07109 Zip Code Detailed Profile




City: Silver Lake, NJ (6.83%)
County: Essex County, NJ
Estimated zip code population in 2013: 35,973
Zip code population in 2010: 35,897
Zip code population in 2000: 35,900

Houses and condos: 13,860
Renter-occupied apartments: 5,656
% of renters here:

44%
State:

36%
Mar. 2013 cost of living index in zip code 07109: 116.1 (more than average, U.S. average is 100)

Land area: 3.3 sq. mi.
Water area: 0.1 sq. mi.
Population density: 10,752 people per square mile 
 
 (high).

Age and Sex of Residents in zip code 07109
Zip code 07109 (Silver Lake, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.6% ($7,768)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,786 (2.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $7,723 (2.7%)

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Males: 17,890  (49.7%)
Females: 18,083  (50.3%)

For population 25 years and over in 07109:

For population 15 years and over in 07109:

Zip code 07109 compared to state average:

  • Black race population percentage below state average.
  • Hispanic race population percentage above state average.
  • Foreign-born population percentage above state average.
  • House age above state average.
  • Races in zip code 07109

  • Zip code 07109 races chart
    • 13,887White population
    • 2,737Black population
    • 66American Indian population
    • 4,265Asian population
    • 5Native Hawaiian and Other Pacific Islander population
    • 290Some other race population
    • 524Two or more races population
    • 14,123Hispanic or Latino population

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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $293,300
07109:

$293,300
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 14 registered sex offenders living in 07109 zip code as of September 05, 2015.
The ratio of number of residents in zip code 07109 to the number of sex offenders is 2,592 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

37.8 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.8 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 07109, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $48,905 (Individual Income Tax Returns)
Here:

$48,905
State:

$79,688

Salary/wage: $47,891 (reported on 85.7% of returns)
Here:

$47,891
State:

$68,122
(% of AGI for various income ranges: 70.2% for AGIs below $25k, 84.0% for AGIs $25k-50k, 86.2% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 87.4% for AGIs $100k-200k, 72.4% for AGIs over 200k)

Taxable interest for individuals: $824 (reported on 26.6% of returns)
This zip code:

$824
New Jersey:

$2,193
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,909 (reported on 12.7% of returns)
Here:

$1,909
State:

$6,828
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$1,401 (reported on 8.1% of returns)
Here:

+$1,401
State:

+$15,358
(% of AGI for various income ranges: 0.2% for AGIs $50k-75k, 0.5% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Profit/loss from business: +$10,258 (reported on 13.1% of returns)
Here:

+$10,258
State:

+$19,577
(% of AGI for various income ranges: 11.3% for AGIs below $25k, 3.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $9,474 (reported on 6.0% of returns)
07109:

$9,474
New Jersey:

$18,214
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Self-employment retirement plans: $10,267 (reported on 0.2% of returns)
07109:

$10,267
New Jersey:

$24,511

Total itemized deductions: $21,347 (27% of AGI, reported on 35.4% of returns)
Here:

$21,347
State:

$30,827

Here:

26.7% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 12.4% for AGIs below $25k, 11.8% for AGIs $25k-50k, 14.8% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 18.6% for AGIs $100k-200k, 15.4% for AGIs over 200k)

Charity contributions: $2,237 (reported on 28.3% of returns)
Here:

$2,237
State:

$3,451
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $9,239 (reported on 35.3% of returns)
07109:

$9,239
State:

$15,801
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 4.3% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 8.7% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Earned income credit: $2,129 (reported on 16.9% of returns)
Here:

$2,129
State:

$2,182
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 07109, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,026 (Individual Income Tax Returns)
Here:

$42,026
State:

$64,921

Salary/wage: $41,954 (reported on 86.8% of returns)
Here:

$41,954
State:

$57,755
(% of AGI for various income ranges: 82.6% for AGIs below $10k, 76.5% for AGIs $10k-25k, 90.0% for AGIs $25k-50k, 89.4% for AGIs $50k-75k, 89.4% for AGIs $75k-100k, 82.2% for AGIs over 100k)

Taxable interest for individuals: $946 (reported on 45.1% of returns)
This zip code:

$946
New Jersey:

$2,068
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 2.0% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,287 (reported on 18.4% of returns)
Here:

$1,287
State:

$3,959
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$4,785 (reported on 12.5% of returns)
Here:

+$4,785
State:

+$13,591
(% of AGI for various income ranges: -1.3% for AGIs below $10k, -0.0% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$8,018 (reported on 11.5% of returns)
Here:

+$8,018
State:

+$17,520
(% of AGI for various income ranges: 13.8% for AGIs below $10k, 6.6% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs over 100k)

IRA payment deduction: $2,955 (reported on 1.9% of returns)
07109:

$2,955
New Jersey:

$3,270
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,480 (reported on 0.1% of returns)
Here:

$10,480
New Jersey:

$17,258

Total itemized deductions: $17,288 (27% of AGI, reported on 39.3% of returns)
Here:

$17,288
State:

$23,924

Here:

26.9% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 19.3% for AGIs below $10k, 14.7% for AGIs $10k-25k, 14.1% for AGIs $25k-50k, 17.2% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Charity contributions deductions: $2,158 (3% of AGI, reported on 34.6% of returns)
Here:

$2,158
State:

$3,242

Here:

3.2% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $5,213 (reported on 77.1% of returns)
07109:

$5,213
State:

$12,321
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Earned income credit: $1,629 (reported on 13.2% of returns)
Here:

$1,629
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 67.7%
Here:

68%
State:

65%
(% for various income ranges: 61.1% for AGIs below $10k, 67.5% for AGIs $10k-25k, 66.7% for AGIs $25k-50k, 70.2% for AGIs $50k-75k, 72.2% for AGIs $75k-100k, 76.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$65,654
New Jersey:

$70,165
Silver Lake, NJ (07109) map Nearest zip codes: 07110, 07104, 07003, 07031, 07107, 07028.
Percentage of family households:
This zip code:

50.7%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

7.0%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 966
Household did not receive Food Stamps/SNAP in the past 12 months: 11,882


Women who had a birth in the past 12 months: 392 (283 now married, 109 unmarried)
Women who did not have a birth in the past 12 months: 8,718 (3,778 now married, 4,940 unmarried)


Housing units in zip code 07109 with a mortgage: 5,228 (247 second mortgage, 649 home equity loan, 87 both second mortgage and home equity loan)
Houses without a mortgage: 1,964

Median monthly owner costs for units with a mortgage: $2,525
Median monthly owner costs for units without a mortgage: over $1,000

Residents with income below the poverty level in 2013:
This zip code:

6.8%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.9%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.8
Median number of rooms in apartments:
Here:

3.6
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 07109: Hendricks Field Golf Course (A), Belwood Park (B), Silver Lake Station (C), Cleveland Street Station (D), Care One Medical Services (E), Belleville Fire Department Station 2 (F), Belleville Fire Department Station 3 (G), Belleville Fire Department (H). Display/hide their locations on the map

    Churches in zip code 07109 include: Grace Baptist Church (A), Silver Lake Baptist Church (B), Little Zion Methodist Church (C), Belleville Reformed Curch (D), Bethany Lutheran Church (E), Christian Apostolic Church (F), Montgomery Presbyterian Church (G), Saint Peter's Roman Catholic Church (H), Fewsmith Memorial Presbyterian Church (I). Display/hide their locations on the map

    Cemetery: Glendale Cemetery (1). Display/hide its location on the map

    Reservoir: Hendricks Pond (A). Display/hide its location on the map

    Parks in zip code 07109 include: Hendricks Field (1), Belleville Park (2). Display/hide their locations on the map

Year house built

  • 82010 or later
  • 2452000 to 2009
  • 2421990 to 1999
  • 1,1701980 to 1989
  • 1,3911970 to 1979
  • 1,5481960 to 1969
  • 2,9511950 to 1959
  • 2,9971940 to 1949
  • 3,3081939 or earlier

Zip code 07109 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Silver Lake, NJ (07109)

  • 405no bedroom
  • 3971 bedroom
  • 2,0382 bedrooms
  • 3,0793 bedrooms
  • 9234 bedrooms
  • 3505+ bedrooms

Bedrooms in renter-occupied apartments in Silver Lake, NJ (07109)

  • 1,398no bedroom
  • 1,4411 bedroom
  • 1,9802 bedrooms
  • 6323 bedrooms
  • 1864 bedrooms
  • 195+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Silver Lake, NJ (07109) in owner-occupied houses/condos

  • 398no vehicle
  • 2,7281 vehicle
  • 2,7992 vehicles
  • 9603 vehicles
  • 2634 vehicles
  • 445+ vehicles

Cars and other vehicles available in Silver Lake, NJ (07109) in renter-occupied apartments

  • 926no vehicle
  • 3,2381 vehicle
  • 1,2302 vehicles
  • 2623 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,189.


Median price asked for vacant for-sale houses and condos in 2013: $268,720.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $293,300
07109:

$293,300
New Jersey:

$307,700
Lower value quartile - upper value quartile: $227,100 - $360,300

Mean price in 2013:

Detached houses: $287,981
Townhouses or other attached units: $248,639
In 2-unit structures: $328,891
In 3-to-4-unit structures: $273,421
In 5-or-more-unit structures: $170,990

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.9%

Percentage of zip code residents living and working in this county: 45.9%

Household type by relationship:

Households: 35,912

Size of family households: 3,021 2-persons, 2,338 3-persons, 1,733 4-persons, 870 5-persons, 393 6-persons, 249 7-or-more-persons

Size of nonfamily households: 3,718 1-person, 457 2-persons, 63 3-persons, 6 5-persons

4,458 married couples with children.
2,081 single-parent households (670 men, 1,411 women).

43.2% of residents of 07109 zip code speak English at home.
36.7% of residents speak Spanish at home (66% very well, 14% well, 15% not well, 5% not at all).
8.7% of residents speak other Indo-European language at home (65% very well, 24% well, 9% not well, 2% not at all).
9.6% of residents speak Asian or Pacific Island language at home (55% very well, 32% well, 13% not well).
1.7% of residents speak other language at home (60% very well, 30% well, 10% not well).

Foreign born population: 12,840 (35.7%)
(57.7% of them are naturalized citizens)
This zip code:

35.7%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 18%Philippines
  • 15%Ecuador
  • 9%Dominican Republic
  • 7%Peru
  • 4%Italy
  • 4%India
  • 4%Colombia

Most common first ancestries reported in 07109 (%)

  • 56%Other groups
  • 17%Italian
  • 4%Irish
  • 3%American
  • 2%German
  • 1%Polish
  • 1%Portuguese

Year of entry for the foreign-born population

  • 5722010 or later
  • 3,2332000 to 2009
  • 4,1091990 to 1999
  • 6,473Before 1990

Zip code 07109 topographic map

Private primary/middle school not listed on the city page:

  • COMM THERAPEUTIC SCH-PRE SCH (Students: 62; Location: 570 BELLEVILE AVENUE, BELLVILLE, NJ; Grades: UG - UG)
There are 272 Other Medical Specialists in Zip Code 07109.

Major facilities with environmental interests located in this zip code:


Zip code 07109 marital status for males
Zip code 07109 marital status for females

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.8%

Most commonly used house heating fuel

  • 78%Utility gas
  • 10%Electricity
  • 10%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 34,924. Population change in the 1990s: +976 (+2.8%).

Place of birth for U.S.-born residents:


61% of the 07109 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

92% of the 07109 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 53% moved from this county.
   Out of people who lived in different houses, 33% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 490
Here:

16.3%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 143
Here:

7.9%
New Jersey:

11.0%
Students in private undergraduate colleges: 645
Here:

25.8%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,128Law enforcement workers including supervisors
  • 75,565Health diagnosing and treating practitioners and other technical occupations
  • 65,074Computer and mathematical occupations
  • 63,966Business and financial operations occupations
  • 61,523Architecture and engineering occupations
  • 60,781Community and social service occupations

Companies with federal contracts located in this zip code (BELLEVILLE, NJ):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 5 people in group homes intended for adults
  • 5 people in other noninstitutional facilities

People in group quarters in 2000:

  • 172 people in nursing homes
  • 13 people in religious group quarters
  • 8 people in other noninstitutional group quarters
  • 5 people in homes for the mentally retarded
  • 2 people in homes for the mentally ill

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 7
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 3
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED170$235,31896$212,976704$229,83629$95,5316$676,33538$149,546
APPLICATIONS APPROVED, NOT ACCEPTED19$254,35713$221,725112$233,6778$62,1780$03$229,667
APPLICATIONS DENIED44$256,26055$194,591427$243,06071$81,0214$951,38833$166,992
APPLICATIONS WITHDRAWN28$244,97816$223,845257$249,5001$30,0003$1,652,93321$211,443
FILES CLOSED FOR INCOMPLETENESS24$228,8509$199,66980$259,4425$180,2882$472,8500$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$236,65713$272,6230$0
APPLICATIONS APPROVED, NOT ACCEPTED19$252,9285$331,8620$0
APPLICATIONS DENIED7$207,47612$242,3910$0
APPLICATIONS WITHDRAWN2$179,7503$291,6670$0
FILES CLOSED FOR INCOMPLETENESS3$296,1931$129,0002$329,290

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 07109 among deceased individuals
NameCountLived (average)
Mary45879.7 years
John42172.7 years
Joseph38173.3 years
Frank22875.0 years
Anthony22273.6 years
Anna21880.9 years
William20373.9 years
Rose19979.2 years
James19272.7 years
Helen17578.6 years
Most common last names in zip code 07109 among deceased individuals
Last nameCountLived (average)
Smith5576.7 years
Caruso3479.5 years
Miller2974.4 years
Giordano2874.8 years
Williams2874.7 years
Johnson2572.6 years
Brown2476.4 years
Taylor2174.8 years
Murphy2174.4 years
Rossi2075.9 years
Businesses in zip code 07109
NameCountNameCount
AutoZone1MasterBrand Cabinets4
Avenue1McDonald's2
Blockbuster1Pathmark1
Brunswick Bowling & Billiards1Payless1
CVS1Pizza Hut1
Decora Cabinetry2RadioShack1
DressBarn1Sears1
Dunkin Donuts2Subway1
FedEx2Taco Bell1
Food Basics1U-Haul3
GNC1UPS3
H&R Block1Walgreens2
KFC1Wendy's1
Kmart1

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