101 | $107,902 | 193 | $100,946 | 128 | $71,850 | 56 | $17,845 | 7 | $83,681 | 36 | $78,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $94,333 | 24 | $96,232 | 34 | $71,884 | 24 | $13,817 | 0 | $0 | 1 | $100,000 |
| APPLICATIONS DENIED | 10 | $102,686 | 20 | $65,447 | 141 | $64,889 | 40 | $33,024 | 0 | $0 | 6 | $64,123 |
| APPLICATIONS WITHDRAWN | 9 | $89,363 | 22 | $92,541 | 110 | $73,737 | 6 | $22,613 | 0 | $0 | 4 | $89,325 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $67,987 | 5 | $59,166 | 17 | $87,781 | 0 | $0 | 0 | $0 | 3 | $78,860 |
Aggregated Statistics For Year 1999 (Based on 5 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $91,107 | 123 | $83,762 | 204 | $84,766 | 53 | $17,927 | 8 | $67,349 | 25 | $74,775 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $101,895 | 9 | $51,676 | 33 | $75,335 | 10 | $31,059 | 0 | $0 | 3 | $38,333 |
| APPLICATIONS DENIED | 3 | $99,227 | 20 | $76,474 | 85 | $96,071 | 22 | $21,573 | 4 | $113,868 | 6 | $73,707 |
| APPLICATIONS WITHDRAWN | 5 | $81,264 | 13 | $91,631 | 81 | $89,496 | 6 | $52,663 | 0 | $0 | 3 | $48,333 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $77,000 | 2 | $67,145 | 13 | $96,012 | 0 | $0 | 0 | $0 | 2 | $81,515 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 86 | $193,168 | 46 | $210,506 | 7 | $178,003 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $179,018 | 8 | $247,981 | 2 | $229,140 |
| APPLICATIONS DENIED | 3 | $191,333 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $173,267 | 4 | $197,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $212,002 | 24 | $205,748 | 1 | $300,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $197,717 | 8 | $251,825 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 10 | $260,842 | 2 | $259,140 |
| APPLICATIONS WITHDRAWN | 3 | $133,827 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $198,168 | 24 | $195,732 | 4 | $197,643 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $205,296 | 6 | $189,885 | 1 | $135,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $78,740 | 0 | $0 | 2 | $78,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $172,413 | 32 | $167,836 | 9 | $109,776 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $167,801 | 16 | $161,455 | 2 | $70,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $222,265 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $120,205 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $151,233 | 62 | $152,955 | 14 | $137,622 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $140,898 | 14 | $135,141 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $213,295 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $128,000 | 4 | $109,405 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $143,824 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $142,720 | 60 | $131,319 | 12 | $106,208 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $96,524 | 11 | $143,409 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $126,854 | 2 | $175,420 | 3 | $85,177 |
| APPLICATIONS WITHDRAWN | 2 | $110,815 | 12 | $150,314 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $118,000 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $114,075 | 68 | $123,218 | 7 | $88,421 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $112,560 | 13 | $115,994 | 4 | $82,725 |
| APPLICATIONS DENIED | 3 | $107,333 | 1 | $132,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $106,645 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $158,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $109,559 | 21 | $108,080 | 11 | $68,202 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $86,094 | 2 | $69,000 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $110,667 | 1 | $97,000 | 3 | $122,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $73,687 | 0 | $0 | 2 | $53,530 |
Aggregated Statistics For Year 1999 (Based on 5 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $86,729 | 15 | $105,968 | 3 | $51,643 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $105,000 | 3 | $119,853 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $91,062 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $112,927 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $75,000 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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