Estimated median household income in 2007: $64,567
| This zip code: | $64,567 | | Vermont: | $49,907 |
Nearest zip codes: 05494, 05468, 05478, 05455, 05444, 05448.
Housing units in zip code 05454 with a mortgage: 477 (20 second mortgage, 67 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 123
Median monthly owner costs for units with a mortgage: $1,520
Median monthly owner costs for units without a mortgage: $504
Residents with income below the poverty level in 2007:
| This zip code: | 5.4% | | Whole state: | 10.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.2 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 4.1 |
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Notable locations in this zip code not listed on our city pages:
Notable location: Fairfax Community Library (A). Display/hide its location on the map
Cemeteries: Beaver Cemetery (1), Beeman-North Fairfax Cemetery (2), Safford Cemetery (3), Sanderson Cemetery (4), Hope Cemetery (5), Spafford Cemetery (6), Fairfax Plains Cemetery (7). Display/hide their locations on the map
Reservoirs: Saint Albans Reservoir (A), Saint Albans Reservoir North (B), Saint Albans Reservoir South (C), Silver Lake (D), Fairfax Falls Pond (E). Display/hide their locations on the map
Streams, rivers, and creeks: Stones Brook (A), Beaver Brook (B), Wilkins Brook (C), Browns River (D). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 36
- 1995 to 1998: 139
- 1990 to 1994: 160
- 1980 to 1989: 314
- 1970 to 1979: 303
- 1960 to 1969: 81
- 1950 to 1959: 6
- 1940 to 1949: 12
- 1939 or earlier: 277
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Bedrooms in owner-occupied houses in Fairfax, VT (05454): |
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- no bedroom: 0
- 1 bedrooms: 9
- 2 bedrooms: 126
- 3 bedrooms: 605
- 4 bedrooms: 285
- 5 or more bedrooms: 78
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 44
- 2 bedrooms: 58
- 3 bedrooms: 73
- 4 bedrooms: 13
- 5 or more bedrooms: 13
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Vehicles available in 05454 zip code in owner-occupied houses/condos: |
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- no vehicle: 16
- 1 vehicle: 236
- 2 vehicles: 541
- 3 vehicles: 213
- 4 vehicles: 60
- 5 or more vehicles: 37
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 18
- 1 vehicle: 80
- 2 vehicles: 80
- 3 vehicles: 20
- 4 vehicles: 3
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 05454:
- $15,000 to $19,999: 1
- $20,000 to $24,999: 3
- $25,000 to $29,999: 3
- $30,000 to $34,999: 4
- $35,000 to $39,999: 2
- $50,000 to $59,999: 2
- $60,000 to $69,999: 2
- $70,000 to $79,999: 3
- $80,000 to $89,999: 5
- $90,000 to $99,999: 12
- $100,000 to $124,999: 34
- $125,000 to $149,999: 79
- $150,000 to $174,999: 99
- $175,000 to $199,999: 135
- $200,000 to $249,999: 245
- $250,000 to $299,999: 239
- $300,000 to $399,999: 179
- $400,000 to $499,999: 39
- $500,000 to $749,999: 23
- $750,000 to $999,999: 8
- $1,000,000 or more: 10
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Rent paid by renters in 2007 in zip code 05454:
- Less than $100: 2
- $150 to $199: 12
- $200 to $249: 4
- $250 to $299: 11
- $400 to $449: 5
- $450 to $499: 6
- $500 to $549: 12
- $550 to $599: 7
- $600 to $649: 37
- $700 to $749: 11
- $750 to $799: 53
- $800 to $899: 7
- $1,000 to $1,249: 60
- No cash rent: 16
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Median price asked for vacant for-sale houses and condos in 2007: $317,520.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $226,826
- American Indian or Alaska Native householders: $300,157
- Two or more races householders: $145,553
Estimated median house or condo value in 2007: $239,016 (it was $129,000 in 2000)
| 05454: | $239,016 | | Vermont: | $205,400 |
Lower value quartile - upper value quartile: $161,547 - $308,576
Mean price in 2007:
Detached houses: $260,659| Here: | $260,659 | | State: | $261,622 |
Townhouses or other attached units: $534,981| Here: | $534,981 | | State: | $260,121 |
In 2-unit structures: $188,502| Here: | $188,502 | | State: | $262,527 |
In 5-or-more-unit structures: $239,537| Here: | $239,537 | | State: | $208,163 |
Mobile homes: $66,182| Here: | $66,182 | | State: | $47,932 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,078
- One, attached: 37
- Two: 40
- 3 or 4: 22
- 5 to 9: 34
- 10 to 19: 18
- Mobile homes: 99

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Means of transportation to work
- Drove a car alone: 1,554 (76%)
- Carpooled: 342 (17%)
- Walked: 44 (2%)
- Worked at home: 92 (5%)
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Travel time to work
- Less than 5 minutes: 64
- 5 to 9 minutes: 159
- 10 to 14 minutes: 128
- 15 to 19 minutes: 140
- 20 to 24 minutes: 296
- 25 to 29 minutes: 186
- 30 to 34 minutes: 383
- 35 to 39 minutes: 188
- 40 to 44 minutes: 181
- 45 to 59 minutes: 144
- 60 to 89 minutes: 68
- 90 or more minutes: 3
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Percentage of zip code residents living and working in this county: 38.7%
Household type by relationship
Households: 3,816
- In family households: 3,439 (809 male householders, 222 female householders)
906 spouses, 1,351 children (1,213 natural, 40 adopted, 98 stepchildren), 39 grandchildren, 15 brothers or sisters, 16 parents, 23 other relatives, 58 non-relatives
- In nonfamily households: 377 (184 male householders (136 living alone)), 109 female householders (85 living alone)), 84 nonrelatives
- In group quarters: 237 (all institutionalized)
Size of family households: 345 2-persons, 252 3-persons, 263 4-persons, 110 5-persons, 51 6-persons, 10 7-or-more-persons.
Size of nonfamily households: 221 1-person, 64 2-persons, 4 4-persons, 4 5-persons.
922 married couples with children.
169 single-parent households (59 men, 110 women).
95.0% of residents of 05454 zip code speak English at home.
0.3% of residents speak Spanish at home (77% very well, 23% not well).
4.6% of residents speak other Indo-European language at home (85% very well, 11% well, 3% not well).
Foreign born population: 89 (2.2%)
(41.6% of them are naturalized citizens)
| This zip code: | 2.2% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
- Canada (37%)
- Other Northern Europe (17%)
- United Kingdom (15%)
- Germany (15%)
- Bosnia and Herzegovina (7%)
- Greece (6%)
- Guyana (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 16
- 1990 to 1994: 6
- 1985 to 1989: 13
- 1980 to 1984: 9
- 1975 to 1979: 0
- 1970 to 1974: 12
- 1970 to 1974: 12
- 1965 to 1969: 21
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White population: 3,877
Black population: 18
American Indian population: 16
Asian population: 14
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 5
Two or more races population: 48

First ancestries reported:
|  English: 645 |
|  French (except Basque): 600 |
|  French Canadian: 373 |
|  Irish: 348 |
|  United States or American: 341 |
|  Italian: 185 |
|  German: 159 |
|  Other groups: 149 |
|  Scotch-Irish: 89 |
|  Scottish: 65 |
|  Polish: 40 |
|  Norwegian: 40 |
|  Welsh: 31 |
|  Danish: 24 |
|  Swedish: 20 |
|  British: 19 |
|  Acadian/Cajun: 17 |
|  Dutch: 13 |
|  Canadian: 12 |
|  European: 9 |
|  Czech: 7 |
|  Yugoslavian: 6 |
|  Greek: 5 |
|  Slovak: 5 |
|  Portuguese: 5 |
|  Australian: 5 |
|  Romanian: 4 |
|  Russian: 4 |
|  Belgian: 4 |
|  Hungarian: 3 |
|  Ukrainian: 3 |
|  Austrian: 3 |

Major facitilies with environmental interests located in this zip code:
- BELLOWS FREE ACADEMY (75 HUNT ST in FAIRFAX, VT)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-PS027
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: FAIRFAX (SCHOOL DISTRICT)
- FAIRFAX HEIGHTS WATER CO (ADDRESS NOT IN ICIS OR SDWIS in FAIRFAX, VT)
(Integrated Compliance Information System) - ICIS-01-2000-0100, FORMAL ENFORCEMENT ACTION
COMMUNITY WATER SYSTEM (SDWIS)
Alternative names: FAIRFAX WATER DEPT
- MORSE HARDWOODS & MILLWORKS (293 FLETCHER ROAD in FAIRFAX, VT)
AIR SYNTHETIC MINOR (AIRS/AFS)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: WOOD PRODUCTS; GAMES, TOYS, AND CHILDREN'S VEHICLES, EXCEPT DOLLS AND BICYCLES
Organizations: HASBRO INC (CONTACT/OWNER)
, MORSE WOOD PRODUCTS (CONTACT/OWNER)
Alternative names: MILTON BRADLEY CO., WOOD PRODS., MILTON BRADLEY WOOD PRODUCTS, MORSE LUMBER, MORSE WOOD PRODUCTS
- ROSS AUTO REPAIR INC (1184 MAIN ST in FAIRFAX, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: S B COLLINS INC (CONTACT/OPERATOR)
, CLIFFORD A & JUNE N ROSS (CONTACT/OWNER)
, CLIFFORD ROSS (CONTACT/OWNER)
Alternative names: S B COLLINS INC ROSS AUTO REPAIR
- BERTEK SYSTEMS INC (133 BRYCE BLVD - ARROWHEAD IND PK in GEORGIA, VT)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: KEN WHITCOMB (CONTACT/OPERATOR)
, JAMES BRYCE (CONTACT/OWNER)
, SAM PETERS (CONTACT/OWNER)
- BLAIR AUTO REPAIR (2793 MAIN ST in FAIRFAX, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: WILLIAM & PENNY BLAIR (CONTACT/OWNER)
- L W YOUNG EXCAVATING (TUTTLE RD in FAIRFAX, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: LAWRENCE YOUNG (CONTACT/OWNER)
- RT 104A SPILL SITE (RTE 104A in FAIRFAX, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DR JOHN CRAIGHEAD (CONTACT/OWNER)
- TOWN OF FAIFAX (BRIDGE #27 TH #51 in FAIRFAX, VT)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
- VALLEE R L NANS MOBIL (RTE 104 in FAIRFAX, VT)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: R L VALLEE (CONTACT/OPERATOR)
, RAM PARKASH (CONTACT/OWNER)
, SAINI & SAEED ENT LLC (CONTACT/OWNER)
- FAIRFAX WASTEWATER TREATMENT FACILITY (142 HUNT STREET in FAIRFAX, VT)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: FAIRFAX W W T F, TOWN OF FAIRFAX
- RAINVILLES COLLISION & REPAIR (1250 MAIN ST in FAIRFAX, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
USED OIL PROGRAM (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MARK L & SHERI A RAINVILLE (CONTACT/OWNER)
- S B COLLINS MINORS COUNTRY STORE (874 MAIN ST in FAIRFAX, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MINORS COUNTRY STORE INC (CONTACT/OPERATOR)
Median worth of mobile homes: $105,472
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (66%)
- Bottled, tank, or LP gas (21%)
- Wood (7%)
- Utility gas (3%)
- Electricity (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 2724
- Northeast: 753
- Midwest: 155
- South: 216
- West: 68
62% of the 05454 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 71% lived in Vermont.
Population in 1990: 2,990. Population change in the 1990s: +988 (+33.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 43
| Here: | 7.1% | | Vermont: | 7.2% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 1.5% | | Vermont: | 10.4% |
Students in private undergraduate colleges: 34
| Here: | 23.1% | | Vermont: | 37.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MED ASSOCIATES, INC (166 INDUSTRIAL PARK ROAD in FAIRFAX, VT; small business): $579,391 in 28 contracts from 2003 to 2006
Contracts for ADPE System Configuration, Medical and Surgical Instruments, Equipment, and Supplies, Antennas, Waveguides, and Related Equipment, Live Animals, Not Raised for Food, and more by U.S. Coast Guard, National Institutes of Health, Army, Food and Drug Administration, and others Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $17,303; 2004: $39,702; 2005: $277,523; 2006: $244,863.
Biggest contracts:
$67,440 with U.S. Coast Guard for ADPE System Configuration. Taking place in VA. Signed on 2006-07-14. Completion date: 2006-09-29.
$67,200, same as above. Signed on 2005-08-16. Completion date: 2005-10-07.
$51,095 with National Institutes of Health for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-02-01. Completion date: 2006-03-31.
$46,786 with Army for Antennas, Waveguides, and Related Equipment. Signed on 2006-01-24. Completion date: 2006-03-31.
Top industries in this zip code by the number of employees in 2005:
- Wholesale Trade: Sporting and Recreational Goods and Supplies Merchant Wholesalers (50-99 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 1-4: 1)
- Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (20-49: 1)
- Construction: Residential Remodelers (5-9: 1, 1-4: 5)
- Construction: Poured Concrete Foundation and Structure Contractors (5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
238 people in state prisons
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $229,228 | 107 | $183,833 | 175 | $147,619 | 42 | $57,600 | 9 | $182,171 | 10 | $88,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $162,448 | 26 | $131,499 | 8 | $55,903 | 1 | $94,950 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $184,764 | 83 | $154,480 | 15 | $76,710 | 1 | $77,250 | 5 | $135,922 |
| APPLICATIONS WITHDRAWN | 1 | $406,140 | 12 | $218,035 | 43 | $169,900 | 2 | $64,810 | 1 | $83,130 | 1 | $64,740 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $160,985 | 15 | $158,832 | 2 | $64,310 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $209,577 | 118 | $172,946 | 165 | $143,959 | 45 | $59,320 | 0 | $0 | 19 | $138,623 | 12 | $97,788 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $191,391 | 27 | $138,740 | 8 | $109,113 | 0 | $0 | 3 | $155,813 | 1 | $154,510 |
| APPLICATIONS DENIED | 1 | $176,960 | 21 | $164,551 | 77 | $143,019 | 14 | $65,854 | 1 | $162,280 | 0 | $0 | 9 | $104,181 |
| APPLICATIONS WITHDRAWN | 1 | $176,960 | 15 | $180,086 | 46 | $153,249 | 2 | $221,270 | 0 | $0 | 1 | $221,270 | 1 | $75,100 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $117,800 | 5 | $109,520 | 2 | $66,465 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $178,375 | 127 | $167,505 | 202 | $147,312 | 34 | $87,149 | 12 | $156,892 | 11 | $94,678 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $195,763 | 23 | $116,880 | 5 | $66,744 | 1 | $131,520 | 3 | $89,373 |
| APPLICATIONS DENIED | 0 | $0 | 14 | $165,510 | 77 | $135,598 | 15 | $69,173 | 2 | $123,165 | 5 | $103,906 |
| APPLICATIONS WITHDRAWN | 2 | $122,090 | 15 | $152,815 | 54 | $130,091 | 4 | $97,258 | 0 | $0 | 2 | $104,880 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $125,490 | 18 | $146,272 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $167,689 | 121 | $148,369 | 219 | $132,528 | 22 | $73,276 | 11 | $110,678 | 12 | $85,777 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $169,429 | 11 | $133,467 | 3 | $43,913 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $137,303 | 60 | $122,345 | 9 | $35,041 | 0 | $0 | 4 | $81,253 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $151,925 | 30 | $133,668 | 3 | $90,753 | 0 | $0 | 5 | $85,402 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $178,680 | 3 | $113,410 | 15 | $147,847 | 5 | $51,274 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $150,234 | 116 | $150,437 | 474 | $117,748 | 12 | $23,981 | 13 | $111,959 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $133,800 | 6 | $124,940 | 26 | $116,773 | 3 | $15,537 | 1 | $91,620 |
| APPLICATIONS DENIED | 1 | $113,010 | 18 | $107,614 | 62 | $118,354 | 2 | $33,045 | 3 | $108,853 |
| APPLICATIONS WITHDRAWN | 1 | $151,060 | 18 | $144,093 | 28 | $134,215 | 1 | $17,260 | 1 | $128,620 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $148,002 | 6 | $143,213 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $145,524 | 88 | $131,827 | 281 | $109,402 | 4 | $8,008 | 8 | $100,874 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $164,467 | 18 | $94,072 | 0 | $0 | 2 | $71,805 |
| APPLICATIONS DENIED | 1 | $131,210 | 9 | $114,614 | 29 | $94,352 | 3 | $22,643 | 2 | $54,380 |
| APPLICATIONS WITHDRAWN | 1 | $67,330 | 3 | $161,667 | 22 | $95,995 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $123,440 | 4 | $115,203 | 1 | $112,220 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $140,497 | 76 | $124,147 | 247 | $109,809 | 5 | $17,014 | 9 | $95,358 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $109,901 | 13 | $107,388 | 2 | $22,710 | 1 | $191,230 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $114,439 | 43 | $78,745 | 4 | $48,753 | 2 | $115,590 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $91,170 | 25 | $70,125 | 3 | $31,630 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $118,688 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $119,876 | 66 | $122,321 | 49 | $98,088 | 6 | $14,443 | 5 | $115,634 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $111,350 | 7 | $131,306 | 6 | $80,067 | 0 | $0 | 1 | $65,370 |
| APPLICATIONS DENIED | 1 | $131,140 | 11 | $92,221 | 27 | $59,554 | 4 | $38,943 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $143,290 | 5 | $90,948 | 13 | $76,114 | 1 | $34,530 | 2 | $36,335 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $111,408 | 1 | $37,120 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $95,183 | 36 | $103,366 | 36 | $87,118 | 3 | $9,957 | 3 | $68,673 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $102,468 | 3 | $95,587 | 1 | $10,110 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $87,613 | 9 | $75,961 | 0 | $0 | 1 | $74,810 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $78,090 | 8 | $79,848 | 0 | $0 | 1 | $50,930 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $111,225 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0109.00
, 0110.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $230,616 | 15 | $218,825 | 1 | $198,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $313,800 | 5 | $220,460 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $288,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $194,470 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $204,535 | 9 | $240,218 | 2 | $83,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $263,833 | 4 | $230,040 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $167,460 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $186,450 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $187,244 | 14 | $160,308 | 1 | $112,870 | 1 | $90,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $164,220 | 7 | $168,187 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $197,097 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $178,387 | 12 | $144,045 | 1 | $163,140 | 3 | $107,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $211,548 | 6 | $161,928 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $109,630 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $128,305 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $152,510 | 43 | $154,685 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $171,973 | 8 | $148,170 | 1 | $89,770 |
| APPLICATIONS DENIED | 2 | $105,310 | 1 | $97,540 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $127,890 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $144,013 | 14 | $135,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $125,678 | 8 | $139,470 |
| APPLICATIONS DENIED | 2 | $128,615 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $90,640 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $140,892 | 30 | $143,231 | 1 | $96,220 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $163,433 | 7 | $144,021 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $68,190 | 1 | $117,400 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $118,509 | 6 | $105,847 | 1 | $74,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $132,251 | 3 | $128,193 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $94,090 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $107,950 | 3 | $119,073 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $87,643 | 2 | $125,215 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0109.00
, 0110.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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