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03902 Zip Code Detailed Profile

 



Profiles Cape Neddick, ME (03902) houses, apartments, residents, cars, jobs...

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City: Cape Neddick, ME
York County, ME
Zip code population (2000): 2,090
Estimated zip code population in 2007: 2,159

Age and Sex of Residents in zip code 03902

Zip code 03902 (Cape Neddick, Maine) real estate house value trends

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Houses and condos: 1,192
Renter-occupied apartments: 110
% of renters here:  13%
State:  28%

2008 cost of living index in zip code 03902: 137.6 (high, U.S. average is 100)

Land area: 19.7 sq. mi.
Water area: 0.3 sq. mi.
Population density: 109 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.3% ($1,918)
Maine:  1.9% ($1,417)

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Males: 1,032  (49.4%)
Females: 1,058  (50.6%)

Zip code 03902 races chart


03902, ME forum
Recent posts about zip code 03902 area on our local forum with over 700,000 registered users:
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Urban population: 80
Rural population: 2,010

Estimated median house/condo value in 2007: $349,760
03902:  $349,760
Maine:  $176,000


According to our research of public records there was one registered sex offender living in 03902 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.

Median resident age:  43.2 years
Maine median age:  38.6 years

Average household size:
This zip code:  2.4 people
Maine:  2.4 people

Averages for the 2004 tax year for zip code 03902, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $62,606 (Individual Income Tax Returns)
Here:  $62,606
State:  $42,606

Salary/wage: $48,336 (reported on 78.6% of returns)
Here:  $48,336
State:  $36,376
(% of AGI for various income ranges: 104.1% for AGIs below $10k, 63.8% for AGIs $10k-25k, 65.7% for AGIs $25k-50k, 70.5% for AGIs $50k-75k, 74.1% for AGIs $75k-100k, 50.4% for AGIs over 100k)

Taxable interest for individuals: $1,964 (reported on 63.8% of returns)
This zip code:  $1,964
Maine:  $1,367
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 3.3% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $4,041 (reported on 36.7% of returns)
Here:  $4,041
State:  $3,533
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 2.9% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$22,249 (reported on 28.8% of returns)
Here:  +$22,249
State:  +$11,433
(% of AGI for various income ranges: 5.2% for AGIs below $10k, -1.2% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Profit/loss from business: +$14,830 (reported on 22.2% of returns)
Here:  +$14,830
State:  +$10,755
(% of AGI for various income ranges: -6.1% for AGIs below $10k, 12.3% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 5.7% of returns)
03902:  $3,000
Maine:  $3,014
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $9,917 (reported on 2.0% of returns)
Here:  $9,917
Maine:  $12,886

Total itemized deductions: $23,598 (1% of AGI, reported on 49.4% of returns)
Here:  $23,598
State:  $18,231
(% of AGI for various income ranges: 26.3% for AGIs below $10k, 10.7% for AGIs $10k-25k, 18.9% for AGIs $25k-50k, 21.6% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Charity contributions deductions: $2,706 (2.6% of AGI, reported on 43.1% of returns)
Here:  $2,706
Maine:  $2,466

Here:  2.6% of AGI
State:  2.8% of AGI
(% of AGI for various income ranges: 1.2% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $9,741 (reported on 84.9% of returns)
03902:  $9,741
State:  $6,047
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 6.0% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,027 (reported on 6.3% of returns)
Here:  $1,027
State:  $1,520
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 1.4% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 57.9%
Here:  58%
State:  53%
(% for various income ranges: 45.7% for AGIs below $10k, 49.8% for AGIs $10k-25k, 59.9% for AGIs $25k-50k, 61.7% for AGIs $50k-75k, 62.6% for AGIs $75k-100k, 72.4% for AGIs over 100k)


Estimated median household income in 2007: $76,483
This zip code:  $76,483
Maine:  $45,888
Cape Neddick, ME (03902) map

Nearest zip codes: 03907, 03909, 04090, 03905, 03908, 03904.


Percentage of family households:
This zip code:  66.6%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  7.3%
Whole state:  7.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.7% of all households
  • Gay men: 1.5% of all households

Housing units in zip code 03902 with a mortgage: 452 (27 second mortgage, 104 home equity loan, 18 both second mortgage and home equity loan)
Houses without a mortgage: 192


Median monthly owner costs for units with a mortgage: $1,778

Median monthly owner costs for units without a mortgage: $515

Residents with income below the poverty level in 2007:
This zip code:  4.1%
Whole state:  12.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  1.9%
Whole state:  4.6%

Median number of rooms in houses and condos:
Here:  6.2
State:  5.9

Median number of rooms in apartments:
Here:  4.2
State:  4.1


Zip code 03902 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 03902 include: Friendly Christian Tabernacle Church of Mount Agamenticus (A), York Advent Christian Church (B), Saint Peters By-The-Sea Church (C), Cape Neddick Baptist Church (D). Display/hide their locations on the map

Lakes, reservoirs, and swamps: Staples Pond (A), Carolyn, Lake (B), Phillips Pond (C), Waddell Pond (D), Chases Pond (E), Staple Pond (F), Rush Swamp (G), Braceys Swamp (H). Display/hide their locations on the map

Streams, rivers, and creeks: Clay Hill Brook (A), Rush Swamp Brook (B), Josias Brook (C). Display/hide their locations on the map

Parks in zip code 03902 include: Mount Agamenticus Park (1), York Cliff Historic District (2). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 28
  • 1995 to 1998: 143
  • 1990 to 1994: 70
  • 1980 to 1989: 278
  • 1970 to 1979: 183
  • 1960 to 1969: 130
  • 1950 to 1959: 122
  • 1940 to 1949: 66
  • 1939 or earlier: 185



Zip code 03902 satellite photo by USGS


Bedrooms in owner-occupied houses in Cape Neddick, ME (03902):
  • no bedroom: 0
  • 1 bedrooms: 35
  • 2 bedrooms: 125
  • 3 bedrooms: 500
  • 4 bedrooms: 75
  • 5 or more bedrooms: 18


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 26
  • 2 bedrooms: 43
  • 3 bedrooms: 29
  • 4 bedrooms: 12
  • 5 or more bedrooms: 0



Vehicles available in 03902 zip code in owner-occupied houses/condos:
  • no vehicle: 18
  • 1 vehicle: 171
  • 2 vehicles: 384
  • 3 vehicles: 147
  • 4 vehicles: 15
  • 5 or more vehicles: 18


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 55
  • 2 vehicles: 40
  • 3 vehicles: 15
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 03902 household income distribution in 2007

Zip code 03902 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 03902:

  • $50,000 to $59,999: 4
  • $60,000 to $69,999: 5
  • $100,000 to $124,999: 6
  • $125,000 to $149,999: 3
  • $150,000 to $174,999: 27
  • $175,000 to $199,999: 38
  • $200,000 to $249,999: 71
  • $250,000 to $299,999: 93
  • $300,000 to $399,999: 238
  • $400,000 to $499,999: 115
  • $500,000 to $749,999: 84
  • $750,000 to $999,999: 6
  • $1,000,000 or more: 87
 



03902 rent paid by renters


Rent paid by renters in 2007 in zip code 03902:

  • $300 to $349: 3
  • $350 to $399: 3
  • $500 to $549: 7
  • $600 to $649: 8
  • $700 to $749: 11
  • $800 to $899: 23
  • $1,000 to $1,249: 45
  • $1,250 to $1,499: 121
  • $1,500 to $1,999: 51
  • No cash rent: 15
 


Median price asked for vacant for-sale houses and condos in 2007: $102,651.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $343,601
  • Some other race householders: $209,968
  • Two or more races householders: $1,866,385
  • Hispanic or Latino householders: $209,968

Estimated median house or condo value in 2007: $348,729 (it was $187,400 in 2000)
03902:  $348,729
Maine:  $176,000
Lower value quartile - upper value quartile: $202,051 - $492,139

Mean price in 2007:
Detached houses: $506,825
Here:  $506,825
State:  $240,738

In 3-to-4-unit structures: $724,692
Here:  $724,692
State:  $258,838

Mobile homes: $95,000
Here:  $95,000
State:  $42,332


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,076
  • One, attached: 58
  • Two: 22
  • 3 or 4: 15
  • 5 to 9: 9
  • Mobile homes: 7
  • Boats, RVs, vans, etc.: 18
03902 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 950 (87%)
  • Carpooled: 54 (5%)
  • Bus or trolley bus: 9 (1%)
  • Walked: 15 (1%)
  • Worked at home: 60 (6%)
 

03902 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 36
  • 5 to 9 minutes: 41
  • 10 to 14 minutes: 261
  • 15 to 19 minutes: 189
  • 20 to 24 minutes: 112
  • 25 to 29 minutes: 60
  • 30 to 34 minutes: 115
  • 35 to 39 minutes: 43
  • 40 to 44 minutes: 24
  • 45 to 59 minutes: 74
  • 60 to 89 minutes: 6
  • 90 or more minutes: 67
 

Percentage of zip code residents living and working in this county: 61.6%


Household type by relationship
Households: 2,018

  • In family households: 1,717 (502 male householders, 96 female householders)
    561 spouses, 558 children (514 natural, 0 adopted, 44 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 301 (82 male householders (57 living alone)), 150 female householders (126 living alone)), 69 nonrelatives

Size of family households: 294 2-persons, 126 3-persons, 154 4-persons, 24 5-persons.

Size of nonfamily households: 183 1-person, 32 2-persons, 10 3-persons, 7 4-persons.

364 married couples with children.
64 single-parent households (8 men, 56 women).

94.1% of residents of 03902 zip code speak English at home.
1.2% of residents speak Spanish at home (32% very well, 68% well).
4.7% of residents speak other Indo-European language at home (56% very well, 28% well, 8% not well, 8% not at all).

Foreign born population: 112 (5.4%)
(21.4% of them are naturalized citizens)

This zip code:  5.4%
Whole state:  2.9%

Most common places of birth for the foreign-born residents:



  • Australia (37%)
  • Canada (29%)
  • United Kingdom (18%)
  • Italy (16%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 67
  • 1990 to 1994: 7
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 14
  • 1970 to 1974: 0
  • 1965 to 1969: 24

White population: 2,064
Black population: 10
American Indian population: 6
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 3
Two or more races population: 3

Zip code 03902 races chart


First ancestries reported:

 English: 376
 Irish: 169
 Italian: 161
 German: 146
 French (except Basque): 127
 United States or American: 106
 Other groups: 99
 French Canadian: 57
 Canadian: 55
 Polish: 53
 Scottish: 50
 Swedish: 47
 British: 45
 Scotch-Irish: 31
 Finnish: 21
 European: 15
 Norwegian: 14
 Welsh: 12
 Eastern European: 9
 Russian: 9
 Slovene: 9
 Lithuanian: 8
 Slovak: 6



Zip code 03902 topographic map


Facitilies with environmental interests located in this zip code:

  • ANDERSONS INC (RTE 1 BLUEBERRY HILL in CAPE NEDDICK, ME)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: STEPHEN ANDERSON (CONTACT/OWNER)


Median worth of mobile homes: $135,223

Zip code 03902 marital status for males
Zip code 03902 marital status for females


Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (75%)
  • Bottled, tank, or LP gas (16%)
  • Electricity (9%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 609
  • Northeast: 1031
  • Midwest: 81
  • South: 69
  • West: 100

71% of the 03902 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 13% lived in Maine.

Population in 1990: 953. Population change in the 1990s: +1,137 (+119.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 8
Here:  3.8%
Maine:  6.9%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Maine:  8.9%

Students in private undergraduate colleges: 20
Here:  23.8%
Maine:  28.3%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Information: Book Publishers (20-49 employees: 1 establishment)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 1, 1-4: 3)
  • Construction: Site Preparation Contractors (10-19: 1, 5-9: 1)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 3)
  • Health Care and Social Assistance: Other Individual and Family Services (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 4)
  • Construction: Electrical Contractors (5-9: 1, 1-4: 2)
  • Professional, Scientific, and Technical Services: Other Accounting Services (5-9: 1, 1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED49$307,567128$238,61647$102,29923$331,6901$100,320
APPLICATIONS APPROVED, NOT ACCEPTED10$185,31821$194,1265$153,2164$119,2450$0
APPLICATIONS DENIED13$311,97435$296,29612$178,1446$376,0481$154,130
APPLICATIONS WITHDRAWN12$311,98020$275,4245$201,5524$214,0930$0
FILES CLOSED FOR INCOMPLETENESS0$05$309,8980$00$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0360.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED8$311,4487$344,3461$201,550
APPLICATIONS APPROVED, NOT ACCEPTED3$307,9532$306,4300$0
APPLICATIONS DENIED1$307,3400$00$0
APPLICATIONS WITHDRAWN1$250,8000$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0360.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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