07732 Zip Code Detailed Profile




City: Highlands, NJ (22.71%)
County: Monmouth County, NJ
Estimated zip code population in 2013: 5,112
Zip code population in 2010: 5,189
Zip code population in 2000: 5,214

Houses and condos: 3,240
Renter-occupied apartments: 788
% of renters here:

32%
State:

36%
Mar. 2013 cost of living index in zip code 07732: 120.0 (more than average, U.S. average is 100)

Land area: 3.9 sq. mi.
Water area: 2.2 sq. mi.
Population density: 1,320 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 07732
Zip code 07732 (Highlands, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.0% ($5,607)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,674 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $5,356 (2.0%)

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Males: 2,727  (53.3%)
Females: 2,385  (46.7%)

For population 25 years and over in 07732:

For population 15 years and over in 07732:

Zip code 07732 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Number of rooms per house below state average.
  • Races in zip code 07732

  • Zip code 07732 races chart
    • 4,620White population
    • 76Black population
    • 10American Indian population
    • 67Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 73Two or more races population
    • 340Hispanic or Latino population

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Urban population: 5,092
Rural population: 19

Estimated median house/condo value in 2013: $274,000
07732:

$274,000
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 4 registered sex offenders living in 07732 zip code as of August 02, 2015.
The ratio of number of residents in zip code 07732 to the number of sex offenders is 1,293 to 1.


Median resident age:
This zip code:

45.1 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.1 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 07732, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $68,949 (Individual Income Tax Returns)
Here:

$68,949
State:

$79,688

Salary/wage: $62,757 (reported on 81.8% of returns)
Here:

$62,757
State:

$68,122
(% of AGI for various income ranges: 66.6% for AGIs below $25k, 69.9% for AGIs $25k-50k, 72.9% for AGIs $50k-75k, 78.2% for AGIs $75k-100k, 76.7% for AGIs $100k-200k, 74.5% for AGIs over 200k)

Taxable interest for individuals: $1,581 (reported on 36.8% of returns)
This zip code:

$1,581
New Jersey:

$2,193
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $4,922 (reported on 25.1% of returns)
Here:

$4,922
State:

$6,828
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,083 (reported on 19.9% of returns)
Here:

+$9,083
State:

+$15,358
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 1.0% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Profit/loss from business: +$15,840 (reported on 15.2% of returns)
Here:

+$15,840
State:

+$19,577
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 4.4% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,908 (reported on 10.4% of returns)
07732:

$15,908
New Jersey:

$18,214
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 4.3% for AGIs $100k-200k)

Total itemized deductions: $29,177 (27% of AGI, reported on 48.1% of returns)
Here:

$29,177
State:

$30,827

Here:

27.1% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 25.4% for AGIs below $25k, 19.9% for AGIs $25k-50k, 21.1% for AGIs $50k-75k, 19.8% for AGIs $75k-100k, 22.0% for AGIs $100k-200k, 17.5% for AGIs over 200k)

Charity contributions: $2,311 (reported on 39.4% of returns)
Here:

$2,311
State:

$3,451
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $12,024 (reported on 48.1% of returns)
07732:

$12,024
State:

$15,801
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 7.0% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 9.1% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Earned income credit: $1,460 (reported on 10.8% of returns)
Here:

$1,460
State:

$2,182
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 07732, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $57,848 (Individual Income Tax Returns)
Here:

$57,848
State:

$64,921

Salary/wage: $52,858 (reported on 84.7% of returns)
Here:

$52,858
State:

$57,755
(% of AGI for various income ranges: 126.5% for AGIs below $10k, 72.4% for AGIs $10k-25k, 79.4% for AGIs $25k-50k, 84.0% for AGIs $50k-75k, 80.3% for AGIs $75k-100k, 72.6% for AGIs over 100k)

Taxable interest for individuals: $1,648 (reported on 47.2% of returns)
This zip code:

$1,648
New Jersey:

$2,068
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $3,302 (reported on 28.1% of returns)
Here:

$3,302
State:

$3,959
(% of AGI for various income ranges: 6.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$7,132 (reported on 23.7% of returns)
Here:

+$7,132
State:

+$13,591
(% of AGI for various income ranges: -7.7% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 5.4% for AGIs over 100k)

Profit/loss from business: +$12,953 (reported on 12.8% of returns)
Here:

+$12,953
State:

+$17,520
(% of AGI for various income ranges: 18.3% for AGIs below $10k, 7.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 2.0% for AGIs over 100k)

IRA payment deduction: $3,080 (reported on 2.8% of returns)
07732:

$3,080
New Jersey:

$3,270
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $8,793 (reported on 1.1% of returns)
Here:

$8,793
New Jersey:

$17,258

Total itemized deductions: $20,831 (23% of AGI, reported on 48.5% of returns)
Here:

$20,831
State:

$23,924

Here:

23.0% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 48.2% for AGIs below $10k, 15.2% for AGIs $10k-25k, 16.4% for AGIs $25k-50k, 17.3% for AGIs $50k-75k, 19.7% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Charity contributions deductions: $2,012 (2% of AGI, reported on 44.5% of returns)
Here:

$2,012
State:

$3,242

Here:

2.1% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $9,620 (reported on 81.9% of returns)
07732:

$9,620
State:

$12,321
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 4.7% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,360 (reported on 11.0% of returns)
Here:

$1,360
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 63.4%
Here:

63%
State:

65%
(% for various income ranges: 50.4% for AGIs below $10k, 61.3% for AGIs $10k-25k, 61.1% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 73.2% for AGIs $75k-100k, 72.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$66,903
New Jersey:

$70,165
Highlands, NJ (07732) map Nearest zip codes: 07716, 07760, 07737, 07704, 07750, 07718.
Percentage of family households:
This zip code:

34.8%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

4.7%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 79
Household did not receive Food Stamps/SNAP in the past 12 months: 2,346


Women who had a birth in the past 12 months: 49 (49 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,061 (544 now married, 517 unmarried)


Housing units in zip code 07732 with a mortgage: 1,166 (39 second mortgage, 207 home equity loan)
Houses without a mortgage: 471

Median monthly owner costs for units with a mortgage: $2,284
Median monthly owner costs for units without a mortgage: S948

Residents with income below the poverty level in 2013:
This zip code:

15.2%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.9%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

5.1
State:

6.8
Median number of rooms in apartments:
Here:

3.7
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 07732: Sandy Hook Lighthouse (A), Highlands First Aid Squad (B), Highlands Fire Department (C), Navesink Lighthouse (D). Display/hide their locations on the map

    Parks in zip code 07732 include: Mount Mitchell Scenic Overlook County Park (1), Twin Lights State Historic Site (2). Display/hide their locations on the map

Year house built

  • 142010 or later
  • 1692000 to 2009
  • 1621990 to 1999
  • 2561980 to 1989
  • 9121970 to 1979
  • 3481960 to 1969
  • 3081950 to 1959
  • 2601940 to 1949
  • 8111939 or earlier

Zip code 07732 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Highlands, NJ (07732)

  • 0no bedroom
  • 4621 bedroom
  • 6072 bedrooms
  • 4343 bedrooms
  • 1094 bedrooms
  • 255+ bedrooms

Bedrooms in renter-occupied apartments in Highlands, NJ (07732)

  • 105no bedroom
  • 3211 bedroom
  • 2422 bedrooms
  • 1203 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Highlands, NJ (07732) in owner-occupied houses/condos

  • 23no vehicle
  • 6641 vehicle
  • 7422 vehicles
  • 1633 vehicles
  • 364 vehicles
  • 95+ vehicles

Cars and other vehicles available in Highlands, NJ (07732) in renter-occupied apartments

  • 132no vehicle
  • 5261 vehicle
  • 1302 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,213.


Median price asked for vacant for-sale houses and condos in 2013: $206,400.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $274,000
07732:

$274,000
New Jersey:

$307,700
Lower value quartile - upper value quartile: $189,300 - $366,200

Mean price in 2013:

Detached houses: $470,035
Townhouses or other attached units: $300,022
In 2-unit structures: $237,850
In 3-to-4-unit structures: $253,780
In 5-or-more-unit structures: $238,996
Mobile homes: $37,731

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.4%

Percentage of zip code residents living and working in this county: 61.5%

Household type by relationship:

Households: 5,088

Size of family households: 620 2-persons, 228 3-persons, 211 4-persons, 58 5-persons, 57 6-persons, 13 7-or-more-persons

Size of nonfamily households: 1,052 1-person, 154 2-persons, 32 3-persons

509 married couples with children.
238 single-parent households (201 men, 37 women).

86.5% of residents of 07732 zip code speak English at home.
8.3% of residents speak Spanish at home (77% very well, 23% well).
4.6% of residents speak other Indo-European language at home (78% very well, 14% well, 8% not at all).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 478 (9.4%)
(69.5% of them are naturalized citizens)
This zip code:

9.4%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 14%Russia
  • 10%Colombia
  • 10%Ukraine
  • 9%Philippines
  • 9%Mexico
  • 9%United Kingdom, excluding England and Scotland
  • 7%Serbia

Most common first ancestries reported in 07732 (%)

  • 31%Irish
  • 12%Other groups
  • 12%Italian
  • 9%German
  • 6%English
  • 3%Polish
  • 3%American

Year of entry for the foreign-born population

  • 152010 or later
  • 1412000 to 2009
  • 1811990 to 1999
  • 259Before 1990

Public high school in zip code 07732 not listed on the city page:

  • MARINE ACAD SCI & TECH (Students: 273; Location: BUILDING 305, SANDY HOOK, NJ; Grades: 09 - 12)

Facilities with environmental interests located in this zip code:


Zip code 07732 marital status for males
Zip code 07732 marital status for females

Housing units lacking complete plumbing facilities: 7.3%
Housing units lacking complete kitchen facilities: 10.1%

Most commonly used house heating fuel

  • 62%Utility gas
  • 36%Electricity
  • 2%Fuel oil, kerosene, etc.

Population in 1990: 4,962. Population change in the 1990s: +252 (+5.1%).

Place of birth for U.S.-born residents:


53% of the 07732 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

91% of the 07732 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 69% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 45
Here:

11.6%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 17
Here:

11.6%
New Jersey:

11.0%
Students in private undergraduate colleges: 61
Here:

21.6%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 105,669Legal occupations
  • 103,816Architecture and engineering occupations
  • 96,000Business and financial operations occupations
  • 74,167Management occupations
  • 69,632Arts, design, entertainment, sports, and media occupations
  • 66,667Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code (HIGHLANDS, NJ):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 16 people in military barracks and dormitories (nondisciplinary)

People in group quarters in 2000:

  • 12 people in military barracks, etc.
  • 6 people in military ships
  • 6 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$201,11449$211,520169$226,4878$62,05936$223,434
APPLICATIONS APPROVED, NOT ACCEPTED1$177,50012$236,66917$185,1950$03$240,227
APPLICATIONS DENIED3$226,8839$177,94794$223,0783$135,24013$180,787
APPLICATIONS WITHDRAWN4$222,2105$165,75848$215,4555$106,2348$229,051
FILES CLOSED FOR INCOMPLETENESS0$01$180,1708$223,3790$01$180,170

Detailed HMDA statistics for the following Tracts: 8001.00 , 8003.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED3$277,1534$234,223
APPLICATIONS APPROVED, NOT ACCEPTED1$246,9003$267,810
APPLICATIONS DENIED1$270,9201$391,040
APPLICATIONS WITHDRAWN0$01$192,180
FILES CLOSED FOR INCOMPLETENESS1$393,7100$0

Detailed PMIC statistics for the following Tracts: 8001.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 07732 among deceased individuals
NameCountLived (average)
John8073.2 years
William5676.1 years
Mary4977.2 years
Joseph4473.4 years
George4170.5 years
Robert3770.7 years
James3473.7 years
Charles3372.3 years
Thomas3272.8 years
Edward3176.9 years
Most common last names in zip code 07732 among deceased individuals
Last nameCountLived (average)
Parker2178.0 years
White1970.0 years
Smith1574.2 years
Anderson1477.5 years
Horan976.9 years
Thompson773.3 years
Kelly776.6 years
Hartsgrove769.7 years
Dempsey765.1 years
Patterson775.6 years

Businesses in zip code 07732



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