Estimated median household income in 2007: $94,821
| This zip code: | $94,821 | | Massachusetts: | $62,365 |
Nearest zip codes: 01867, 01887, 01810, 01880, 01949, 01940.
North Reading Zip Code Map
Housing units in zip code 01864 with a mortgage: 2,948 (220 second mortgage, 494 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 929
Median monthly owner costs for units with a mortgage: $2,511
Median monthly owner costs for units without a mortgage: $800
Residents with income below the poverty level in 2007:
| This zip code: | 1.6% | | Whole state: | 9.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 4.4% |
Median number of rooms in houses and condos:
| Here: | 6.9 | | State: | 6.4 |
Median number of rooms in apartments:
| Here: | 3.8 | | State: | 4.0 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 01864: The Thomson Country Club (A), Hill View Country Club (B), Hillview Country Club (C), North Reading Rehabilitation Center (D), Flint Memorial Library (E). Display/hide their locations on the map
Church in zip code 01864: Union Church (A). Display/hide its location on the map
Cemeteries: Park Street Cemetery (1), Harmony Vale Cemetery (2). Display/hide their locations on the map
Lakes, reservoirs, and swamps: Bradford Pond (A), Swan Pond (B), Martins Pond (C), Furbish Pond (D), Strawberry Meadow (E), Mill Meadow (F). Display/hide their locations on the map
Streams, rivers, and creeks: Martins Brook (A), Rapers Brook (B), Skug River (C). Display/hide their locations on the map
Park in zip code 01864: Benevento Memorial Field (1). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 88
- 1995 to 1998: 285
- 1990 to 1994: 355
- 1980 to 1989: 688
- 1970 to 1979: 614
- 1960 to 1969: 764
- 1950 to 1959: 1,103
- 1940 to 1949: 289
- 1939 or earlier: 699
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Bedrooms in owner-occupied houses in North Reading, MA (01864): |
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- no bedroom: 0
- 1 bedrooms: 125
- 2 bedrooms: 706
- 3 bedrooms: 2,026
- 4 bedrooms: 1,349
- 5 or more bedrooms: 146
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 206
- 2 bedrooms: 174
- 3 bedrooms: 57
- 4 bedrooms: 16
- 5 or more bedrooms: 5
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Vehicles available in 01864 zip code in owner-occupied houses/condos: |
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- no vehicle: 118
- 1 vehicle: 767
- 2 vehicles: 2,468
- 3 vehicles: 704
- 4 vehicles: 236
- 5 or more vehicles: 59
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 74
- 1 vehicle: 210
- 2 vehicles: 112
- 3 vehicles: 44
- 4 vehicles: 18
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 01864:
- Less than $10,000: 5
- $10,000 to $14,999: 2
- $15,000 to $19,999: 2
- $40,000 to $49,999: 9
- $50,000 to $59,999: 19
- $100,000 to $124,999: 24
- $125,000 to $149,999: 43
- $150,000 to $174,999: 50
- $175,000 to $199,999: 63
- $200,000 to $249,999: 93
- $250,000 to $299,999: 107
- $300,000 to $399,999: 773
- $400,000 to $499,999: 787
- $500,000 to $749,999: 1,460
- $750,000 to $999,999: 719
- $1,000,000 or more: 264
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Rent paid by renters in 2007 in zip code 01864:
- $150 to $199: 8
- $200 to $249: 19
- $250 to $299: 16
- $350 to $399: 9
- $400 to $449: 15
- $450 to $499: 8
- $500 to $549: 13
- $550 to $599: 7
- $600 to $649: 13
- $700 to $749: 16
- $750 to $799: 50
- $800 to $899: 65
- $900 to $999: 110
- $1,000 to $1,249: 12
- $1,250 to $1,499: 14
- $1,500 to $1,999: 12
- $2,000 or more: 31
- No cash rent: 17
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Median price asked for vacant for-sale houses and condos in 2007: $425,929.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $538,175
- Black or African American householders: $855,267
- Asian householders: $751,641
- Some other race householders: $389,650
- Two or more races householders: $641,400
- Hispanic or Latino householders: $378,626
Estimated median house or condo value in 2007: $525,238 (it was $262,700 in 2000)
| 01864: | $525,238 | | Massachusetts: | $366,400 |
Lower value quartile - upper value quartile: $385,809 - $670,148
Mean price in 2007:
Detached houses: $554,353| Here: | $554,353 | | State: | $440,475 |
Townhouses or other attached units: $514,486| Here: | $514,486 | | State: | $384,213 |
In 2-unit structures: $801,800| Here: | $801,800 | | State: | $414,317 |
In 3-to-4-unit structures: $407,085| Here: | $407,085 | | State: | $431,982 |
In 5-or-more-unit structures: $199,922| Here: | $199,922 | | State: | $335,381 |
Mobile homes: $90,677| Here: | $90,677 | | State: | $71,966 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,044
- One, attached: 171
- Two: 38
- 3 or 4: 103
- 5 to 9: 30
- 10 to 19: 91
- 20 to 49: 325
- 50 or more: 35
- Mobile homes: 48

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Means of transportation to work
- Drove a car alone: 6,152 (84%)
- Carpooled: 538 (7%)
- Subway or elevated: 23 (0%)
- Railroad: 161 (2%)
- Motorcycle: 9 (0%)
- Walked: 77 (1%)
- Other means: 41 (1%)
- Worked at home: 345 (5%)
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Travel time to work
- Less than 5 minutes: 124
- 5 to 9 minutes: 528
- 10 to 14 minutes: 666
- 15 to 19 minutes: 672
- 20 to 24 minutes: 961
- 25 to 29 minutes: 518
- 30 to 34 minutes: 1211
- 35 to 39 minutes: 387
- 40 to 44 minutes: 453
- 45 to 59 minutes: 713
- 60 to 89 minutes: 630
- 90 or more minutes: 138
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Percentage of zip code residents living and working in this county: 61.5%
Household type by relationship
Households: 13,741
- In family households: 12,496 (3,113 male householders, 637 female householders)
3,314 spouses, 4,831 children (4,600 natural, 165 adopted, 66 stepchildren), 157 grandchildren, 51 brothers or sisters, 121 parents, 132 other relatives, 140 non-relatives
- In nonfamily households: 1,245 (473 male householders (350 living alone)), 576 female householders (518 living alone)), 196 nonrelatives
- In group quarters: 124 (106 institutionalized population)
Size of family households: 1,230 2-persons, 920 3-persons, 1,005 4-persons, 433 5-persons, 120 6-persons, 42 7-or-more-persons.
Size of nonfamily households: 868 1-person, 161 2-persons, 17 3-persons, 3 7-or-more-persons.
3,340 married couples with children.
308 single-parent households (75 men, 233 women).
93.3% of residents of 01864 zip code speak English at home.
1.0% of residents speak Spanish at home (68% very well, 25% well, 7% not well).
4.2% of residents speak other Indo-European language at home (69% very well, 20% well, 11% not well).
0.8% of residents speak Asian or Pacific Island language at home (73% very well, 11% well, 8% not well, 8% not at all).
0.7% of residents speak other language at home (83% very well, 17% not well).
Foreign born population: 782 (5.6%)
(68.0% of them are naturalized citizens)
| This zip code: | 5.6% | | Whole state: | 12.2% |
Most common places of birth for the foreign-born residents:
- Portugal (16%)
- India (9%)
- Italy (8%)
- Canada (8%)
- Brazil (8%)
- Cambodia (5%)
- Germany (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 62
- 1990 to 1994: 141
- 1985 to 1989: 104
- 1980 to 1984: 54
- 1975 to 1979: 14
- 1970 to 1974: 20
- 1970 to 1974: 143
- 1965 to 1969: 244
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White population: 13,539
Black population: 55
American Indian population: 6
Asian population: 180
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 33
Two or more races population: 67

First ancestries reported:
|  Irish: 2828 |
|  Italian: 2805 |
|  English: 1555 |
|  United States or American: 800 |
|  French Canadian: 567 |
|  German: 444 |
|  Other groups: 400 |
|  French (except Basque): 390 |
|  Polish: 302 |
|  Scotch-Irish: 301 |
|  Swedish: 292 |
|  Portuguese: 277 |
|  Scottish: 154 |
|  Canadian: 131 |
|  Greek: 120 |
|  Arab:: 116 |
|  Russian: 114 |
|  European: 88 |
|  Lebanese: 60 |
|  Brazilian: 54 |
|  Lithuanian: 51 |
|  Swiss: 38 |
|  Albanian: 28 |
|  Yugoslavian: 27 |
|  Moroccan: 25 |
|  Czech: 24 |
|  Finnish: 24 |
|  Ukrainian: 23 |
|  Welsh: 22 |
|  Northern European: 21 |
|  Norwegian: 19 |
|  Armenian: 19 |
|  Other Arab: 17 |
|  Hungarian: 15 |
|  Eastern European: 14 |
|  Palestinian: 14 |
|  West Indian (excluding Hispanic groups):: 13 |
|  Trinidadian and Tobagonian: 13 |
|  Subsaharan African:: 10 |
|  African: 10 |
|  Slovak: 9 |
|  Dutch: 8 |
|  Danish: 7 |
|  Austrian: 7 |
|  Latvian: 7 |
|  British: 6 |

Major facitilies with environmental interests located in this zip code:
- NORTH READING HIGH SCHOOL (189 PARK STREET in NORTH READING, MA)
STATE MASTER (MA-EPICS) - NEI-, AIR PROGRAM, RCRAINFO-, HAZARDOUS WASTE PROGRAM
(National Center for Education Statistics) - STATE ID-217505
- NORTH READING DPW (166 CHESTNUT ST in NORTH READING, MA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-01-2005-9003, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-01-2005-9003, FORMAL ENFORCEMENT ACTION
Alternative names: NORTH READING RECYCLING FACILITY
- NORTH READING PUBLIC SAFETY BUILDING (152 PARK ST in NORTH READING, MA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System) - ICIS-01-2005-9003, FORMAL ENFORCEMENT ACTION
(Integrated Compliance Information System) - ICIS-01-2005-9003, FORMAL ENFORCEMENT ACTION
- E ETHEL LITTLE SCHOOL (7 BARBERRY LANE in NORTH READING, MA)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-217003
Organizations: NORTH READING (SCHOOL DISTRICT)
- NORTH READING AUTO REPAIR (112 HAVERILL ST in NORTH READING, MA)
AIR MINOR (AIRS/AFS)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
Organizations: GREENBERG ROBERT (CONTACT/OWNER)
- NORTH READING MIDDLE (19 SHERMAN ROAD in NORTH READING, MA)
(National Center for Education Statistics) - STATE ID-217305
- L D BATCHELDER (2 PEABODY STREET in NORTH READING, MA)
(National Center for Education Statistics) - STATE ID-217005
Organizations: NORTH READING (SCHOOL DISTRICT)
- MSM INDUSTRIES INC (60 CONCORD STREET in NORTH READING, MA)
AIR SYNTHETIC MINOR (AIRS/AFS)
SUPERFUND (Superfund database)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: SHEET METALWORK
Organizations: LEONARD SEBELL (CONTACT/OWNER)
Alternative names: M S M IND INC
- ADVANCED PHOTO INC (157 E MAIN ST in N READING, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: AL PEREIRA (CONTACT/OWNER)
- NEW ENGLAND SPRING WATER INC (217R MAIN ST in NORTH READING, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: JOHN P WELDON T THEODORE (CONTACT/OWNER)
- NO READING SCHOOL DE (SHERMAN ROAD in N READING, MA)
AIR MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: NORTH READING PUBLIC SCHOOLS, NORTH READING SCHOOL MIDDLE SCHOOL
- BOBS AUTO BODY (90 MAIN STREET in NORTH READING, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROBERT FIERRO (CONTACT/OWNER)
- BOSTON ANALYTICAL INC (280 MAIN ST in NORTH READING, MA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $93,113
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (58%)
- Utility gas (38%)
- Electricity (2%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 11183
- Northeast: 1107
- Midwest: 245
- South: 281
- West: 180
72% of the 01864 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 69% lived in Massachusetts.
Population in 1990: 12,002. Population change in the 1990s: +1,879 (+15.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 158
| Here: | 8.7% | | Massachusetts: | 10.8% |
Students in private schools in grades 9 to 12 (high school): 131
| Here: | 18.6% | | Massachusetts: | 12.2% |
Students in private undergraduate colleges: 219
| Here: | 42.4% | | Massachusetts: | 48.2% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code (NORTH READING, MA):
- TERADYNE INC (600 RIVERPARK DR): $113,116,234 in 103 contracts from 2002 to 2006
Contracts for Aircraft Maintenance and Repair Shop Specialized Equipment, Miscellaneous Electrical and Electronic Components, ADPE System Configuration, Electronic Modules, and more by Air Force, Navy, Army, Federal Technology Service, and others Signed by year: 2000: $0; 2001: $0; 2002: $552,887; 2003: $15,009,120; 2004: $43,921,546; 2005: $49,901,781; 2006: $3,730,900.
Biggest contracts:
$23,976,222 with Air Force for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2004-02-17. Completion date: 2012-09-30.
$18,859,756 with Air Force for Miscellaneous Electrical and Electronic Components. Signed on 2005-12-23. Completion date: 2010-05-12.
$17,572,708, same as above. Signed on 2005-01-27. Completion date: 2010-05-12.
$5,499,998 with Air Force for ADPE System Configuration. Signed on 2003-12-31. Completion date: 2004-09-30.
- TERADYNE INC (600 RIVERPARK DR): $14,420,750 in 21 contracts from 2001 to 2005
Contracts for Education Services, Hardware, Commercial, Electrical and Electronic Properties Measuring and Testing Instruments, Physical Properties Testing and Inspection, and more by Air Force, Navy, Defense Logistics Agency Signed by year: 2000: $0; 2001: $218,298; 2002: $13,094,340; 2003: $1,020,384; 2004: $43,864; 2005: $43,864; 2006: $0.
Biggest contracts:
$9,082,549 with Air Force for Education Services. Signed on 2002-08-19. Completion date: 2003-12-05.
$2,738,055 with Air Force for Hardware, Commercial. Signed on 2002-11-15. Completion date: 2006-11-18.
$592,900 with Air Force for Electrical and Electronic Properties Measuring and Testing Instruments. Signed on 2002-08-15. Completion date: 2002-11-15.
$445,100 with Navy for Physical Properties Testing and Inspection. Signed on 2003-03-21. Completion date: 2003-04-30.
- GENRAD INC (600 RIVERPARK DRIVE; small business): $1,309,830 in 18 contracts from 1999 to 2003
Contracts for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous, Maintenance, Repair and Rebuilding of Equipment -- Automatic Data Processing Equipment (Including Firmware), Software, Supplies and Support Equipment, ADP Software, Equipment, and Telecommunications Training, Miscellaneous Items, and more by Air Force, Navy, Army Signed by year: 2000: $591,635; 2001: $312,519; 2002: $112,579; 2003: $91,632; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$176,954 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Taking place in UT. Signed on 2000-09-11. Completion date: 2001-09-30.
$174,400 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2001-05-15. Completion date: 2002-05-14.
$155,800 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Taking place in GA. Signed on 2000-04-29. Completion date: 2001-05-14.
$132,715 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Taking place in UT. Signed on 1999-12-28. Completion date: 2000-09-30.
- DEC-TAM CORPORATION (50 CONCORD ST; small business): $73,230 in 9 contracts from 2003 to 2005
Contracts for Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment, Hazardous Substance Removal, Cleanup, and Disposal Services and Operational Support by Army, Public Buildings Service Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $35,855; 2004: $10,500; 2005: $26,875; 2006: $0.
Biggest contracts:
$20,000 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2005-08-22. Completion date: 2005-09-30.
$15,625, same as above. Signed on 2003-08-29. Completion date: 2003-10-06.
$8,400 with Public Buildings Service for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment. Signed on 2003-04-15. Completion date: 2003-09-15.
$6,930 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2003-09-15. Completion date: 2003-10-06.
- FUSION LLC (87 MAIN ST; small business): $61,931 in 7 contracts from 2002 to 2006
Contracts for Signs, Advertising Displays, and Identification Plates, Coin Minting, Miscellaneous Items by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $6,060; 2003: $0; 2004: $38,267; 2005: $9,672; 2006: $7,932.
Biggest contracts:
$16,444 with Army for Signs, Advertising Displays, and Identification Plates. Signed on 2004-03-26. Completion date: 2004-05-15.
$16,444 with U.S. Army Corps of Engineers - civil program financing only for Signs, Advertising Displays, and Identification Plates. Signed on 2004-03-26. Completion date: 2004-05-15.
$7,932 with Army for Coin Minting. Signed on 2006-03-28. Completion date: 2006-05-02.
$6,060 with U.S. Army Corps of Engineers - civil program financing only for Miscellaneous Items. Signed on 2002-09-30. Completion date: 2002-10-31.
- MARF-O-GRAM, INC (87 MAIN STREET; small business): $55,901 in 10 contracts from 2001 to 2002
Contracts for Outerwear, Men's by U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $40,072; 2002: $15,829; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$31,000 with U.S. Army Corps of Engineers - civil program financing only for Outerwear, Men's. Signed on 2001-11-15. Completion date: 2001-12-21.
$18,000, same as above. Signed on 2002-01-03. Completion date: 2002-02-08.
$5,400, same as above. Signed on 2001-12-03. Completion date: 2002-01-11.
$3,500, same as above. Signed on 2001-10-30. Completion date: 2001-11-23.
- GSD REFRIGERATED LEASING INC (185 MARBLEHEAD ST; small business)
$17,980 with Army for Refrigeration and Air Conditioning Components. Signed on 2002-09-19. Completion date: 2002-10-10.
- PARTITION SYSTEMS INC (50 CONCORD ST): $10,125 in 3 contracts in 2004
$4,145 with Army for Lumber and Related Basic Wood Materials. Signed on 2004-03-30. Completion date: 2004-04-02.
$2,990 with U.S. Army Corps of Engineers - civil program financing only for Hardware, Commercial. Signed on 2004-12-01. Completion date: 2004-12-31.
$2,990 with Army for Hardware, Commercial. Signed on 2004-12-01. Completion date: 2004-12-31.
- SAWYER CONTRACT INTERIORS INC (133 PARK ST; small business): $9,014 in 2 contracts from 2003 to 2006
$6,190 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2003-08-25. Completion date: 2003-10-06.
$2,824 with Army for Office Furniture. Signed on 2006-05-24. Completion date: 2006-07-14.
- CUBICLE SOLUTIONS, INC (50 LINDOR RD)
$3,364 with Air Force for Office Furniture. Signed on 2002-12-06. Completion date: 2003-01-07.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (100-249 employees: 1 establishment, 50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 3 establishments, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
- Construction: Electrical Contractors (100-249: 1, 20-49: 1, 10-19: 1, 5-9: 1, 1-4: 6)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 7, 5-9: 9, 1-4: 9)
- Wholesale Trade: Other Electronic Parts and Equipment Merchant Wholesalers (100-249: 1, 5-9: 2)
- Information: Cable and Other Program Distribution (100-249: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 113 people in nursing homes
- 8 people in homes for the mentally retarded
- 4 people in homes for the physically handicapped
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $189,275 | 523 | $259,763 | 546 | $259,860 | 118 | $101,678 | 2 | $449,415 | 37 | $250,284 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 61 | $258,792 | 67 | $322,937 | 16 | $108,687 | 0 | $0 | 8 | $282,244 |
| APPLICATIONS DENIED | 2 | $296,615 | 54 | $245,406 | 189 | $309,927 | 62 | $109,603 | 0 | $0 | 14 | $290,244 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 69 | $271,883 | 116 | $339,248 | 18 | $149,354 | 0 | $0 | 5 | $226,878 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $223,595 | 28 | $363,539 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $365,253 | 546 | $267,828 | 756 | $249,821 | 154 | $124,153 | 61 | $255,174 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 71 | $277,204 | 104 | $267,737 | 21 | $77,339 | 6 | $343,527 |
| APPLICATIONS DENIED | 0 | $0 | 77 | $273,635 | 261 | $324,610 | 37 | $110,457 | 36 | $303,137 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 65 | $309,842 | 248 | $277,858 | 12 | $136,583 | 18 | $286,470 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $244,264 | 44 | $250,530 | 10 | $126,580 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $214,720 | 528 | $285,858 | 920 | $263,746 | 150 | $96,072 | 0 | $0 | 31 | $305,645 | 2 | $715,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $350,395 | 103 | $282,291 | 19 | $45,320 | 0 | $0 | 10 | $318,813 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 45 | $313,094 | 231 | $275,854 | 36 | $80,380 | 2 | $650,000 | 12 | $209,350 | 6 | $29,638 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 84 | $308,926 | 281 | $280,359 | 16 | $252,060 | 0 | $0 | 10 | $332,339 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $212,330 | 35 | $272,703 | 2 | $319,585 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 556 | $287,905 | 1,039 | $248,463 | 106 | $138,900 | 0 | $0 | 37 | $198,608 | 4 | $90,883 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 57 | $338,660 | 87 | $240,142 | 19 | $141,944 | 0 | $0 | 4 | $162,288 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $305,600 | 41 | $296,337 | 228 | $244,921 | 51 | $127,658 | 2 | $114,850 | 4 | $220,340 | 2 | $49,935 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 50 | $266,035 | 225 | $263,556 | 12 | $134,045 | 2 | $449,415 | 6 | $180,197 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $361,946 | 119 | $304,052 | 6 | $178,807 | 0 | $0 | 2 | $149,670 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $194,371 | 573 | $268,665 | 3,365 | $214,346 | 61 | $99,852 | 4 | $398,703 | 48 | $193,011 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $228,000 | 73 | $275,523 | 391 | $222,068 | 23 | $68,303 | 0 | $0 | 8 | $167,230 |
| APPLICATIONS DENIED | 2 | $220,000 | 62 | $247,948 | 399 | $251,258 | 32 | $76,858 | 0 | $0 | 8 | $294,616 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 59 | $221,841 | 284 | $227,115 | 15 | $112,217 | 0 | $0 | 2 | $155,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $508,585 | 33 | $316,072 | 2 | $54,930 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $201,646 | 437 | $261,117 | 2,422 | $215,438 | 160 | $65,565 | 2 | $64,915 | 31 | $194,681 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 59 | $287,946 | 266 | $184,261 | 43 | $48,635 | 0 | $0 | 6 | $189,850 |
| APPLICATIONS DENIED | 0 | $0 | 46 | $270,609 | 214 | $213,726 | 56 | $72,756 | 0 | $0 | 4 | $310,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 33 | $268,851 | 289 | $195,108 | 16 | $60,689 | 0 | $0 | 4 | $191,355 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $392,400 | 55 | $243,616 | 4 | $51,965 | 0 | $0 | 2 | $97,110 |
Aggregated Statistics For Year 2001 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $157,617 | 493 | $239,705 | 1,720 | $197,277 | 148 | $58,402 | 37 | $134,153 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 47 | $205,627 | 133 | $184,768 | 54 | $52,166 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $252,345 | 222 | $177,394 | 86 | $62,741 | 2 | $231,700 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 43 | $223,612 | 196 | $177,086 | 38 | $54,201 | 2 | $79,895 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $190,585 | 37 | $221,782 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $123,989 | 422 | $220,902 | 369 | $140,710 | 97 | $43,269 | 2 | $969,740 | 20 | $195,216 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $84,890 | 33 | $270,973 | 74 | $106,238 | 37 | $28,069 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 25 | $217,922 | 129 | $105,039 | 51 | $52,289 | 0 | $0 | 6 | $79,270 |
| APPLICATIONS WITHDRAWN | 2 | $70,000 | 41 | $176,913 | 107 | $98,305 | 14 | $95,377 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $221,260 | 33 | $171,554 | 2 | $14,750 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $125,737 | 248 | $189,007 | 380 | $150,440 | 37 | $32,394 | 1 | $441,220 | 11 | $121,899 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $177,063 | 48 | $117,328 | 11 | $45,751 | 1 | $347,030 | 3 | $177,420 |
| APPLICATIONS DENIED | 0 | $0 | 20 | $170,590 | 58 | $111,687 | 19 | $62,153 | 0 | $0 | 3 | $134,803 |
| APPLICATIONS WITHDRAWN | 2 | $150,935 | 21 | $160,230 | 65 | $117,848 | 8 | $133,360 | 0 | $0 | 4 | $69,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $232,480 | 13 | $156,760 | 1 | $29,750 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
3301.00
, 3302.00, 3311.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $265,920 | 26 | $315,616 | 2 | $233,695 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $262,539 | 6 | $404,140 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $375,385 | 0 | $0 | 2 | $400,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $259,286 | 8 | $297,968 | 2 | $329,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $320,385 | 6 | $276,163 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $180,765 | 4 | $353,265 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $261,933 | 6 | $339,052 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $202,735 | 4 | $157,295 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $248,087 | 17 | $298,704 | 2 | $137,820 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $272,895 | 4 | $295,933 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $320,083 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $372,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $224,221 | 37 | $225,832 | 8 | $190,864 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $359,751 | 10 | $263,164 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $295,115 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 10 | $356,200 | 2 | $272,145 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $157,795 | 2 | $269,650 | 2 | $157,795 |
Aggregated Statistics For Year 2002 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $214,946 | 24 | $239,254 | 3 | $152,593 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $241,578 | 6 | $237,488 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $765,000 | 4 | $365,823 | 2 | $460,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $227,117 | 28 | $228,430 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $267,858 | 8 | $191,398 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $136,820 | 0 | $0 | 2 | $136,820 |
| APPLICATIONS WITHDRAWN | 4 | $340,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $269,845 | 2 | $216,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $203,809 | 12 | $163,042 | 2 | $109,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $224,047 | 4 | $204,853 | 2 | $162,000 |
| APPLICATIONS DENIED | 4 | $445,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 65 | $165,409 | 7 | $156,453 | 2 | $134,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $251,520 | 3 | $140,390 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $233,913 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $188,210 | 0 | $0 | 1 | $188,210 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $216,265 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
3301.00
, 3302.00, 3311.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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