Estimated median household income in 2007: $28,843
| This zip code: | $28,843 | | Rhode Island: | $53,568 |
Nearest zip codes: 02860, 02861, 02865, 02904, 02906, 02916.
Housing units in zip code 02863 with a mortgage: 285 (57 second mortgage, 18 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 100
Median monthly owner costs for units with a mortgage: $1,411
Median monthly owner costs for units without a mortgage: $480
Residents with income below the poverty level in 2007:
| This zip code: | 29.2% | | Whole state: | 12.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 12.7% | | Whole state: | 5.2% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 6.1 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.0 |
Year house built: |
|
- 1999 to March 2000: 52
- 1995 to 1998: 51
- 1990 to 1994: 164
- 1980 to 1989: 254
- 1970 to 1979: 548
- 1960 to 1969: 746
- 1950 to 1959: 846
- 1940 to 1949: 1,193
- 1939 or earlier: 3,421
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Bedrooms in owner-occupied houses in Central Falls, RI (02863): |
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- no bedroom: 20
- 1 bedrooms: 134
- 2 bedrooms: 332
- 3 bedrooms: 780
- 4 bedrooms: 119
- 5 or more bedrooms: 79
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 165
- 1 bedrooms: 1,537
- 2 bedrooms: 1,697
- 3 bedrooms: 1,708
- 4 bedrooms: 112
- 5 or more bedrooms: 18
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Vehicles available in 02863 zip code in owner-occupied houses/condos: |
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- no vehicle: 99
- 1 vehicle: 580
- 2 vehicles: 557
- 3 vehicles: 178
- 4 vehicles: 50
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 1,582
- 1 vehicle: 2,458
- 2 vehicles: 923
- 3 vehicles: 206
- 4 vehicles: 47
- 5 or more vehicles: 21
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 02863:
- $20,000 to $24,999: 3
- $25,000 to $29,999: 5
- $30,000 to $34,999: 4
- $35,000 to $39,999: 2
- $40,000 to $49,999: 2
- $70,000 to $79,999: 1
- $80,000 to $89,999: 5
- $90,000 to $99,999: 11
- $100,000 to $124,999: 45
- $125,000 to $149,999: 129
- $150,000 to $174,999: 166
- $175,000 to $199,999: 257
- $200,000 to $249,999: 418
- $250,000 to $299,999: 257
- $300,000 to $399,999: 115
- $400,000 to $499,999: 14
- $750,000 to $999,999: 4
- $1,000,000 or more: 5
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Rent paid by renters in 2007 in zip code 02863:
- Less than $100: 124
- $100 to $149: 78
- $150 to $199: 212
- $200 to $249: 207
- $250 to $299: 218
- $300 to $349: 289
- $350 to $399: 163
- $400 to $449: 295
- $450 to $499: 136
- $500 to $549: 205
- $550 to $599: 63
- $600 to $649: 120
- $650 to $699: 41
- $700 to $749: 45
- $800 to $899: 108
- $900 to $999: 25
- $1,500 to $1,999: 52
- No cash rent: 52
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Median price asked for vacant for-sale houses and condos in 2007: $252,413.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $196,994
- Black or African American householders: $252,413
- Asian householders: $364,597
- Some other race householders: $196,994
- Two or more races householders: $252,413
- Hispanic or Latino householders: $192,058
Estimated median house or condo value in 2007: $210,461 (it was $93,300 in 2000)
| 02863: | $210,461 | | Rhode Island: | $292,800 |
Lower value quartile - upper value quartile: $160,391 - $253,928
Mean price in 2007:
Detached houses: $206,199| Here: | $206,199 | | State: | $363,749 |
Townhouses or other attached units: $237,918| Here: | $237,918 | | State: | $317,911 |
In 2-unit structures: $228,826| Here: | $228,826 | | State: | $291,227 |
In 3-to-4-unit structures: $228,451| Here: | $228,451 | | State: | $312,996 |
In 5-or-more-unit structures: $225,224| Here: | $225,224 | | State: | $224,892 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 545
- One, attached: 63
- Two: 1,428
- 3 or 4: 3,666
- 5 to 9: 872
- 10 to 19: 78
- 20 to 49: 55
- 50 or more: 568

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Means of transportation to work
- Drove a car alone: 4,389 (63%)
- Carpooled: 1,861 (27%)
- Bus or trolley bus: 169 (2%)
- Streetcar or trolley car: 10 (0%)
- Taxi: 12 (0%)
- Bicycle: 18 (0%)
- Walked: 363 (5%)
- Other means: 157 (2%)
- Worked at home: 39 (1%)
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Travel time to work
- Less than 5 minutes: 235
- 5 to 9 minutes: 814
- 10 to 14 minutes: 1119
- 15 to 19 minutes: 1427
- 20 to 24 minutes: 1102
- 25 to 29 minutes: 450
- 30 to 34 minutes: 920
- 35 to 39 minutes: 137
- 40 to 44 minutes: 136
- 45 to 59 minutes: 390
- 60 to 89 minutes: 177
- 90 or more minutes: 72
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Percentage of zip code residents living and working in this county: 72.8%
Household type by relationship
Households: 18,355
- In family households: 15,641 (2,554 male householders, 1,879 female householders)
2,607 spouses, 6,378 children (6,036 natural, 130 adopted, 212 stepchildren), 199 grandchildren, 537 brothers or sisters, 264 parents, 477 other relatives, 746 non-relatives
- In nonfamily households: 2,714 (1,028 male householders (852 living alone)), 1,261 female householders (1,106 living alone)), 425 nonrelatives
- In group quarters: 591 (547 institutionalized population)
Size of family households: 1,215 2-persons, 1,200 3-persons, 1,002 4-persons, 598 5-persons, 274 6-persons, 144 7-or-more-persons.
Size of nonfamily households: 1,958 1-person, 306 2-persons, 21 3-persons, 4 7-or-more-persons.
2,609 married couples with children.
2,377 single-parent households (340 men, 2,037 women).
35.3% of residents of 02863 zip code speak English at home.
47.0% of residents speak Spanish at home (41% very well, 19% well, 26% not well, 14% not at all).
16.9% of residents speak other Indo-European language at home (55% very well, 23% well, 16% not well, 6% not at all).
0.3% of residents speak Asian or Pacific Island language at home (64% very well, 36% well).
0.5% of residents speak other language at home (86% very well, 14% well).
Foreign born population: 6,657 (35.1%)
(31.1% of them are naturalized citizens)
| This zip code: | 35.1% | | Whole state: | 11.4% |
Most common places of birth for the foreign-born residents:
- Colombia (33%)
- Guatemala (16%)
- Portugal (14%)
- Other Western Africa (9%)
- Mexico (9%)
- Dominican Republic (8%)
- El Salvador (2%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 2,025
- 1990 to 1994: 1,224
- 1985 to 1989: 1,103
- 1980 to 1984: 771
- 1975 to 1979: 626
- 1970 to 1974: 419
- 1970 to 1974: 262
- 1965 to 1969: 227
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White population: 10,825
Black population: 1,101
American Indian population: 108
Asian population: 128
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 5,374
Two or more races population: 1,402

First ancestries reported:
|  Other groups: 8303 |
|  Portuguese: 1561 |
|  French Canadian: 1188 |
|  French (except Basque): 1028 |
|  Subsaharan African:: 1012 |
|  Cape Verdean: 939 |
|  United States or American: 895 |
|  Irish: 649 |
|  Polish: 423 |
|  Italian: 323 |
|  English: 205 |
|  Arab:: 132 |
|  Syrian: 100 |
|  German: 58 |
|  Canadian: 52 |
|  African: 41 |
|  Scottish: 34 |
|  Lebanese: 26 |
|  Scotch-Irish: 26 |
|  West Indian (excluding Hispanic groups):: 22 |
|  Liberian: 19 |
|  Ukrainian: 18 |
|  Assyrian/Chaldean/Syriac: 16 |
|  Bulgarian: 12 |
|  Slovene: 12 |
|  Dutch: 11 |
|  Armenian: 10 |
|  Lithuanian: 9 |
|  Jamaican: 8 |
|  West Indian: 8 |
|  Russian: 7 |
|  Other Subsaharan African: 7 |
|  Israeli: 6 |
|  Arab/Arabic: 6 |
|  Ghanian: 6 |
|  Danish: 6 |
|  Haitian: 6 |
|  Carpatho Rusyn: 4 |
|  European: 3 |

Major facitilies with environmental interests located in this zip code:
- OSRAM SYLVANIA PRODUCTS INC. (1193 BROAD ST. in CENTRAL FALLS, RI)
AIR MAJOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC and NAICS classification: PRESSED AND BLOWN GLASS AND GLASSWARE
Organizations: OSRAM SYLVANIA PRODUCTS,INC. (CONTACT/OPERATOR)
, OSRAM SYLVANIA INC. (CONTACT/OPERATOR)
, OSRAM SYLVANIA PRODUCTS, INC. (CONTACT/OWNER)
, OSRAM SYLVANIA, INC. (CONTACT/OWNER)
Alternative names: GTE PRODUCTS DIV, OSRAM SYLVANIA INC, OSRAM SYLVANIA (GTE)
- DYTEX CHEMICAL CO INCORPORATED (1280 HIGH ST. in CENTRAL FALLS, RI)
SUPERFUND (Superfund database)
(Integrated Compliance Information System) - ICIS-01-1996-0046, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: INDUSTRIAL INORGANIC CHEMICALS; INDUSTRIAL ORGANIC CHEMICALS; CHEMICALS AND ALLIED PRODUCTS
- AMCO INC (48 CONDUIT ST in CENTRAL FALLS, RI)
(Integrated Compliance Information System) - ICIS-01-2003-0112, FORMAL ENFORCEMENT ACTION
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Alternative names: AMCO INC (Y.MAZO, PRESIDENT)
- MURDOCK WEBBING (27 FOUNDRY STREET in CENTRAL FALLS, RI)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: NARROW FABRIC AND OTHER SMALLWARES MILLS: COTTON, WOOL, SILK, AND MANMADE FIBER
Business NAICS classification: NARROW FABRIC MILLS.
Organizations: MURDOCK WEBBING COMPANY (CONTACT/OPERATOR)
, MURDOCK WEBBING CO (CONTACT/OWNER)
- ELLA RISK SCHOOL (949 DEXTER STREET in CENTRAL FALLS, RI)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-04101
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- ELIZABETH WEBBING MILLS (521 ROOSEVELT AVE in CENTRAL FALLS, RI)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: NARROW FABRIC AND OTHER SMALLWARES MILLS: COTTON, WOOL, SILK, AND MANMADE FIBER
Business NAICS classification: NARROW FABRIC MILLS.; NARROW FABRIC MILLS.
Organizations: OWNERNAME (CONTACT/OWNER)
, ELIOT LIFLAND (CONTACT/OWNER)
- CALCUTT MIDDLE SCHOOL (112 WASHINGTON ST in CENTRAL FALLS, RI)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-04115
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- ALAN SHAWN FEINSTEIN SCHOOL (405 BROAD STREET in CENTRAL FALLS, RI)
(National Center for Education Statistics) - STATE ID-04109
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- CENTRAL FALLS SR HIGH (24 SUMMER STREET in CENTRAL FALLS, RI)
(National Center for Education Statistics) - STATE ID-04108
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- G. HAROLD HUNT SCHOOL (14 KENDALL STREET in CENTRAL FALLS, RI)
(National Center for Education Statistics) - STATE ID-04104
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- CHARISMA MANUFACTURING CO INCORPORATED (400 BROAD ST. in CENTRAL FALLS, RI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: COSTUME JEWELRY AND COSTUME NOVELTIES, EXCEPT PRECIOUS METAL
Business NAICS classification: COSTUME JEWELRY AND NOVELTY MANUFACTURING.
Organizations: ALBERT CERBO (CONTACT/OPERATOR)
, CHARISMA MFG. CO. (CONTACT/OWNER)
- COWDEN STREET SCHOOL (325 COWDEN STREET in CENTRAL FALLS, RI)
(National Center for Education Statistics) - STATE ID-04110
Organizations: CENTRAL FALLS SCH DIST (SCHOOL DISTRICT)
- CUMBERLAND FARMS #3809 (478 BROAD STREET in CENTRAL FALLS, RI)
AIR MINOR (AIRS/AFS)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: CUMBERLAND FARMS INC (CONTACT/OWNER)
Alternative names: CUMBERLAND FARMS / GULF SVC STA
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (73%)
- Fuel oil, kerosene, etc. (15%)
- Electricity (6%)
- Bottled, tank, or LP gas (5%)
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Place of birth for U.S.-born residents:
- This state: 7602
- Northeast: 2412
- Midwest: 153
- South: 258
- West: 268
50% of the 02863 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 72% lived in this county.
Out of people who lived in different counties, 10% lived in Rhode Island.
Population in 1990: 17,380. Population change in the 1990s: +1,566 (+9.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 232
| Here: | 8.8% | | Rhode Island: | 12.6% |
Students in private schools in grades 9 to 12 (high school): 55
| Here: | 4.6% | | Rhode Island: | 12.7% |
Students in private undergraduate colleges: 140
| Here: | 21.3% | | Rhode Island: | 43.8% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MURDOCK WEBBING COMPANY, INC (27 FOUNDRY STREET in CENTRAL FALLS, RI; small business): $3,113,797 in 29 contracts from 2000 to 2005
Contracts for Aircraft Landing Equipment, Textile Fabrics, Miscellaneous Fabricated Nonmetallic Materials, Miscellaneous Aircraft Accessories and Components by Defense Logistics Agency, Navy, NASA Signed by year: 2000: $202,629; 2001: $506,918; 2002: $1,268,689; 2003: $418,627; 2004: $199,933; 2005: $517,001; 2006: $0.
Biggest contracts:
$493,376 with Defense Logistics Agency for Aircraft Landing Equipment. Signed on 2002-06-14. Completion date: 2002-12-11.
$332,080, same as above. Signed on 2002-03-14. Completion date: 2002-09-10.
$213,480, same as above. Signed on 2002-08-23. Completion date: 2002-11-21.
$199,761, same as above. Signed on 2005-10-21. Completion date: 2006-01-19.
- EMERYS CATERING SERVICE INC (24 CENTRAL ST in CENTRAL FALLS, RI; small business): $20,810 in 2 contracts in 2006
$15,338 with Army for Composite Food Packages. Signed on 2006-05-04. Completion date: 2006-05-19.
$5,472, same as above. Signed on 2006-06-21. Completion date: 2006-06-24.
- K & W WEBBING COMPANY INC (403 ROOSEVELT AVE in CENTRAL FALLS, RI; small business)
$1,460 with Army for Textile Fabrics. Signed on 2004-12-09. Completion date: 2005-01-06.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (100-249 employees: 1 establishment)
- Health Care and Social Assistance: Other Individual and Family Services (50-99: 2, 1-4: 2)
- Health Care and Social Assistance: Nursing Care Facilities (50-99: 2)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2, 5-9: 3, 1-4: 4)
- Wholesale Trade: Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (50-99: 1, 1-4: 2)
- Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 324 people in other types of correctional institutions
- 231 people in nursing homes
- 19 people in other noninstitutional group quarters
- 7 people in homes for the mentally ill
- 7 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 2
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $211,963 | 123 | $190,625 | 318 | $191,519 | 76 | $45,463 | 42 | $421,206 | 72 | $179,738 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 23 | $199,150 | 74 | $205,326 | 4 | $92,763 | 5 | $253,622 | 21 | $248,940 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $208,458 | 77 | $196,374 | 306 | $222,093 | 63 | $48,377 | 10 | $262,676 | 63 | $215,714 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $230,938 | 20 | $223,692 | 142 | $215,033 | 13 | $72,756 | 5 | $255,516 | 28 | $208,848 | 1 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $196,917 | 53 | $231,147 | 0 | $0 | 1 | $252,000 | 7 | $193,944 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $253,488 | 336 | $172,389 | 462 | $197,353 | 105 | $62,696 | 38 | $201,278 | 118 | $199,933 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 75 | $186,948 | 99 | $188,631 | 10 | $76,557 | 12 | $395,672 | 33 | $176,844 |
| APPLICATIONS DENIED | 2 | $246,650 | 241 | $180,323 | 440 | $210,808 | 103 | $62,388 | 0 | $0 | 90 | $235,032 |
| APPLICATIONS WITHDRAWN | 4 | $308,188 | 61 | $171,687 | 271 | $207,628 | 8 | $137,054 | 8 | $297,541 | 45 | $210,396 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 29 | $193,286 | 65 | $216,742 | 2 | $237,190 | 0 | $0 | 10 | $210,950 |
Aggregated Statistics For Year 2005 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 37 | $266,304 | 567 | $152,402 | 620 | $185,145 | 140 | $89,571 | 73 | $282,463 | 222 | $176,334 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $289,130 | 68 | $175,885 | 121 | $194,980 | 13 | $48,938 | 4 | $413,745 | 31 | $212,072 | 0 | $0 |
| APPLICATIONS DENIED | 15 | $285,218 | 182 | $159,119 | 358 | $201,502 | 89 | $69,010 | 2 | $426,210 | 80 | $164,134 | 2 | $83,860 |
| APPLICATIONS WITHDRAWN | 3 | $312,980 | 123 | $162,520 | 406 | $192,675 | 27 | $110,939 | 3 | $200,333 | 74 | $168,797 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 40 | $144,447 | 75 | $194,908 | 2 | $122,550 | 0 | $0 | 12 | $198,020 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 100 | $230,309 | 294 | $154,162 | 648 | $154,814 | 108 | $91,822 | 37 | $380,653 | 141 | $163,220 | 2 | $29,995 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $224,714 | 56 | $165,967 | 150 | $159,721 | 14 | $87,149 | 9 | $201,154 | 18 | $167,134 | 0 | $0 |
| APPLICATIONS DENIED | 21 | $237,112 | 130 | $158,273 | 356 | $155,763 | 114 | $74,070 | 16 | $243,323 | 51 | $135,095 | 2 | $15,000 |
| APPLICATIONS WITHDRAWN | 4 | $153,680 | 31 | $139,036 | 317 | $161,918 | 28 | $76,638 | 1 | $210,000 | 35 | $174,374 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $80,050 | 4 | $137,998 | 52 | $167,829 | 2 | $49,330 | 0 | $0 | 2 | $192,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 117 | $195,441 | 225 | $143,048 | 772 | $118,907 | 75 | $36,899 | 22 | $359,534 | 209 | $129,095 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $140,784 | 40 | $125,788 | 144 | $113,595 | 11 | $20,026 | 1 | $165,000 | 42 | $104,500 |
| APPLICATIONS DENIED | 17 | $186,527 | 109 | $119,239 | 334 | $123,331 | 73 | $41,850 | 2 | $207,545 | 76 | $106,593 |
| APPLICATIONS WITHDRAWN | 15 | $175,981 | 24 | $135,481 | 314 | $124,197 | 10 | $35,996 | 0 | $0 | 27 | $119,963 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $184,495 | 4 | $92,490 | 24 | $124,040 | 3 | $65,327 | 0 | $0 | 2 | $98,660 |
Aggregated Statistics For Year 2002 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 165 | $140,377 | 253 | $104,936 | 397 | $98,452 | 47 | $22,320 | 14 | $133,380 | 147 | $100,048 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $120,530 | 19 | $97,481 | 86 | $94,271 | 5 | $19,000 | 2 | $177,895 | 14 | $99,533 |
| APPLICATIONS DENIED | 17 | $127,656 | 79 | $92,596 | 213 | $94,679 | 55 | $20,808 | 8 | $153,735 | 59 | $92,348 |
| APPLICATIONS WITHDRAWN | 19 | $146,383 | 31 | $134,248 | 190 | $100,469 | 14 | $29,549 | 2 | $111,990 | 11 | $109,306 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $83,000 | 25 | $98,770 | 34 | $99,939 | 2 | $24,665 | 0 | $0 | 3 | $102,593 |
Aggregated Statistics For Year 2001 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 133 | $107,018 | 112 | $90,563 | 252 | $80,334 | 43 | $18,495 | 12 | $96,242 | 92 | $84,839 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $140,440 | 27 | $78,664 | 48 | $87,239 | 12 | $19,517 | 4 | $103,743 | 10 | $81,592 |
| APPLICATIONS DENIED | 34 | $92,311 | 65 | $75,007 | 220 | $74,295 | 73 | $16,086 | 5 | $138,170 | 37 | $79,224 |
| APPLICATIONS WITHDRAWN | 2 | $111,000 | 20 | $67,407 | 139 | $87,890 | 13 | $30,884 | 4 | $82,493 | 7 | $87,240 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $78,476 | 21 | $94,324 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 7 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $89,803 | 85 | $69,537 | 108 | $69,626 | 44 | $17,492 | 3 | $93,330 | 48 | $64,511 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $80,000 | 23 | $75,349 | 35 | $79,876 | 14 | $16,844 | 0 | $0 | 13 | $57,745 |
| APPLICATIONS DENIED | 22 | $87,179 | 43 | $70,804 | 196 | $55,906 | 80 | $16,515 | 0 | $0 | 31 | $64,605 |
| APPLICATIONS WITHDRAWN | 11 | $87,270 | 17 | $70,758 | 114 | $68,266 | 9 | $20,613 | 0 | $0 | 16 | $73,670 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $88,330 | 14 | $69,331 | 2 | $3,955 | 2 | $94,715 | 4 | $78,423 |
Aggregated Statistics For Year 1999 (Based on 3 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $85,217 | 41 | $71,492 | 95 | $67,383 | 25 | $23,752 | 2 | $79,565 | 32 | $65,405 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $98,980 | 10 | $61,657 | 24 | $68,460 | 7 | $23,949 | 0 | $0 | 12 | $71,566 |
| APPLICATIONS DENIED | 13 | $81,145 | 24 | $73,335 | 62 | $54,241 | 27 | $18,274 | 2 | $94,550 | 16 | $56,693 |
| APPLICATIONS WITHDRAWN | 7 | $92,834 | 9 | $67,279 | 57 | $77,381 | 0 | $0 | 0 | $0 | 8 | $73,073 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $99,430 | 0 | $0 | 5 | $82,284 | 0 | $0 | 0 | $0 | 1 | $102,410 |
Detailed HMDA statistics for the following Tracts:
0108.00
, 0109.00, 0110.00, 0111.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $199,511 | 25 | $223,130 | 4 | $195,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $250,168 | 7 | $228,149 | 3 | $251,927 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $243,890 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $164,410 | 5 | $252,612 | 2 | $291,550 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $223,953 | 17 | $257,704 | 2 | $176,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $223,000 | 1 | $221,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $271,918 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $213,824 | 10 | $237,642 | 6 | $227,785 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $231,103 | 0 | $0 | 1 | $246,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $173,640 | 2 | $173,640 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $259,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $186,168 | 4 | $159,118 | 10 | $199,456 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $202,018 | 5 | $168,482 | 2 | $248,625 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 7 | $212,900 | 1 | $198,000 | 2 | $208,980 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $293,313 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $151,671 | 12 | $125,196 | 8 | $149,016 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $145,683 | 2 | $110,690 | 2 | $179,000 |
| APPLICATIONS DENIED | 3 | $184,263 | 0 | $0 | 3 | $184,263 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $199,500 | 2 | $113,655 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $120,654 | 24 | $118,400 | 22 | $121,754 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $100,712 | 2 | $122,550 | 1 | $101,000 |
| APPLICATIONS DENIED | 10 | $134,540 | 0 | $0 | 2 | $168,985 |
| APPLICATIONS WITHDRAWN | 6 | $113,245 | 2 | $84,990 | 4 | $90,940 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $112,665 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 40 | $94,349 | 8 | $92,840 | 8 | $85,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $51,722 | 4 | $94,790 | 4 | $72,060 |
| APPLICATIONS DENIED | 6 | $66,183 | 2 | $126,285 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $80,757 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 7 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $73,507 | 13 | $72,164 | 13 | $55,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $67,664 | 0 | $0 | 6 | $73,925 |
| APPLICATIONS DENIED | 4 | $80,993 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $63,140 | 2 | $63,140 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $71,643 | 8 | $82,471 | 4 | $68,893 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $31,515 | 3 | $73,210 | 1 | $34,470 |
| APPLICATIONS DENIED | 1 | $70,150 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0108.00
, 0109.00, 0110.00, 0111.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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