Estimated median household income in 2007: $63,905
| This zip code: | $63,905 | | New Jersey: | $67,035 |
Nearest zip codes: 07016, 07090, 07066, 07033, 07092, 07081.
Housing units in zip code 07027 with a mortgage: 526 (28 second mortgage, 97 home equity loan, 9 both second mortgage and home equity loan)
Houses without a mortgage: 355
Median monthly owner costs for units with a mortgage: $2,347
Median monthly owner costs for units without a mortgage: $866
Residents with income below the poverty level in 2007:
| This zip code: | 5.1% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.1% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.8 |
Year house built: |
|
- 1999 to March 2000: 0
- 1995 to 1998: 0
- 1990 to 1994: 36
- 1980 to 1989: 64
- 1970 to 1979: 80
- 1960 to 1969: 137
- 1950 to 1959: 411
- 1940 to 1949: 325
- 1939 or earlier: 729
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Bedrooms in owner-occupied houses in Garwood, NJ (07027): |
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- no bedroom: 0
- 1 bedrooms: 61
- 2 bedrooms: 223
- 3 bedrooms: 557
- 4 bedrooms: 228
- 5 or more bedrooms: 24
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 195
- 2 bedrooms: 286
- 3 bedrooms: 146
- 4 bedrooms: 5
- 5 or more bedrooms: 6
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Vehicles available in 07027 zip code in owner-occupied houses/condos: |
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- no vehicle: 61
- 1 vehicle: 353
- 2 vehicles: 476
- 3 vehicles: 172
- 4 vehicles: 21
- 5 or more vehicles: 10
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 50
- 1 vehicle: 309
- 2 vehicles: 219
- 3 vehicles: 52
- 4 vehicles: 8
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 07027:
- $200,000 to $249,999: 48
- $250,000 to $299,999: 64
- $300,000 to $399,999: 410
- $400,000 to $499,999: 362
- $500,000 to $749,999: 256
- $750,000 to $999,999: 3
- $1,000,000 or more: 17
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Rent paid by renters in 2007 in zip code 07027:
- $300 to $349: 3
- $350 to $399: 2
- $400 to $449: 3
- $500 to $549: 3
- $550 to $599: 6
- $600 to $649: 14
- $650 to $699: 32
- $700 to $749: 32
- $750 to $799: 62
- $800 to $899: 144
- $900 to $999: 99
- $1,000 to $1,249: 243
- $1,250 to $1,499: 138
- $1,500 to $1,999: 73
- No cash rent: 34
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Median price asked for vacant for-sale houses and condos in 2007: $360,326.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $401,126
- Asian householders: $513,769
- Some other race householders: $609,782
- Two or more races householders: $360,326
- Hispanic or Latino householders: $406,447
Estimated median house or condo value in 2007: $413,254 (it was $186,400 in 2000)
| 07027: | $413,254 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $311,969 - $446,107
Mean price in 2007:
Detached houses: $373,022| Here: | $373,022 | | State: | $452,919 |
Townhouses or other attached units: $421,426| Here: | $421,426 | | State: | $310,364 |
In 2-unit structures: $551,925| Here: | $551,925 | | State: | $429,538 |
In 3-to-4-unit structures: $543,368| Here: | $543,368 | | State: | $371,779 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 958
- One, attached: 30
- Two: 538
- 3 or 4: 165
- 5 to 9: 49
- 10 to 19: 8
- 20 to 49: 25
- 50 or more: 9

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Means of transportation to work
- Drove a car alone: 1,846 (82%)
- Carpooled: 115 (5%)
- Bus or trolley bus: 35 (2%)
- Subway or elevated: 24 (1%)
- Railroad: 102 (5%)
- Bicycle: 10 (0%)
- Walked: 89 (4%)
- Other means: 14 (1%)
- Worked at home: 13 (1%)
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Travel time to work
- Less than 5 minutes: 169
- 5 to 9 minutes: 314
- 10 to 14 minutes: 279
- 15 to 19 minutes: 260
- 20 to 24 minutes: 244
- 25 to 29 minutes: 134
- 30 to 34 minutes: 258
- 35 to 39 minutes: 26
- 40 to 44 minutes: 98
- 45 to 59 minutes: 218
- 60 to 89 minutes: 148
- 90 or more minutes: 87
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Percentage of zip code residents living and working in this county: 60.2%
Household type by relationship
Households: 4,151
- In family households: 3,429 (820 male householders, 301 female householders)
855 spouses, 1,214 children (1,157 natural, 10 adopted, 47 stepchildren), 42 grandchildren, 25 brothers or sisters, 27 parents, 87 other relatives, 58 non-relatives
- In nonfamily households: 722 (244 male householders (191 living alone)), 359 female householders (304 living alone)), 119 nonrelatives
- In group quarters: 2 (0 institutionalized population)
Size of family households: 503 2-persons, 276 3-persons, 213 4-persons, 89 5-persons, 35 6-persons, 5 7-or-more-persons.
Size of nonfamily households: 495 1-person, 96 2-persons, 12 3-persons.
628 married couples with children.
139 single-parent households (29 men, 110 women).
86.7% of residents of 07027 zip code speak English at home.
4.1% of residents speak Spanish at home (56% very well, 20% well, 19% not well, 6% not at all).
7.0% of residents speak other Indo-European language at home (64% very well, 24% well, 12% not well).
1.4% of residents speak Asian or Pacific Island language at home (50% very well, 14% well, 36% not well).
0.8% of residents speak other language at home (63% very well, 25% well, 13% not well).
Foreign born population: 435 (10.5%)
(57.0% of them are naturalized citizens)
| This zip code: | 10.5% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- Italy (13%)
- Mexico (12%)
- Portugal (9%)
- Taiwan (7%)
- Cuba (7%)
- Romania (6%)
- Germany (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 70
- 1990 to 1994: 26
- 1985 to 1989: 37
- 1980 to 1984: 69
- 1975 to 1979: 15
- 1970 to 1974: 64
- 1970 to 1974: 76
- 1965 to 1969: 78
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White population: 3,983
Black population: 15
American Indian population: 0
Asian population: 55
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 64
Two or more races population: 36

First ancestries reported:
|  Italian: 1030 |
|  Irish: 767 |
|  Other groups: 402 |
|  German: 346 |
|  Polish: 284 |
|  English: 146 |
|  United States or American: 118 |
|  Ukrainian: 96 |
|  Portuguese: 87 |
|  Hungarian: 65 |
|  Arab:: 55 |
|  Scotch-Irish: 52 |
|  Greek: 39 |
|  Russian: 35 |
|  Romanian: 30 |
|  Slovak: 30 |
|  Swedish: 27 |
|  Lithuanian: 27 |
|  Syrian: 26 |
|  French (except Basque): 22 |
|  British: 19 |
|  European: 19 |
|  Egyptian: 18 |
|  French Canadian: 18 |
|  Czechoslovakian: 15 |
|  Slavic: 13 |
|  Austrian: 11 |
|  Israeli: 11 |
|  Canadian: 10 |
|  Scottish: 10 |
|  Welsh: 10 |
|  Brazilian: 7 |
|  Norwegian: 6 |
|  Moroccan: 6 |
|  Dutch: 5 |
|  Lebanese: 5 |
|  Albanian: 5 |

Major facitilies with environmental interests located in this zip code:
- GARWOOD BORO BD OF ED WASHINGTON SCHOOL (500 EAST ST in GARWOOD BORO, NJ)
(National Center for Education Statistics) - STATE ID-070
STATE MASTER (New Jersey environmental info) - NJEMS-021585, STATE CLEANUP SITE, NJEMS-42167, AIR PROGRAM
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- ACCURATE BUSHING CO INC (443 NORTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-009713, STATE CLEANUP SITE, NJEMS-40048, AIR PROGRAM, NJEMS-41739, NJEMS-82778100000, EPCRA, NJEMS-89213400000, NJEMS-NJD002186633, HAZARDOUS WASTE PROGRAM
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: STEEL FOUNDRIES; COPPER FOUNDRIES; PUMPS AND PUMPING EQUIPMENT; BALL AND ROLLER BEARINGS; OPERATORS OF NONRESIDENTIAL BUILDINGS
Business NAICS classification: BALL AND ROLLER BEARING MANUFACTURING.
Organizations: GARWOOD REALTY INC, PETE DOBINSKY (CONTACT/OPERATOR)
, RICH REVT (CONTACT/OWNER)
, ACCURATE HOLDING CORP (CONTACT/OWNER)
Alternative names: ACCURATE BUSHING OPERATIONS
- GARWOOD BORO (403 SOUTH AVE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-197922, National Pollutant Discharge Elimination System Permit, NJEMS-208064, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
- PETRO PLASTICS INC (450 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-032470, STATE CLEANUP SITE, NJEMS-0924, MINERAL EXPLORATION, NJEMS-11049W, DRINKING WATER PROGRAM, NJEMS-19581100000, EPCRA, NJEMS-41854, AIR PROGRAM, NJEMS-46780, National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: UNSUPPORTED PLASTICS PROFILE SHAPES; SPECIAL INDUSTRY MACHINERY
Organizations: PETRO PLASTIC CO, PETRO PLASTICS CO INC, PETRO PLASTIC CO (CONTACT/OWNER)
- PRESTIGE AUTO BODY CENTER (7-11 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-240578, REFUSE DISPOSAL, NJEMS-46250700000, EPCRA, NJEMS-G4025, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
- BETTY BRITE CLEANERS (300 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-021721, STATE CLEANUP SITE, NJEMS-63079900000, EPCRA, NJEMS-L4029, AIR PROGRAM, NJEMS-L4067,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: SCHWARATZ MARVEN OR NEUFELD GIL (CONTACT/OWNER)
- BOB MILLER TIRE (651 SOUTH AVE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-00000005343, EPCRA, NJEMS-031411, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GENERAL AUTOMOTIVE REPAIR SHOPS
Organizations: FINMAN GORDON, STORR TRACTOR CO (CONTACT/OWNER)
- BODYART COLLISION SERVICE CENTER (6 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-030609, STATE CLEANUP SITE, NJEMS-88875600000, EPCRA, NJEMS-G4052, AIR PROGRAM, NJEMS-NJD039392824, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: NIROS BODYART COLLISION CENTER INC, BODYART COLLISION CENTER, CARL & NICK MIRO - JOHN KUPPLMAYR (CONTACT/OWNER)
, NIRO CARL (CONTACT/OWNER)
Alternative names: BODYART COLLISION CENTER
- GARWOOD BORO DPW (15 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008989, STATE CLEANUP SITE, NJEMS-030261, NJEMS-198854, REFUSE DISPOSAL, NJEMS-H8741, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GENERAL GOVERNMENT
Alternative names: GARWOOD BOROUGH OF - DPW
- BLUE RIBBON CLEANERS & DYERS INC (100 NORTH AVE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-00000035040, EPCRA, NJEMS-001913, STATE CLEANUP SITE, NJEMS-48686600008, EPCRA, NJEMS-L4140, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
- ADVANCED PRINTING CO DIV OCS (116 SOUTH AVE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-76151900000, EPCRA, NJEMS-NJR000000802, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: COMMERCIAL PRINTING
Organizations: JOTH LIMITED LIABILITY (CONTACT/OWNER)
Alternative names: ADVANCED PRINTING CO DIV OCS DOT INC
- NORTON & WILLIAMS INC (632 D3 SOUTH AVENUE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-05317000000, EPCRA, NJEMS-NJR000025254, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: SERVICE ESTABLISHMENT EQUIPMENT AND SUPPLIES
Organizations: MARK NORTON (CONTACT/OWNER)
- HOME DEPOT INC (200 SOUTH AVE in GARWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-U0010057, PESTICIDES - APPLICATION
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: THE HOME DEPOT (CONTACT/OWNER)
Alternative names: ASDEC INDUSTRIES, HOME DEPOT THE #6903
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (62%)
- Fuel oil, kerosene, etc. (36%)
- Electricity (1%)
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Place of birth for U.S.-born residents:
- This state: 2893
- Northeast: 714
- Midwest: 31
- South: 50
- West: 15
65% of the 07027 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 44% lived in New Jersey.
Population in 1990: 4,277. Population change in the 1990s: -124 (-2.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 29
| Here: | 7.7% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 22
| Here: | 12.8% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 46
| Here: | 28.0% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- ACCURATE BUSHING COMPANY (443 NORTH AVE in GARWOOD, NJ; small business): $4,419,265 in 194 contracts from 1999 to 2006
Contracts for Bearings, Antifriction, Unmounted, Bearings, Plain, Unmounted, Parachutes; Aerial Pick Up, Delivery, Recovery Systems; and Cargo Tie Down Equipment, Gas Turbines and Jet Engines, Aircraft; Prime Moving, and Components by Defense Logistics Agency, Air Force, Army, Navy, and others Signed by year: 2000: $502,022; 2001: $406,970; 2002: $436,784; 2003: $96,271; 2004: $943,094; 2005: $1,509,927; 2006: $354,826.
Biggest contracts:
$268,920 with Defense Logistics Agency for Bearings, Antifriction, Unmounted. Signed on 2005-12-16. Completion date: 2006-05-15.
$135,000, same as above. Signed on 2004-05-27. Completion date: 2004-10-22.
$113,740, same as above. Signed on 2005-01-24. Completion date: 2005-06-13.
$111,370, same as above. Signed on 2000-11-17. Completion date: 2001-03-17.
- DAVE PATERSON FLOORING INC (350 WILLOW AVE in GARWOOD, NJ; small business): $13,300 in 3 contracts from 2001 to 2004
$4,450 with Army for Maintenance, Repair or Alteration of Real Property -- Recreational Buildings. Signed on 2004-01-08. Completion date: 2004-01-20.
$4,450, same as above. Signed on 2002-12-11. Completion date: 2002-12-23.
$4,400, same as above. Signed on 2001-11-30. Completion date: 2001-12-23.
- STANDARD NIPPLE WORKS (15 NORTH AVE in GARWOOD, NJ; small business)
$5,505 with Defense Logistics Agency for Hose, Pipe, Tube, Lubrication, and Railing Fittings. Signed on 2005-10-25. Completion date: 2006-01-23.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Caterers (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Other Services (except Public Administration): Parking Lots and Garages (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 2, 1-4: 4)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (50-99: 1)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 1-4: 3)
- Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (20-49: 1, 5-9: 2, 1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
2 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $366,820 | 124 | $267,078 | 134 | $247,816 | 36 | $64,681 | 32 | $261,535 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $219,545 | 20 | $248,403 | 18 | $83,399 | 6 | $123,272 |
| APPLICATIONS DENIED | 0 | $0 | 18 | $215,973 | 46 | $274,337 | 12 | $73,265 | 6 | $231,922 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 22 | $283,091 | 16 | $273,622 | 6 | $134,568 | 4 | $189,393 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $373,468 | 8 | $243,469 | 0 | $0 | 2 | $321,965 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $384,765 | 128 | $272,313 | 173 | $221,025 | 34 | $81,796 | 24 | $272,791 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $304,879 | 40 | $138,655 | 4 | $181,915 | 2 | $116,625 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $280,350 | 66 | $253,157 | 28 | $79,388 | 10 | $220,492 |
| APPLICATIONS WITHDRAWN | 2 | $318,975 | 20 | $271,828 | 32 | $208,518 | 4 | $121,610 | 4 | $282,095 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $341,902 | 18 | $331,713 | 6 | $83,067 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $304,025 | 148 | $267,142 | 179 | $217,882 | 40 | $135,914 | 2 | $401,710 | 42 | $272,933 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $264,484 | 28 | $196,156 | 4 | $63,298 | 0 | $0 | 2 | $264,150 | 2 | $9,970 |
| APPLICATIONS DENIED | 0 | $0 | 24 | $222,370 | 98 | $210,182 | 20 | $99,979 | 0 | $0 | 6 | $275,117 | 4 | $64,793 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $223,483 | 56 | $228,160 | 20 | $151,813 | 2 | $24,920 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $242,223 | 14 | $216,021 | 0 | $0 | 0 | $0 | 2 | $114,630 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $254,396 | 163 | $199,580 | 50 | $76,076 | 2 | $18,534,500 | 22 | $218,752 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $254,807 | 24 | $126,178 | 16 | $68,281 | 0 | $0 | 4 | $235,245 |
| APPLICATIONS DENIED | 24 | $244,631 | 68 | $189,626 | 28 | $75,970 | 0 | $0 | 8 | $251,194 |
| APPLICATIONS WITHDRAWN | 18 | $257,064 | 44 | $200,946 | 6 | $23,258 | 0 | $0 | 4 | $184,408 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $246,210 | 8 | $179,424 | 2 | $24,920 | 0 | $0 | 2 | $209,330 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $342,900 | 86 | $240,090 | 421 | $166,624 | 24 | $81,572 | 52 | $196,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $240,229 | 30 | $163,874 | 8 | $41,118 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $196,203 | 72 | $180,282 | 20 | $43,760 | 14 | $190,531 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $175,435 | 62 | $189,906 | 6 | $43,195 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 22 | $193,832 | 4 | $34,888 | 2 | $207,335 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $202,101 | 120 | $195,871 | 267 | $151,991 | 40 | $32,645 | 28 | $158,420 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $224,280 | 48 | $148,565 | 8 | $29,904 | 2 | $196,370 |
| APPLICATIONS DENIED | 4 | $181,418 | 8 | $216,555 | 48 | $151,929 | 14 | $32,040 | 4 | $172,448 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $110,977 | 40 | $159,438 | 6 | $84,728 | 4 | $89,713 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $186,733 | 14 | $180,279 | 4 | $35,388 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $197,865 | 96 | $158,616 | 181 | $136,986 | 26 | $53,290 | 2 | $376,790 | 16 | $141,048 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $154,703 | 20 | $124,301 | 14 | $27,483 | 0 | $0 | 8 | $131,578 |
| APPLICATIONS DENIED | 2 | $139,550 | 16 | $152,137 | 74 | $131,766 | 14 | $27,626 | 0 | $0 | 4 | $110,148 |
| APPLICATIONS WITHDRAWN | 2 | $212,320 | 8 | $160,485 | 42 | $126,546 | 14 | $38,448 | 2 | $199,360 | 4 | $131,578 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $193,380 | 2 | $149,520 | 16 | $146,031 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $158,158 | 92 | $146,335 | 60 | $107,754 | 30 | $25,983 | 20 | $145,732 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $86,720 | 2 | $131,580 | 44 | $83,369 | 8 | $17,195 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $88,715 | 6 | $145,865 | 44 | $102,761 | 14 | $15,521 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $179,425 | 4 | $179,923 | 38 | $77,068 | 12 | $24,089 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $211,320 | 2 | $153,505 | 10 | $142,343 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $159,440 | 33 | $132,427 | 43 | $107,930 | 17 | $28,178 | 4 | $140,615 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $134,282 | 15 | $88,279 | 3 | $26,177 | 1 | $135,460 |
| APPLICATIONS DENIED | 2 | $169,325 | 5 | $139,584 | 22 | $128,099 | 8 | $40,369 | 2 | $117,790 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $84,420 | 14 | $88,624 | 1 | $15,710 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $163,273 | 9 | $117,901 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0369.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $318,754 | 8 | $401,710 | 6 | $310,337 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $315,985 | 4 | $409,188 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $342,276 | 4 | $322,963 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $416,330 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $321,269 | 6 | $334,925 | 6 | $385,762 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $411,680 | 4 | $313,493 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $291,464 | 2 | $255,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $313,990 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $289,784 | 6 | $223,948 | 2 | $268,140 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $237,570 | 6 | $220,293 | 2 | $218,300 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $331,935 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $217,984 | 6 | $269,800 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $226,607 | 4 | $199,360 | 2 | $203,345 |
| APPLICATIONS DENIED | 2 | $224,280 | 0 | $0 | 2 | $224,280 |
| APPLICATIONS WITHDRAWN | 2 | $132,575 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $189,315 | 10 | $215,508 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $225,278 | 0 | $0 | 2 | $194,375 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $173,060 | 2 | $190,390 | 4 | $175,935 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $143,540 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $193,380 | 0 | $0 | 2 | $193,380 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $147,310 | 3 | $164,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $142,660 | 2 | $129,570 |
| APPLICATIONS DENIED | 2 | $179,635 | 2 | $173,745 |
| APPLICATIONS WITHDRAWN | 1 | $162,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $162,950 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0369.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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