Estimated median household income in 2007: $119,959
| This zip code: | $119,959 | | New Jersey: | $67,035 |
Nearest zip codes: 07027, 07076, 07092, 07023, 07016, 07066.
Westfield Zip Code Map
Housing units in zip code 07090 with a mortgage: 6,598 (537 second mortgage, 1,213 home equity loan, 32 both second mortgage and home equity loan)
Houses without a mortgage: 2,463
Median monthly owner costs for units with a mortgage: $3,233
Median monthly owner costs for units without a mortgage: $1,127
Residents with income below the poverty level in 2007:
| This zip code: | 2.6% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 7.6 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 50
- 1995 to 1998: 185
- 1990 to 1994: 85
- 1980 to 1989: 450
- 1970 to 1979: 602
- 1960 to 1969: 1,342
- 1950 to 1959: 3,243
- 1940 to 1949: 1,349
- 1939 or earlier: 4,630
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Bedrooms in owner-occupied houses in Westfield, NJ (07090): |
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- no bedroom: 0
- 1 bedrooms: 100
- 2 bedrooms: 856
- 3 bedrooms: 3,983
- 4 bedrooms: 3,551
- 5 or more bedrooms: 1,264
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 50
- 1 bedrooms: 795
- 2 bedrooms: 777
- 3 bedrooms: 241
- 4 bedrooms: 87
- 5 or more bedrooms: 23
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Vehicles available in 07090 zip code in owner-occupied houses/condos: |
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- no vehicle: 199
- 1 vehicle: 1,940
- 2 vehicles: 5,423
- 3 vehicles: 1,757
- 4 vehicles: 320
- 5 or more vehicles: 115
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 243
- 1 vehicle: 1,042
- 2 vehicles: 572
- 3 vehicles: 77
- 4 vehicles: 33
- 5 or more vehicles: 6
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 07090:
- $40,000 to $49,999: 5
- $50,000 to $59,999: 5
- $60,000 to $69,999: 6
- $70,000 to $79,999: 13
- $100,000 to $124,999: 11
- $125,000 to $149,999: 28
- $150,000 to $174,999: 31
- $175,000 to $199,999: 61
- $200,000 to $249,999: 88
- $250,000 to $299,999: 139
- $300,000 to $399,999: 555
- $400,000 to $499,999: 1,097
- $500,000 to $749,999: 3,123
- $750,000 to $999,999: 2,041
- $1,000,000 or more: 2,481
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Rent paid by renters in 2007 in zip code 07090:
- Less than $100: 4
- $150 to $199: 19
- $200 to $249: 30
- $300 to $349: 33
- $350 to $399: 3
- $450 to $499: 5
- $500 to $549: 16
- $550 to $599: 6
- $600 to $649: 78
- $650 to $699: 18
- $700 to $749: 59
- $750 to $799: 73
- $800 to $899: 160
- $900 to $999: 378
- $1,000 to $1,249: 1,771
- $1,250 to $1,499: 684
- $1,500 to $1,999: 372
- $2,000 or more: 101
- No cash rent: 80
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Median price asked for vacant for-sale houses and condos in 2007: $619,095.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $748,813
- Black or African American householders: $432,834
- American Indian or Alaska Native householders: $582,065
- Asian householders: $599,360
- Some other race householders: $452,791
- Two or more races householders: $477,626
- Hispanic or Latino householders: $645,704
Estimated median house or condo value in 2007: $716,543 (it was $323,200 in 2000)
| 07090: | $716,543 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $494,644 - $993,016
Mean price in 2007:
Detached houses: $767,001| Here: | $767,001 | | State: | $452,919 |
Townhouses or other attached units: $709,794| Here: | $709,794 | | State: | $310,364 |
In 2-unit structures: $538,823| Here: | $538,823 | | State: | $429,538 |
In 3-to-4-unit structures: $409,156| Here: | $409,156 | | State: | $371,779 |
In 5-or-more-unit structures: $397,628| Here: | $397,628 | | State: | $309,003 |
Mobile homes: $296,429| Here: | $296,429 | | State: | $53,584 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 9,497
- One, attached: 222
- Two: 840
- 3 or 4: 450
- 5 to 9: 239
- 10 to 19: 87
- 20 to 49: 177
- 50 or more: 410
- Mobile homes: 14

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Means of transportation to work
- Drove a car alone: 11,740 (73%)
- Carpooled: 843 (5%)
- Bus or trolley bus: 332 (2%)
- Subway or elevated: 113 (1%)
- Railroad: 1,859 (12%)
- Ferryboat: 9 (0%)
- Motorcycle: 17 (0%)
- Bicycle: 8 (0%)
- Walked: 295 (2%)
- Other means: 91 (1%)
- Worked at home: 748 (5%)
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Travel time to work
- Less than 5 minutes: 452
- 5 to 9 minutes: 1487
- 10 to 14 minutes: 1949
- 15 to 19 minutes: 1519
- 20 to 24 minutes: 1592
- 25 to 29 minutes: 783
- 30 to 34 minutes: 1731
- 35 to 39 minutes: 431
- 40 to 44 minutes: 797
- 45 to 59 minutes: 1440
- 60 to 89 minutes: 2351
- 90 or more minutes: 775
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Neighborhoods in zip code 07090:
Percentage of zip code residents living and working in this county: 46.5%
Household type by relationship
Households: 32,503
- In family households: 29,381 (7,384 male householders, 1,713 female householders)
8,201 spouses, 10,982 children (10,433 natural, 305 adopted, 244 stepchildren), 241 grandchildren, 179 brothers or sisters, 148 parents, 292 other relatives, 241 non-relatives
- In nonfamily households: 3,122 (921 male householders (721 living alone)), 1,731 female householders (1,549 living alone)), 470 nonrelatives
- In group quarters: 270 (186 institutionalized population)
Size of family households: 3,319 2-persons, 2,127 3-persons, 2,354 4-persons, 976 5-persons, 245 6-persons, 76 7-or-more-persons.
Size of nonfamily households: 2,270 1-person, 318 2-persons, 40 3-persons, 24 4-persons.
8,276 married couples with children.
742 single-parent households (134 men, 608 women).
89.1% of residents of 07090 zip code speak English at home.
2.5% of residents speak Spanish at home (72% very well, 15% well, 13% not well).
6.1% of residents speak other Indo-European language at home (73% very well, 19% well, 7% not well, 1% not at all).
1.8% of residents speak Asian or Pacific Island language at home (55% very well, 33% well, 12% not well).
0.5% of residents speak other language at home (92% very well, 8% well).
Foreign born population: 2,919 (8.9%)
(57.2% of them are naturalized citizens)
| This zip code: | 8.9% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- India (11%)
- United Kingdom (10%)
- Italy (8%)
- Germany (7%)
- Korea (6%)
- China, excluding Hong Kong and Taiwan (4%)
- Poland (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 479
- 1990 to 1994: 448
- 1985 to 1989: 375
- 1980 to 1984: 325
- 1975 to 1979: 257
- 1970 to 1974: 243
- 1970 to 1974: 186
- 1965 to 1969: 606
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White population: 29,571
Black population: 1,254
American Indian population: 27
Asian population: 1,321
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 196
Two or more races population: 424

First ancestries reported:
|  Irish: 5418 |
|  Italian: 5402 |
|  Other groups: 3987 |
|  German: 3160 |
|  English: 2180 |
|  Polish: 1808 |
|  Russian: 1265 |
|  United States or American: 1188 |
|  Scottish: 523 |
|  Eastern European: 415 |
|  Scotch-Irish: 288 |
|  Norwegian: 275 |
|  French (except Basque): 264 |
|  Hungarian: 264 |
|  Austrian: 257 |
|  European: 247 |
|  Greek: 245 |
|  British: 232 |
|  Dutch: 210 |
|  Lithuanian: 184 |
|  Ukrainian: 167 |
|  West Indian (excluding Hispanic groups):: 127 |
|  Slovak: 122 |
|  Welsh: 119 |
|  French Canadian: 116 |
|  Arab:: 115 |
|  Swedish: 103 |
|  Czech: 101 |
|  Jamaican: 71 |
|  Iranian: 59 |
|  Canadian: 59 |
|  Czechoslovakian: 59 |
|  Swiss: 57 |
|  Romanian: 51 |
|  Portuguese: 48 |
|  Lebanese: 41 |
|  Israeli: 40 |
|  Danish: 37 |
|  Latvian: 37 |
|  Brazilian: 36 |
|  Northern European: 34 |
|  Finnish: 32 |
|  Subsaharan African:: 31 |
|  Armenian: 27 |
|  Barbadian: 26 |
|  Iraqi: 26 |
|  Trinidadian and Tobagonian: 23 |
|  Syrian: 23 |
|  Slovene: 20 |
|  Australian: 19 |
|  African: 18 |
|  Pennsylvania German: 16 |
|  Other Arab: 14 |
|  Slavic: 12 |
|  Belgian: 11 |
|  Turkish: 9 |
|  Afghan: 8 |
|  Nigerian: 8 |
|  Bermudan: 7 |
|  Egyptian: 6 |
|  Acadian/Cajun: 6 |
|  Scandinavian: 5 |
|  Sudanese: 5 |
|  Arab/Arabic: 5 |

Public primary/middle schools in zip code 07090 not listed on the city page:- CROSSROADS SCHOOL (Students: 60; Location: 45 CARDINAL DRIVE, WESTFIELD, NJ; Grades: UG - UG)
- CENTENNIAL HIGH SCH (Students: 35; Location: 728 WESTFIELD AVE., WESTFIELD, NJ; Grades: UG - UG)
Major facitilies with environmental interests located in this zip code:
- NEW WESTFIELD CLEANERS (614 CENTRAL AVE in WESTFIELD, NJ)
AIR MINOR (AIRS/AFS)
STATE MASTER (New Jersey environmental info) - NJEMS-002837, STATE CLEANUP SITE, NJEMS-13861100000, EPCRA, NJEMS-L4014, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: LUBINER BENJAMIN (CONTACT/OWNER)
- BODYWORK BY FISCHER INC (1130 SOUTH AVE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-59160800000, EPCRA, NJEMS-G4112, AIR PROGRAM, NJEMS-NJD980773014, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: BODY WORKS BY FISCHER
Alternative names: BODY WORK BY FISCHER INC
- BP SERVICE STATION #3710 (416 SOUTH AVE W in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-000881, STATE CLEANUP SITE, NJEMS-51268300000, EPCRA, NJEMS-A4385, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: BP AMOCO OIL CORP, BP PRODUCTS NORTH AMERICA, BP PRODUCTS NORTH AMERICA INC (CONTACT/OWNER)
Alternative names: AMOCO SERVICE STATION #3710, RALPHS AMOCO OIL
- EXXON SERVICE STATION #38856 (421 CENTRAL AVE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-007489, STATE CLEANUP SITE, NJEMS-A4250, AIR PROGRAM, NJEMS-74877400000, EPCRA
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON CO USA, EXXON MOBIL CORP, EXXON MOBIL FUELS MARKETING CO (CONTACT/OWNER)
Alternative names: EXXON CO USA 38856
- FLAIR CLEANERS (401 BLVD in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-010947, STATE CLEANUP SITE, NJEMS-50544700000, EPCRA, NJEMS-L4138, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: FLAIR CLEANERS ON BOULEVARD INC, HENOCH HERBERT (CONTACT/OWNER)
- NJDM&VA WESTFIELD ARMORY & OMS (500 RAHWAY AVENUE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-000689, STATE CLEANUP SITE, NJEMS-41212, AIR PROGRAM, NJEMS-NJD980791099, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: NATIONAL SECURITY
Organizations: NJ DEPT OF MILITARY & VETERANS AFFAIRS, DEPT OF MILITARY & VETERANS AFFAIRS (CONTACT/OWNER)
Alternative names: WESTFIELD OMS
- NORTHSIDE SERVICE CENTER INC (459 NORTH AVE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-032330, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: HARDISON GEORGE (CONTACT/OWNER)
- PAN AMERICAN CLEANERS (501 SOUTH AVE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-L4100, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: SPECGRO INC
- AM AUTO CENTER INC (413 SOUTH ELMER STREET in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-52462800000, EPCRA, NJEMS-NJD982282006, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS; GENERAL AUTOMOTIVE REPAIR SHOPS
Organizations: AM AUTO CTR INC, TONY MORMILE (CONTACT/OWNER)
Alternative names: A.M. INC, A M AUTO CENTER INCORPORATED
- HANDLER MFG CO INC (612 EAST NORTH AVENUE in WESTFIELD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-12573400000, EPCRA
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: POWER-DRIVEN HANDTOOLS
Organizations: WILLIAM A LEHMAN (CONTACT/OWNER)
- BEADLESTON HIGH SCH (1571 LAMBERTS MILL ROAD in WESTFIELD, NJ)
(National Center for Education Statistics) - STATE ID-010
Organizations: UNION CO ED SERV COMM (SCHOOL DISTRICT)
- NATIONAL STATE BANK (2 PROSPECT ST in WESTFIELD, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: THE NATIONAL STATE BANK (CONTACT/OWNER)
- BEAZER EAST INC (449 SOUTH AVE E REAR in WESTFIELD, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $527,664
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (71%)
- Fuel oil, kerosene, etc. (25%)
- Electricity (4%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 17732
- Northeast: 8632
- Midwest: 1237
- South: 1645
- West: 408
68% of the 07090 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 46% lived in this county.
Out of people who lived in different counties, 49% lived in New Jersey.
Population in 1990: 31,885. Population change in the 1990s: +912 (+2.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 318
| Here: | 7.8% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 308
| Here: | 17.2% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 292
| Here: | 37.2% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (WESTFIELD, NJ):
- TOWN DELICATESSEN & CATERING (1120 S AVENUE W; small business): $18,069 in 5 contracts from 2002 to 2004
Contracts for Food, Oils and Fats, Condiments and Related Products by Army Signed by year: 2000: $0; 2001: $0; 2002: $6,386; 2003: $0; 2004: $11,683; 2005: $0; 2006: $0.
Biggest contracts:
$7,095 with Army for Food, Oils and Fats. Signed on 2004-04-16. Completion date: 2004-05-01.
$3,361 with Army for Condiments and Related Products. Signed on 2002-07-10. Completion date: 2002-07-26.
$3,325 with Army for Food, Oils and Fats. Signed on 2004-05-11. Completion date: 2004-05-15.
$3,025 with Army for Condiments and Related Products. Signed on 2002-09-18. Completion date: 2002-01-26.
- HERSHEY'S ENTERPRISE (221 S AVE; small business): $13,256 in 3 contracts in 2006
$5,368 with Army for Food, Oils and Fats. Signed on 2006-03-30. Completion date: 2006-04-01.
$4,896, same as above. Signed on 2006-05-04. Completion date: 2006-05-07.
$2,992, same as above. Signed on 2006-05-19. Completion date: 2006-06-03.
- HANDLER MANUFACTURING COMPANY (612 NORTH AVE E; small business): $10,344 in 4 contracts from 2005 to 2006
$4,760 with Air Force for Medical and Surgical Instruments, Equipment, and Supplies. Taking place in NE. Signed on 2005-07-25. Completion date: 2005-09-19.
$3,052 with Navy for Dental Instruments, Equipment, and Supplies. Taking place in CA. Signed on 2005-06-30. Completion date: 2005-07-18.
$1,930 with Navy for X-Ray Equipment and Supplies: Medical, Dental, Veterinary. Signed on 2005-04-05. Completion date: 2005-05-04.
$602 with Department of Veterans Affairs for Dental Instruments, Equipment, and Supplies. Signed on 2006-05-02. Completion date: 2006-05-12.
- HERSHEY'S ICE CREAM & DELICATE (221 SOUTH AVE W; small business): $9,034 in 2 contracts from 2004 to 2006
$4,538 with Army for Condiments and Related Products. Signed on 2004-05-28. Completion date: 2004-05-31.
$4,496 with Army for Food, Oils and Fats. Signed on 2006-03-10. Completion date: 2006-03-12.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49 employees: 6 establishments, 10-19 employees: 12 establishments, 5-9 employees: 16 establishments, 1-4 employees: 29 establishments)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (250-499: 1, 20-49: 1, 10-19: 2, 5-9: 2, 1-4: 7)
- Professional, Scientific, and Technical Services: Offices of Lawyers (100-249: 1, 50-99: 1, 20-49: 2, 10-19: 1, 5-9: 9, 1-4: 37)
- Other Services (except Public Administration): Religious Organizations (50-99: 3, 20-49: 5, 5-9: 2, 1-4: 3)
- Construction: Industrial Building Construction (250-499: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 2, 1-4: 3)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 2, 10-19: 6, 5-9: 7, 1-4: 8)
- Health Care and Social Assistance: Offices of Dentists (10-19: 9, 5-9: 15, 1-4: 13)
- Health Care and Social Assistance: Child Day Care Services (50-99: 1, 20-49: 3, 10-19: 4, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 177 people in nursing homes
- 78 people in other noninstitutional group quarters
- 10 people in homes for the mentally retarded
- 2 people in religious group quarters
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 9 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $332,017 | 880 | $502,650 | 781 | $380,497 | 148 | $130,576 | 5 | $910,842 | 56 | $423,623 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 142 | $520,068 | 162 | $304,183 | 44 | $134,220 | 0 | $0 | 7 | $255,046 |
| APPLICATIONS DENIED | 3 | $298,733 | 77 | $555,867 | 248 | $435,928 | 50 | $146,952 | 0 | $0 | 12 | $427,484 |
| APPLICATIONS WITHDRAWN | 2 | $324,415 | 90 | $521,846 | 146 | $402,092 | 22 | $132,654 | 0 | $0 | 9 | $389,679 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 31 | $590,290 | 56 | $503,866 | 7 | $135,663 | 0 | $0 | 2 | $59,345 |
Aggregated Statistics For Year 2006 (Based on 9 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 853 | $452,011 | 904 | $354,549 | 221 | $145,816 | 2 | $4,450,000 | 79 | $348,350 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 89 | $370,437 | 166 | $268,711 | 59 | $140,831 | 0 | $0 | 17 | $291,651 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 138 | $383,565 | 222 | $353,197 | 65 | $162,089 | 0 | $0 | 18 | $315,239 | 2 | $195,620 |
| APPLICATIONS WITHDRAWN | 2 | $451,745 | 106 | $464,047 | 231 | $363,237 | 15 | $228,005 | 1 | $420,000 | 15 | $320,491 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 17 | $509,055 | 49 | $370,981 | 4 | $144,268 | 0 | $0 | 2 | $665,110 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 9 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $125,000 | 942 | $449,469 | 1,195 | $346,264 | 228 | $151,638 | 4 | $748,253 | 76 | $313,667 | 2 | $215,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 121 | $370,237 | 233 | $261,170 | 49 | $108,410 | 0 | $0 | 12 | $306,805 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $288,700 | 95 | $428,456 | 323 | $372,967 | 74 | $139,314 | 0 | $0 | 23 | $232,076 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 116 | $482,822 | 367 | $333,754 | 51 | $223,844 | 1 | $53,000 | 17 | $286,062 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $292,670 | 21 | $435,027 | 57 | $418,151 | 11 | $76,799 | 0 | $0 | 2 | $283,870 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $114,360 | 966 | $397,518 | 1,351 | $289,390 | 190 | $135,244 | 2 | $305,505 | 76 | $261,281 | 2 | $30,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 114 | $334,195 | 154 | $230,016 | 60 | $91,670 | 0 | $0 | 8 | $303,754 | 2 | $71,015 |
| APPLICATIONS DENIED | 1 | $31,480 | 61 | $446,484 | 279 | $298,593 | 80 | $176,457 | 0 | $0 | 25 | $256,139 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $211,100 | 98 | $445,092 | 212 | $315,914 | 34 | $189,443 | 0 | $0 | 13 | $245,240 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 23 | $484,361 | 71 | $292,396 | 12 | $203,811 | 0 | $0 | 3 | $125,040 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $259,117 | 927 | $356,296 | 4,734 | $261,636 | 138 | $123,704 | 3 | $984,827 | 81 | $214,324 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 90 | $343,427 | 565 | $243,078 | 86 | $99,208 | 0 | $0 | 12 | $192,938 |
| APPLICATIONS DENIED | 0 | $0 | 42 | $386,072 | 404 | $255,731 | 84 | $81,966 | 0 | $0 | 15 | $120,255 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 121 | $355,662 | 464 | $266,614 | 18 | $100,899 | 0 | $0 | 7 | $193,956 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 40 | $381,305 | 113 | $305,812 | 11 | $81,048 | 0 | $0 | 4 | $247,060 |
Aggregated Statistics For Year 2002 (Based on 9 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $202,097 | 814 | $478,883 | 3,254 | $328,333 | 266 | $99,029 | 2 | $272,500 | 66 | $192,863 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $243,545 | 101 | $351,693 | 352 | $213,666 | 101 | $68,335 | 0 | $0 | 6 | $187,280 |
| APPLICATIONS DENIED | 0 | $0 | 23 | $295,584 | 345 | $215,707 | 78 | $55,050 | 4 | $142,105 | 9 | $138,707 |
| APPLICATIONS WITHDRAWN | 2 | $114,000 | 70 | $791,997 | 331 | $381,619 | 43 | $105,980 | 0 | $0 | 13 | $154,318 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 42 | $368,734 | 124 | $296,354 | 10 | $94,516 | 0 | $0 | 1 | $143,000 |
Aggregated Statistics For Year 2001 (Based on 9 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $183,749 | 813 | $296,206 | 1,793 | $239,592 | 151 | $67,527 | 2 | $811,500 | 47 | $221,582 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 71 | $278,924 | 218 | $188,389 | 85 | $65,611 | 0 | $0 | 4 | $125,120 |
| APPLICATIONS DENIED | 0 | $0 | 51 | $218,075 | 270 | $188,916 | 88 | $72,802 | 0 | $0 | 16 | $211,271 |
| APPLICATIONS WITHDRAWN | 3 | $200,550 | 59 | $290,330 | 188 | $219,869 | 55 | $70,278 | 1 | $735,000 | 4 | $332,620 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $122,000 | 28 | $319,777 | 106 | $247,902 | 12 | $53,238 | 0 | $0 | 1 | $28,000 |
Aggregated Statistics For Year 2000 (Based on 9 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $180,024 | 846 | $278,681 | 363 | $187,378 | 185 | $58,923 | 3 | $954,433 | 27 | $141,012 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $72,000 | 78 | $323,387 | 86 | $138,589 | 68 | $58,620 | 0 | $0 | 11 | $74,770 |
| APPLICATIONS DENIED | 5 | $177,826 | 65 | $258,031 | 109 | $150,296 | 56 | $49,475 | 0 | $0 | 7 | $158,893 |
| APPLICATIONS WITHDRAWN | 2 | $137,500 | 64 | $376,769 | 82 | $143,087 | 68 | $60,161 | 0 | $0 | 3 | $192,863 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $233,101 | 37 | $135,705 | 24 | $66,946 | 0 | $0 | 2 | $79,770 |
Aggregated Statistics For Year 1999 (Based on 5 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $159,863 | 525 | $241,776 | 579 | $193,399 | 109 | $54,797 | 3 | $4,715,387 | 28 | $125,896 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $54,550 | 44 | $244,064 | 117 | $161,080 | 31 | $38,362 | 0 | $0 | 3 | $124,077 |
| APPLICATIONS DENIED | 3 | $154,683 | 27 | $250,691 | 109 | $156,062 | 38 | $35,034 | 0 | $0 | 1 | $92,410 |
| APPLICATIONS WITHDRAWN | 1 | $125,000 | 35 | $246,411 | 119 | $134,023 | 15 | $60,197 | 0 | $0 | 2 | $107,030 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $85,500 | 12 | $311,868 | 41 | $161,848 | 3 | $55,683 | 0 | $0 | 0 | $0 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 9 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $360,146 | 10 | $419,399 | 5 | $521,544 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $347,193 | 3 | $496,310 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $733,575 | 2 | $733,575 |
| APPLICATIONS WITHDRAWN | 2 | $435,205 | 1 | $276,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $346,629 | 4 | $330,793 | 6 | $440,665 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $397,998 | 0 | $0 | 4 | $382,555 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $144,260 | 4 | $604,465 | 1 | $144,260 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 9 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $344,267 | 10 | $401,578 | 6 | $315,473 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $367,482 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $527,338 | 0 | $0 | 2 | $568,275 |
| APPLICATIONS WITHDRAWN | 4 | $441,153 | 2 | $396,900 | 1 | $260,200 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $286,455 | 6 | $422,623 | 5 | $359,236 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $411,369 | 6 | $233,198 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $285,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $328,832 | 0 | $0 | 3 | $317,313 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $283,570 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $305,739 | 28 | $274,750 | 4 | $312,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $282,225 | 12 | $297,231 | 2 | $153,960 |
| APPLICATIONS DENIED | 2 | $627,090 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $468,890 | 1 | $360,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 9 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $276,867 | 21 | $290,976 | 3 | $225,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $283,775 | 18 | $342,356 | 4 | $285,900 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $287,452 | 5 | $266,808 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $131,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 9 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $298,655 | 34 | $253,189 | 10 | $266,707 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $282,543 | 2 | $144,945 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $477,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $276,275 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 9 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $270,424 | 9 | $256,101 | 2 | $171,215 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $283,120 | 3 | $158,600 | 2 | $190,670 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $523,830 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 5 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 117 | $227,793 | 19 | $208,426 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $210,677 | 6 | $231,608 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $237,097 |
| APPLICATIONS WITHDRAWN | 2 | $208,300 | 1 | $224,300 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $173,910 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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