Estimated median household income in 2007: $57,544
| This zip code: | $57,544 | | Massachusetts: | $62,365 |
Nearest zip codes: 01515, 01524, 01535, 01612, 01542, 01507.
Housing units in zip code 01562 with a mortgage: 1,656 (129 second mortgage, 266 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 563
Median monthly owner costs for units with a mortgage: $1,658
Median monthly owner costs for units without a mortgage: $449
Residents with income below the poverty level in 2007:
| This zip code: | 9.1% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.9% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.0 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 01562: Camp Marshall (A), Camp Neyati (B), Saint Josephs Abbey Monastic Library (C). Display/hide their locations on the map
Church in zip code 01562: Saint Josephs Abbey (A). Display/hide its location on the map
Cemeteries: Pine Grove Cemetery (1), Holy Rosary Cemetery (2). Display/hide their locations on the map
Lakes, reservoirs, and swamps: Howe Pond (A), Watson Millpond (B), Buckhill Pond (C), Browning Pond (D), Thompson Pond (E), Cranberry Meadow Pond (F), Sugden Reservoir (G), Morgan Swamp (H). Display/hide their locations on the map
Streams, rivers, and creeks: Shaw Brook (A), Turkey Hill Brook (B), Caruth Brook (C), Cranberry River (D). Display/hide their locations on the map
Park in zip code 01562: Moose Hill Wildlife Management Area (1). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 66
- 1995 to 1998: 94
- 1990 to 1994: 224
- 1980 to 1989: 578
- 1970 to 1979: 796
- 1960 to 1969: 537
- 1950 to 1959: 645
- 1940 to 1949: 335
- 1939 or earlier: 1,663
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Bedrooms in owner-occupied houses in Spencer, MA (01562): |
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- no bedroom: 9
- 1 bedrooms: 105
- 2 bedrooms: 599
- 3 bedrooms: 1,475
- 4 bedrooms: 602
- 5 or more bedrooms: 73
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 28
- 1 bedrooms: 656
- 2 bedrooms: 701
- 3 bedrooms: 226
- 4 bedrooms: 59
- 5 or more bedrooms: 50
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Vehicles available in 01562 zip code in owner-occupied houses/condos: |
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- no vehicle: 82
- 1 vehicle: 671
- 2 vehicles: 1,427
- 3 vehicles: 474
- 4 vehicles: 168
- 5 or more vehicles: 41
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 223
- 1 vehicle: 929
- 2 vehicles: 478
- 3 vehicles: 57
- 4 vehicles: 29
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01562:
- $20,000 to $24,999: 4
- $25,000 to $29,999: 4
- $80,000 to $89,999: 3
- $90,000 to $99,999: 4
- $100,000 to $124,999: 6
- $125,000 to $149,999: 37
- $150,000 to $174,999: 152
- $175,000 to $199,999: 211
- $200,000 to $249,999: 648
- $250,000 to $299,999: 782
- $300,000 to $399,999: 709
- $400,000 to $499,999: 203
- $500,000 to $749,999: 115
- $750,000 to $999,999: 14
- $1,000,000 or more: 18
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Rent paid by renters in 2007 in zip code 01562:
- Less than $100: 9
- $100 to $149: 9
- $150 to $199: 59
- $200 to $249: 92
- $250 to $299: 27
- $300 to $349: 84
- $350 to $399: 56
- $400 to $449: 74
- $450 to $499: 93
- $500 to $549: 142
- $550 to $599: 75
- $600 to $649: 62
- $650 to $699: 41
- $700 to $749: 10
- $750 to $799: 24
- $800 to $899: 28
- $900 to $999: 16
- $1,000 to $1,249: 47
- $1,250 to $1,499: 21
- No cash rent: 54
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Median price asked for vacant for-sale houses and condos in 2007: $177,587.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $275,601
- Black or African American householders: $244,934
- American Indian or Alaska Native householders: $325,711
- Two or more races householders: $225,492
- Hispanic or Latino householders: $253,152
Estimated median house or condo value in 2007: $276,861 (it was $137,100 in 2000)
| 01562: | $276,861 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $192,299 - $269,316
Mean price in 2007:
Detached houses: $279,515| Here: | $279,515 | | State: | $440,475 |
Townhouses or other attached units: $317,371| Here: | $317,371 | | State: | $384,213 |
In 2-unit structures: $240,412| Here: | $240,412 | | State: | $414,317 |
In 3-to-4-unit structures: $288,831| Here: | $288,831 | | State: | $431,982 |
In 5-or-more-unit structures: $73,341| Here: | $73,341 | | State: | $335,381 |
Mobile homes: $137,500| Here: | $137,500 | | State: | $71,966 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,893
- One, attached: 52
- Two: 675
- 3 or 4: 734
- 5 to 9: 342
- 10 to 19: 158
- 20 to 49: 57
- 50 or more: 9
- Mobile homes: 18

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Means of transportation to work
- Drove a car alone: 5,410 (88%)
- Carpooled: 418 (7%)
- Bus or trolley bus: 18 (0%)
- Railroad: 4 (0%)
- Walked: 126 (2%)
- Other means: 29 (0%)
- Worked at home: 132 (2%)
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Travel time to work
- Less than 5 minutes: 259
- 5 to 9 minutes: 689
- 10 to 14 minutes: 634
- 15 to 19 minutes: 577
- 20 to 24 minutes: 712
- 25 to 29 minutes: 424
- 30 to 34 minutes: 993
- 35 to 39 minutes: 326
- 40 to 44 minutes: 296
- 45 to 59 minutes: 622
- 60 to 89 minutes: 358
- 90 or more minutes: 115
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Percentage of zip code residents living and working in this county: 91.0%
Household type by relationship
Households: 11,579
- In family households: 9,765 (2,460 male householders, 647 female householders)
2,438 spouses, 3,482 children (3,279 natural, 93 adopted, 110 stepchildren), 149 grandchildren, 87 brothers or sisters, 112 parents, 109 other relatives, 281 non-relatives
- In nonfamily households: 1,814 (596 male householders (446 living alone)), 876 female householders (739 living alone)), 342 nonrelatives
- In group quarters: 112 (25 institutionalized population)
Size of family households: 1,267 2-persons, 784 3-persons, 665 4-persons, 254 5-persons, 103 6-persons, 34 7-or-more-persons.
Size of nonfamily households: 1,185 1-person, 252 2-persons, 23 3-persons, 12 4-persons.
1,977 married couples with children.
646 single-parent households (168 men, 478 women).
94.8% of residents of 01562 zip code speak English at home.
1.1% of residents speak Spanish at home (71% very well, 25% well, 3% not well).
3.6% of residents speak other Indo-European language at home (85% very well, 12% well, 3% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 221 (1.9%)
(64.3% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
- Canada (25%)
- Germany (13%)
- Philippines (10%)
- United Kingdom (9%)
- Haiti (8%)
- Poland (7%)
- Cambodia (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 32
- 1990 to 1994: 6
- 1985 to 1989: 27
- 1980 to 1984: 5
- 1975 to 1979: 6
- 1970 to 1974: 14
- 1970 to 1974: 37
- 1965 to 1969: 94
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White population: 11,449
Black population: 69
American Indian population: 28
Asian population: 38
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 30
Two or more races population: 75

First ancestries reported:
|  French (except Basque): 2113 |
|  French Canadian: 1378 |
|  Irish: 1366 |
|  English: 769 |
|  Italian: 766 |
|  United States or American: 702 |
|  Polish: 482 |
|  German: 289 |
|  Other groups: 287 |
|  Swedish: 268 |
|  Lithuanian: 175 |
|  Finnish: 140 |
|  Scottish: 113 |
|  British: 58 |
|  Portuguese: 42 |
|  Norwegian: 31 |
|  Scotch-Irish: 25 |
|  European: 25 |
|  Canadian: 24 |
|  Armenian: 22 |
|  Dutch: 21 |
|  Ukrainian: 21 |
|  Russian: 20 |
|  West Indian (excluding Hispanic groups):: 17 |
|  Haitian: 17 |
|  Scandinavian: 16 |
|  Czechoslovakian: 13 |
|  Danish: 12 |
|  Greek: 10 |
|  Swiss: 8 |
|  Czech: 7 |
|  Hungarian: 6 |
|  Welsh: 5 |
|  Albanian: 4 |
|  Subsaharan African:: 4 |
|  African: 4 |
Facitilies with environmental interests located in this zip code:
- MERCURY WIRE (1 MERCURY DR in SPENCER, MA)
AIR MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: DRAWING AND INSULATING OF NONFERROUS WIRE
Organizations: MERCURY WIRE PRODUCTS INC (CONTACT/OWNER)
Alternative names: MERCURY WIRE PRODS. INC., MERCURY WIREPRODUCT
- KNOX TRAIL JUNIOR HIGH (73 ASH STREET in SPENCER, MA)
(National Center for Education Statistics) - STATE ID-767415
Organizations: SPENCER-E BROOKFIELD (SCHOOL DISTRICT)
- LAKE STREET (17 LAKE STREET in SPENCER, MA)
(National Center for Education Statistics) - STATE ID-767010
Organizations: SPENCER-E BROOKFIELD (SCHOOL DISTRICT)
- MORTON INTERNATIONAL INC (21 DEWEY ST in SPENCER, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: ALL OTHER MISCELLANEOUS NONMETALLIC MINERAL PRODUCT MANUFACTURING.
Organizations: MORTON INTERNATIONAL, INC (CONTACT/OPERATOR)
, ROHM AND HAAS COMPANY (CONTACT/OWNER)
- BERCUME EQUIPMENT INC (169 SOUTH SPENCER RD in SPENCER, MA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DAVID BERCUME (CONTACT/OWNER)
- BUDGET AUTO CTR (116 MAIN ST in SPENCER, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CITY AUTO PARTS OF SPENCER INC (133 WEST MAIN ST in SPENCER, MA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: MACHINE TOOL (METAL CUTTING TYPES) MANUFACTURING.
Organizations: SALVATORE MOCERINO (CONTACT/OWNER)
- LD BEMIS (2 PEARL ST in SPENCER, MA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: ALL OTHER PETROLEUM AND COAL PRODUCTS MANUFACTURING.
Organizations: JUSTIN COOK (CONTACT/OWNER)
Alternative names: L D BEMIS
- MAPLE ST ELEMENTRY SCHOOL (68 MAPLE STREET in SPENCER, MA)
AIR MINOR (AIRS/AFS)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: MAPLE ST ELEM SCHOOL, MAPLE STreet ELEMENTARY SCHOOL
- BOND CONSTRUCTION CORPORATION (98 NORTH SPENCER ROAD in SPENCER, MA)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
- MASS ELEC CO SPENCER SATELLITE (1 MEADOW RD in SPENCER, MA)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Alternative names: MA ELEC CO SPENCER SATELLITE
- MASS. ELECTRIC CO. (ELM ST in SPENCER, MA)
SUPERFUND (Superfund database)
Median worth of mobile homes: $234,918
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (50%)
- Utility gas (24%)
- Electricity (17%)
- Bottled, tank, or LP gas (4%)
- Wood (3%)
- Coal or coke (1%)
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Place of birth for U.S.-born residents:
- This state: 10019
- Northeast: 933
- Midwest: 108
- South: 190
- West: 128
68% of the 01562 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 84% lived in this county.
Out of people who lived in different counties, 24% lived in Massachusetts.
Population in 1990: 11,598. Population change in the 1990s: +93 (+0.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 76
| Here: | 5.8% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 72
| Here: | 10.6% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 125
| Here: | 30.0% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SPENCER, MA):
- D & T FASTENERS INC (136 MAIN ST; small business): $184,768 in 39 contracts from 2004 to 2006
Contracts for Nails, Machine Keys, and Pins, Truck and Tractor Attachments by Defense Logistics Agency, Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $19,405; 2005: $108,500; 2006: $56,863.
Biggest contracts:
$18,386 with Defense Logistics Agency for Nails, Machine Keys, and Pins. Signed on 2005-10-22. Completion date: 2006-02-10.
$10,365, same as above. Signed on 2005-12-16. Completion date: 2006-02-15.
$9,752, same as above. Signed on 2005-08-17. Completion date: 2005-12-26.
$9,048, same as above. Signed on 2005-06-03. Completion date: 2005-09-10.
- KLEM TRACTOR INC (117 WEST MAIN STREET; small business)
$37,842 with U.S. Army Corps of Engineers - civil program financing only for Tractors, Wheeled. Signed on 2003-07-14. Completion date: 2003-08-31.
- KEYES, WILLIAM (5 R JONES RD; small business)
$17,500 with U.S. Army Corps of Engineers - civil program financing only for Maintenance, Repair or Alteration of Real Property -- Highways, Roads, Streets, Bridges, and Railways (includes resurfacing). Signed on 2003-09-03. Completion date: 2003-09-26.
- CISTERCIAN ABBEY OF SPENCER (167 N SPENCER RD; small business): $9,121 in 2 contracts from 2002 to 2004
$4,975 with Air Force for Clothing, Special Purpose. Signed on 2004-02-18. Completion date: 2004-03-19.
$4,146 with Army for Miscellaneous Items. Taking place in SC. Signed on 2002-09-13. Completion date: 2002-10-21.
- MERCURY WIRE PRODUCTS INC (MERCURY DR; small business)
$485 with Navy for Wire and Cable, Electrical. Signed on 2005-05-12. Completion date: 2005-05-16.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (50-99: 1, 10-19: 1, 1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 2, 1-4: 3)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 1)
- Finance and Insurance: Savings Institutions (20-49: 1, 10-19: 1, 5-9: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 73 people in religious group quarters
- 29 people in nursing homes
- 4 people in homes for the mentally retarded
- 3 people in other group homes
- 3 people in other nonhousehold living situations
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $230,029 | 212 | $196,272 | 409 | $168,968 | 142 | $74,501 | 6 | $333,667 | 44 | $168,289 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 28 | $168,222 | 47 | $182,654 | 9 | $55,693 | 0 | $0 | 3 | $194,000 |
| APPLICATIONS DENIED | 2 | $180,595 | 41 | $169,652 | 254 | $215,070 | 38 | $77,341 | 0 | $0 | 12 | $266,022 |
| APPLICATIONS WITHDRAWN | 1 | $150,000 | 18 | $226,147 | 99 | $211,356 | 11 | $72,325 | 0 | $0 | 8 | $198,609 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $252,493 | 24 | $249,444 | 1 | $225,000 | 0 | $0 | 1 | $155,000 |
Aggregated Statistics For Year 2006 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $225,715 | 298 | $175,326 | 482 | $171,186 | 158 | $64,407 | 1 | $624,000 | 59 | $206,009 | 2 | $7,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 22 | $183,159 | 78 | $204,251 | 6 | $26,698 | 0 | $0 | 9 | $192,144 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 38 | $200,217 | 289 | $223,767 | 30 | $39,638 | 2 | $248,500 | 16 | $271,496 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 41 | $184,005 | 217 | $198,079 | 5 | $115,620 | 1 | $633,000 | 23 | $198,583 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $134,114 | 40 | $267,125 | 2 | $107,500 | 0 | $0 | 2 | $265,500 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $197,000 | 343 | $185,128 | 725 | $175,255 | 139 | $80,764 | 5 | $369,600 | 63 | $189,390 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $221,000 | 44 | $201,923 | 50 | $213,522 | 12 | $80,965 | 0 | $0 | 3 | $197,937 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $247,000 | 93 | $148,451 | 289 | $196,266 | 73 | $85,430 | 0 | $0 | 22 | $139,869 | 4 | $47,835 |
| APPLICATIONS WITHDRAWN | 1 | $178,000 | 59 | $168,775 | 248 | $200,928 | 28 | $172,210 | 0 | $0 | 11 | $228,725 | 1 | $180,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 34 | $166,416 | 104 | $216,504 | 4 | $210,288 | 0 | $0 | 5 | $136,028 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $192,017 | 312 | $190,672 | 644 | $169,073 | 146 | $93,399 | 6 | $246,667 | 58 | $173,033 | 2 | $40,025 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $178,000 | 32 | $166,514 | 57 | $176,995 | 21 | $69,404 | 0 | $0 | 5 | $152,638 | 3 | $44,793 |
| APPLICATIONS DENIED | 2 | $167,500 | 34 | $257,244 | 218 | $196,115 | 59 | $93,790 | 2 | $500,000 | 10 | $162,810 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $216,000 | 54 | $239,138 | 189 | $168,370 | 24 | $123,491 | 1 | $300,000 | 12 | $197,358 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $209,277 | 123 | $192,289 | 12 | $245,617 | 0 | $0 | 6 | $194,152 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $197,168 | 265 | $187,350 | 1,311 | $145,253 | 71 | $29,920 | 2 | $315,000 | 71 | $130,229 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 29 | $162,290 | 163 | $154,046 | 24 | $30,685 | 0 | $0 | 8 | $150,579 |
| APPLICATIONS DENIED | 6 | $200,312 | 40 | $195,736 | 296 | $147,256 | 29 | $36,153 | 1 | $490,000 | 13 | $137,283 |
| APPLICATIONS WITHDRAWN | 1 | $160,000 | 41 | $173,181 | 239 | $148,042 | 21 | $30,424 | 0 | $0 | 9 | $145,128 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $230,620 | 9 | $160,128 | 22 | $177,434 | 0 | $0 | 0 | $0 | 1 | $119,000 |
Aggregated Statistics For Year 2002 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $158,946 | 197 | $160,711 | 882 | $136,008 | 110 | $26,783 | 5 | $220,800 | 49 | $143,883 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $167,793 | 21 | $188,469 | 85 | $127,996 | 11 | $32,680 | 0 | $0 | 10 | $138,239 |
| APPLICATIONS DENIED | 3 | $158,667 | 34 | $111,068 | 142 | $139,475 | 14 | $42,939 | 0 | $0 | 15 | $130,582 |
| APPLICATIONS WITHDRAWN | 1 | $128,000 | 16 | $126,802 | 116 | $126,815 | 11 | $39,243 | 0 | $0 | 4 | $76,405 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $171,086 | 22 | $128,955 | 2 | $20,000 | 0 | $0 | 4 | $69,798 |
Aggregated Statistics For Year 2001 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $153,603 | 226 | $136,261 | 575 | $121,956 | 109 | $28,229 | 3 | $196,000 | 39 | $133,267 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $153,143 | 23 | $103,028 | 80 | $97,704 | 17 | $18,785 | 1 | $460,000 | 3 | $153,430 |
| APPLICATIONS DENIED | 6 | $150,795 | 17 | $107,004 | 126 | $114,912 | 23 | $28,087 | 1 | $123,000 | 6 | $151,390 |
| APPLICATIONS WITHDRAWN | 4 | $136,275 | 19 | $131,851 | 133 | $116,173 | 6 | $28,508 | 0 | $0 | 2 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $133,000 | 4 | $181,215 | 14 | $104,592 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $129,497 | 215 | $124,293 | 162 | $95,851 | 98 | $18,266 | 1 | $96,000 | 24 | $84,538 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $94,894 | 36 | $136,550 | 39 | $62,273 | 26 | $19,489 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 11 | $107,680 | 28 | $88,099 | 101 | $89,049 | 22 | $19,513 | 0 | $0 | 10 | $101,681 |
| APPLICATIONS WITHDRAWN | 8 | $129,674 | 27 | $130,871 | 82 | $99,305 | 6 | $23,755 | 0 | $0 | 4 | $44,275 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $73,823 | 12 | $112,183 | 0 | $0 | 0 | $0 | 3 | $95,000 |
Aggregated Statistics For Year 1999 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $110,313 | 117 | $112,303 | 237 | $92,610 | 54 | $17,103 | 26 | $74,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $117,664 | 24 | $82,592 | 4 | $7,895 | 5 | $71,958 |
| APPLICATIONS DENIED | 7 | $103,537 | 24 | $95,681 | 61 | $89,642 | 20 | $26,466 | 2 | $104,600 |
| APPLICATIONS WITHDRAWN | 3 | $103,747 | 16 | $99,113 | 64 | $88,178 | 5 | $44,540 | 5 | $78,080 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $62,830 | 10 | $103,337 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
7261.00
, 7262.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $229,072 | 29 | $279,892 | 3 | $159,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $237,957 | 14 | $259,764 | 4 | $200,610 |
| APPLICATIONS DENIED | 1 | $212,000 | 1 | $257,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $205,000 | 1 | $264,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $260,125 | 21 | $224,639 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $342,028 | 9 | $242,614 | 2 | $510,555 |
| APPLICATIONS DENIED | 2 | $207,500 | 3 | $204,810 | 1 | $244,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $200,120 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $253,810 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $235,519 | 27 | $266,868 | 2 | $179,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $194,848 | 0 | $0 | 5 | $221,774 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $198,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $194,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $222,552 | 24 | $214,807 | 6 | $179,485 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $241,856 | 10 | $220,926 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $173,765 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $153,500 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $158,970 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $202,136 | 42 | $220,082 | 10 | $191,391 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $228,013 | 5 | $175,334 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $177,250 | 1 | $144,000 | 1 | $315,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $161,075 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $174,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $181,436 | 40 | $191,000 | 6 | $178,477 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $168,395 | 11 | $147,785 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $129,000 | 5 | $262,002 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $128,267 | 58 | $166,335 | 6 | $115,437 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $102,418 | 3 | $181,303 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $117,303 | 2 | $136,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $160,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $147,257 | 20 | $148,392 | 2 | $121,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $117,517 | 4 | $154,240 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $127,838 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $111,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $114,883 | 20 | $113,169 | 3 | $115,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $131,537 | 6 | $122,983 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $122,510 | 3 | $94,313 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $70,010 | 1 | $227,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
7261.00
, 7262.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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