Estimated median household income in 2007: $26,359
| This zip code: | $26,359 | | New Jersey: | $67,035 |
Nearest zip codes: 07108, 07102, 07107, 07018, 07112, 07017.
Newark Zip Code Map
Housing units in zip code 07103 with a mortgage: 946 (49 second mortgage, 102 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 181
Median monthly owner costs for units with a mortgage: $2,022
Median monthly owner costs for units without a mortgage: $789
Residents with income below the poverty level in 2007:
| This zip code: | 33.9% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 21.2% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.8 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 07103: Laurel Hall (A), Central Avenue Building (B), Colton Hall (C), Oak Hall (D), Microelectronics Center (E), Mechanical Engineering Center (F), Zoom Fleisher Athletic Center (G), York Center For Environmental Engineering And Science (H), Cullimore Hall (I), Cypress Hall (J), Van Houten Library (K), Tiernan Hall (L), Guttenberg Information Technologies Center (M), Springfield Branch Newark Public Library (N), East Building (O), Kupfrian Hall (P), Electrical and Computer Engineering Building (Q), Enterprise Development Center Number 2 (R), Enterprise Development Center Number 3 (S), Essex County Hall of Records (T). Display/hide their locations on the map
Churches in zip code 07103 include: Saint Paul Sounds of Praise Church (A), Tabernacle Baptist Church (B), Trinity Union African Methodist Episcopal Church (C), Beth El Pentecostal House (D), Beulah Baptist Church (E), Unity Freedom Baptist Church (F), Upshaw Temple Church of God (G), Vineyard Baptist Church (H), Grace Reform Church (I). Display/hide their locations on the map
Park in zip code 07103: Lubetkin Field (1). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 432
- 1995 to 1998: 702
- 1990 to 1994: 794
- 1980 to 1989: 1,020
- 1970 to 1979: 1,591
- 1960 to 1969: 1,374
- 1950 to 1959: 1,391
- 1940 to 1949: 1,730
- 1939 or earlier: 2,544
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Bedrooms in owner-occupied houses in Newark, NJ (07103): |
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- no bedroom: 15
- 1 bedrooms: 146
- 2 bedrooms: 853
- 3 bedrooms: 939
- 4 bedrooms: 186
- 5 or more bedrooms: 151
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 376
- 1 bedrooms: 2,051
- 2 bedrooms: 2,890
- 3 bedrooms: 2,018
- 4 bedrooms: 395
- 5 or more bedrooms: 110
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Vehicles available in 07103 zip code in owner-occupied houses/condos: |
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- no vehicle: 502
- 1 vehicle: 1,037
- 2 vehicles: 624
- 3 vehicles: 96
- 4 vehicles: 31
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 5,088
- 1 vehicle: 2,153
- 2 vehicles: 470
- 3 vehicles: 70
- 4 vehicles: 6
- 5 or more vehicles: 53
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 07103:
- Less than $100: 771
- $100 to $149: 266
- $150 to $199: 547
- $200 to $249: 208
- $250 to $299: 104
- $300 to $349: 239
- $350 to $399: 166
- $400 to $449: 286
- $450 to $499: 107
- $500 to $549: 228
- $550 to $599: 195
- $600 to $649: 230
- $650 to $699: 190
- $700 to $749: 534
- $750 to $799: 170
- $800 to $899: 527
- $900 to $999: 592
- $1,000 to $1,249: 338
- $1,250 to $1,499: 521
- $1,500 to $1,999: 148
- $2,000 or more: 22
- No cash rent: 95
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Median price asked for vacant for-sale houses and condos in 2007: $176,386.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $512,189
- Black or African American householders: $252,629
- Asian householders: $296,367
- Some other race householders: $209,847
- Two or more races householders: $237,093
- Hispanic or Latino householders: $274,378
Estimated median house or condo value in 2007: $237,333 (it was $99,300 in 2000)
| 07103: | $237,333 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $227,800 - $394,500
Mean price in 2007:
Detached houses: $277,532| Here: | $277,532 | | State: | $452,919 |
Townhouses or other attached units: $257,785| Here: | $257,785 | | State: | $310,364 |
In 2-unit structures: $218,368| Here: | $218,368 | | State: | $429,538 |
In 3-to-4-unit structures: $251,378| Here: | $251,378 | | State: | $371,779 |
In 5-or-more-unit structures: $170,609| Here: | $170,609 | | State: | $309,003 |
Mobile homes: $162,500| Here: | $162,500 | | State: | $53,584 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 822
- One, attached: 1,495
- Two: 1,590
- 3 or 4: 2,814
- 5 to 9: 1,786
- 10 to 19: 1,059
- 20 to 49: 229
- 50 or more: 1,762
- Mobile homes: 14
- Boats, RVs, vans, etc.: 7

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Means of transportation to work
- Drove a car alone: 3,366 (40%)
- Carpooled: 1,106 (13%)
- Bus or trolley bus: 2,425 (29%)
- Streetcar or trolley car: 21 (0%)
- Subway or elevated: 185 (2%)
- Railroad: 189 (2%)
- Taxi: 6 (0%)
- Bicycle: 14 (0%)
- Walked: 833 (10%)
- Other means: 143 (2%)
- Worked at home: 170 (2%)
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Travel time to work
- Less than 5 minutes: 182
- 5 to 9 minutes: 648
- 10 to 14 minutes: 1044
- 15 to 19 minutes: 1162
- 20 to 24 minutes: 1218
- 25 to 29 minutes: 401
- 30 to 34 minutes: 1403
- 35 to 39 minutes: 120
- 40 to 44 minutes: 167
- 45 to 59 minutes: 736
- 60 to 89 minutes: 893
- 90 or more minutes: 314
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Neighborhoods in zip code 07103:
Percentage of zip code residents living and working in this county: 65.1%
Household type by relationship
Households: 28,424
- In family households: 24,661 (2,101 male householders, 4,655 female householders)
1,999 spouses, 10,332 children (9,779 natural, 281 adopted, 272 stepchildren), 2,036 grandchildren, 788 brothers or sisters, 412 parents, 996 other relatives, 1,342 non-relatives
- In nonfamily households: 3,763 (1,355 male householders (1,125 living alone)), 1,945 female householders (1,754 living alone)), 463 nonrelatives
- In group quarters: 2,977 (1,059 institutionalized population)
Size of family households: 1,942 2-persons, 1,770 3-persons, 1,272 4-persons, 916 5-persons, 451 6-persons, 405 7-or-more-persons.
Size of nonfamily households: 2,879 1-person, 369 2-persons, 50 3-persons, 2 6-persons.
1,732 married couples with children.
5,445 single-parent households (453 men, 4,992 women).
85.2% of residents of 07103 zip code speak English at home.
12.2% of residents speak Spanish at home (60% very well, 15% well, 16% not well, 8% not at all).
1.4% of residents speak other Indo-European language at home (84% very well, 6% well, 9% not well).
0.5% of residents speak Asian or Pacific Island language at home (58% very well, 31% well, 11% not well).
0.7% of residents speak other language at home (93% very well, 7% well).
Foreign born population: 1,933 (6.1%)
(34.3% of them are naturalized citizens)
| This zip code: | 6.1% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- Dominican Republic (29%)
- Jamaica (9%)
- Guyana (9%)
- Trinidad and Tobago (7%)
- Ecuador (7%)
- El Salvador (6%)
- Nigeria (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 366
- 1990 to 1994: 424
- 1985 to 1989: 330
- 1980 to 1984: 390
- 1975 to 1979: 98
- 1970 to 1974: 173
- 1970 to 1974: 70
- 1965 to 1969: 82
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White population: 2,182
Black population: 26,531
American Indian population: 110
Asian population: 229
Native Hawaiian and Other Pacific Islander population: 15
Some other race population: 1,681
Two or more races population: 707

First ancestries reported:
|  Other groups: 21001 |
|  Subsaharan African:: 639 |
|  African: 494 |
|  United States or American: 494 |
|  West Indian (excluding Hispanic groups):: 476 |
|  Italian: 198 |
|  Jamaican: 198 |
|  Guyanese: 145 |
|  West Indian: 99 |
|  Trinidadian and Tobagonian: 93 |
|  Nigerian: 85 |
|  Haitian: 73 |
|  Irish: 66 |
|  English: 65 |
|  German: 50 |
|  Canadian: 41 |
|  Portuguese: 39 |
|  Kenyan: 31 |
|  Liberian: 29 |
|  French (except Basque): 17 |
|  Polish: 16 |
|  British West Indian: 13 |
|  Arab:: 11 |
|  Lebanese: 11 |
|  British: 10 |
|  Scottish: 8 |
|  Swedish: 8 |
|  Dutch: 7 |
|  Turkish: 6 |
Public high school in zip code 07103 not listed on the city page:- WEST KINNEY ALTERNATIVE H (Students: 105; Location: 301 WEST KINNEY ST, NEWARK, NJ; Grades: 09 - 12)

Public primary/middle schools in zip code 07103 not listed on the city page:- THIRTEENTH AVE (Students: 716; Location: 359 THIRTEENTH AVE, NEWARK, NJ; Grades: PK - 08)
- CAMDEN MIDDLE (Students: 681; Location: 321 BERGEN ST, NEWARK, NJ; Grades: 05 - 08)
- CAMDEN ST (Students: 531; Location: 281 CAMDEN ST, NEWARK, NJ; Grades: PK - 04)
- SOUTH SEVENTEENTH ST (Students: 529; Location: 619 S SEVENTEENTH ST, NEWARK, NJ; Grades: PK - 08)
- NEW HORIZONS COMM. CS (Students: 492; Location: 45-59 HAYES STREET, NEWARK, NJ; Grades: KG - 05)
- NEWTON ST (Students: 463; Location: 150 NEWTON ST, NEWARK, NJ; Grades: PK - 08)
- QUITMAN STREET (Students: 381; Location: 21 QUITMAN ST, NEWARK, NJ; Grades: PK - 04)
- HARRIET TUBMAN (Students: 312; Location: 504 S TENTH ST, NEWARK, NJ; Grades: PK - 06)
- MORTON ST (Students: 297; Location: 75 MORTON ST, NEWARK, NJ; Grades: 05 - 08)
- CLEVELAND (Students: 279; Location: 388 BERGEN ST, NEWARK, NJ; Grades: PK - 05)
- FIFTEENTH AVE (Students: 270; Location: 557 FIFTEENTH AVE, NEWARK, NJ; Grades: PK - 06)
- WARREN ST (Students: 244; Location: 200 WARREN ST, NEWARK, NJ; Grades: PK - 08)
- GRAY CS (Students: 244; Location: 131 13TH AVENUE, NEWARK, NJ; Grades: KG - 08)
- MONTGOMERY ST (Students: 219; Location: 74 MONTGOMERY ST, NEWARK, NJ; Grades: UG - UG)
- ROSEVILLE AVE SCHOOL (Students: 212; Location: 70 ROSEVILLE AVENUE, NEWARK, NJ; Grades: KG - 04)
- FOURTEENTH AVENUE (Students: 181; Location: 186-14TH AVE, NEWARK, NJ; Grades: KG - 04)
- JOHN F KENNEDY (Students: 124; Location: 311 S TENTH ST, NEWARK, NJ; Grades: UG - UG)
- NEWARK CS (Students: 112; Location: 275 WEST MARKET STREET, NEWARK, NJ; Grades: 06 - 08)
- SAMUEL L BERLINER (Students: 41; Location: 70 MONTGOMERY ST, NEWARK, NJ; Grades: UG - UG)
Private primary/middle schools not listed on the city page:- LINK COMMUNITY SCHOOL (Students: 122; Location: 139 LIVINGSTON ST, NEWARK, NJ; Grades: 7 - 8)
- FULL GOSPEL CHRISTIAN ACADEMY (Students: 46; Location: 531 SO ORANGE AVE, NEWARK, NJ; Grades: PK - 2)
- REFUGE OF HOPE (Students: 43; Location: 10 NORFOLK ST, NEWARK, NJ; Grades: PK - 8)
Major facitilies with environmental interests located in this zip code:
- NEWARK CITY BD OF ED VAILSBURG HIGH SCHOOL (107 IVY ST in NEWARK, NJ)
(Integrated Compliance Information System) - ICIS-02-1986-0105, FORMAL ENFORCEMENT ACTION
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-718
STATE MASTER (New Jersey environmental info) - NJEMS-014257, STATE CLEANUP SITE
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: NEWARK BOARD OF EDUCATION (CONTACT/OWNER)
Alternative names: NEWARK BOARD OF EDUCATION, VAILSBURG MIDDLE SCHOOL
- NEWARK CITY BD OF ED WEST SIDE HIGH SCHOOL (403 S ORANGE AVE in NEWARK, NJ)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
(National Center for Education Statistics) - STATE ID-080
STATE MASTER (New Jersey environmental info) - NJEMS-014261, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- NEWARK CITY BD OF ED NEWTON SCHOOL (150 NEWTON ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-580
STATE MASTER (New Jersey environmental info) - NJEMS-014242, STATE CLEANUP SITE, NJEMS-05985, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: NEWARK PUBLIC SCHOOLS NEWTON STREET SCH, NEWTON STREET ELEMENTARY SCHL
- NEWARK CITY BD OF ED QUITMAN STREET SCHOOL (21 QUITMAN ST in NEWARK, NJ)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
(National Center for Education Statistics) - STATE ID-605
STATE MASTER (New Jersey environmental info) - NJEMS-014245, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS QUITMAN STREET SCH, QUITMAN SCHOOL
- NEWARK CITY BD OF ED 13TH AVENUE SCHOOL (359 13TH AVE in NEWARK, NJ)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
(National Center for Education Statistics) - STATE ID-715
STATE MASTER (New Jersey environmental info) - NJEMS-014255, STATE CLEANUP SITE
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NEWARK PUBLIC SCHOOLS (CONTACT/OWNER)
Alternative names: NEWARK PUBLIC SCHOOLS THIRTEENTH AVE SCH, THIRTEENTH AVENUE ELEMENTARY, THIRTEENTH AVE ELEMENTARY SCHOOL
- NEWARK CITY BD OF ED 15TH AVENUE SCHOOL (557 15TH AVE in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-400
STATE MASTER (New Jersey environmental info) - NJEMS-014221, STATE CLEANUP SITE, NJEMS-06543, AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NEWARK PUBLIC SCHOOLS (CONTACT/OWNER)
Alternative names: FIFTEENTH AVENUE ELEM SCHOOL, NEWARK PUBLIC SCHOOLS FIFTEENTH AVE SCH
- NEWARK CITY BD OF ED CAMDEN STREET ELEMENTARY SCHOOL (281 CAMDEN ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-310
STATE MASTER (New Jersey environmental info) - NJEMS-014209, STATE CLEANUP SITE, NJEMS-05083, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: NEWARK PUBLIC SSHOOLS CAMDEN STREET SCH
- NEWARK CITY BD OF ED HARRITE TUBMAN SCHOOL (504 S 10TH ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-455
STATE MASTER (New Jersey environmental info) - NJEMS-014227, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS HARRIET TUBMAN SCH
- NEWARK CITY BD OF ED JFK SCHOOL (311 S 10TH ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-477
STATE MASTER (New Jersey environmental info) - NJEMS-014228, STATE CLEANUP SITE, NJEMS-06183, AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: NEWARK PUBLIC SCHOOLS (CONTACT/OWNER)
Alternative names: NEWARK PUBLIC SCHOOLS JOHN F KENNEDY SCH
- NEWARK CITY BD OF ED MORTON STREET SCHOOL (75 MORTON ST- MORTON ST SCHOOL in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-560
STATE MASTER (New Jersey environmental info) - NJEMS-014240, STATE CLEANUP SITE, NJEMS-NJ0000860841, HAZARDOUS WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NEWARK CITY BD OF ED MORTON STREET ELEM SCH, NEWARK BOARD OF EDUCATION (CONTACT/OWNER)
Alternative names: NEWARK BOARD OF EDUCATION
- NEWARK CITY BD OF ED SOUTH 17TH STREET SCHOOL (619 S SEVENTEENTH ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-670
STATE MASTER (New Jersey environmental info) - NJEMS-014251, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS SOUTH SEVENTEENTH, SOUTH SEVENTEENTH ST
- NEWARK CITY BD OF ED WARREN STREET SCHOOL (200 WARREN ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-720
STATE MASTER (New Jersey environmental info) - NJEMS-014258, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS WARREN STREET SCH
- NJ UNIV OF MEDICINE & DENTISTRY NEWARK CAMPUS (65 BERGEN STREET in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-133325, TRANSPORTER, NJEMS-221899, National Pollutant Discharge Elimination System Permit, NJEMS-233844, REFUSE DISPOSAL, NJEMS-RMW22,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: UNIVERSITY OF MEDICINE & DENTISTRY OF NJ, UMDNJ (CONTACT/OPERATOR)
, UNIVERSITY OF MEDICINE & DENTI (CONTACT/OPERATOR)
, UNIVERSITY OF MEDICINE & DENTISTRY OF NJ (CONTACT/OWNER)
Alternative names: COLLEGE OF MEDICINE & DENTISTRY, COLLEGE OF MEDICINE & DENTISTRY NJ, NJ UNIV OF MED & DENT NEWARK CAMPUS, UNIVERSITY OF MEDICINE & DENT, UNIVERSITY OF MEDICINE & DENTI, UNIVERSITY OF MEDICINE AND DENTISTRY OF NEW JERSEY - UMDNJ
Median worth of mobile homes: $0
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (52%)
- Electricity (20%)
- Fuel oil, kerosene, etc. (19%)
- Bottled, tank, or LP gas (6%)
- No fuel used (2%)
- Other fuel (2%)
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Place of birth for U.S.-born residents:
- This state: 20270
- Northeast: 1643
- Midwest: 255
- South: 5895
- West: 91
57% of the 07103 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 68% lived in New Jersey.
Population in 1990: 36,949. Population change in the 1990s: -5,494 (-14.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 592
| Here: | 12.7% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 223
| Here: | 9.2% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 420
| Here: | 22.6% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- REVA INC (211 WARREN ST in NEWARK, NJ; small business): $5,232,995 in 35 contracts from 2002 to 2006
Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Hospitals and Infirmaries, Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, and more by Army, Department of Veterans Affairs, Navy, Federal Emergency Management Agency, and others Signed by year: 2000: $0; 2001: $0; 2002: $60,246; 2003: $1,334,764; 2004: $1,798,038; 2005: $1,488,615; 2006: $551,332.
Biggest contracts:
$1,083,889 with Army for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2003-09-29. Completion date: 2004-03-29.
$779,848 with Department of Veterans Affairs for Maintenance, Repair or Alteration of Real Property -- Hospitals and Infirmaries. Signed on 2004-09-24. Completion date: 2004-09-30.
$440,000 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2005-09-26. Completion date: 2006-02-17.
$402,190, same as above. Signed on 2004-09-30. Completion date: 2005-04-15.
- NOBLE DEVICE TECHNOLOGIES CORP (211 WARREN ST in NEWARK, NY; small business)
$89,240 with Air Force for Other Defense -- Applied Research and Exploratory Development (R&D). Signed on 2004-05-13. Completion date: 2005-05-12.
- NATIONAL FUEL OIL INC (175 ORANGE ST in NEWARK, NJ; small business): $31,924 in 2 contracts from 2001 to 2002
$159,504 with Defense Logistics Agency for Fuel Oils. Signed on 2002-08-01. Completion date: 2005-07-31.
$-127,580, same as above. Signed on 2001-11-26. Completion date: 2002-07-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (250-499: 2)
- Health Care and Social Assistance: Other Community Housing Services (250-499: 1, 1-4: 2)
- Health Care and Social Assistance: Child Day Care Services (50-99: 1, 20-49: 4, 10-19: 7, 5-9: 3, 1-4: 7)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 20-49: 2, 10-19: 3, 5-9: 4, 1-4: 17)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (100-249: 1, 20-49: 1, 5-9: 1, 1-4: 1)
- Health Care and Social Assistance: Child and Youth Services (50-99: 2, 20-49: 1)
- Health Care and Social Assistance: Other Individual and Family Services (50-99: 2, 10-19: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1506 people in college dormitories (includes college quarters off campus)
- 586 people in nursing homes
- 314 people in other noninstitutional group quarters
- 294 people in mental (psychiatric) hospitals or wards
- 267 people in training schools for juvenile delinquents
- 23 people in religious group quarters
- 19 people in homes or halfway houses for drug/alcohol abuse
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 18 full and 18 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $322,969 | 537 | $253,204 | 628 | $221,662 | 71 | $106,129 | 16 | $409,074 | 239 | $235,974 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $274,702 | 196 | $251,394 | 202 | $214,023 | 25 | $90,090 | 1 | $580,210 | 71 | $227,919 | 0 | $0 |
| APPLICATIONS DENIED | 25 | $322,788 | 683 | $274,514 | 832 | $219,699 | 183 | $78,986 | 11 | $2,900,021 | 298 | $255,733 | 4 | $215,323 |
| APPLICATIONS WITHDRAWN | 27 | $324,960 | 176 | $270,547 | 323 | $222,226 | 28 | $98,786 | 5 | $477,468 | 87 | $256,041 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $273,090 | 74 | $273,348 | 76 | $235,604 | 6 | $230,168 | 0 | $0 | 17 | $260,990 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 18 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $314,365 | 1,542 | $205,627 | 1,019 | $200,549 | 117 | $102,354 | 27 | $348,158 | 484 | $204,585 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $296,496 | 309 | $220,889 | 258 | $180,714 | 27 | $118,474 | 5 | $426,000 | 107 | $218,482 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $244,879 | 958 | $216,394 | 867 | $210,862 | 184 | $80,360 | 6 | $392,195 | 338 | $211,730 | 6 | $50,355 |
| APPLICATIONS WITHDRAWN | 20 | $250,911 | 475 | $200,520 | 459 | $193,472 | 25 | $77,206 | 6 | $337,570 | 148 | $215,178 | 1 | $215,420 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 88 | $209,521 | 152 | $202,159 | 5 | $215,894 | 1 | $274,420 | 26 | $217,582 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 18 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $276,604 | 1,200 | $189,721 | 918 | $170,659 | 91 | $124,343 | 20 | $555,448 | 528 | $189,059 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $249,435 | 264 | $183,717 | 215 | $167,794 | 43 | $159,488 | 7 | $234,231 | 89 | $183,194 | 0 | $0 |
| APPLICATIONS DENIED | 20 | $257,659 | 608 | $187,259 | 769 | $163,421 | 200 | $61,905 | 13 | $400,234 | 251 | $186,142 | 3 | $36,660 |
| APPLICATIONS WITHDRAWN | 18 | $218,847 | 564 | $189,969 | 531 | $162,488 | 46 | $150,867 | 6 | $167,370 | 226 | $183,463 | 2 | $289,320 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $340,695 | 85 | $212,413 | 120 | $184,701 | 7 | $121,357 | 2 | $128,985 | 16 | $186,341 | 3 | $294,307 |
Aggregated Statistics For Year 2004 (Based on 18 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $211,367 | 725 | $170,939 | 645 | $139,514 | 95 | $77,129 | 16 | $2,683,698 | 347 | $158,848 | 4 | $93,763 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $249,171 | 211 | $189,288 | 192 | $140,263 | 22 | $101,146 | 2 | $198,220 | 107 | $172,484 | 0 | $0 |
| APPLICATIONS DENIED | 37 | $227,653 | 283 | $178,208 | 722 | $131,606 | 178 | $51,533 | 8 | $1,075,084 | 209 | $160,137 | 1 | $40,000 |
| APPLICATIONS WITHDRAWN | 50 | $231,011 | 170 | $176,963 | 420 | $133,385 | 42 | $96,675 | 3 | $283,323 | 116 | $161,351 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $334,160 | 36 | $151,890 | 40 | $132,578 | 6 | $93,665 | 2 | $314,170 | 8 | $232,555 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 18 full and 18 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 139 | $162,001 | 412 | $138,075 | 786 | $116,676 | 33 | $39,045 | 11 | $508,773 | 260 | $129,495 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $172,183 | 121 | $154,044 | 240 | $115,465 | 24 | $31,341 | 0 | $0 | 79 | $130,565 |
| APPLICATIONS DENIED | 40 | $171,731 | 207 | $136,659 | 668 | $119,012 | 116 | $32,550 | 7 | $291,036 | 162 | $132,247 |
| APPLICATIONS WITHDRAWN | 38 | $170,507 | 144 | $145,073 | 367 | $125,462 | 30 | $56,056 | 0 | $0 | 105 | $133,922 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $159,962 | 26 | $168,515 | 48 | $108,703 | 2 | $17,920 | 0 | $0 | 8 | $140,781 |
Aggregated Statistics For Year 2002 (Based on 18 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 119 | $144,249 | 415 | $118,998 | 416 | $101,115 | 80 | $25,620 | 12 | $1,508,457 | 167 | $109,434 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $135,727 | 108 | $116,536 | 168 | $88,804 | 45 | $25,752 | 0 | $0 | 54 | $95,354 |
| APPLICATIONS DENIED | 37 | $125,272 | 183 | $113,947 | 475 | $89,808 | 124 | $32,812 | 1 | $104,900 | 124 | $104,386 |
| APPLICATIONS WITHDRAWN | 40 | $142,134 | 82 | $124,978 | 279 | $99,227 | 29 | $49,226 | 0 | $0 | 41 | $96,287 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $141,594 | 19 | $113,906 | 46 | $92,474 | 0 | $0 | 0 | $0 | 8 | $103,935 |
Aggregated Statistics For Year 2001 (Based on 18 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $120,284 | 236 | $102,623 | 298 | $84,924 | 47 | $25,573 | 5 | $87,244 | 76 | $90,868 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $126,470 | 68 | $99,596 | 146 | $80,716 | 14 | $25,319 | 5 | $107,968 | 35 | $81,330 |
| APPLICATIONS DENIED | 33 | $103,921 | 156 | $95,453 | 545 | $72,004 | 128 | $18,799 | 1 | $6,054,400 | 82 | $78,067 |
| APPLICATIONS WITHDRAWN | 30 | $111,934 | 65 | $98,223 | 234 | $86,714 | 37 | $30,476 | 3 | $204,257 | 23 | $104,295 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $124,947 | 18 | $78,166 | 64 | $87,031 | 1 | $27,180 | 1 | $475,000 | 6 | $77,710 |
Aggregated Statistics For Year 2000 (Based on 18 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $108,333 | 370 | $86,155 | 137 | $67,043 | 51 | $21,219 | 3 | $639,093 | 94 | $67,356 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $102,065 | 40 | $74,437 | 55 | $76,738 | 39 | $29,886 | 0 | $0 | 15 | $90,253 |
| APPLICATIONS DENIED | 25 | $99,617 | 116 | $90,284 | 359 | $60,782 | 124 | $21,459 | 4 | $82,095 | 66 | $70,482 |
| APPLICATIONS WITHDRAWN | 14 | $119,328 | 61 | $88,780 | 203 | $80,912 | 16 | $22,801 | 5 | $52,776 | 34 | $73,160 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $96,263 | 19 | $110,508 | 72 | $88,316 | 1 | $86,000 | 0 | $0 | 9 | $63,647 |
Aggregated Statistics For Year 1999 (Based on 12 full and 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $103,367 | 154 | $102,008 | 128 | $68,014 | 43 | $20,006 | 4 | $1,973,790 | 29 | $66,823 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $93,545 | 23 | $72,967 | 90 | $69,819 | 17 | $21,960 | 0 | $0 | 9 | $76,299 |
| APPLICATIONS DENIED | 9 | $109,948 | 66 | $88,855 | 169 | $69,421 | 59 | $24,987 | 3 | $144,157 | 27 | $86,948 |
| APPLICATIONS WITHDRAWN | 3 | $130,930 | 39 | $114,430 | 106 | $69,947 | 6 | $35,833 | 1 | $769,930 | 10 | $72,742 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $82,530 | 11 | $88,504 | 52 | $73,630 | 0 | $0 | 0 | $0 | 7 | $96,171 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 17 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 165 | $288,695 | 39 | $300,827 | 31 | $276,159 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 43 | $246,340 | 15 | $350,295 | 14 | $311,777 |
| APPLICATIONS DENIED | 10 | $331,351 | 1 | $441,000 | 2 | $294,355 |
| APPLICATIONS WITHDRAWN | 34 | $287,568 | 8 | $448,981 | 12 | $287,036 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $486,100 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 18 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $219,592 | 45 | $279,880 | 14 | $206,594 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $215,174 | 8 | $254,410 | 2 | $241,500 |
| APPLICATIONS DENIED | 1 | $507,480 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 12 | $212,086 | 13 | $315,859 | 1 | $216,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $208,310 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 18 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $219,395 | 34 | $234,326 | 52 | $232,700 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $225,331 | 26 | $188,783 | 16 | $201,723 |
| APPLICATIONS DENIED | 10 | $251,094 | 9 | $270,231 | 7 | $274,221 |
| APPLICATIONS WITHDRAWN | 12 | $301,401 | 7 | $219,884 | 2 | $184,850 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $253,475 | 1 | $148,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 17 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 205 | $187,966 | 34 | $183,792 | 74 | $182,848 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 72 | $203,063 | 5 | $211,730 | 23 | $202,381 |
| APPLICATIONS DENIED | 18 | $197,442 | 6 | $102,333 | 9 | $132,054 |
| APPLICATIONS WITHDRAWN | 21 | $167,060 | 2 | $157,290 | 5 | $197,172 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $202,082 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 17 full and 18 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 161 | $158,523 | 49 | $151,984 | 48 | $165,651 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 77 | $146,713 | 24 | $151,959 | 28 | $148,085 |
| APPLICATIONS DENIED | 9 | $153,241 | 5 | $179,434 | 8 | $168,473 |
| APPLICATIONS WITHDRAWN | 21 | $156,065 | 3 | $91,053 | 11 | $133,472 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $111,380 | 4 | $149,760 | 3 | $101,627 |
Aggregated Statistics For Year 2002 (Based on 18 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $124,485 | 17 | $127,290 | 28 | $127,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 76 | $128,108 | 20 | $109,815 | 26 | $117,066 |
| APPLICATIONS DENIED | 24 | $143,808 | 12 | $98,314 | 12 | $123,978 |
| APPLICATIONS WITHDRAWN | 13 | $147,755 | 5 | $133,316 | 4 | $203,468 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $111,589 | 2 | $95,990 | 6 | $99,925 |
Aggregated Statistics For Year 2001 (Based on 16 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 104 | $132,190 | 6 | $111,272 | 17 | $105,938 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 40 | $121,790 | 3 | $100,590 | 11 | $114,730 |
| APPLICATIONS DENIED | 9 | $133,179 | 3 | $95,847 | 3 | $124,503 |
| APPLICATIONS WITHDRAWN | 1 | $41,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 14 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $110,916 | 6 | $75,395 | 18 | $92,012 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $108,739 | 0 | $0 | 3 | $105,943 |
| APPLICATIONS DENIED | 4 | $136,075 | 0 | $0 | 1 | $169,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 7 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $94,943 | 8 | $92,100 | 3 | $71,193 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $71,380 | 2 | $105,770 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $139,240 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $128,000 | 1 | $85,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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