Estimated median household income in 2007: $24,485
| This zip code: | $24,485 | | New Jersey: | $67,035 |
Nearest zip codes: 07112, 07103, 07114, 07102, 07111, 07106.
Newark Zip Code Map
Housing units in zip code 07108 with a mortgage: 535 (64 second mortgage, 17 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 236
Median monthly owner costs for units with a mortgage: $1,833
Median monthly owner costs for units without a mortgage: $812
Residents with income below the poverty level in 2007:
| This zip code: | 32.7% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 20.3% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 73
- 1995 to 1998: 223
- 1990 to 1994: 295
- 1980 to 1989: 860
- 1970 to 1979: 1,185
- 1960 to 1969: 1,623
- 1950 to 1959: 1,276
- 1940 to 1949: 1,339
- 1939 or earlier: 3,060
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Bedrooms in owner-occupied houses in Newark, NJ (07108): |
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- no bedroom: 7
- 1 bedrooms: 53
- 2 bedrooms: 560
- 3 bedrooms: 458
- 4 bedrooms: 272
- 5 or more bedrooms: 424
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 186
- 1 bedrooms: 2,186
- 2 bedrooms: 2,534
- 3 bedrooms: 1,533
- 4 bedrooms: 300
- 5 or more bedrooms: 85
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Vehicles available in 07108 zip code in owner-occupied houses/condos: |
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- no vehicle: 471
- 1 vehicle: 719
- 2 vehicles: 469
- 3 vehicles: 88
- 4 vehicles: 18
- 5 or more vehicles: 9
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 4,087
- 1 vehicle: 2,006
- 2 vehicles: 649
- 3 vehicles: 24
- 4 vehicles: 13
- 5 or more vehicles: 45
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Estimated household income distribution in 2007:

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Rent paid by renters in 2007 in zip code 07108:
- Less than $100: 722
- $100 to $149: 178
- $150 to $199: 441
- $200 to $249: 198
- $250 to $299: 106
- $300 to $349: 247
- $350 to $399: 241
- $400 to $449: 223
- $450 to $499: 135
- $500 to $549: 162
- $550 to $599: 103
- $600 to $649: 193
- $650 to $699: 240
- $700 to $749: 278
- $750 to $799: 251
- $800 to $899: 507
- $900 to $999: 277
- $1,000 to $1,249: 514
- $2,000 or more: 22
- No cash rent: 108
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Median price asked for vacant for-sale houses and condos in 2007: $229,445.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $233,030
- Black or African American householders: $225,382
- American Indian or Alaska Native householders: $131,453
- Asian householders: $268,881
- Some other race householders: $163,719
- Two or more races householders: $609,465
- Hispanic or Latino householders: $227,055
Estimated median house or condo value in 2007: $238,767 (it was $99,900 in 2000)
| 07108: | $238,767 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $227,800 - $394,500
Mean price in 2007:
Detached houses: $268,420| Here: | $268,420 | | State: | $452,919 |
Townhouses or other attached units: $192,550| Here: | $192,550 | | State: | $310,364 |
In 2-unit structures: $253,113| Here: | $253,113 | | State: | $429,538 |
In 3-to-4-unit structures: $262,576| Here: | $262,576 | | State: | $371,779 |
In 5-or-more-unit structures: $150,843| Here: | $150,843 | | State: | $309,003 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 942
- One, attached: 788
- Two: 1,088
- 3 or 4: 2,982
- 5 to 9: 1,432
- 10 to 19: 553
- 20 to 49: 677
- 50 or more: 1,472

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Means of transportation to work
- Drove a car alone: 2,884 (44%)
- Carpooled: 917 (14%)
- Bus or trolley bus: 2,086 (32%)
- Streetcar or trolley car: 8 (0%)
- Subway or elevated: 36 (1%)
- Railroad: 31 (0%)
- Ferryboat: 11 (0%)
- Taxi: 123 (2%)
- Bicycle: 14 (0%)
- Walked: 277 (4%)
- Other means: 70 (1%)
- Worked at home: 90 (1%)
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Travel time to work
- Less than 5 minutes: 83
- 5 to 9 minutes: 332
- 10 to 14 minutes: 671
- 15 to 19 minutes: 995
- 20 to 24 minutes: 943
- 25 to 29 minutes: 354
- 30 to 34 minutes: 1365
- 35 to 39 minutes: 46
- 40 to 44 minutes: 110
- 45 to 59 minutes: 580
- 60 to 89 minutes: 593
- 90 or more minutes: 385
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Neighborhoods in zip code 07108:
Percentage of zip code residents living and working in this county: 67.3%
Household type by relationship
Households: 24,896
- In family households: 21,666 (1,677 male householders, 4,209 female householders)
1,770 spouses, 9,184 children (8,594 natural, 279 adopted, 311 stepchildren), 2,135 grandchildren, 609 brothers or sisters, 363 parents, 782 other relatives, 937 non-relatives
- In nonfamily households: 3,230 (1,093 male householders (930 living alone)), 1,630 female householders (1,483 living alone)), 507 nonrelatives
- In group quarters: 244 (0 institutionalized population)
Size of family households: 1,664 2-persons, 1,512 3-persons, 1,162 4-persons, 798 5-persons, 360 6-persons, 390 7-or-more-persons.
Size of nonfamily households: 2,413 1-person, 225 2-persons, 48 3-persons, 19 4-persons, 4 5-persons, 14 6-persons.
1,308 married couples with children.
4,963 single-parent households (420 men, 4,543 women).
89.7% of residents of 07108 zip code speak English at home.
7.1% of residents speak Spanish at home (56% very well, 27% well, 13% not well, 3% not at all).
1.5% of residents speak other Indo-European language at home (81% very well, 10% well, 9% not well).
0.4% of residents speak Asian or Pacific Island language at home (63% very well, 23% well, 14% not well).
1.3% of residents speak other language at home (95% very well, 2% well, 3% not well).
Foreign born population: 1,158 (4.6%)
(42.1% of them are naturalized citizens)
| This zip code: | 4.6% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- Guyana (14%)
- Nigeria (14%)
- Haiti (11%)
- Dominican Republic (10%)
- Trinidad and Tobago (8%)
- Ecuador (6%)
- Ghana (5%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 364
- 1990 to 1994: 286
- 1985 to 1989: 160
- 1980 to 1984: 157
- 1975 to 1979: 64
- 1970 to 1974: 76
- 1970 to 1974: 45
- 1965 to 1969: 6
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White population: 569
Black population: 22,985
American Indian population: 75
Asian population: 32
Native Hawaiian and Other Pacific Islander population: 8
Some other race population: 998
Two or more races population: 334

First ancestries reported:
|  Other groups: 18025 |
|  Subsaharan African:: 685 |
|  African: 489 |
|  West Indian (excluding Hispanic groups):: 359 |
|  United States or American: 329 |
|  Nigerian: 129 |
|  Haitian: 122 |
|  Jamaican: 96 |
|  German: 91 |
|  West Indian: 79 |
|  Guyanese: 61 |
|  Portuguese: 50 |
|  Trinidadian and Tobagonian: 49 |
|  Other Subsaharan African: 38 |
|  Irish: 35 |
|  Italian: 18 |
|  Dutch: 18 |
|  Senegalese: 15 |
|  Liberian: 14 |
|  Polish: 12 |
|  Arab:: 9 |
|  Lebanese: 9 |
|  European: 7 |
|  British West Indian: 7 |
|  Turkish: 6 |
|  U.S. Virgin Islander: 6 |
|  Greek: 5 |
|  English: 5 |
Public high school in zip code 07108 not listed on the city page:- UNIVERSITY HIGH (Students: 513; Location: 55 CLINTON PL, NEWARK, NJ; Grades: 07 - 12)

Public primary/middle schools in zip code 07108 not listed on the city page:- LOUISE A. SPENCER (Students: 807; Location: 66 MUHAMMAD ALI BLVD, NEWARK, NJ; Grades: PK - 08)
- AVON AVE (Students: 620; Location: 219 AVON AVE, NEWARK, NJ; Grades: KG - 08)
- MADISON ELEM. (Students: 587; Location: 823 S 16TH ST, NEWARK, NJ; Grades: PK - 05)
- WILLIAM H BROWN ACADEMY (Students: 414; Location: 695 BERGEN ST, NEWARK, NJ; Grades: 06 - 08)
- BELMONT RUNYON (Students: 320; Location: 68 RUNYON ST., NEWARK, NJ; Grades: PK - 05)
- CLINTON AVE (Students: 308; Location: 534 CLINTON AVE, NEWARK, NJ; Grades: PK - 03)
- MARION P. THOMAS ACAD. CS (Students: 260; Location: 7 MUHAMMAD ALI AVENUE, NEWARK, NJ; Grades: KG - 06)
- EIGHTEENTH AVE (Students: 247; Location: 229 18TH AVE, NEWARK, NJ; Grades: PK - 05)
- HAROLD WILSON (Students: 216; Location: 190 MUHAMMAD ALI BLVD, NEWARK, NJ; Grades: 06 - 08)
Major facitilies with environmental interests located in this zip code:
- NEWARK CITY BD OF ED MALCOLM X SHABAZZ HIGH SCHOOL (80 JOHNSON AVE in NEWARK, NJ)
AIR SYNTHETIC MINOR (AIRS/AFS)
(National Center for Education Statistics) - STATE ID-050
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
STATE MASTER (New Jersey environmental info) - NJEMS-014250, STATE CLEANUP SITE, NJEMS-05584, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Alternative names: NEWARK BD. ED./MALCOM X SCHOOL, NEWARK BOARD OF ED MALCOLM X SHABAZZ HIGH S
- NEWARK CITY BD OF ED UNIV HIGH SCHOOL (55 CLINTON PL in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-057
STATE MASTER (New Jersey environmental info) - NJEMS-014256, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: UNIVERSITY HIGH SCHOOL
- NEWARK CITY BD OF ED 18TH AVENUE SCHOOL (229 18TH AVE in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-380
STATE MASTER (New Jersey environmental info) - NJEMS-014219, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS EIGHTEENTH AVE SCH
- NEWARK CITY BD OF ED AVON AVENUE SCHOOL (219 AVON AVE in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-220
STATE MASTER (New Jersey environmental info) - NJEMS-014197, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NEWARK PUBLIC SCHOOLS AVON AVENUE SCHOOL
- NEWARK CITY BD OF ED CLINTON AVENUE ELEMENTARY SCHOOL (534 CLINTON AVE in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-353
STATE MASTER (New Jersey environmental info) - NJEMS-014216, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: CLINTON AVENUE ELEMENTARY SCHL, NEWARK PUBLIC SCHOOLS CLINTON AVENUE SCH
- NEWARK CITY BD OF ED BERGEN STREET SCHOOL (695 BERGEN ST in NEWARK, NJ)
(National Center for Education Statistics) - STATE ID-230
STATE MASTER (New Jersey environmental info) - NJEMS-014201, STATE CLEANUP SITE
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NEWARK PUBLIC SCHOOLS (CONTACT/OWNER)
Alternative names: NEWARK PUBLIC SCH WILLIAM BROWN ACADEMY
- NEWARK CITY BD OF ED BELMONT RUNYON ARTS HIGH SCHOOL (68 WEST RUNYON STREET in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-014200, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: NJDOT
Alternative names: NEWARK PUBLIC SCHOOLS BELMONT RUNYON SCH
- EXXON SERVICE STATION #32561 (1 ELIZABETH AVE in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008628, STATE CLEANUP SITE, NJEMS-38472600000, EPCRA, NJEMS-84893500000, NJEMS-B0516, AIR PROGRAM, NJEMS-00000009187, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON MOBIL CORP, EXXON CO USA (CONTACT/OPERATOR)
, EXXON MOBIL CORP USA (CONTACT/OWNER)
Alternative names: EXXON CO USA 32561
- AMERICAN FINISHING & SPRAY CO (123-135 NEW JERSEY RAILROAD AVENUE in NEWARK, NJ)
AIR SYNTHETIC MINOR (AIRS/AFS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
STATE MASTER (New Jersey environmental info) - NJEMS-06208, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: ELECTROPLATING, PLATING, POLISHING, ANODIZING, AND COLORING; AIR AND GAS COMPRESSORS
Organizations: AMERICAN FINISHING & SPRAY CO INC
Alternative names: AMERICAN FINISHING SPRAY CO
- FEDERAL BUSINESS CENTERS (231 JOHNSON AVE SUITE 312 in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-0789, MINERAL EXPLORATION, NJEMS-10126W, DRINKING WATER PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CENTER REALTY, SOS FLEXIBLE WAREHOUSING INC, EWR LLC CROZIER FINE ARTS
Alternative names: FEDERAL BUSINESS CTRS
- ANTI HYDRO INTERNATIONAL INC BADGER TECHNOLOGY DIV (265-77 BADGER AVE. in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-06204, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: PREFABRICATED WOOD BUILDINGS AND COMPONENTS; PAINTS, VARNISHES, LACQUERS, ENAMELS, AND ALLIED PRODUCTS
Organizations: ANTI HYDRO CO INC
Alternative names: ANTI HYDRO CO INCORPORATED
- AVON SHEET METAL & ROOFING CO (210 BADGER AVENUE #224 in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-024659, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
- BIGELOW AUTO BODY ZEKE INC (798 BERGEN STREET #800 in NEWARK, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-52923700000, EPCRA, NJEMS-G0587, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: MOTOR VEHICLES AND PASSENGER CAR BODIES; TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Alternative names: BIGELOW AUTO ZEKE INC
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (50%)
- Fuel oil, kerosene, etc. (25%)
- Electricity (17%)
- Bottled, tank, or LP gas (6%)
- No fuel used (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 16560
- Northeast: 1056
- Midwest: 88
- South: 5560
- West: 45
59% of the 07108 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 85% lived in this county.
Out of people who lived in different counties, 48% lived in New Jersey.
Population in 1990: 29,730. Population change in the 1990s: -4,729 (-15.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 395
| Here: | 8.9% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 131
| Here: | 6.4% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 169
| Here: | 20.5% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Child Day Care Services (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 5 establishments, 5-9 employees: 5 establishments)
- Other Services (except Public Administration): Religious Organizations (20-49: 1, 10-19: 1, 5-9: 6, 1-4: 9)
- Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (20-49: 1, 10-19: 2, 5-9: 3, 1-4: 10)
- Wholesale Trade: Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers (50-99: 1)
- Health Care and Social Assistance: Other Residential Care Facilities (20-49: 2, 1-4: 1)
- Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (20-49: 1, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 154 people in other noninstitutional group quarters
- 27 people in other group homes
- 23 people in homes or halfway houses for drug/alcohol abuse
- 18 people in homes for the mentally ill
- 8 people in other nonhousehold living situations
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 9 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $318,189 | 408 | $279,197 | 432 | $238,415 | 63 | $106,920 | 12 | $543,083 | 183 | $256,309 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $434,485 | 141 | $282,415 | 132 | $237,876 | 24 | $128,185 | 5 | $964,322 | 68 | $264,952 | 0 | $0 |
| APPLICATIONS DENIED | 31 | $344,091 | 499 | $293,510 | 626 | $249,463 | 141 | $82,007 | 13 | $263,008 | 253 | $254,805 | 2 | $77,395 |
| APPLICATIONS WITHDRAWN | 17 | $267,429 | 110 | $296,683 | 193 | $239,321 | 13 | $61,595 | 12 | $478,456 | 68 | $277,438 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 43 | $279,074 | 69 | $238,544 | 2 | $95,950 | 0 | $0 | 11 | $290,827 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 9 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $316,499 | 917 | $218,497 | 677 | $218,518 | 76 | $109,132 | 39 | $1,532,194 | 327 | $205,208 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $384,124 | 240 | $205,730 | 168 | $198,590 | 26 | $133,847 | 3 | $422,550 | 77 | $194,136 | 0 | $0 |
| APPLICATIONS DENIED | 9 | $327,044 | 636 | $224,913 | 608 | $218,252 | 143 | $76,868 | 3 | $358,670 | 245 | $222,259 | 1 | $136,810 |
| APPLICATIONS WITHDRAWN | 15 | $312,402 | 283 | $211,747 | 297 | $214,559 | 18 | $79,984 | 6 | $311,495 | 109 | $222,830 | 3 | $284,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $201,000 | 61 | $191,514 | 111 | $233,831 | 1 | $479,590 | 3 | $311,527 | 28 | $208,558 | 1 | $7,000 |
Aggregated Statistics For Year 2005 (Based on 9 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $271,503 | 830 | $191,895 | 699 | $202,669 | 91 | $96,187 | 23 | $606,989 | 435 | $193,609 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $250,905 | 157 | $212,048 | 162 | $174,535 | 24 | $60,870 | 5 | $464,528 | 96 | $193,034 | 0 | $0 |
| APPLICATIONS DENIED | 15 | $268,180 | 421 | $186,211 | 555 | $182,668 | 113 | $84,087 | 10 | $382,106 | 171 | $189,971 | 4 | $232,725 |
| APPLICATIONS WITHDRAWN | 13 | $308,449 | 351 | $193,221 | 413 | $177,082 | 36 | $160,216 | 5 | $495,314 | 132 | $205,403 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $337,010 | 46 | $184,226 | 82 | $187,672 | 1 | $14,280 | 0 | $0 | 8 | $204,300 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 9 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 88 | $248,021 | 569 | $190,375 | 531 | $160,618 | 70 | $88,660 | 32 | $646,557 | 321 | $167,076 | 1 | $105,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $264,300 | 200 | $200,918 | 113 | $145,468 | 19 | $62,575 | 2 | $146,610 | 102 | $184,356 | 2 | $29,390 |
| APPLICATIONS DENIED | 39 | $277,982 | 271 | $206,915 | 392 | $151,736 | 130 | $44,780 | 8 | $174,434 | 141 | $174,619 | 1 | $71,400 |
| APPLICATIONS WITHDRAWN | 27 | $248,381 | 170 | $197,220 | 219 | $144,866 | 19 | $98,265 | 5 | $257,184 | 96 | $172,305 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $221,407 | 40 | $174,637 | 38 | $136,944 | 7 | $122,799 | 2 | $149,305 | 10 | $174,763 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 9 full and 16 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $210,215 | 247 | $174,772 | 443 | $142,500 | 37 | $31,617 | 7 | $629,853 | 171 | $193,067 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $109,081 | 68 | $152,470 | 164 | $112,454 | 21 | $35,798 | 3 | $238,573 | 50 | $134,229 |
| APPLICATIONS DENIED | 32 | $220,122 | 130 | $184,965 | 436 | $124,656 | 86 | $22,041 | 15 | $2,114,337 | 100 | $142,190 |
| APPLICATIONS WITHDRAWN | 25 | $234,173 | 73 | $187,550 | 213 | $129,140 | 24 | $31,777 | 4 | $419,870 | 38 | $150,966 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $207,914 | 17 | $171,039 | 24 | $135,208 | 1 | $220,860 | 1 | $142,800 | 8 | $162,816 |
Aggregated Statistics For Year 2002 (Based on 9 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 63 | $173,055 | 169 | $153,451 | 258 | $102,085 | 47 | $26,950 | 11 | $163,815 | 102 | $104,845 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $138,431 | 48 | $120,468 | 109 | $88,891 | 34 | $17,753 | 3 | $116,603 | 34 | $102,426 |
| APPLICATIONS DENIED | 20 | $168,976 | 82 | $120,602 | 324 | $93,919 | 80 | $31,248 | 5 | $125,134 | 61 | $95,652 |
| APPLICATIONS WITHDRAWN | 15 | $180,899 | 46 | $144,897 | 159 | $106,444 | 13 | $39,208 | 1 | $57,120 | 22 | $100,529 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $204,450 | 8 | $145,253 | 26 | $94,216 | 1 | $54,000 | 0 | $0 | 2 | $89,620 |
Aggregated Statistics For Year 2001 (Based on 9 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 54 | $128,845 | 95 | $111,277 | 207 | $90,597 | 54 | $28,829 | 10 | $358,643 | 72 | $91,231 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $130,717 | 38 | $104,246 | 85 | $83,922 | 20 | $23,865 | 6 | $275,923 | 26 | $88,807 |
| APPLICATIONS DENIED | 25 | $127,266 | 110 | $109,505 | 287 | $83,944 | 127 | $24,035 | 2 | $90,145 | 74 | $91,171 |
| APPLICATIONS WITHDRAWN | 10 | $144,284 | 24 | $115,590 | 126 | $84,341 | 20 | $19,023 | 0 | $0 | 15 | $80,205 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $124,030 | 5 | $105,662 | 38 | $86,393 | 1 | $30,000 | 0 | $0 | 1 | $10,000 |
Aggregated Statistics For Year 2000 (Based on 9 full and 14 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $119,396 | 104 | $111,217 | 149 | $79,908 | 38 | $21,726 | 12 | $355,571 | 51 | $85,428 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $110,469 | 30 | $101,068 | 55 | $78,235 | 37 | $19,524 | 1 | $189,300 | 9 | $84,184 |
| APPLICATIONS DENIED | 16 | $112,516 | 97 | $90,841 | 283 | $80,168 | 111 | $21,335 | 8 | $511,924 | 57 | $90,009 |
| APPLICATIONS WITHDRAWN | 15 | $115,457 | 47 | $87,079 | 95 | $86,143 | 13 | $29,101 | 0 | $0 | 22 | $61,681 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $134,505 | 6 | $80,213 | 92 | $94,689 | 1 | $8,380 | 0 | $0 | 10 | $149,928 |
Aggregated Statistics For Year 1999 (Based on 6 full and 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $107,605 | 51 | $83,171 | 110 | $68,621 | 34 | $18,696 | 1 | $100,600 | 24 | $71,552 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $109,263 | 26 | $90,817 | 77 | $67,941 | 16 | $22,321 | 0 | $0 | 17 | $80,778 |
| APPLICATIONS DENIED | 4 | $111,683 | 48 | $95,650 | 168 | $71,449 | 62 | $23,246 | 6 | $81,592 | 36 | $87,185 |
| APPLICATIONS WITHDRAWN | 3 | $84,667 | 21 | $77,747 | 83 | $67,204 | 9 | $21,513 | 1 | $5,420 | 7 | $68,990 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $81,640 | 7 | $98,474 | 60 | $79,379 | 0 | $0 | 0 | $0 | 5 | $107,746 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 7 full and 16 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $318,459 | 27 | $356,463 | 22 | $284,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $276,075 | 8 | $379,998 | 2 | $330,910 |
| APPLICATIONS DENIED | 16 | $390,306 | 0 | $0 | 3 | $328,863 |
| APPLICATIONS WITHDRAWN | 22 | $278,421 | 4 | $298,995 | 9 | $265,803 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $551,900 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 7 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $279,488 | 19 | $265,867 | 16 | $245,611 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $268,875 | 9 | $272,700 | 6 | $184,898 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $248,670 | 3 | $248,670 |
| APPLICATIONS WITHDRAWN | 4 | $267,928 | 1 | $172,970 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $362,490 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 9 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $267,360 | 14 | $166,154 | 30 | $259,514 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 52 | $222,674 | 6 | $177,120 | 16 | $179,835 |
| APPLICATIONS DENIED | 7 | $239,317 | 3 | $192,777 | 6 | $204,603 |
| APPLICATIONS WITHDRAWN | 16 | $218,184 | 0 | $0 | 7 | $263,343 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $408,230 | 1 | $400,790 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 7 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $210,766 | 27 | $207,587 | 47 | $181,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 42 | $239,163 | 8 | $161,386 | 14 | $185,088 |
| APPLICATIONS DENIED | 9 | $294,704 | 1 | $175,460 | 7 | $322,501 |
| APPLICATIONS WITHDRAWN | 45 | $223,758 | 1 | $71,400 | 7 | $224,580 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $216,868 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 7 full and 14 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $177,042 | 22 | $152,544 | 35 | $144,119 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 56 | $191,365 | 4 | $196,790 | 11 | $153,298 |
| APPLICATIONS DENIED | 6 | $202,630 | 4 | $187,348 | 5 | $186,370 |
| APPLICATIONS WITHDRAWN | 6 | $207,100 | 1 | $192,000 | 2 | $205,000 |
| FILES CLOSED FOR INCOMPLETENESS | 13 | $216,161 | 2 | $185,175 | 3 | $249,240 |
Aggregated Statistics For Year 2002 (Based on 7 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $166,389 | 5 | $143,268 | 14 | $145,833 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 51 | $127,547 | 9 | $124,951 | 21 | $119,432 |
| APPLICATIONS DENIED | 13 | $141,954 | 8 | $133,389 | 4 | $171,698 |
| APPLICATIONS WITHDRAWN | 8 | $138,913 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $132,827 | 0 | $0 | 1 | $154,650 |
Aggregated Statistics For Year 2001 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $122,781 | 7 | $109,573 | 10 | $120,828 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $116,158 | 4 | $94,143 | 5 | $87,178 |
| APPLICATIONS DENIED | 9 | $129,623 | 0 | $0 | 1 | $133,990 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $124,095 | 0 | $0 | 2 | $124,095 |
Aggregated Statistics For Year 2000 (Based on 6 full and 12 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $121,498 | 11 | $107,418 | 7 | $109,621 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $138,986 | 0 | $0 | 3 | $147,660 |
| APPLICATIONS DENIED | 17 | $118,045 | 0 | $0 | 11 | $116,272 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $90,620 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $103,190 | 0 | $0 | 1 | $46,000 |
Aggregated Statistics For Year 1999 (Based on 1 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $130,710 | 2 | $110,925 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $112,487 | 2 | $110,720 | 1 | $64,630 |
| APPLICATIONS DENIED | 2 | $135,155 | 1 | $92,450 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $123,967 | 0 | $0 | 1 | $46,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $151,075 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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