Estimated median household income in 2007: $69,277
| This zip code: | $69,277 | | Vermont: | $49,907 |
Nearest zip codes: 05462, 05465, 05461, 05495, 05489, 05452.
Housing units in zip code 05477 with a mortgage: 659 (42 second mortgage, 129 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 149
Median monthly owner costs for units with a mortgage: $1,614
Median monthly owner costs for units without a mortgage: $598
Residents with income below the poverty level in 2007:
| This zip code: | 5.6% | | Whole state: | 10.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.2 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 4.1 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 05477: Champlain Council Campfire Girls Camp (A), Cochran Ski Center (B), Bryant Lodge (C). Display/hide their locations on the map
Cemeteries: Old Village Cemetery (1), River View Cemetery (2), Saint Marys Cemetery (3), East Bolton Cemetery (4). Display/hide their locations on the map
Lakes: Gillett Pond (A), Richmond Pond (B), Goose Pond (C). Display/hide their locations on the map
Streams, rivers, and creeks: Snipe Island Brook (A), Duck Brook (B). Display/hide their locations on the map
Park in zip code 05477: Robbins Mountain Wildlife Management Area (1). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 40
- 1995 to 1998: 89
- 1990 to 1994: 181
- 1980 to 1989: 419
- 1970 to 1979: 411
- 1960 to 1969: 169
- 1950 to 1959: 68
- 1940 to 1949: 11
- 1939 or earlier: 367
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Bedrooms in owner-occupied houses in Richmond, VT (05477): |
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- no bedroom: 0
- 1 bedrooms: 35
- 2 bedrooms: 250
- 3 bedrooms: 777
- 4 bedrooms: 238
- 5 or more bedrooms: 52
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 7
- 1 bedrooms: 100
- 2 bedrooms: 143
- 3 bedrooms: 81
- 4 bedrooms: 9
- 5 or more bedrooms: 0
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Vehicles available in 05477 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 209
- 2 vehicles: 887
- 3 vehicles: 180
- 4 vehicles: 42
- 5 or more vehicles: 15
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 30
- 1 vehicle: 198
- 2 vehicles: 99
- 3 vehicles: 11
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 05477:
- Less than $10,000: 1
- $10,000 to $14,999: 1
- $15,000 to $19,999: 3
- $20,000 to $24,999: 8
- $25,000 to $29,999: 15
- $30,000 to $34,999: 22
- $35,000 to $39,999: 18
- $40,000 to $49,999: 32
- $50,000 to $59,999: 28
- $60,000 to $69,999: 23
- $70,000 to $79,999: 14
- $80,000 to $89,999: 9
- $90,000 to $99,999: 4
- $100,000 to $124,999: 16
- $125,000 to $149,999: 29
- $150,000 to $174,999: 67
- $175,000 to $199,999: 146
- $200,000 to $249,999: 315
- $250,000 to $299,999: 229
- $300,000 to $399,999: 214
- $400,000 to $499,999: 117
- $500,000 to $749,999: 63
- $750,000 to $999,999: 6
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Rent paid by renters in 2007 in zip code 05477:
- $100 to $149: 3
- $200 to $249: 1
- $250 to $299: 6
- $300 to $349: 5
- $350 to $399: 16
- $400 to $449: 4
- $450 to $499: 10
- $500 to $549: 18
- $550 to $599: 54
- $600 to $649: 39
- $650 to $699: 22
- $700 to $749: 13
- $750 to $799: 35
- $800 to $899: 60
- $1,000 to $1,249: 64
- $1,250 to $1,499: 36
- $1,500 to $1,999: 29
- No cash rent: 12
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Median price asked for vacant for-sale houses and condos in 2007: $72,407.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $250,285
- Two or more races householders: $138,534
Estimated median house or condo value in 2007: $239,572 (it was $129,300 in 2000)
| 05477: | $239,572 | | Vermont: | $205,400 |
Lower value quartile - upper value quartile: $185,730 - $352,329
Mean price in 2007:
Detached houses: $280,829| Here: | $280,829 | | State: | $261,622 |
Townhouses or other attached units: $294,028| Here: | $294,028 | | State: | $260,121 |
In 2-unit structures: $286,279| Here: | $286,279 | | State: | $262,527 |
In 3-to-4-unit structures: $143,889| Here: | $143,889 | | State: | $232,572 |
In 5-or-more-unit structures: $283,089| Here: | $283,089 | | State: | $208,163 |
Mobile homes: $34,741| Here: | $34,741 | | State: | $47,932 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,218
- One, attached: 27
- Two: 107
- 3 or 4: 69
- 5 to 9: 89
- 10 to 19: 11
- Mobile homes: 234

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Means of transportation to work
- Drove a car alone: 2,238 (85%)
- Carpooled: 281 (11%)
- Bus or trolley bus: 2 (0%)
- Walked: 14 (1%)
- Other means: 3 (0%)
- Worked at home: 107 (4%)
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Travel time to work
- Less than 5 minutes: 24
- 5 to 9 minutes: 82
- 10 to 14 minutes: 239
- 15 to 19 minutes: 312
- 20 to 24 minutes: 849
- 25 to 29 minutes: 362
- 30 to 34 minutes: 360
- 35 to 39 minutes: 79
- 40 to 44 minutes: 88
- 45 to 59 minutes: 83
- 60 to 89 minutes: 30
- 90 or more minutes: 30
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Percentage of zip code residents living and working in this county: 89.7%
Household type by relationship
Households: 4,566
- In family households: 3,967 (964 male householders, 293 female householders)
1,083 spouses, 1,488 children (1,376 natural, 38 adopted, 74 stepchildren), 10 grandchildren, 9 brothers or sisters, 11 parents, 38 other relatives, 71 non-relatives
- In nonfamily households: 599 (226 male householders (143 living alone)), 222 female householders (170 living alone)), 151 nonrelatives
- In group quarters: 15 (0 institutionalized population)
Size of family households: 481 2-persons, 296 3-persons, 322 4-persons, 99 5-persons, 44 6-persons, 15 7-or-more-persons.
Size of nonfamily households: 313 1-person, 118 2-persons, 17 3-persons.
1,083 married couples with children.
216 single-parent households (58 men, 158 women).
97.1% of residents of 05477 zip code speak English at home.
0.6% of residents speak Spanish at home (63% very well, 37% well).
2.1% of residents speak other Indo-European language at home (94% very well, 6% not well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).
Foreign born population: 72 (1.6%)
(63.9% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
- Canada (60%)
- Korea (25%)
- Netherlands (8%)
- Germany (7%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 4
- 1990 to 1994: 18
- 1985 to 1989: 3
- 1980 to 1984: 7
- 1975 to 1979: 6
- 1970 to 1974: 6
- 1970 to 1974: 6
- 1965 to 1969: 22
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White population: 4,550
Black population: 2
American Indian population: 9
Asian population: 22
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 3
Two or more races population: 41

First ancestries reported:
|  English: 619 |
|  Irish: 534 |
|  French Canadian: 528 |
|  French (except Basque): 328 |
|  German: 315 |
|  United States or American: 255 |
|  Scottish: 178 |
|  Italian: 154 |
|  Other groups: 151 |
|  Polish: 112 |
|  European: 86 |
|  Scotch-Irish: 78 |
|  Swedish: 65 |
|  Canadian: 54 |
|  Welsh: 46 |
|  Russian: 38 |
|  Greek: 34 |
|  Austrian: 31 |
|  Swiss: 31 |
|  British: 29 |
|  Romanian: 27 |
|  Norwegian: 26 |
|  Dutch: 23 |
|  Eastern European: 18 |
|  Czech: 16 |
|  Danish: 16 |
|  Hungarian: 10 |
|  Scandinavian: 6 |
|  Northern European: 3 |
|  Czechoslovakian: 2 |
|  Ukrainian: 2 |

Major facitilies with environmental interests located in this zip code:
- RICHMOND ELEMENTARY SCHOOL (125 SCHOOL STREET in RICHMOND, VT)
(Geographic Names Information System)
(National Center for Education Statistics) - STATE ID-PS243
- CAMELS HUMP MIDDLE USD #17 (173 SCHOOL STREET in RICHMOND, VT)
(National Center for Education Statistics) - STATE ID-PS058
Organizations: MT. MANSFIELD USD #17 (SCHOOL DISTRICT)
- CHITTENDEN EAST S.U. (BRIDGE STREET in RICHMOND, VT)
(National Center for Education Statistics) - STATE ID-SU012
- CHRISTMAS HILL MHP (RD 2 BOX 234 in RICHMOND, VT)
(Integrated Compliance Information System) - ICIS-01-2001-0076, FORMAL ENFORCEMENT ACTION
- JOHNSON & DIX RICHMOND MOBIL (1436 W MAIN ST in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOHNSON & DIX FUEL CORP (CONTACT/OPERATOR)
, MOBIL OIL CORP (CONTACT/OWNER)
, BREED PROPERTIES II LIMITED PARTNERSHIP (CONTACT/OWNER)
, TOM KAMINSKI (CONTACT/OWNER)
Alternative names: MOBIL OIL CORP SS GH8
- BOLTON VALLEY RESORT (4302 BOLTON ACCESS RD in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: ROBERT A FRIES (CONTACT/OPERATOR)
, MT OPERATIONS & DEVELOPMENT CORP (CONTACT/OWNER)
- CHITTENDEN SOLID WASTE DIST RICHMOND (83 OLD DUMP RD in RICHMOND, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: TOWN OF RICHMOND (CONTACT/OWNER)
- MANN & MACHINE INC (430 W MAIN ST in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: GENERAL AUTOMOTIVE REPAIR.
Organizations: PETER & HEIDI BORMANN (CONTACT/OPERATOR)
, MATT TOURVILLE (CONTACT/OWNER)
- MILLWORKS LLC THE (3214 EAST MAIN ST in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHARLES W OWENS/THE MILLWORKS LLC (CONTACT/OPERATOR)
, ISAAC COWAN (CONTACT/OWNER)
, THE MILLWORKS LLC (CONTACT/OWNER)
- PAULS AUTO BODY (MILLETT ST in RICHMOND, VT)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: PAUL GUYETTE (CONTACT/OWNER)
- PERFECTION MOTORSPORTS & TRAILOR SALES (3216 EAST MAIN ST in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: P & M PROPERTIES LLC (CONTACT/OWNER)
, PETER MUMFORD PERFECTION MOTORSPORTS (CONTACT/OWNER)
- RICHMOND AUTO SALES INC (264 RIVER RD in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: HARRY W WEED (CONTACT/OWNER)
, WILLIAM DONOVAN INC (CONTACT/OWNER)
- PATTERSON FUELS (168 RIVER RD in RICHMOND, VT)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: MAURICE HARVEY (CONTACT/OWNER)
Fire-safe hotels and motels in zip code 05477
- Mama Bowers B & B, Main St, Richmond, VT 05477, Phone: (802) 434-2632
- Richmond Victorian Inn, Rt 2, Richmond, VT 05477, Phone: (802) 434-4440
All 2 fire-safe hotels and motels in zip code 05477
Median worth of mobile homes: $39,932
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (57%)
- Bottled, tank, or LP gas (31%)
- Wood (7%)
- Electricity (3%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 2506
- Northeast: 1365
- Midwest: 231
- South: 217
- West: 134
66% of the 05477 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 53% lived in this county.
Out of people who lived in different counties, 31% lived in Vermont.
Population in 1990: 3,758. Population change in the 1990s: +870 (+23.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 45
| Here: | 6.6% | | Vermont: | 7.2% |
Students in private schools in grades 9 to 12 (high school): 30
| Here: | 11.7% | | Vermont: | 10.4% |
Students in private undergraduate colleges: 27
| Here: | 60.0% | | Vermont: | 37.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- J HUTCHINS, INC (88 ROGERS LANE in RICHMOND, VT; small business): $45,248 in 2 contracts from 2000 to 2006
$24,248 with Army for Construction of Structures and Facilities -- Electronic and Communications Facilities. Signed on 2006-04-17. Completion date: 2006-06-01.
$21,000 with Soil Conservation Service (disused code) for Construction of Structures and Facilities -- Restoration of real property. Signed on 2000-12-15. Completion date: 2000-12-15.
- PERFECTION AUTO PARTS INC (3216 E MAIN ST in RICHMOND, VT; small business)
$7,558 with Army for Trailers. Signed on 2006-04-14. Completion date: 2006-05-11.
- MOUNTAIN OPERATIONS & DEVELOPM (4302 BOLTON VALLEY ACCESS in RICHMOND, VT; small business): $0 in 2 contracts in 2005
$10,370 with Army for Food Services. Signed on 2005-09-07. Completion date: 2005-09-17.
$-10,370, same as above. Signed on 2005-09-07. Completion date: 2005-09-17.
Top industries in this zip code by the number of employees in 2005:
- Professional, Scientific, and Technical Services: Offices of Lawyers (50-99 employees: 1 establishment, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 5-9: 1)
- Wholesale Trade: Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (50-99: 1)
- Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (20-49: 1, 10-19: 2)
- Construction: New Single-Family Housing Construction (except Operative Builders) (20-49: 1, 1-4: 4)
- Construction: Site Preparation Contractors (20-49: 1, 1-4: 2)
- Health Care and Social Assistance: Child Day Care Services (20-49: 1, 1-4: 1)
- Information: Periodical Publishers (20-49: 1)
- Professional, Scientific, and Technical Services: Environmental Consulting Services (10-19: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
15 people in other noninstitutional group quarters
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $189,298 | 139 | $191,901 | 269 | $152,345 | 57 | $83,641 | 2 | $394,440 | 16 | $155,235 | 9 | $95,543 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $174,110 | 30 | $163,492 | 1 | $56,360 | 0 | $0 | 5 | $235,998 | 7 | $64,287 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $124,166 | 53 | $152,711 | 20 | $55,971 | 0 | $0 | 1 | $202,510 | 16 | $84,325 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $238,932 | 47 | $168,692 | 1 | $43,480 | 0 | $0 | 2 | $213,125 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $398,295 | 19 | $221,011 | 0 | $0 | 0 | $0 | 1 | $151,780 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $251,200 | 156 | $170,717 | 219 | $168,380 | 73 | $63,556 | 2 | $400,355 | 27 | $178,362 | 19 | $73,565 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 34 | $176,051 | 26 | $122,910 | 7 | $62,990 | 0 | $0 | 4 | $86,228 | 2 | $37,470 |
| APPLICATIONS DENIED | 0 | $0 | 27 | $168,136 | 59 | $156,149 | 15 | $50,939 | 0 | $0 | 3 | $179,963 | 10 | $67,576 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 26 | $129,436 | 58 | $148,451 | 6 | $66,298 | 0 | $0 | 1 | $60,790 | 2 | $143,195 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $90,990 | 4 | $150,673 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $159,430 | 197 | $186,173 | 274 | $170,772 | 61 | $110,413 | 4 | $208,068 | 17 | $157,668 | 17 | $70,386 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $175,176 | 27 | $152,249 | 4 | $41,528 | 0 | $0 | 1 | $92,600 | 2 | $133,125 |
| APPLICATIONS DENIED | 0 | $0 | 29 | $106,604 | 71 | $242,913 | 15 | $44,306 | 0 | $0 | 3 | $201,120 | 15 | $69,544 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 27 | $126,809 | 73 | $171,755 | 8 | $60,944 | 0 | $0 | 2 | $49,720 | 13 | $57,139 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $146,168 | 27 | $180,762 | 0 | $0 | 0 | $0 | 1 | $42,680 | 1 | $91,390 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $248,810 | 209 | $177,516 | 348 | $151,636 | 40 | $86,897 | 31 | $153,875 | 8 | $101,148 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $158,299 | 18 | $122,438 | 6 | $68,302 | 5 | $84,336 | 2 | $43,515 |
| APPLICATIONS DENIED | 1 | $91,390 | 15 | $151,476 | 73 | $125,851 | 9 | $48,757 | 13 | $110,264 | 1 | $46,700 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 32 | $183,503 | 49 | $140,743 | 4 | $104,200 | 5 | $125,992 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $182,804 | 21 | $173,224 | 2 | $37,240 | 4 | $254,908 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 134 | $150,608 | 747 | $137,122 | 10 | $21,891 | 41 | $153,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $109,654 | 53 | $120,044 | 2 | $9,860 | 6 | $180,128 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $77,244 | 79 | $121,752 | 4 | $22,188 | 2 | $151,860 |
| APPLICATIONS WITHDRAWN | 2 | $146,930 | 16 | $120,304 | 49 | $134,432 | 0 | $0 | 8 | $90,229 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 14 | $127,771 | 4 | $62,125 | 4 | $119,810 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $141,342 | 161 | $142,039 | 463 | $139,802 | 12 | $22,601 | 2 | $378,660 | 42 | $150,840 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $145,945 | 8 | $116,114 | 26 | $110,882 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 28 | $70,373 | 34 | $120,768 | 0 | $0 | 0 | $0 | 8 | $92,694 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $110,355 | 26 | $118,221 | 0 | $0 | 0 | $0 | 4 | $101,075 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $94,995 | 10 | $179,076 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $144,576 | 105 | $117,851 | 364 | $130,330 | 8 | $11,623 | 18 | $115,812 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $127,205 | 6 | $60,152 | 18 | $121,031 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $119,470 | 36 | $73,656 | 22 | $170,120 | 8 | $13,559 | 4 | $140,025 |
| APPLICATIONS WITHDRAWN | 4 | $83,818 | 10 | $133,321 | 36 | $87,609 | 2 | $14,790 | 2 | $146,855 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $87,763 | 10 | $91,394 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $104,098 | 141 | $128,670 | 53 | $96,764 | 8 | $11,834 | 12 | $82,709 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $116,360 | 8 | $75,684 | 13 | $117,102 | 8 | $35,253 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $69,145 | 52 | $69,538 | 8 | $55,715 | 4 | $71,493 |
| APPLICATIONS WITHDRAWN | 4 | $136,378 | 12 | $91,214 | 26 | $67,586 | 4 | $17,258 | 4 | $116,853 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $118,330 | 0 | $0 | 4 | $51,340 | 0 | $0 | 2 | $56,210 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $113,469 | 69 | $118,499 | 102 | $102,079 | 11 | $22,514 | 4 | $88,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $92,370 | 14 | $107,469 | 1 | $61,070 | 1 | $116,020 |
| APPLICATIONS DENIED | 2 | $85,500 | 18 | $83,129 | 16 | $78,204 | 2 | $32,660 | 4 | $61,540 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $126,306 | 9 | $97,154 | 1 | $24,380 | 1 | $48,750 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $302,250 | 2 | $55,090 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0029.00
, 0030.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $181,444 | 10 | $209,382 | 3 | $156,470 | 5 | $146,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $255,073 | 2 | $133,125 | 2 | $257,370 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $120,380 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $133,125 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $197,176 | 3 | $259,677 | 3 | $126,837 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $297,088 | 3 | $158,703 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $279,560 | 0 | $0 | 2 | $115,375 |
| APPLICATIONS WITHDRAWN | 2 | $141,010 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $201,151 | 13 | $206,758 | 2 | $159,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $225,504 | 2 | $152,385 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $156,610 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $203,770 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $149,885 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $164,460 | 14 | $208,135 | 2 | $112,525 | 1 | $102,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $158,113 | 4 | $141,698 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $141,925 | 0 | $0 | 2 | $124,250 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $150,801 | 22 | $147,108 | 4 | $168,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $195,811 | 16 | $177,744 | 2 | $152,845 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $145,945 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $145,450 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $157,634 | 25 | $149,249 | 6 | $91,707 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $120,187 | 19 | $148,497 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $71,000 | 0 | $0 | 2 | $71,000 |
| APPLICATIONS WITHDRAWN | 2 | $219,900 | 4 | $143,970 | 2 | $130,165 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $124,664 | 29 | $144,893 | 3 | $82,933 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $154,542 | 4 | $171,863 | 2 | $119,925 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $87,765 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $131,705 | 1 | $134,070 | 2 | $100,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $134,810 | 2 | $156,455 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $145,740 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $116,858 | 14 | $108,588 | 3 | $110,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $140,030 | 3 | $107,220 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $108,057 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0029.00
, 0030.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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