Estimated median household income in 2007: $43,717
| This zip code: | $43,717 | | Maine: | $45,888 |
Nearest zip codes: 04009, 04088, 04268, 04270, 04055, 04022.
Housing units in zip code 04040 with a mortgage: 337 (20 second mortgage, 42 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 150
Median monthly owner costs for units with a mortgage: $1,108
Median monthly owner costs for units without a mortgage: $438
Residents with income below the poverty level in 2007:
| This zip code: | 10.5% | | Whole state: | 12.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 4.6% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 5.0 | | State: | 4.1 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 04040: Nokomis Camping Area (A), Camp Pinecliffe (B), Camp Owatonna (C), Camp Bendito (D), Twin Bridges (E). Display/hide their locations on the map
Churches in zip code 04040 include: Seventh Day Adventist Church (A), Bolsters Mills United Methodist Church (B). Display/hide their locations on the map
Cemeteries: South Harrison Cemetery (1), Johnson Cemetery (2), Maple Ridge Cemetery (3), Carsley Cemetery (4), Center Cemetery (5), Lewis Cemetery (6), Noyes Cemetery (7). Display/hide their locations on the map
Lakes, reservoirs, and swamps: Island Pond (A), Bog Pond (B), Crystal Lake (C), Biglow Swamp (D). Display/hide their locations on the map
Streams, rivers, and creeks: Carsley Brook (A), Woodsum Brook (B), Russell Brook (C), Thomes Brook (D), Farnsworth Brook (E). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 19
- 1995 to 1998: 99
- 1990 to 1994: 148
- 1980 to 1989: 313
- 1970 to 1979: 291
- 1960 to 1969: 162
- 1950 to 1959: 84
- 1940 to 1949: 62
- 1939 or earlier: 252
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Bedrooms in owner-occupied houses in Harrison, ME (04040): |
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- no bedroom: 6
- 1 bedrooms: 35
- 2 bedrooms: 212
- 3 bedrooms: 375
- 4 bedrooms: 133
- 5 or more bedrooms: 35
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 16
- 2 bedrooms: 39
- 3 bedrooms: 56
- 4 bedrooms: 13
- 5 or more bedrooms: 0
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Vehicles available in 04040 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 229
- 2 vehicles: 363
- 3 vehicles: 152
- 4 vehicles: 29
- 5 or more vehicles: 4
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 4
- 1 vehicle: 62
- 2 vehicles: 45
- 3 vehicles: 10
- 4 vehicles: 3
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 04040:
- Less than $10,000: 2
- $10,000 to $14,999: 1
- $15,000 to $19,999: 2
- $20,000 to $24,999: 3
- $25,000 to $29,999: 3
- $30,000 to $34,999: 4
- $35,000 to $39,999: 4
- $40,000 to $49,999: 14
- $50,000 to $59,999: 18
- $60,000 to $69,999: 14
- $70,000 to $79,999: 17
- $80,000 to $89,999: 18
- $90,000 to $99,999: 17
- $100,000 to $124,999: 54
- $125,000 to $149,999: 82
- $150,000 to $174,999: 122
- $175,000 to $199,999: 97
- $200,000 to $249,999: 112
- $250,000 to $299,999: 76
- $300,000 to $399,999: 87
- $400,000 to $499,999: 21
- $500,000 to $749,999: 38
- $750,000 to $999,999: 7
- $1,000,000 or more: 9
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Rent paid by renters in 2007 in zip code 04040:
- $150 to $199: 1
- $250 to $299: 5
- $300 to $349: 5
- $350 to $399: 5
- $400 to $449: 9
- $450 to $499: 6
- $500 to $549: 12
- $550 to $599: 20
- $600 to $649: 6
- $650 to $699: 4
- $700 to $749: 4
- No cash rent: 16
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Median price asked for vacant for-sale houses and condos in 2007: $228,632.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $182,532
- Black or African American householders: $121,314
- Some other race householders: $209,968
- Hispanic or Latino householders: $209,968
Estimated median house or condo value in 2007: $181,100 (it was $97,400 in 2000)
| 04040: | $181,100 | | Maine: | $176,000 |
Lower value quartile - upper value quartile: $112,330 - $265,587
Mean price in 2007:
Detached houses: $254,064| Here: | $254,064 | | State: | $240,738 |
Townhouses or other attached units: $139,495| Here: | $139,495 | | State: | $259,290 |
In 2-unit structures: $503,951| Here: | $503,951 | | State: | $237,097 |
In 3-to-4-unit structures: $571,830| Here: | $571,830 | | State: | $258,838 |
Mobile homes: $42,109| Here: | $42,109 | | State: | $42,332 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,224
- One, attached: 8
- Two: 26
- 3 or 4: 8
- 5 to 9: 2
- 50 or more: 3
- Mobile homes: 157
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 866 (78%)
- Carpooled: 126 (11%)
- Bus or trolley bus: 1 (0%)
- Walked: 36 (3%)
- Other means: 2 (0%)
- Worked at home: 76 (7%)
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Travel time to work
- Less than 5 minutes: 44
- 5 to 9 minutes: 72
- 10 to 14 minutes: 95
- 15 to 19 minutes: 156
- 20 to 24 minutes: 131
- 25 to 29 minutes: 49
- 30 to 34 minutes: 123
- 35 to 39 minutes: 23
- 40 to 44 minutes: 43
- 45 to 59 minutes: 114
- 60 to 89 minutes: 143
- 90 or more minutes: 38
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Percentage of zip code residents living and working in this county: 64.6%
Household type by relationship
Households: 2,315
- In family households: 1,984 (489 male householders, 165 female householders)
532 spouses, 620 children (551 natural, 30 adopted, 39 stepchildren), 42 grandchildren, 7 brothers or sisters, 14 parents, 43 other relatives, 72 non-relatives
- In nonfamily households: 331 (125 male householders (99 living alone)), 130 female householders (107 living alone)), 76 nonrelatives
Size of family households: 314 2-persons, 129 3-persons, 137 4-persons, 59 5-persons, 15 6-persons.
Size of nonfamily households: 206 1-person, 37 2-persons, 5 3-persons, 4 4-persons, 3 5-persons.
393 married couples with children.
127 single-parent households (50 men, 77 women).
96.1% of residents of 04040 zip code speak English at home.
0.7% of residents speak Spanish at home (33% very well, 47% well, 20% not well).
2.6% of residents speak other Indo-European language at home (81% very well, 11% well, 9% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (80% very well, 20% not well).
Foreign born population: 35 (1.5%)
(77.1% of them are naturalized citizens)
| This zip code: | 1.5% | | Whole state: | 2.9% |
Most common places of birth for the foreign-born residents:
- Canada (63%)
- Italy (11%)
- Czechoslovakia (includes Czech Republic and Slovakia) (9%)
- United Kingdom (6%)
- Other Northern Europe (6%)
- Other Eastern Europe (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 3
- 1990 to 1994: 4
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 3
- 1970 to 1974: 0
- 1970 to 1974: 4
- 1965 to 1969: 21
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White population: 2,287
Black population: 12
American Indian population: 1
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 0
Two or more races population: 14

First ancestries reported:
|  English: 416 |
|  United States or American: 343 |
|  Irish: 192 |
|  French (except Basque): 180 |
|  Italian: 103 |
|  German: 98 |
|  French Canadian: 71 |
|  Scottish: 69 |
|  Other groups: 61 |
|  Finnish: 57 |
|  Swedish: 31 |
|  European: 30 |
|  Scotch-Irish: 28 |
|  Polish: 24 |
|  Canadian: 20 |
|  Norwegian: 19 |
|  Russian: 14 |
|  Lithuanian: 11 |
|  Hungarian: 9 |
|  British: 8 |
|  Czech: 6 |
|  Danish: 6 |
|  Portuguese: 6 |
|  Dutch: 5 |
|  Scandinavian: 5 |
|  Austrian: 4 |
|  Estonian: 4 |
|  Armenian: 4 |
|  Welsh: 4 |
|  Celtic: 2 |
|  Belgian: 2 |
|  Pennsylvania German: 2 |
Facitilies with environmental interests located in this zip code:
- HARRISON ELEMENTARY (309 NAPLES ROAD in HARRISON, ME)
(National Center for Education Statistics) - STATE ID-19202
Organizations: MSAD 17 OXFORD (SCHOOL DISTRICT)
- RODERICK DYER DBA DYER EXCAVATION (ROUTE 117 in HARRISON, ME)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SANITARY SERVICES
Median worth of mobile homes: $54,658
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (79%)
- Wood (11%)
- Bottled, tank, or LP gas (8%)
- Electricity (2%)
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Place of birth for U.S.-born residents:
- This state: 1432
- Northeast: 630
- Midwest: 60
- South: 78
- West: 68
67% of the 04040 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 41% lived in Maine.
Population in 1990: 2,274. Population change in the 1990s: +41 (+1.8%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
| Here: | 3.5% | | Maine: | 6.9% |
Students in private schools in grades 9 to 12 (high school): 15
| Here: | 10.1% | | Maine: | 8.9% |
Students in private undergraduate colleges: 10
| Here: | 19.2% | | Maine: | 28.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
- Professional, Scientific, and Technical Services: Engineering Services (20-49: 1, 1-4: 1)
- Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (5-9: 3, 1-4: 2)
- Construction: Site Preparation Contractors (5-9: 2, 1-4: 2)
- Information: Other Telecommunications (10-19: 1)
- Other Services (except Public Administration): Other Electronic and Precision Equipment Repair and Maintenance (10-19: 1)
- Professional, Scientific, and Technical Services: Surveying and Mapping (except Geophysical) Services (5-9: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $130,870 | 60 | $217,649 | 142 | $149,217 | 50 | $55,105 | 50 | $280,559 | 22 | $58,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $214,118 | 22 | $204,613 | 8 | $104,645 | 6 | $341,325 | 2 | $21,980 |
| APPLICATIONS DENIED | 2 | $152,845 | 16 | $164,710 | 110 | $222,178 | 50 | $48,911 | 10 | $292,507 | 14 | $101,898 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $227,572 | 44 | $132,458 | 16 | $67,807 | 8 | $234,515 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 14 | $187,955 | 4 | $49,950 | 2 | $299,700 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $179,820 | 80 | $200,799 | 176 | $167,457 | 42 | $54,565 | 44 | $371,673 | 14 | $77,209 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $126,207 | 44 | $130,914 | 8 | $37,713 | 2 | $76,925 | 2 | $97,900 |
| APPLICATIONS DENIED | 2 | $170,830 | 42 | $144,807 | 78 | $134,327 | 32 | $49,888 | 10 | $188,411 | 14 | $61,367 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 22 | $155,662 | 52 | $188,504 | 8 | $84,166 | 4 | $407,593 | 2 | $139,860 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $68,930 | 2 | $374,625 | 10 | $149,051 | 0 | $0 | 2 | $104,895 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $145,355 | 118 | $156,809 | 218 | $139,053 | 68 | $74,190 | 80 | $225,175 | 20 | $81,718 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $99,900 | 34 | $138,861 | 6 | $345,322 | 10 | $241,958 | 2 | $72,925 |
| APPLICATIONS DENIED | 0 | $0 | 48 | $157,384 | 120 | $140,876 | 36 | $68,043 | 16 | $200,549 | 16 | $67,558 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $174,625 | 86 | $145,111 | 2 | $135,865 | 8 | $274,725 | 2 | $91,910 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $81,169 | 16 | $147,353 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $132,868 | 102 | $138,175 | 198 | $137,660 | 60 | $44,822 | 68 | $184,051 | 28 | $61,082 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $102,231 | 42 | $99,472 | 6 | $49,950 | 6 | $115,883 | 4 | $81,918 |
| APPLICATIONS DENIED | 2 | $171,830 | 32 | $222,278 | 76 | $136,732 | 20 | $63,537 | 16 | $197,802 | 6 | $99,567 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $352,148 | 92 | $143,009 | 6 | $57,608 | 12 | $319,347 | 2 | $81,920 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $116,885 | 8 | $87,413 | 2 | $106,895 | 0 | $0 | 2 | $82,915 |
Detailed HMDA statistics for the following Tracts:
0150.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $179,043 | 4 | $172,828 | 4 | $239,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $159,840 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $165,335 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $168,631 | 4 | $150,850 | 2 | $93,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $120,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $284,715 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $137,434 | 4 | $189,310 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $284,715 | 4 | $227,773 | 4 | $286,213 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $143,000 | 8 | $197,803 | 6 | $240,427 | 2 | $107,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $117,880 | 2 | $142,855 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $282,718 | 2 | $322,675 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0150.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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