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04108 Zip Code Detailed Profile

 



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Cumberland County, ME
Zip code population (2000): 925
Estimated zip code population in 2007: 955



Age and Sex of Residents in zip code 04108


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Houses and condos: 1,072
Renter-occupied apartments: 108
% of renters here:  25%
State:  28%

2008 cost of living index in zip code 04108: 105.2 (more than average, U.S. average is 100)

Land area: 2.5 sq. mi.
Water area: 0.0 sq. mi.
Population density: 384 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.0% ($2,385)
Maine:  1.9% ($1,417)

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Males: 443  (47.9%)
Females: 482  (52.1%)

Zip code 04108 races chart


04108, ME forum
Discuss zip code 04108 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $290,223
04108:  $290,223
Maine:  $176,000

According to our research of public records there were no registered sex offenders living in this zip code in early 2007.

Median resident age:  43.2 years
Maine median age:  38.6 years

Average household size:
This zip code:  2.1 people
Maine:  2.4 people

Averages for the 2004 tax year for zip code 04108, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $62,701 (Individual Income Tax Returns)
Here:  $62,701
State:  $42,606

Salary/wage: $35,096 (reported on 75.6% of returns)
Here:  $35,096
State:  $36,376
(% of AGI for various income ranges: 99.5% for AGIs below $10k, 50.5% for AGIs $10k-25k, 66.2% for AGIs $25k-50k, 60.4% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 22.3% for AGIs over 100k)

Taxable interest for individuals: $1,604 (reported on 59.3% of returns)
This zip code:  $1,604
Maine:  $1,367
(% of AGI for various income ranges: 6.2% for AGIs below $10k, 4.4% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $4,590 (reported on 38.0% of returns)
Here:  $4,590
State:  $3,533
(% of AGI for various income ranges: 8.7% for AGIs below $10k, 6.4% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$11,379 (reported on 27.3% of returns)
Here:  +$11,379
State:  +$11,433
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, -0.0% for AGIs $75k-100k, 8.9% for AGIs over 100k)

Profit/loss from business: +$15,574 (reported on 29.9% of returns)
Here:  +$15,574
State:  +$10,755
(% of AGI for various income ranges: 5.1% for AGIs below $10k, 17.0% for AGIs $10k-25k, 11.0% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 4.5% for AGIs over 100k)

IRA payment deduction: $3,857 (reported on 4.6% of returns)
04108:  $3,857
Maine:  $3,014

Total itemized deductions: $20,276 (1% of AGI, reported on 48.6% of returns)
Here:  $20,276
State:  $18,231
(% of AGI for various income ranges: 26.0% for AGIs $10k-25k, 20.8% for AGIs $25k-50k, 22.4% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 10.7% for AGIs over 100k)

Charity contributions deductions: $1,904 (1.9% of AGI, reported on 43.5% of returns)
Here:  $1,904
Maine:  $2,466

Here:  1.9% of AGI
State:  2.8% of AGI
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total tax: $10,626 (reported on 80.4% of returns)
04108:  $10,626
State:  $6,047
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 6.6% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,085 (reported on 10.3% of returns)
Here:  $1,085
State:  $1,520
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 2.5% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 47.5%
Here:  47%
State:  53%
(% for various income ranges: 38.2% for AGIs below $10k, 47.8% for AGIs $10k-25k, 42.1% for AGIs $25k-50k, 48.1% for AGIs $50k-75k, 56.9% for AGIs $75k-100k, 69.6% for AGIs over 100k)


Estimated median household income in 2007: $50,829
This zip code:  $50,829
Maine:  $45,888
04108 map

Nearest zip codes: 04050, 04101, 04107, 04106, 04110, 04102.


Percentage of family households:
This zip code:  57.8%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  5.3%
Whole state:  7.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 04108 with a mortgage: 223 (15 second mortgage, 40 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 81


Median monthly owner costs for units with a mortgage: $1,490

Median monthly owner costs for units without a mortgage: $587

Residents with income below the poverty level in 2007:
This zip code:  7.0%
Whole state:  12.0%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.7%
Whole state:  4.6%

Median number of rooms in houses and condos:
Here:  5.6
State:  5.9

Median number of rooms in apartments:
Here:  5.0
State:  4.1


Zip code 04108 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 04108: Peaks Island Marina (A), Engineers Wharf (B), Forest City Landing (C), Jones Landing Marina (D), Little Diamond Island Observatory (E), Little Diamond Island Light (F), Forrest City Landing (G), Peaks Island Branch Portland Public Library (H). Display/hide their locations on the map

Cemetery: Pond Cove Cemetery (1). Display/hide its location on the map

Lake: Echo Pond (A). Display/hide its location on the map

Park in zip code 04108: Fort McKinley Historic District (1). Display/hide its location on the map

Beaches: West Shore Sandy Beach (A), Little Beach (B), Big Beach (C). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 29
  • 1990 to 1994: 37
  • 1980 to 1989: 68
  • 1970 to 1979: 18
  • 1960 to 1969: 9
  • 1950 to 1959: 38
  • 1940 to 1949: 80
  • 1939 or earlier: 795



Zip code 04108 satellite photo by USGS


Bedrooms in owner-occupied houses in 04108:
  • no bedroom: 9
  • 1 bedrooms: 18
  • 2 bedrooms: 108
  • 3 bedrooms: 144
  • 4 bedrooms: 48
  • 5 or more bedrooms: 0


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 23
  • 2 bedrooms: 48
  • 3 bedrooms: 25
  • 4 bedrooms: 6
  • 5 or more bedrooms: 6



Vehicles available in 04108 zip code in owner-occupied houses/condos:
  • no vehicle: 75
  • 1 vehicle: 205
  • 2 vehicles: 23
  • 3 vehicles: 15
  • 4 vehicles: 0
  • 5 or more vehicles: 9


Vehicles available in renter-occupied apartments:
  • no vehicle: 30
  • 1 vehicle: 47
  • 2 vehicles: 19
  • 3 vehicles: 12
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 04108 household income distribution in 2007

Zip code 04108 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 04108:

  • $25,000 to $29,999: 2
  • $30,000 to $34,999: 4
  • $35,000 to $39,999: 2
  • $50,000 to $59,999: 4
  • $60,000 to $69,999: 5
  • $100,000 to $124,999: 11
  • $125,000 to $149,999: 29
  • $150,000 to $174,999: 29
  • $175,000 to $199,999: 19
  • $200,000 to $249,999: 32
  • $250,000 to $299,999: 46
  • $300,000 to $399,999: 61
  • $400,000 to $499,999: 27
  • $500,000 to $749,999: 69
 



04108 rent paid by renters


Rent paid by renters in 2007 in zip code 04108:

  • $400 to $449: 4
  • $450 to $499: 7
  • $500 to $549: 5
  • $550 to $599: 14
  • $600 to $649: 16
  • $650 to $699: 16
  • $700 to $749: 11
  • $750 to $799: 38
  • $800 to $899: 36
  • $1,500 to $1,999: 19
  • No cash rent: 8
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $293,395
  • Asian householders: $60,657
  • Two or more races householders: $32,661

Estimated median house or condo value in 2007: $289,127 (it was $155,500 in 2000)
04108:  $289,127
Maine:  $176,000
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $305,633
Here:  $305,633
State:  $240,738

Townhouses or other attached units: $539,284
Here:  $539,284
State:  $259,290

In 5-or-more-unit structures: $530,691
Here:  $530,691
State:  $254,084


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 947
  • One, attached: 61
  • Two: 14
  • 3 or 4: 13
  • 5 to 9: 34
  • 10 to 19: 5
04108 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 105 (21%)
  • Carpooled: 16 (3%)
  • Ferryboat: 240 (47%)
  • Walked: 86 (17%)
  • Worked at home: 61 (12%)
 

04108 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 46
  • 5 to 9 minutes: 36
  • 10 to 14 minutes: 8
  • 15 to 19 minutes: 0
  • 20 to 24 minutes: 13
  • 25 to 29 minutes: 20
  • 30 to 34 minutes: 47
  • 35 to 39 minutes: 20
  • 40 to 44 minutes: 46
  • 45 to 59 minutes: 120
  • 60 to 89 minutes: 83
  • 90 or more minutes: 8
 

Percentage of zip code residents living and working in this county: 100.0%


Household type by relationship
Households: 918

  • In family households: 667 (106 male householders, 114 female householders)
    169 spouses, 257 children (244 natural, 6 adopted, 7 stepchildren), 0 grandchildren, 6 brothers or sisters, 0 parents, 0 other relatives, 15 non-relatives
  • In nonfamily households: 251 (74 male householders (61 living alone)), 127 female householders (101 living alone)), 50 nonrelatives
  • In group quarters: 2 (0 institutionalized population)

Size of family households: 100 2-persons, 56 3-persons, 52 4-persons, 12 5-persons.

Size of nonfamily households: 162 1-person, 33 2-persons, 6 3-persons.

142 married couples with children.
67 single-parent households (17 men, 50 women).

98.5% of residents of 04108 zip code speak English at home.
1.1% of residents speak Spanish at home (100% very well).
0.5% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 17 (1.8%)
(35.3% of them are naturalized citizens)

This zip code:  1.8%
Whole state:  2.9%

Most common places of birth for the foreign-born residents:



  • Japan (41%)
  • Korea (35%)
  • Canada (24%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 4
  • 1985 to 1989: 6
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 7
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 905
Black population: 0
American Indian population: 2
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 9

Zip code 04108 races chart


First ancestries reported:

 Irish: 187
 English: 165
 Scotch-Irish: 95
 Russian: 75
 Scottish: 56
 French (except Basque): 50
 German: 43
 Other groups: 43
 Italian: 37
 Dutch: 29
 United States or American: 21
 Polish: 18
 Norwegian: 10
 French Canadian: 8
 Finnish: 8
 Swedish: 8
 Arab:: 6
 Lebanese: 6
 Yugoslavian: 6
 Australian: 4
 British: 4


Public primary/middle school in zip code 04108 not listed on the city page:
  • PEAKS ISLAND SCHOOL (Students: 48; Location: 4 CHURCH STREET, PORTLAND, ME; Grades: KG - 05)

Facitilies with environmental interests located in this zip code:

  • PEAKS ISLAND SCHOOL (4 CHURCH STREET in PORTLAND, ME)
    (Geographic Names Information System)
    (National Center for Education Statistics) - STATE ID-35318
    Organizations: PORTLAND PUBLIC SCHOOLS (SCHOOL DISTRICT)
  • PEAKS ISLAND WASTEWATER TREATMENT FACILITY (ISLAND AVE. AT WELCH ST. in PORTLAND, ME)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: SEWERAGE SYSTEMS
    Organizations: PORTLAND WATER DISTRICT (CONTACT/OPERATOR) , PEAKS ISLAND WWTF (CONTACT/OWNER)
    Alternative names: PORTLAND WATER DISTRICT, PORTLAND WATER PEAKS ISLAND

Zip code 04108 marital status for males
Zip code 04108 marital status for females


Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (90%)
  • Bottled, tank, or LP gas (5%)
  • Coal or coke (2%)
  • Electricity (1%)
  • Wood (1%)


Place of birth for U.S.-born residents:

  • This state: 386
  • Northeast: 296
  • Midwest: 87
  • South: 94
  • West: 40

46% of the 04108 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 8% lived in Maine.

Population in 1990: 775. Population change in the 1990s: +150 (+19.4%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
Here:  0.0%
Maine:  6.9%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
Maine:  8.9%

Students in private undergraduate colleges: 0
Here:  0.0%
Maine:  28.3%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Child Day Care Services (10-19 employees: 1 establishment)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 4)
  • Real Estate and Rental and Leasing: Other Activities Related to Real Estate (1-4: 1)
  • Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (1-4: 1)
  • Information: Software Publishers (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




2 people in religious group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 full tracts)
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED132$245,515132$236,18228$71,143164$247,488
APPLICATIONS APPROVED, NOT ACCEPTED36$270,11136$257,8898$86,50036$186,111
APPLICATIONS DENIED8$207,50072$260,5004$20,00044$178,273
APPLICATIONS WITHDRAWN4$197,00036$357,8890$04$212,000
FILES CLOSED FOR INCOMPLETENESS0$012$466,6674$300,0004$300,000
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0024.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 full tracts)
A) Conventional
Home Purchase Loans
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$216,00012$216,000
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0024.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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