Estimated median household income in 2007: $56,029
| This zip code: | $56,029 | | New Jersey: | $67,035 |
Nearest zip codes: 07760, 07716, 07704, 07737, 07750, 07739.
Housing units in zip code 07732 with a mortgage: 727 (53 second mortgage, 57 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 292
Median monthly owner costs for units with a mortgage: $2,126
Median monthly owner costs for units without a mortgage: $918
Residents with income below the poverty level in 2007:
| This zip code: | 12.5% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.1% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 3.5 | | State: | 3.8 |
Year house built: |
|
- 1999 to March 2000: 9
- 1995 to 1998: 53
- 1990 to 1994: 95
- 1980 to 1989: 523
- 1970 to 1979: 509
- 1960 to 1969: 292
- 1950 to 1959: 386
- 1940 to 1949: 307
- 1939 or earlier: 680
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Bedrooms in owner-occupied houses in Highlands, NJ (07732): |
|
- no bedroom: 8
- 1 bedrooms: 227
- 2 bedrooms: 609
- 3 bedrooms: 341
- 4 bedrooms: 155
- 5 or more bedrooms: 38
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 42
- 1 bedrooms: 570
- 2 bedrooms: 363
- 3 bedrooms: 89
- 4 bedrooms: 42
- 5 or more bedrooms: 0
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Vehicles available in 07732 zip code in owner-occupied houses/condos: |
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- no vehicle: 124
- 1 vehicle: 529
- 2 vehicles: 573
- 3 vehicles: 110
- 4 vehicles: 24
- 5 or more vehicles: 18
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 132
- 1 vehicle: 652
- 2 vehicles: 268
- 3 vehicles: 54
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 07732:
- $20,000 to $24,999: 5
- $25,000 to $29,999: 8
- $30,000 to $34,999: 10
- $35,000 to $39,999: 13
- $40,000 to $49,999: 20
- $50,000 to $59,999: 12
- $60,000 to $69,999: 5
- $70,000 to $79,999: 4
- $80,000 to $89,999: 14
- $90,000 to $99,999: 8
- $100,000 to $124,999: 30
- $125,000 to $149,999: 59
- $150,000 to $174,999: 93
- $175,000 to $199,999: 92
- $200,000 to $249,999: 195
- $250,000 to $299,999: 214
- $300,000 to $399,999: 374
- $400,000 to $499,999: 82
- $500,000 to $749,999: 102
- $750,000 to $999,999: 31
- $1,000,000 or more: 53
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Rent paid by renters in 2007 in zip code 07732:
- Less than $100: 5
- $100 to $149: 8
- $150 to $199: 8
- $200 to $249: 19
- $250 to $299: 35
- $300 to $349: 18
- $350 to $399: 15
- $400 to $449: 13
- $450 to $499: 12
- $500 to $549: 36
- $550 to $599: 24
- $600 to $649: 43
- $650 to $699: 17
- $700 to $749: 56
- $750 to $799: 52
- $800 to $899: 191
- $900 to $999: 138
- $1,000 to $1,249: 262
- $1,250 to $1,499: 52
- $1,500 to $1,999: 19
- No cash rent: 27
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Median price asked for vacant for-sale houses and condos in 2007: $396,691.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $315,534
- Asian householders: $121,956
- Two or more races householders: $249,456
Estimated median house or condo value in 2007: $285,526 (it was $128,800 in 2000)
| 07732: | $285,526 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $204,852 - $357,632
Mean price in 2007:
Detached houses: $364,422| Here: | $364,422 | | State: | $452,919 |
Townhouses or other attached units: $355,106| Here: | $355,106 | | State: | $310,364 |
In 2-unit structures: $359,069| Here: | $359,069 | | State: | $429,538 |
In 3-to-4-unit structures: $212,736| Here: | $212,736 | | State: | $371,779 |
In 5-or-more-unit structures: $225,226| Here: | $225,226 | | State: | $309,003 |
Mobile homes: $20,601| Here: | $20,601 | | State: | $53,584 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,239
- One, attached: 265
- Two: 236
- 3 or 4: 173
- 5 to 9: 176
- 10 to 19: 349
- 20 to 49: 154
- 50 or more: 100
- Mobile homes: 162

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Means of transportation to work
- Drove a car alone: 2,031 (75%)
- Carpooled: 189 (7%)
- Bus or trolley bus: 127 (5%)
- Railroad: 34 (1%)
- Ferryboat: 71 (3%)
- Taxi: 9 (0%)
- Bicycle: 5 (0%)
- Walked: 158 (6%)
- Other means: 6 (0%)
- Worked at home: 87 (3%)
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Travel time to work
- Less than 5 minutes: 77
- 5 to 9 minutes: 308
- 10 to 14 minutes: 144
- 15 to 19 minutes: 213
- 20 to 24 minutes: 272
- 25 to 29 minutes: 167
- 30 to 34 minutes: 326
- 35 to 39 minutes: 105
- 40 to 44 minutes: 103
- 45 to 59 minutes: 333
- 60 to 89 minutes: 314
- 90 or more minutes: 268
|
Percentage of zip code residents living and working in this county: 64.7%
Household type by relationship
Households: 5,176
- In family households: 3,613 (855 male householders, 380 female householders)
793 spouses, 1,263 children (1,173 natural, 51 adopted, 39 stepchildren), 71 grandchildren, 54 brothers or sisters, 12 parents, 43 other relatives, 142 non-relatives
- In nonfamily households: 1,563 (726 male householders (589 living alone)), 521 female householders (436 living alone)), 316 nonrelatives
- In group quarters: 23 (0 institutionalized population)
Size of family households: 600 2-persons, 303 3-persons, 186 4-persons, 76 5-persons, 58 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 1,025 1-person, 196 2-persons, 10 3-persons, 7 4-persons, 9 5-persons.
563 married couples with children.
299 single-parent households (64 men, 235 women).
91.6% of residents of 07732 zip code speak English at home.
2.6% of residents speak Spanish at home (89% very well, 11% well).
5.1% of residents speak other Indo-European language at home (86% very well, 14% well).
0.2% of residents speak Asian or Pacific Island language at home (100% well).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 308 (5.9%)
(50.0% of them are naturalized citizens)
| This zip code: | 5.9% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- United Kingdom (12%)
- Ireland (12%)
- Poland (7%)
- Korea (7%)
- Other Western Europe (6%)
- Cuba (6%)
- Colombia (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 19
- 1990 to 1994: 50
- 1985 to 1989: 63
- 1980 to 1984: 33
- 1975 to 1979: 0
- 1970 to 1974: 35
- 1970 to 1974: 22
- 1965 to 1969: 86
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White population: 4,959
Black population: 83
American Indian population: 17
Asian population: 51
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 31
Two or more races population: 73

First ancestries reported:
|  Irish: 1276 |
|  Italian: 834 |
|  German: 481 |
|  Other groups: 344 |
|  Polish: 276 |
|  English: 146 |
|  United States or American: 102 |
|  Portuguese: 102 |
|  Russian: 91 |
|  Swedish: 88 |
|  Scottish: 82 |
|  Scotch-Irish: 63 |
|  British: 63 |
|  Dutch: 60 |
|  Greek: 58 |
|  Welsh: 55 |
|  Arab:: 49 |
|  Lebanese: 49 |
|  Norwegian: 47 |
|  Hungarian: 46 |
|  Lithuanian: 37 |
|  Belgian: 30 |
|  French (except Basque): 28 |
|  European: 26 |
|  Ukrainian: 23 |
|  Canadian: 20 |
|  Czech: 18 |
|  Slovak: 15 |
|  Eastern European: 11 |
|  Romanian: 10 |
|  Iranian: 10 |
|  Latvian: 10 |
|  Cypriot: 10 |
|  French Canadian: 9 |
|  Yugoslavian: 9 |
|  Austrian: 8 |
|  Armenian: 8 |
|  Danish: 8 |
|  Brazilian: 8 |
|  Swiss: 6 |
Public high school in zip code 07732 not listed on the city page:- MARINE ACAD SCI & TECH (Students: 273; Location: BUILDING 305, SANDY HOOK, NJ; Grades: 09 - 12)
Facitilies with environmental interests located in this zip code:
- HIGHLANDS BORO BD OF ED ELEMENTARY SCHOOL (360 NAVESINK AVE in HIGHLANDS BORO, NJ)
(National Center for Education Statistics) - STATE ID-050
STATE MASTER (New Jersey environmental info) - NJEMS-21363, AIR PROGRAM
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- HIGHLANDS BORO HALL (171 BAY AVE in HIGHLANDS BORO, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-197228, NPDES STORMWATER PERMIT, NJEMS-202006, National Pollutant Discharge Elimination System Permit, NJEMS-91801, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Alternative names: HIGHLANDS BORO COLLECTION SYSTEM
- BAHRS RESTAURANT INC (2 BAY AVE in HIGHLANDS, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-018583, STATE CLEANUP SITE, NJEMS-54751, National Pollutant Discharge Elimination System Permit, NJEMS-NJC876102286, HAZARDOUS WASTE PROGRAM, NJEMS-NJP000910695,
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MARINAS
Organizations: BAHRS LANDING MARINA, BAHRS LANDING INC
- GATEWAY MARINA & BOAT RENTALS INC (34 BAY AVE in HIGHLANDS, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-54247, National Pollutant Discharge Elimination System Permit, NJEMS-NRG000110064, HAZARDOUS WASTE PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Organizations: GATEWAY MARINA INC, GATEWAY MARINA & YACHT SALES INC, GATEWAY REALTY INC (CONTACT/OWNER)
Alternative names: GATEWAY MARINA INC
- NORTHEAST FISHERIES SCIENCE CENTER (74 MAGRUDER ROAD in HIGHLANDS, NJ). Federal Facility. NATIONAL OCEANIC AND ATMOSPHERIC ADMINISTRATION
(Integrated Compliance Information System) - ICIS-02-1990-0079, FORMAL ENFORCEMENT ACTION
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: NOAA NMFS NEFC
- NYC ECONOMIC DEVELOPMENT (PST - TRIP #2) (LAT/LONG 40.453/73.8895 in HIGHLANDS, NJ)
FORMAL ENFORCEMENT ACTION (Integrated Compliance Information System) - ICIS-02-2005-6003, ENFORCEMENT/COMPLIANCE ACTIVITY
- NYC ECONOMIC DEVELOPMENT (PST -TRIP #1) (LAT/LONG 40.41606 / 73.87263 ATLANTIC OCEAN in HIGHLANDS, NJ)
FORMAL ENFORCEMENT ACTION (Integrated Compliance Information System) - ICIS-02-2005-6002, ENFORCEMENT/COMPLIANCE ACTIVITY
- PORT AUTH OF NY & NJ (LAT. 40 22' 41" N, LONG 73 50' 43" W in HIGHLANDS, NJ)
(Integrated Compliance Information System) - ICIS-02-1998-0067, FORMAL ENFORCEMENT ACTION, ICIS-02-1998-0066, ICIS-02-1997-0276, ICIS-02-1997-0244,
Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
- NPS-NRA GATEWAY (FORT HANCOCK in HIGHLANDS, NJ). Federal Facility. NATIONAL PARK SERVICE
AIR MINOR (AIRS/AFS)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: REGULATION AND ADMINISTRATION OF TRANSPORTATION PROGRAMS
Alternative names: GATEWAY NAT'L REC AREA
- HAADS (AIR ARTLRY DEF SITE in HIGHLANDS, NJ). Federal Facility
AIR MINOR (AIRS/AFS)
Business SIC classification: NATIONAL SECURITY
- HIGHLANDS BOROUGH OF (MILLER ST & SHORE DR WATER PLT in HIGHLANDS, NJ)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- HIGHLANDS BOROUGH OF (SHORE DR & S SECOND ST BETW in HIGHLANDS, NJ)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BOROUGH OF HIGHLANDS (CONTACT/OPERATOR)
Median worth of mobile homes: $32,082
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
|
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- Utility gas (65%)
- Electricity (26%)
- Fuel oil, kerosene, etc. (7%)
- Bottled, tank, or LP gas (2%)
- No fuel used (1%)
|
Place of birth for U.S.-born residents:
- This state: 3368
- Northeast: 1020
- Midwest: 119
- South: 223
- West: 115
53% of the 07732 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 58% lived in this county.
Out of people who lived in different counties, 56% lived in New Jersey.
Population in 1990: 4,962. Population change in the 1990s: +252 (+5.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 52
| Here: | 13.0% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 24
| Here: | 10.8% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 68
| Here: | 28.6% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (HIGHLANDS, NJ):
- FENCE GUYS, INC (68 BAY AVE; small business): $273,240 in 12 contracts from 2003 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair or Alteration of Real Property -- Government-Owned Government-Operated (GOGO) R&D Facilities, Fencing, Fences, Gates and Components by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $10,450; 2004: $18,750; 2005: $136,050; 2006: $107,990.
Biggest contracts:
$98,850 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2005-06-03. Completion date: 2005-09-12.
$92,000, same as above. Signed on 2006-04-05. Completion date: 2006-06-09.
$11,950, same as above. Signed on 2005-07-22. Completion date: 2005-09-30.
$11,890, same as above. Signed on 2006-06-19. Effective on 2006-06-16. Completion date: 2006-08-25.
- STEELGREY (93 S LINDEN AVE; small business): $202,630 in 12 contracts from 2005 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Office Buildings by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $19,500; 2006: $183,130.
Biggest contracts:
$75,425 with Army for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2006-03-13. Completion date: 2006-06-16.
$36,563, same as above. Signed on 2006-03-13. Completion date: 2006-05-19.
$36,563, same as above. Signed on 2006-03-15. Completion date: 2006-04-15.
$29,500, same as above. Signed on 2006-04-25. Completion date: 2006-07-17.
- PERMA FENCE SYSTEMS INCORPORAT (68 BAY AVE; small business): $40,670 in 5 contracts from 2000 to 2002
Contracts for Maintenance, Repair or Alteration of Real Property -- Airport Service Roads, Maintenance, Repair or Alteration of Real Property -- Office Buildings, Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities by Army, Navy Signed by year: 2000: $34,800; 2001: $7,600; 2002: $-1,730; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$34,800 with Army for Maintenance, Repair or Alteration of Real Property -- Airport Service Roads. Signed on 2000-09-29. Completion date: 2000-10-30.
$7,600 with Navy for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2001-09-29. Completion date: 2001-10-29.
$750, same as above. Signed on 2002-03-07. Completion date: 2001-10-29.
$0 with Army for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2002-09-25. Completion date: 2005-09-12.
- SHOREGRAFX INC (140 BAY AVE; small business): $29,126 in 2 contracts in 2005
$25,037 with Navy for ADP Software. Signed on 2005-08-09. Completion date: 2005-09-30.
$4,089, same as above. Signed on 2005-09-30. Completion date: 2005-10-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 1-4 employees: 3 establishments)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (50-99: 1, 5-9: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 2, 5-9: 1, 1-4: 2)
- Other Services (except Public Administration): Environment, Conservation and Wildlife Organizations (10-19: 2, 5-9: 1)
- Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (20-49: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 1)
- Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 4)
- Construction: Electrical Contractors (10-19: 1, 5-9: 1, 1-4: 2)
- Wholesale Trade: Fish and Seafood Merchant Wholesalers (10-19: 1, 5-9: 1)
- Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 12 people in military barracks, etc.
- 6 people in military ships
- 6 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 2
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $225,215 | 140 | $227,378 | 143 | $215,175 | 35 | $80,058 | 1 | $133,460 | 64 | $204,298 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $177,377 | 40 | $178,203 | 8 | $60,891 | 0 | $0 | 19 | $133,179 |
| APPLICATIONS DENIED | 1 | $268,250 | 23 | $250,731 | 96 | $203,485 | 24 | $76,851 | 1 | $800,760 | 25 | $187,965 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $209,310 | 48 | $204,249 | 1 | $106,770 | 0 | $0 | 15 | $162,910 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $243,396 | 28 | $258,722 | 0 | $0 | 0 | $0 | 3 | $190,847 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $216,873 | 154 | $204,288 | 236 | $195,214 | 35 | $78,322 | 55 | $208,035 | 1 | $120,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $488,460 | 27 | $179,973 | 52 | $156,893 | 8 | $101,596 | 9 | $65,692 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 43 | $193,641 | 119 | $205,484 | 39 | $49,483 | 32 | $186,218 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $240,230 | 29 | $230,333 | 71 | $213,950 | 12 | $102,876 | 7 | $189,894 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $280,000 | 16 | $202,276 | 0 | $0 | 3 | $169,050 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $103,210 | 224 | $218,618 | 255 | $203,880 | 41 | $67,251 | 6 | $798,365 | 83 | $200,383 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 27 | $208,939 | 53 | $202,532 | 1 | $17,350 | 1 | $1,601,520 | 9 | $169,642 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $417,730 | 33 | $195,296 | 115 | $203,879 | 29 | $28,717 | 0 | $0 | 15 | $208,375 | 1 | $220,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 39 | $199,814 | 85 | $201,525 | 17 | $129,064 | 0 | $0 | 16 | $219,709 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $226,880 | 5 | $196,986 | 17 | $261,189 | 3 | $66,730 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $187,034 | 226 | $193,718 | 294 | $172,436 | 31 | $94,326 | 1 | $900,860 | 99 | $178,230 | 4 | $112,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 35 | $155,576 | 45 | $172,015 | 7 | $39,657 | 0 | $0 | 12 | $138,798 | 3 | $20,463 |
| APPLICATIONS DENIED | 0 | $0 | 29 | $210,177 | 125 | $169,067 | 33 | $28,835 | 0 | $0 | 15 | $159,618 | 5 | $48,846 |
| APPLICATIONS WITHDRAWN | 1 | $249,570 | 17 | $200,896 | 91 | $158,245 | 4 | $102,765 | 1 | $120,110 | 5 | $271,992 | 1 | $65,400 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $166,253 | 31 | $349,837 | 5 | $90,218 | 0 | $0 | 5 | $147,340 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $188,692 | 223 | $171,373 | 555 | $151,084 | 39 | $78,741 | 1 | $200,190 | 112 | $152,824 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $116,110 | 25 | $185,189 | 93 | $135,756 | 9 | $26,989 | 0 | $0 | 15 | $134,705 |
| APPLICATIONS DENIED | 1 | $261,580 | 16 | $176,168 | 180 | $155,755 | 24 | $49,102 | 1 | $270,920 | 19 | $151,583 |
| APPLICATIONS WITHDRAWN | 1 | $240,230 | 25 | $207,557 | 156 | $168,887 | 4 | $45,043 | 0 | $0 | 13 | $148,962 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $247,903 | 124 | $245,233 | 3 | $11,123 | 0 | $0 | 4 | $105,433 |
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $134,449 | 182 | $990,537 | 399 | $559,715 | 32 | $35,409 | 3 | $160,153 | 69 | $112,861 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $149,143 | 7 | $329,287 | 59 | $105,411 | 15 | $32,653 | 0 | $0 | 7 | $103,336 |
| APPLICATIONS DENIED | 0 | $0 | 19 | $150,388 | 112 | $122,921 | 35 | $43,317 | 0 | $0 | 16 | $132,543 |
| APPLICATIONS WITHDRAWN | 3 | $6,350,473 | 16 | $1,847,837 | 63 | $125,000 | 3 | $26,693 | 0 | $0 | 7 | $147,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $176,702 | 41 | $186,877 | 0 | $0 | 0 | $0 | 1 | $220,210 |
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $128,773 | 186 | $135,146 | 243 | $120,651 | 21 | $47,791 | 55 | $100,507 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $73,400 | 13 | $245,669 | 47 | $113,271 | 7 | $33,366 | 4 | $47,378 |
| APPLICATIONS DENIED | 7 | $105,051 | 19 | $115,337 | 95 | $93,310 | 23 | $27,040 | 12 | $81,299 |
| APPLICATIONS WITHDRAWN | 4 | $72,735 | 16 | $124,702 | 47 | $122,954 | 7 | $71,497 | 8 | $99,595 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $93,420 | 5 | $112,374 | 35 | $113,670 | 0 | $0 | 3 | $105,433 |
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $83,024 | 153 | $109,261 | 83 | $101,751 | 25 | $29,201 | 3 | $166,827 | 31 | $67,319 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $90,753 | 30 | $108,380 | 16 | $149,058 | 8 | $20,853 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $90,563 | 37 | $103,197 | 60 | $99,561 | 23 | $31,276 | 1 | $220,210 | 17 | $122,234 |
| APPLICATIONS WITHDRAWN | 4 | $139,800 | 27 | $138,650 | 44 | $119,447 | 1 | $60,060 | 0 | $0 | 5 | $177,502 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $62,730 | 7 | $77,216 | 16 | $96,759 | 0 | $0 | 0 | $0 | 3 | $86,303 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $91,153 | 73 | $108,720 | 82 | $99,021 | 8 | $22,498 | 1 | $644,210 | 20 | $85,204 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $97,130 | 9 | $85,466 | 14 | $98,101 | 3 | $34,280 | 0 | $0 | 6 | $82,372 |
| APPLICATIONS DENIED | 3 | $102,607 | 19 | $73,259 | 35 | $93,458 | 11 | $21,685 | 0 | $0 | 4 | $71,598 |
| APPLICATIONS WITHDRAWN | 1 | $134,980 | 13 | $141,573 | 39 | $107,881 | 2 | $44,640 | 0 | $0 | 3 | $77,373 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $105,700 | 5 | $126,414 | 9 | $103,400 | 0 | $0 | 0 | $0 | 3 | $110,223 |
Detailed HMDA statistics for the following Tracts:
8001.00
, 8003.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $259,464 | 8 | $295,948 | 8 | $228,384 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $180,170 | 5 | $252,506 | 3 | $156,593 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $250,460 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $262,850 | 4 | $318,303 | 8 | $251,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $260,248 | 4 | $274,595 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $349,132 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $216,210 | 0 | $0 | 1 | $216,210 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $479,120 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $231,206 | 1 | $572,540 | 9 | $214,574 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $204,361 | 0 | $0 | 3 | $189,070 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $210,870 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 43 | $190,165 | 9 | $228,513 | 12 | $165,935 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $205,361 | 4 | $159,818 | 3 | $240,227 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $308,292 | 1 | $245,570 | 3 | $126,343 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $495,140 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $175,561 | 7 | $169,494 | 7 | $135,557 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $177,399 | 5 | $165,490 | 1 | $252,240 |
| APPLICATIONS DENIED | 3 | $148,587 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $204,195 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $153,840 | 11 | $163,064 | 8 | $121,615 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $150,574 | 7 | $132,889 | 3 | $60,947 |
| APPLICATIONS DENIED | 1 | $180,170 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $212,200 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $140,326 | 16 | $212,452 | 12 | $95,647 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $116,181 | 9 | $127,529 | 4 | $110,105 |
| APPLICATIONS DENIED | 3 | $158,373 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $112,956 | 1 | $117,440 | 5 | $87,816 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $84,080 | 1 | $149,480 | 1 | $149,480 |
| APPLICATIONS DENIED | 3 | $74,737 | 0 | $0 | 1 | $82,750 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $67,398 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $104,758 | 4 | $179,800 | 2 | $97,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $121,414 | 2 | $152,840 | 1 | $83,560 |
| APPLICATIONS DENIED | 1 | $163,550 | 0 | $0 | 1 | $59,990 |
| APPLICATIONS WITHDRAWN | 1 | $59,280 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,130 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
8001.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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