06704 Zip Code Detailed Profile




Estimated zip code population in 2013: 25,682
Zip code population in 2010: 25,139
Zip code population in 2000: 25,782

Houses and condos: 10,885
Renter-occupied apartments: 5,106
% of renters here:

55%
State:

34%
Mar. 2013 cost of living index in zip code 06704: 129.4 (high, U.S. average is 100)

Land area: 8.0 sq. mi.
Water area: 0.2 sq. mi.
Population density: 3,220 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 06704
Zip code 06704 (Waterbury, Connecticut) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

3.2% ($4,271)
Connecticut:

2.0% ($5,280)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,249 (3.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,321 (3.3%)

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Males: 11,875  (46.2%)
Females: 13,807  (53.8%)

For population 25 years and over in 06704:

For population 15 years and over in 06704:

Zip code 06704 compared to state average:

  • Median household income below state average.
  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly above state average.
  • Hispanic race population percentage above state average.
  • Median age below state average.
  • Renting percentage above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 06704

  • Zip code 06704 races chart
    • 7,378White population
    • 7,030Black population
    • 72American Indian population
    • 270Asian population
    • 5Native Hawaiian and Other Pacific Islander population
    • 206Some other race population
    • 701Two or more races population
    • 9,477Hispanic or Latino population

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06704, CT forum
Recent posts about zip code 06704 area on our local forum with over 1,800,000 registered users:
Questions? about MOVING BACK TO WATERBURY  (54 replies)
Moving to the Waterbury, CT area  (3 replies)
100% urban population.

Estimated median house/condo value in 2013: $135,500
06704:

$135,500
Connecticut:

$267,000



According to our research of Connecticut and other state lists there were 100 registered sex offenders living in 06704 zip code as of September 01, 2015.
The ratio of number of residents in zip code 06704 to the number of sex offenders is 230 to 1.


Median resident age:
This zip code:

33.1 years
Connecticut median age:

40.5 years
Average household size:
This zip code:

2.8 people
Connecticut:

2.6 people

Averages for the 2012 tax year for zip code 06704, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $32,870 (Individual Income Tax Returns)
Here:

$32,870
State:

$93,290

Salary/wage: $30,967 (reported on 87.8% of returns)
Here:

$30,967
State:

$73,117
(% of AGI for various income ranges: 77.2% for AGIs below $25k, 88.2% for AGIs $25k-50k, 85.8% for AGIs $50k-75k, 85.1% for AGIs $75k-100k, 84.8% for AGIs $100k-200k)

Taxable interest for individuals: $446 (reported on 22.8% of returns)
This zip code:

$446
Connecticut:

$2,530
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,744 (reported on 7.2% of returns)
Here:

$1,744
State:

$10,909
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,733 (reported on 4.2% of returns)
Here:

+$1,733
State:

+$34,090
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Profit/loss from business: +$7,761 (reported on 11.8% of returns)
Here:

+$7,761
State:

+$22,741
(% of AGI for various income ranges: 8.4% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,998 (reported on 4.6% of returns)
06704:

$8,998
Connecticut:

$19,976
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Total itemized deductions: $16,974 (27% of AGI, reported on 24.2% of returns)
Here:

$16,974
State:

$33,239

Here:

27.1% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 11.8% for AGIs $25k-50k, 15.2% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 16.0% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Charity contributions: $2,339 (reported on 18.4% of returns)
Here:

$2,339
State:

$4,947
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxes paid: $7,291 (reported on 24.2% of returns)
06704:

$7,291
State:

$17,397
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 4.0% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 7.9% for AGIs $75k-100k, 8.5% for AGIs $100k-200k, 7.4% for AGIs over 200k)

Earned income credit: $2,597 (reported on 34.5% of returns)
Here:

$2,597
State:

$2,053
(% of AGI for various income ranges: 11.5% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 06704, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,328 (Individual Income Tax Returns)
Here:

$30,328
State:

$73,265

Salary/wage: $29,367 (reported on 90.3% of returns)
Here:

$29,367
State:

$62,030
(% of AGI for various income ranges: 95.1% for AGIs below $10k, 84.6% for AGIs $10k-25k, 91.1% for AGIs $25k-50k, 88.5% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 76.7% for AGIs over 100k)

Taxable interest for individuals: $608 (reported on 33.9% of returns)
This zip code:

$608
Connecticut:

$2,287
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,326 (reported on 10.8% of returns)
Here:

$1,326
State:

$5,735
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$4,262 (reported on 6.7% of returns)
Here:

+$4,262
State:

+$23,694
(% of AGI for various income ranges: -0.7% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Profit/loss from business: +$5,863 (reported on 8.1% of returns)
Here:

+$5,863
State:

+$20,783
(% of AGI for various income ranges: 4.5% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 0.6% for AGIs over 100k)

IRA payment deduction: $2,769 (reported on 1.3% of returns)
06704:

$2,769
Connecticut:

$3,216
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Total itemized deductions: $14,581 (26% of AGI, reported on 25.4% of returns)
Here:

$14,581
State:

$24,919

Here:

25.6% of AGI
State:

18.6% of AGI
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 6.6% for AGIs $10k-25k, 11.2% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 15.8% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Charity contributions deductions: $2,075 (4% of AGI, reported on 22.1% of returns)
Here:

$2,075
State:

$3,762

Here:

3.5% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $3,792 (reported on 63.0% of returns)
06704:

$3,792
State:

$15,148
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,907 (reported on 29.9% of returns)
Here:

$1,907
State:

$1,570

Percentage of individuals using paid preparers for their 2004 taxes: 65.5%
Here:

65%
State:

59%
(% for various income ranges: 61.8% for AGIs below $10k, 69.6% for AGIs $10k-25k, 63.5% for AGIs $25k-50k, 64.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 68.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$36,629
Connecticut:

$67,098
Waterbury, CT (06704) map Nearest zip codes: 06710, 06702, 06779, 06708, 06706, 06705.
Percentage of family households:
This zip code:

55.2%
Connecticut:

50.5%
Percentage of households with unmarried partners:
This zip code:

7.2%
Connecticut:

5.8%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 3,075
Household did not receive Food Stamps/SNAP in the past 12 months: 6,172


Women who had a birth in the past 12 months: 353 (86 now married, 267 unmarried)
Women who did not have a birth in the past 12 months: 7,199 (1,960 now married, 5,239 unmarried)


Housing units in zip code 06704 with a mortgage: 2,820 (227 second mortgage, 270 home equity loan)
Houses without a mortgage: 1,321

Median monthly owner costs for units with a mortgage: $1,606
Median monthly owner costs for units without a mortgage: S733

Residents with income below the poverty level in 2013:
This zip code:

28.7%
Whole state:

10.7%
Residents with income below 50% of the poverty level in 2013:
This zip code:

14.2%
Whole state:

5.9%
Median number of rooms in houses and condos:
Here:

5.7
State:

6.6
Median number of rooms in apartments:
Here:

4.5
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 06704: Brookside Industrial Park (A), South Commons Industrial Park (B), Waterbury Fire Department Station 9 (C), Waterbury Fire Department Station 7 (D), Waterbury Fire Department Station 2 (E). Display/hide their locations on the map

    Shopping Centers: Waterbury Plaza Shopping Center (1), Waterbury Plaza Shopping Center (2), Mattatuck Plaza Shopping Center (3). Display/hide their locations on the map

    Churches in zip code 06704 include: McCall African Methodist Episcopal Zion Church (A), Mount Olive African Methodist Episcopal Church (B), Mount Olive Church of God (C), Mount Zion-Christ Apostolic Church (D), Pentecostal Assembly Church (E), Refuge Church of Christ (F), Rehoboth Church of God (G), Saint Lucys Church (H), Saint Marys Russian Orthodox Church (I). Display/hide their locations on the map

    Cemeteries: Beth El Synagogue Cemetery (1), Bucks Hill Cemetery (2). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Upper Fulton Park Pond (A), Lake Wequapauset (B), Hancock Pond (C), Lower Fulton Park Pond (D), Rifle Range Pond (E), Belleview Lake (F), Great Brook Reservoir (G), Buck Meadow (H). Display/hide their locations on the map

    Streams, rivers, and creeks: Chase Brook (A), Great Brook (B). Display/hide their locations on the map

    Parks in zip code 06704 include: American Italian Civic Club Park (1), Bucks Hill Park (2), Waterville Green (3), Fort Hill Park (4), Fulton Park (5), Lakewood Park (6), John A Coe Park (7). Display/hide their locations on the map

Year house built

  • 262010 or later
  • 1652000 to 2009
  • 7181990 to 1999
  • 1,4791980 to 1989
  • 1,1771970 to 1979
  • 1,2161960 to 1969
  • 1,7531950 to 1959
  • 8861940 to 1949
  • 3,4651939 or earlier

Zip code 06704 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Waterbury, CT (06704)

  • 19no bedroom
  • 1451 bedroom
  • 1,2552 bedrooms
  • 2,0633 bedrooms
  • 4554 bedrooms
  • 2045+ bedrooms

Bedrooms in renter-occupied apartments in Waterbury, CT (06704)

  • 125no bedroom
  • 9781 bedroom
  • 2,1802 bedrooms
  • 1,4473 bedrooms
  • 3474 bedrooms
  • 295+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Waterbury, CT (06704) in owner-occupied houses/condos

  • 148no vehicle
  • 1,4471 vehicle
  • 1,5782 vehicles
  • 6493 vehicles
  • 2664 vehicles
  • 535+ vehicles

Cars and other vehicles available in Waterbury, CT (06704) in renter-occupied apartments

  • 1,674no vehicle
  • 2,2941 vehicle
  • 8652 vehicles
  • 1923 vehicles
  • 814 vehicles
  • 05+ vehicles

Median gross rent in 2013: $901.


Median price asked for vacant for-sale houses and condos in 2013: $190,428.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $135,500
06704:

$135,500
Connecticut:

$267,000
Lower value quartile - upper value quartile: $101,800 - $170,800

Mean price in 2013:

Detached houses: $144,527
Townhouses or other attached units: $119,495
In 2-unit structures: $113,981
In 3-to-4-unit structures: $94,303
In 5-or-more-unit structures: $72,248

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 17.9%

Percentage of zip code residents living and working in this county: 73.1%

Household type by relationship:

Households: 25,502

Size of family households: 2,344 2-persons, 1,589 3-persons, 1,271 4-persons, 742 5-persons, 197 6-persons, 175 7-or-more-persons

Size of nonfamily households: 2,508 1-person, 386 2-persons, 18 3-persons, 17 4-persons

1,987 married couples with children.
3,964 single-parent households (443 men, 3,521 women).

66.5% of residents of 06704 zip code speak English at home.
26.7% of residents speak Spanish at home (64% very well, 16% well, 13% not well, 7% not at all).
6.0% of residents speak other Indo-European language at home (62% very well, 18% well, 14% not well, 6% not at all).
0.3% of residents speak Asian or Pacific Island language at home (43% very well, 12% well, 15% not well, 30% not at all).
0.5% of residents speak other language at home (100% very well).

Foreign born population: 3,502 (13.6%)
(48.8% of them are naturalized citizens)
This zip code:

13.6%
Whole state:

13.9%

Most common places of birth for the foreign-born residents

  • 21%Dominican Republic
  • 21%Jamaica
  • 6%Italy
  • 6%Mexico
  • 4%Ecuador
  • 4%Brazil
  • 4%Cape Verde

Most common first ancestries reported in 06704 (%)

  • 58%Other groups
  • 10%Italian
  • 4%Jamaican
  • 3%Irish
  • 2%French (except Basque)
  • 1%African
  • 1%English

Year of entry for the foreign-born population

  • 2912010 or later
  • 1,4442000 to 2009
  • 1,6791990 to 1999
  • 2,598Before 1990

Zip code 06704 topographic map

Public primary/middle schools in zip code 06704 not listed on the city page:

  • SPRAGUE SCHOOL (Students: 459; Location: 1443 THOMASTON AVE., WATERBURY, CT; Grades: PK - 05)
  • WOODROW WILSON SCHOOL (Students: 407; Location: 235 BIRCH ST., WATERBURY, CT; Grades: PK - 05)
  • REGAN SCHOOL (Students: 317; Location: 2780 NORTH MAIN ST., WATERBURY, CT; Grades: KG - 05)
  • SPECIAL EDUCATION PRESCHOOL (Students: 246; Location: 330 BUCKS HILL RD., WATERBURY, CT; Grades: PK - PK)
There are 35 Medical Specialists in Zip Code 06704.

Major facilities with environmental interests located in this zip code:


Zip code 06704 marital status for males
Zip code 06704 marital status for females

Housing units lacking complete plumbing facilities: 5.8%
Housing units lacking complete kitchen facilities: 7.4%

Most commonly used house heating fuel

  • 34%Electricity
  • 34%Utility gas
  • 30%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 26,018. Population change in the 1990s: -236 (-0.9%).

Place of birth for U.S.-born residents:


55% of the 06704 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 78% lived in this county.
   Out of people who lived in different counties, 50% lived in Connecticut.

88% of the 06704 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 73% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 95
Here:

2.9%
Connecticut:

8.8%
Students in private schools in grades 9 to 12 (high school): 137
Here:

6.9%
Connecticut:

10.4%
Students in private undergraduate colleges: 171
Here:

11.4%
Connecticut:

33.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 82,969Computer and mathematical occupations
  • 71,336Health diagnosing and treating practitioners and other technical occupations
  • 64,000Management occupations
  • 62,917Life, physical, and social science occupations
  • 54,038Business and financial operations occupations
  • 52,778Law enforcement workers including supervisors

Companies with federal contracts located in this zip code (WATERBURY, CT):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 88 people in nursing facilities/skilled-nursing facilities
  • 29 people in residential treatment centers for adults
  • 16 people in group homes intended for adults

People in group quarters in 2000:

  • 87 people in nursing homes
  • 42 people in other types of correctional institutions
  • 34 people in homes or halfway houses for drug/alcohol abuse
  • 10 people in federal prisons and detention centers
  • 7 people in homes for the physically handicapped
  • 6 people in homes for the mentally ill
  • 2 people in religious group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 4
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 4
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED158$138,16460$100,990244$125,05523$41,4059$707,58423$87,473
APPLICATIONS APPROVED, NOT ACCEPTED7$140,9409$110,85437$122,4029$79,2290$08$83,344
APPLICATIONS DENIED50$127,95516$89,662264$125,55045$27,4140$027$107,318
APPLICATIONS WITHDRAWN23$127,90518$71,31791$121,3707$98,5090$011$67,709
FILES CLOSED FOR INCOMPLETENESS5$112,9504$99,63041$113,1609$69,8700$03$72,390
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 5 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$123,1350$00$0
APPLICATIONS APPROVED, NOT ACCEPTED10$135,7786$178,7652$56,300
APPLICATIONS DENIED0$02$111,4900$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS1$190,0002$183,8900$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 06704 among deceased individuals
NameCountLived (average)
Mary26379.1 years
John24274.6 years
Joseph18175.5 years
James12669.2 years
Anna11681.7 years
William11572.8 years
Charles8473.2 years
Frank7876.8 years
Edward7571.8 years
Thomas7470.2 years
Most common last names in zip code 06704 among deceased individuals
Last nameCountLived (average)
Guerrera7578.1 years
Rinaldi5977.0 years
Mancini4882.5 years
Johnson4267.1 years
Perugini3976.3 years
Smith3871.1 years
Longo3582.0 years
Gugliotti3279.8 years
Rosa2875.6 years
Ciarlo2473.8 years
Businesses in zip code 06704
NameCountNameCount
ALDI1McDonald's2
AutoZone1Payless1
Avenue1RadioShack1
Blockbuster1Starbucks1
CVS1Stop & Shop1
Dairy Queen1Subway2
Decora Cabinetry2T-Mobile2
Dunkin Donuts2Taco Bell1
FedEx1Target1
H&R Block1The Room Place1
Justice1True Value1
KFC1U-Haul1
MasterBrand Cabinets2UPS1

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