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02655 Zip Code Detailed Profile

 


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Profiles , MA (02655) houses, apartments, residents, cars, jobs...

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Median resident age:
This zip code:

31.5 years
Massachusetts median age:

38.9 years

Average household size:
This zip code:

1.5 people
Massachusetts:

2.5 people

Averages for the 2004 tax year for zip code 02655, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $105,057 (Individual Income Tax Returns)
Here:

$105,057
State:

$62,877

Salary/wage: $75,471 (reported on 63.5% of returns)
Here:

$75,471
State:

$52,969
(% of AGI for various income ranges: 46.8% for AGIs $10k-25k, 58.7% for AGIs $25k-50k, 57.7% for AGIs $50k-75k, 52.9% for AGIs $75k-100k, 40.1% for AGIs over 100k)

Taxable interest for individuals: $6,210 (reported on 68.5% of returns)
This zip code:

$6,210
Massachusetts:

$1,945
(% of AGI for various income ranges: 6.6% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Taxable dividends: $17,772 (reported on 50.8% of returns)
Here:

$17,772
State:

$5,323
(% of AGI for various income ranges: 7.4% for AGIs $10k-25k, 5.1% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 6.9% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Net capital gain/loss: +$50,829 (reported on 43.8% of returns)
Here:

+$50,829
State:

+$20,377
(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 26.4% for AGIs over 100k)

Profit/loss from business: +$28,005 (reported on 21.3% of returns)
Here:

+$28,005
State:

+$17,837
(% of AGI for various income ranges: 10.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 5.2% for AGIs over 100k)

IRA payment deduction: $3,667 (reported on 4.2% of returns)
02655:

$3,667
Massachusetts:

$3,100
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $19,413 (reported on 2.3% of returns)
Here:

$19,413
Massachusetts:

$14,516

Total itemized deductions: $36,672 (21% of AGI, reported on 56.1% of returns)
Here:

$36,672
State:

$22,573

Here:

21.2% of AGI
State:

19.5% of AGI
(% of AGI for various income ranges: 29.3% for AGIs $10k-25k, 25.5% for AGIs $25k-50k, 28.3% for AGIs $50k-75k, 21.5% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Charity contributions deductions: $5,588 (3% of AGI, reported on 51.6% of returns)
Here:

$5,588
State:

$3,295

Here:

3.1% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 2.1% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $23,763 (reported on 80.5% of returns)
02655:

$23,763
State:

$11,494
(% of AGI for various income ranges: 4.8% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Earned income credit: $1,152 (reported on 5.3% of returns)
Here:

$1,152
State:

$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 69.7%
Here:

70%
State:

58%
(% for various income ranges: 63.5% for AGIs below $10k, 63.0% for AGIs $10k-25k, 64.7% for AGIs $25k-50k, 73.8% for AGIs $50k-75k, 72.6% for AGIs $75k-100k, 83.0% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$46,852
Massachusetts:

$63,961

, MA (02655) map

Nearest zip codes: 02648, 02632, 02635, 02672, 02668, 02647.

Percentage of family households:
This zip code:

38.4%
Massachusetts:

49.6%

Percentage of households with unmarried partners:
This zip code:

6.3%
Massachusetts:

6.3%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 02655 with a mortgage: 847 (195 home equity loan)
Houses without a mortgage: 523

Median monthly owner costs for units with a mortgage: $1,444

Median monthly owner costs for units without a mortgage: $465

Residents with income below the poverty level in 2010:
This zip code:

6.1%
Whole state:

10.8%

Residents with income below 50% of the poverty level in 2010:
This zip code:

4.1%
Whole state:

5.9%

Median number of rooms in houses and condos:
Here:

4.3
State:

6.5

Median number of rooms in apartments:
Here:

3.3
State:

4.1


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 02655: Centerville - Osterville - Marstons Mills Fire District Osterville (A), Osterville Free Library (B). Display/hide their locations on the map

Church in zip code 02655: Osterville Baptist Church (A). Display/hide its location on the map

Cemetery: Hillside Cemetery (1). Display/hide its location on the map

Lakes: West Pond (A), North Pond (B), Phinneys Bay (C), North Pond (D), Crystal Lake (E), Coleman Pond (F), Sam Pond (G), Parker Pond (H). Display/hide their locations on the map

River: Marstons Mill River (A). Display/hide its location on the map

Park in zip code 02655: Sampsons Island Sanctuary (1). Display/hide its location on the map

Beaches: Wianno Beach (A), Dowses Beach (B). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 27
  • 2000 to 2004: 114
  • 1990 to 1999: 332
  • 1980 to 1989: 702
  • 1970 to 1979: 367
  • 1960 to 1969: 265
  • 1950 to 1959: 319
  • 1940 to 1949: 179
  • 1939 or earlier: 571



Estimated household income distribution in 2009:

Zip code 02655 household income distribution in 2009

Zip code 02655 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 02655:

  • $20,000 to $24,999: 94
  • $30,000 to $34,999: 35
  • $70,000 to $79,999: 14
  • $90,000 to $99,999: 3
  • $100,000 to $124,999: 78
  • $125,000 to $149,999: 148
  • $150,000 to $174,999: 54
  • $175,000 to $199,999: 82
  • $200,000 to $249,999: 53
  • $250,000 to $299,999: 162
  • $300,000 to $399,999: 411
  • $400,000 to $499,999: 221
  • $500,000 to $749,999: 154
  • $750,000 to $999,999: 104
  • $1,000,000 or more: 295

 



02655 rent paid by renters

Rent paid by renters in 2010 in zip code 02655:

  • $300 to $349: 158
  • $400 to $449: 83
  • $500 to $549: 283
  • $700 to $749: 63
  • $750 to $799: 261
  • $800 to $899: 96
  • $900 to $999: 25
  • $1,000 to $1,249: 63
  • $1,250 to $1,499: 22
  • $1,500 to $1,999: 38
  • $2,000 or more: 26
  • No cash rent: 74
 


Zip code 02655 topographic map

Median price asked for vacant for-sale houses and condos in 2010: $434,143.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $324,127
  • Black or African American householders: $164,996
  • American Indian or Alaska Native householders: $201,662
  • Some other race householders: $180,249
  • Two or more races householders: $513,323
  • Hispanic or Latino householders: $218,675

Estimated median house or condo value in 2010: $318,407
02655:

$318,407
Massachusetts:

$342,000
Lower value quartile - upper value quartile: $236,104 - $409,406

Owners and renters by unit type in %

Housing units in structures:

  • One, detached: 2,617
  • One, attached: 75
  • Two: 63
  • 3 or 4: 151
  • 5 to 9: 87
  • 20 to 49: 15
  • Mobile homes: 72
02655 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,293 (88%)
  • Carpooled: 55 (4%)
  • Railroad: 54 (4%)
  • Ferryboat: 14 (1%)
  • Bicycle: 82 (6%)
  • Walked: 90 (6%)
  • Other means: 246 (17%)
  • Worked at home: 87 (6%)
 

02655 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 68
  • 5 to 9 minutes: 277
  • 10 to 14 minutes: 173
  • 15 to 19 minutes: 297
  • 20 to 24 minutes: 241
  • 25 to 29 minutes: 99
  • 30 to 34 minutes: 129
  • 35 to 39 minutes: 65
  • 40 to 44 minutes: 73
  • 45 to 59 minutes: 44
  • 60 to 89 minutes: 115
  • 90 or more minutes: 97
 

Percentage of zip code residents living and working in this county: 84.0%

Household type by relationship:

Households: 4,121
  • In family households: 3,476 (1,015 male householders, 259 female householders)
    1,140 spouses, 890 children (843 natural, 0 adopted, 47 stepchildren), 57 grandchildren, 32 brothers or sisters, 17 parents, 24 other relatives, 42 non-relatives
  • In nonfamily households: 645 (168 male householders (142 living alone)), 408 female householders (370 living alone)), 69 nonrelatives

Size of family households: 682 2-persons, 283 3-persons, 120 4-persons, 117 5-persons, 62 6-persons, 74 7-or-more-persons

Size of nonfamily households: 459 1-person, 105 2-persons, 35 3-persons, 102 4-persons

372 married couples with children.
1,248 single-parent households (190 men, 1,058 women).

90.7% of residents of 02655 zip code speak English at home.
3.8% of residents speak Spanish at home (100% very well).
32.7% of residents speak other Indo-European language at home (50% very well, 26% well, 7% not well, 18% not at all).
3.9% of residents speak Asian or Pacific Island language at home (79% very well, 21% well).
0.5% of residents speak other language at home (100% very well).

Foreign born population: 232 (6.6%)
(44.6% of them are naturalized citizens)
This zip code:

6.6%
Whole state:

14.8%

Most common places of birth for the foreign-born residents:

  • Canada (33%)
  • United Kingdom (16%)
  • Other Western Africa (12%)
  • Germany (8%)
  • Cuba (8%)
  • Netherlands (6%)
  • Argentina (6%)

Year of entry for the foreign-born population

  • 2000 or later: 120
  • 1990 to 1999: 45
  • 1980 to 1989: 18
  • Before 1980: 79

Races in zip code 02655:

White population: 3,350
Black population: 30
American Indian population: 85
Asian population: 125
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 210
Two or more races population: 22
Hispanic or Latino population: 303

First ancestries reported:

 Irish: 903
 English: 564
 Italian: 295
 German: 256
 American: 189
 French (except Basque): 151
 Other groups: 147
 Ukrainian: 129
 Brazilian: 125
 Scottish: 106
 Northern European: 106
 Swedish: 72
 Polish: 66
 Welsh: 51
 Armenian: 50
 European: 45
 French Canadian: 44
 Slovak: 36
 Scotch-Irish: 36
 Portuguese: 36
 Cape Verdean: 35
 Subsaharan African: 35
 Finnish: 35
 Norwegian: 35
 Slavic: 33
 British: 31
 Belgian: 27
 Romanian: 23
 Russian: 22
 Greek: 18
 Scandinavian: 14
 West Indian (except Hispanic groups): 14
 Barbadian: 14
 Eastern European: 13
 Lithuanian: 12
 Canadian: 11
 Czechoslovakian: 10
 Albanian: 10
 Swiss: 10
 Dutch: 9
 Czech: 9
 Hungarian: 8
 Danish: 8
 Austrian: 7
 Latvian: 6


Private high school not listed on the city page:

  • CAPE COD ACADEMY (Students: 346; Location: 50 OSTERVILLE-W. BARNSTABLE RD, OSTERVILLE, MA; Grades: KG - 12)

Zip code 02655 topographic map

Public primary/middle schools in zip code 02655 not listed on the city page:

  • OSTERVILLE ELEMENTARY (Students: 278; Location: 350 BUMPS RIVER RD, OSTERVILLE, MA; Grades: KG - 02)
  • OSTERVILLE BAY ELEMENTARY (Students: 185; Location: 99 WEST BAY ROAD, OSTERVILLE, MA; Grades: 03 - 04)

Private primary/middle school not listed on the city page:

  • CAPE COD SDA SCHOOL (Students: 7; Location: 2736 FALMOUTH RD BOX T, OSTERVILLE, MA; Grades: KG - 1)

Facilities with environmental interests located in this zip code:

  • OSTERVILLE BAY ELEMENTARY (99 WEST BAY ROAD in OSTERVILLE, MA)
    (National Center for Education Statistics) - STATE ID-020040
    Organizations: BARNSTABLE (SCHOOL DISTRICT)
  • OSTERVILLE ELEMENTARY (350 BUMPS RIVER RD in OSTERVILLE, MA)
    (National Center for Education Statistics) - STATE ID-020035
    Organizations: BARNSTABLE (SCHOOL DISTRICT)
  • OSTERVILLE RADIO & T V (901 MAIN ST in OSTERVILLE, MA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • NEW ENGLAND TELE (WEST BAY in OSTERVILLE, MA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • OSTERVILLE HOUSE & GARDEN SHOP (832 MAIN ST in OSTERVILLE, MA)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: DAVIS R HOLBROOK (CONTACT/OWNER)
  • MID WAY GARAGE FUEL (981 MAIN ST in OSTERVILLE, MA)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: HARDING DONALD L (CONTACT/OWNER)


Zip code 02655 marital status for males
Zip code 02655 marital status for females

Most commonly used house heating fuel:

  • Utility gas (62%)
  • Fuel oil, kerosene, etc. (22%)
  • Electricity (5%)
  • Bottled, tank, or LP gas (4%)
  • Wood (3%)
  • Coal or coke (2%)
  • Other fuel (2%)

Population in 1990: 2,330. Population change in the 1990s: +1,758 (+75.5%).

Place of birth for U.S.-born residents:

  • This state: 2,735
  • Northeast: 759
  • Midwest: 177
  • South: 115
  • West: 112

57% of the 02655 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 81
Here:

12.1%
Massachusetts:

10.3%

Students in private schools in grades 9 to 12 (high school): 147
Here:

53.7%
Massachusetts:

12.3%

Students in private undergraduate colleges: 270
Here:

67.3%
Massachusetts:

49.8%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • WHIGHAM, OLIVER (91 TOWER HILL RD in OSTERVILLE, MA; small business)
    $5,300 with Air Force for Recreational Services. Signed on 2006-02-17. Completion date: 2006-03-11.

Top industries in this zip code by the number of employees in 2005:

  • Educational Services: Elementary and Secondary Schools (100-249 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 10-19: 1, 5-9: 1, 1-4: 3)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 3, 5-9: 2, 1-4: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 5-9: 2, 1-4: 6)
  • Finance and Insurance: Securities Brokerage (10-19: 2, 5-9: 1, 1-4: 2)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (10-19: 1, 5-9: 2, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$227,07895$405,597391$379,59911$147,643194$479,687
APPLICATIONS APPROVED, NOT ACCEPTED1$167,8902$231,03521$1,178,9780$014$1,572,139
APPLICATIONS DENIED0$06$1,305,56383$576,7917$1,701,16427$1,469,115
APPLICATIONS WITHDRAWN2$197,0259$153,49974$499,8180$025$667,901
FILES CLOSED FOR INCOMPLETENESS2$365,3250$016$294,2190$04$375,370

Detailed HMDA statistics for the following Tracts: 0129.00 , 0130.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$285,7203$242,9201$264,140
APPLICATIONS APPROVED, NOT ACCEPTED0$02$246,6600$0
APPLICATIONS DENIED0$01$257,6700$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0129.00 , 0130.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 02655 among deceased individuals
NameCountLived (average)
John5675.7 years
Mary5581.9 years
William3678.6 years
George3380.0 years
Helen3084.0 years
Margaret2982.5 years
James2971.6 years
Robert2976.7 years
Joseph2978.7 years
Elizabeth2681.3 years
Most common last names in zip code 02655 among deceased individuals
Last nameCountLived (average)
Crosby1377.1 years
Hinckley1181.2 years
Davis1179.7 years
Murphy1182.8 years
Smith1073.3 years
Adams981.6 years
Brown986.9 years
Williams982.0 years
Baker881.1 years
Allen889.1 years
Businesses in zip code 02655
NameCountNameCount
7-Eleven1MasterBrand Cabinets2
Dunkin Donuts1UPS1
FedEx2


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