Estimated median household income in 2007: $51,599
| This zip code: | $51,599 | | Maine: | $45,888 |
Nearest zip codes: 04030, 04061, 04076, 04002, 04083, 04048.
Housing units in zip code 04087 with a mortgage: 333 (44 second mortgage, 25 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 87
Median monthly owner costs for units with a mortgage: $1,219
Median monthly owner costs for units without a mortgage: $295
Residents with income below the poverty level in 2007:
| This zip code: | 8.0% | | Whole state: | 12.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 4.6% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 4.1 |
Year house built: |
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- 1999 to March 2000: 31
- 1995 to 1998: 67
- 1990 to 1994: 96
- 1980 to 1989: 141
- 1970 to 1979: 169
- 1960 to 1969: 91
- 1950 to 1959: 41
- 1940 to 1949: 87
- 1939 or earlier: 86
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Bedrooms in owner-occupied houses in Waterboro, ME (04087): |
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- no bedroom: 0
- 1 bedrooms: 18
- 2 bedrooms: 182
- 3 bedrooms: 275
- 4 bedrooms: 67
- 5 or more bedrooms: 38
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 8
- 1 bedrooms: 8
- 2 bedrooms: 41
- 3 bedrooms: 19
- 4 bedrooms: 25
- 5 or more bedrooms: 0
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Vehicles available in 04087 zip code in owner-occupied houses/condos: |
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- no vehicle: 35
- 1 vehicle: 149
- 2 vehicles: 262
- 3 vehicles: 97
- 4 vehicles: 31
- 5 or more vehicles: 6
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 8
- 1 vehicle: 52
- 2 vehicles: 16
- 3 vehicles: 25
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 04087:
- $25,000 to $29,999: 2
- $30,000 to $34,999: 4
- $35,000 to $39,999: 3
- $40,000 to $49,999: 4
- $60,000 to $69,999: 5
- $70,000 to $79,999: 6
- $80,000 to $89,999: 3
- $90,000 to $99,999: 4
- $100,000 to $124,999: 23
- $125,000 to $149,999: 45
- $150,000 to $174,999: 124
- $175,000 to $199,999: 124
- $200,000 to $249,999: 112
- $250,000 to $299,999: 70
- $300,000 to $399,999: 29
- $400,000 to $499,999: 24
- $500,000 to $749,999: 12
- $1,000,000 or more: 7
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Rent paid by renters in 2007 in zip code 04087:
- Less than $100: 5
- $100 to $149: 12
- $350 to $399: 3
- $400 to $449: 9
- $450 to $499: 6
- $500 to $549: 7
- $600 to $649: 8
- No cash rent: 23
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Median price asked for vacant for-sale houses and condos in 2007: $163,308.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $182,718
- Some other race householders: $209,968
- Hispanic or Latino householders: $209,968
Estimated median house or condo value in 2007: $184,075 (it was $99,000 in 2000)
| 04087: | $184,075 | | Maine: | $176,000 |
Lower value quartile - upper value quartile: $121,003 - $222,544
Mean price in 2007:
Detached houses: $214,651| Here: | $214,651 | | State: | $240,738 |
In 2-unit structures: $380,682| Here: | $380,682 | | State: | $237,097 |
Mobile homes: $211,680| Here: | $211,680 | | State: | $42,332 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 672
- Two: 24
- 3 or 4: 22
- 5 to 9: 8
- Mobile homes: 83

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Means of transportation to work
- Drove a car alone: 732 (84%)
- Carpooled: 74 (9%)
- Bus or trolley bus: 7 (1%)
- Walked: 20 (2%)
- Other means: 14 (2%)
- Worked at home: 22 (3%)
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Travel time to work
- Less than 5 minutes: 33
- 5 to 9 minutes: 99
- 10 to 14 minutes: 59
- 15 to 19 minutes: 91
- 20 to 24 minutes: 132
- 25 to 29 minutes: 35
- 30 to 34 minutes: 165
- 35 to 39 minutes: 26
- 40 to 44 minutes: 79
- 45 to 59 minutes: 65
- 60 to 89 minutes: 53
- 90 or more minutes: 10
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Percentage of zip code residents living and working in this county: 72.3%
Household type by relationship
Households: 1,841
- In family households: 1,617 (456 male householders, 66 female householders)
424 spouses, 596 children (590 natural, 0 adopted, 6 stepchildren), 8 grandchildren, 4 brothers or sisters, 5 parents, 9 other relatives, 49 non-relatives
- In nonfamily households: 224 (73 male householders (62 living alone)), 99 female householders (79 living alone)), 52 nonrelatives
Size of family households: 193 2-persons, 128 3-persons, 116 4-persons, 52 5-persons, 33 6-persons.
Size of nonfamily households: 141 1-person, 15 2-persons, 16 3-persons.
418 married couples with children.
75 single-parent households (18 men, 57 women).
95.0% of residents of 04087 zip code speak English at home.
0.5% of residents speak Spanish at home (63% well, 38% not well).
2.8% of residents speak other Indo-European language at home (66% very well, 34% well).
1.6% of residents speak other language at home (78% very well, 22% well).
Foreign born population: 30 (1.6%)
(23.3% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 2.9% |
Most common places of birth for the foreign-born residents:
- Canada (77%)
- Germany (23%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 7
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 23
- 1965 to 1969: 0
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White population: 1,813
Black population: 0
American Indian population: 4
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 6

First ancestries reported:
|  English: 334 |
|  United States or American: 307 |
|  Other groups: 160 |
|  French (except Basque): 150 |
|  French Canadian: 145 |
|  Irish: 135 |
|  Scottish: 74 |
|  Italian: 72 |
|  German: 10 |
|  Ukrainian: 10 |
|  Polish: 6 |
|  Scotch-Irish: 6 |
|  Canadian: 5 |

Facitilies with environmental interests located in this zip code:
- MASSABESIC HIGH SCHOOL (WEST ROAD PO BOX 500 in WATERBORO, ME)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-45403
Organizations: MSAD 57 WATERBORO (SCHOOL DISTRICT)
- MASSABESIC JR HIGH SCHOOL (WEST ROAD PO BOX 460 in WATERBORO, ME)
(National Center for Education Statistics) - STATE ID-45404
Organizations: MSAD 57 WATERBORO (SCHOOL DISTRICT)
- ON TIME MACHINE INC (RTE 202 in WATERBORO, ME)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: RICHARD O RICKER (CONTACT/OWNER)
- SAD 57 (86 WEST RD in WATERBORO, ME)
AIR MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: MSAD #57, WATERBORO
- DEARBORN BROTHERS CONSTRUCTION (ROUTE 202 in WATERBORO, ME)
AIR MINOR (AIRS/AFS)
Business SIC classification: CRUSHED AND BROKEN STONE
- FOGLIO, INC. (SOUTH WATERBORO in WATERBORO, ME)
AIR MINOR (AIRS/AFS)
- G T E PRODUCTS CORP (RTE 202 in WATERBORO, ME)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: CURRENT-CARRYING WIRING DEVICE MANUFACTURING.
Organizations: OPERNAME (CONTACT/OPERATOR)
Median worth of mobile homes: $98,499
Housing units lacking complete plumbing facilities: 4%
Housing units lacking complete kitchen facilities: 4%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (81%)
- Wood (11%)
- Bottled, tank, or LP gas (4%)
- Electricity (3%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 1170
- Northeast: 457
- Midwest: 26
- South: 121
- West: 18
53% of the 04087 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 53% lived in this county.
Out of people who lived in different counties, 31% lived in Maine.
Population in 1990: 1,797. Population change in the 1990s: +27 (+1.5%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
| Here: | 4.8% | | Maine: | 6.9% |
Students in private schools in grades 9 to 12 (high school): 14
| Here: | 20.9% | | Maine: | 8.9% |
Students in private undergraduate colleges: 6
| Here: | 21.4% | | Maine: | 28.3% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (50-99 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 1-4: 2)
- Construction: Highway, Street, and Bridge Construction (20-49: 1)
- Construction: Roofing Contractors (10-19: 1)
- Other Services (except Public Administration): Car Washes (10-19: 1)
- Construction: Electrical Contractors (5-9: 1, 1-4: 1)
- Other Services (except Public Administration): General Automotive Repair (5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $181,532 | 65 | $157,143 | 144 | $141,701 | 43 | $52,623 | 0 | $0 | 21 | $155,824 | 8 | $71,644 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $142,140 | 11 | $145,198 | 36 | $156,236 | 4 | $82,725 | 0 | $0 | 2 | $155,895 | 2 | $86,355 |
| APPLICATIONS DENIED | 2 | $126,475 | 16 | $180,256 | 123 | $153,318 | 34 | $67,901 | 1 | $2,290 | 6 | $171,180 | 6 | $67,632 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $184,173 | 55 | $160,774 | 8 | $146,631 | 0 | $0 | 3 | $177,293 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $69,540 | 14 | $169,379 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $183,196 | 149 | $141,531 | 245 | $134,122 | 64 | $59,655 | 28 | $124,155 | 9 | $72,769 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $122,845 | 36 | $148,021 | 3 | $171,690 | 6 | $157,553 | 2 | $83,680 |
| APPLICATIONS DENIED | 2 | $129,530 | 33 | $133,527 | 164 | $142,029 | 27 | $48,031 | 11 | $138,390 | 8 | $77,280 |
| APPLICATIONS WITHDRAWN | 2 | $122,655 | 18 | $110,002 | 81 | $118,215 | 10 | $67,020 | 7 | $114,521 | 4 | $81,770 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $184,555 | 39 | $163,480 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $172,709 | 180 | $137,429 | 277 | $134,077 | 41 | $60,819 | 1 | $458,520 | 25 | $157,150 | 8 | $94,951 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 19 | $129,109 | 27 | $131,782 | 3 | $57,313 | 0 | $0 | 5 | $123,954 | 2 | $85,970 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $130,073 | 157 | $136,208 | 28 | $64,029 | 0 | $0 | 6 | $129,660 | 6 | $104,695 |
| APPLICATIONS WITHDRAWN | 2 | $131,825 | 21 | $119,506 | 126 | $132,710 | 8 | $61,136 | 0 | $0 | 2 | $126,475 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $136,282 | 37 | $151,105 | 2 | $74,510 | 0 | $0 | 1 | $353,060 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $155,622 | 148 | $133,121 | 268 | $117,732 | 50 | $56,260 | 31 | $141,845 | 7 | $58,297 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $92,470 | 6 | $183,408 | 41 | $122,551 | 9 | $39,908 | 5 | $121,202 | 1 | $74,130 |
| APPLICATIONS DENIED | 3 | $155,387 | 16 | $106,893 | 126 | $116,898 | 31 | $38,383 | 4 | $91,513 | 9 | $76,674 |
| APPLICATIONS WITHDRAWN | 2 | $166,215 | 13 | $126,563 | 137 | $124,760 | 8 | $52,921 | 3 | $137,557 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $103,170 | 20 | $133,200 | 1 | $19,110 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0240.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $181,604 | 28 | $175,520 | 4 | $152,075 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $157,426 | 3 | $198,947 | 2 | $126,095 |
| APPLICATIONS DENIED | 2 | $143,285 | 1 | $118,450 | 2 | $143,285 |
| APPLICATIONS WITHDRAWN | 1 | $128,390 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $127,620 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $197,062 | 16 | $181,259 | 2 | $208,245 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $109,280 | 3 | $195,380 | 1 | $217,030 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $114,630 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $179,426 | 11 | $175,002 | 0 | $0 | 1 | $94,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $249,895 | 4 | $138,510 | 1 | $87,120 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $111,955 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $126,860 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $160,578 | 16 | $149,497 | 2 | $296,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $213,980 | 3 | $154,113 | 1 | $158,950 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $170,800 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $116,160 | 2 | $166,215 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $118,450 | 1 | $118,450 |
Detailed PMIC statistics for the following Tracts:
0240.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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