07928 Zip Code Detailed Profile




City: Chatham, NJ (26.39%)
County: Morris County, NJ
Estimated zip code population in 2013: 19,140
Zip code population in 2010: 19,144
Zip code population in 2000: 18,130

Houses and condos: 7,090
Renter-occupied apartments: 1,171
% of renters here:

17%
State:

36%
Mar. 2013 cost of living index in zip code 07928: 119.4 (more than average, U.S. average is 100)

Land area: 8.6 sq. mi.
Water area: 0.3 sq. mi.
Population density: 2,215 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 07928
Zip code 07928 (Chatham, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($10,001)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $10,001 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $10,001 (1.5%)

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Males: 9,092  (47.5%)
Females: 10,048  (52.5%)

For population 25 years and over in 07928:

For population 15 years and over in 07928:

Zip code 07928 compared to state average:

  • Median household income above state average.
  • Median house value significantly above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Number of rooms per house above state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 07928

  • Zip code 07928 races chart
    • 16,772White population
    • 154Black population
    • 20American Indian population
    • 1,090Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 30Some other race population
    • 291Two or more races population
    • 786Hispanic or Latino population

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07928, NJ forum
Recent posts about zip code 07928 area on our local forum with over 1,800,000 registered users:
Top NJ High Schools: 2014 Edition  (91 replies)
Friendly NJ towns?  (53 replies)
relo to Morris County, NJ- advice?  (151 replies)
Madison or elsewhere?  (20 replies)
Moving from FL to NJ - Florham Park good for families with young children?  (42 replies)
Perfect NJ town  (15 replies)
Urban population: 18,159
Rural population: 980

Estimated median house/condo value in 2013: $724,000
07928:

$724,000
New Jersey:

$307,700



According to our research of New Jersey and other state lists there was 1 registered sex offender living in 07928 zip code as of September 03, 2015.
The ratio of number of residents in zip code 07928 to the number of sex offenders is 21,246 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

40.4 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.8 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 07928, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $235,519 (Individual Income Tax Returns)
Here:

$235,519
State:

$79,688

Salary/wage: $207,569 (reported on 79.7% of returns)
Here:

$207,569
State:

$68,122
(% of AGI for various income ranges: 60.6% for AGIs below $25k, 64.9% for AGIs $25k-50k, 65.3% for AGIs $50k-75k, 60.4% for AGIs $75k-100k, 70.0% for AGIs $100k-200k, 70.9% for AGIs over 200k)

Taxable interest for individuals: $3,794 (reported on 64.9% of returns)
This zip code:

$3,794
New Jersey:

$2,193
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $13,617 (reported on 59.7% of returns)
Here:

$13,617
State:

$6,828
(% of AGI for various income ranges: 10.2% for AGIs below $25k, 5.4% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$24,045 (reported on 51.8% of returns)
Here:

+$24,045
State:

+$15,358
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Profit/loss from business: +$41,540 (reported on 17.5% of returns)
Here:

+$41,540
State:

+$19,577
(% of AGI for various income ranges: 11.2% for AGIs below $25k, 5.5% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $34,546 (reported on 15.9% of returns)
07928:

$34,546
New Jersey:

$18,214
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 4.6% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 5.9% for AGIs $75k-100k, 5.1% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Self-employment retirement plans: $28,303 (reported on 4.5% of returns)
07928:

$28,303
New Jersey:

$24,511
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.4% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $60,072 (18% of AGI, reported on 66.3% of returns)
Here:

$60,072
State:

$30,827

Here:

17.7% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 30.3% for AGIs below $25k, 22.4% for AGIs $25k-50k, 18.7% for AGIs $50k-75k, 22.8% for AGIs $75k-100k, 21.6% for AGIs $100k-200k, 15.6% for AGIs over 200k)

Charity contributions: $6,050 (reported on 60.8% of returns)
Here:

$6,050
State:

$3,451
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $37,301 (reported on 66.1% of returns)
07928:

$37,301
State:

$15,801
(% of AGI for various income ranges: 10.5% for AGIs below $25k, 8.6% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 10.9% for AGIs $100k-200k, 10.6% for AGIs over 200k)

Earned income credit: $1,529 (reported on 2.7% of returns)
Here:

$1,529
State:

$2,182
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 07928, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $168,715 (Individual Income Tax Returns)
Here:

$168,715
State:

$64,921

Salary/wage: $155,413 (reported on 77.8% of returns)
Here:

$155,413
State:

$57,755
(% of AGI for various income ranges: 175.2% for AGIs below $10k, 54.7% for AGIs $10k-25k, 66.3% for AGIs $25k-50k, 65.1% for AGIs $50k-75k, 68.5% for AGIs $75k-100k, 72.2% for AGIs over 100k)

Taxable interest for individuals: $4,587 (reported on 76.3% of returns)
This zip code:

$4,587
New Jersey:

$2,068
(% of AGI for various income ranges: 24.3% for AGIs below $10k, 7.1% for AGIs $10k-25k, 3.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $8,245 (reported on 65.2% of returns)
Here:

$8,245
State:

$3,959
(% of AGI for various income ranges: 47.3% for AGIs below $10k, 8.4% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Net capital gain/loss: +$24,935 (reported on 57.3% of returns)
Here:

+$24,935
State:

+$13,591
(% of AGI for various income ranges: -17.1% for AGIs below $10k, 3.2% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 9.4% for AGIs over 100k)

Profit/loss from business: +$29,906 (reported on 15.7% of returns)
Here:

+$29,906
State:

+$17,520
(% of AGI for various income ranges: -3.2% for AGIs below $10k, 7.5% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 4.3% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 2.6% for AGIs over 100k)

IRA payment deduction: $3,491 (reported on 3.2% of returns)
07928:

$3,491
New Jersey:

$3,270
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.0% for AGIs over 100k)

Self-employed pension: $19,557 (reported on 4.1% of returns)
Here:

$19,557
New Jersey:

$17,258
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $49,350 (20% of AGI, reported on 64.4% of returns)
Here:

$49,350
State:

$23,924

Here:

19.9% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 74.1% for AGIs below $10k, 32.8% for AGIs $10k-25k, 20.5% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 20.4% for AGIs $75k-100k, 18.4% for AGIs over 100k)

Charity contributions deductions: $5,139 (2% of AGI, reported on 60.9% of returns)
Here:

$5,139
State:

$3,242

Here:

2.0% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 2.1% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $41,474 (reported on 85.5% of returns)
07928:

$41,474
State:

$12,321
(% of AGI for various income ranges: 7.7% for AGIs below $10k, 5.1% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 22.5% for AGIs over 100k)

Earned income credit: $1,075 (reported on 1.8% of returns)
Here:

$1,075
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 65.0%
Here:

65%
State:

65%
(% for various income ranges: 63.9% for AGIs below $10k, 60.8% for AGIs $10k-25k, 56.8% for AGIs $25k-50k, 62.7% for AGIs $50k-75k, 63.8% for AGIs $75k-100k, 69.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$142,703
New Jersey:

$70,165
Chatham, NJ (07928) map Nearest zip codes: 07974, 07935, 07940, 07901, 07922, 07932.
Percentage of family households:
This zip code:

60.6%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

1.9%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 48
Household did not receive Food Stamps/SNAP in the past 12 months: 6,673


Women who had a birth in the past 12 months: 169 (155 now married, 14 unmarried)
Women who did not have a birth in the past 12 months: 4,165 (2,490 now married, 1,675 unmarried)


Housing units in zip code 07928 with a mortgage: 4,002 (52 second mortgage, 925 home equity loan, 42 both second mortgage and home equity loan)
Houses without a mortgage: 1,548

Median monthly owner costs for units with a mortgage: $3,636
Median monthly owner costs for units without a mortgage: over $1,000

Residents with income below the poverty level in 2013:
This zip code:

2.9%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

1.8%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

8.0
State:

6.8
Median number of rooms in apartments:
Here:

4.2
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 07928: East Orange Golf Course (A), Fairmount Country Club (B), Chatham Station (C), Chatham Borough Hall (D), Joint Free Public Library of the Chathams (E), Chatham Emergency Squad (F), Chatham Township Volunteer Fire Department Station 1 (G), Chatham Borough Fire Department (H), Chatham Township Volunteer Fire Department Station 2 (I). Display/hide their locations on the map

    Churches in zip code 07928 include: Long Hill Church (A), Ogden Memorial Presbyterian Church (B), Saint Patrick's Roman Catholic Church (C), Saint Paul Episcopal Church (D), Stanley Congregational Church (E). Display/hide their locations on the map

    Cemetery: Fairmount Cemetery (1). Display/hide its location on the map

    Parks in zip code 07928 include: Reasoner Park (1), Memorial Park (2). Display/hide their locations on the map

Year house built

  • 182010 or later
  • 3562000 to 2009
  • 4101990 to 1999
  • 7521980 to 1989
  • 1,0731970 to 1979
  • 7521960 to 1969
  • 1,3631950 to 1959
  • 8731940 to 1949
  • 1,4931939 or earlier

Zip code 07928 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Chatham, NJ (07928)

  • 62no bedroom
  • 3571 bedroom
  • 3992 bedrooms
  • 1,7773 bedrooms
  • 2,1904 bedrooms
  • 7655+ bedrooms

Bedrooms in renter-occupied apartments in Chatham, NJ (07928)

  • 100no bedroom
  • 4641 bedroom
  • 3742 bedrooms
  • 1983 bedrooms
  • 274 bedrooms
  • 85+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Chatham, NJ (07928) in owner-occupied houses/condos

  • 76no vehicle
  • 1,3281 vehicle
  • 2,9812 vehicles
  • 9363 vehicles
  • 1484 vehicles
  • 815+ vehicles

Cars and other vehicles available in Chatham, NJ (07928) in renter-occupied apartments

  • 188no vehicle
  • 5491 vehicle
  • 3182 vehicles
  • 1163 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,730.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $724,000
07928:

$724,000
New Jersey:

$307,700
Lower value quartile - upper value quartile: $519,400 - $1,000,001

Mean price in 2013:

Detached houses: $512,550
Townhouses or other attached units: $416,271
In 2-unit structures: $285,032
In 3-to-4-unit structures: $152,126
In 5-or-more-unit structures: $243,455
Mobile homes: $66,356
Occupied boats, RVs, vans, etc.: $77,246

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 5.4%

Percentage of zip code residents living and working in this county: 40.4%

Household type by relationship:

Households: 18,965

Size of family households: 1,809 2-persons, 861 3-persons, 1,309 4-persons, 711 5-persons, 212 6-persons, 38 7-or-more-persons

Size of nonfamily households: 1,544 1-person, 192 2-persons, 45 3-persons

5,295 married couples with children.
457 single-parent households (110 men, 347 women).

86.7% of residents of 07928 zip code speak English at home.
3.1% of residents speak Spanish at home (59% very well, 22% well, 19% not well).
6.4% of residents speak other Indo-European language at home (84% very well, 12% well, 4% not well).
3.5% of residents speak Asian or Pacific Island language at home (66% very well, 30% well, 4% not well).
0.3% of residents speak other language at home (98% very well, 2% not well).

Foreign born population: 2,515 (13.1%)
(57.4% of them are naturalized citizens)
This zip code:

13.1%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 12%Costa Rica
  • 8%Canada
  • 7%India
  • 6%Philippines
  • 5%England
  • 5%China, excluding Hong Kong and Taiwan
  • 5%Korea

Most common first ancestries reported in 07928 (%)

  • 19%Italian
  • 18%Irish
  • 15%Other groups
  • 10%German
  • 7%English
  • 4%Polish
  • 3%American

Year of entry for the foreign-born population

  • 1472010 or later
  • 9172000 to 2009
  • 4701990 to 1999
  • 1,198Before 1990

Zip code 07928 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 07928 marital status for males
Zip code 07928 marital status for females

Housing units lacking complete kitchen facilities: 1.2%

Most commonly used house heating fuel

  • 88%Utility gas
  • 7%Fuel oil, kerosene, etc.
  • 5%Electricity

Population in 1990: 16,708. Population change in the 1990s: +1,422 (+8.5%).

Place of birth for U.S.-born residents:


64% of the 07928 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

92% of the 07928 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 33% moved from this county.
   Out of people who lived in different houses, 41% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 8% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 555
Here:

19.5%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 240
Here:

18.3%
New Jersey:

11.0%
Students in private undergraduate colleges: 268
Here:

62.9%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 165,329Architecture and engineering occupations
  • 157,500Management occupations
  • 146,944Legal occupations
  • 130,417Business and financial operations occupations
  • 106,793Life, physical, and social science occupations
  • 104,286Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 127 people in nursing facilities/skilled-nursing facilities
  • 5 people in group homes intended for adults

People in group quarters in 2000:

  • 26 people in nursing homes
  • 16 people in homes for the mentally retarded
  • 12 people in other noninstitutional group quarters
  • 2 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED35$453,157334$530,3771,458$431,21951$278,88622$571,495
APPLICATIONS APPROVED, NOT ACCEPTED7$429,41438$553,874106$480,2500$02$413,290
APPLICATIONS DENIED4$529,69329$484,706319$466,14123$135,35213$270,814
APPLICATIONS WITHDRAWN6$470,39040$548,430186$456,58914$211,3840$0
FILES CLOSED FOR INCOMPLETENESS0$06$527,13566$373,7514$277,6831$664,070

Detailed HMDA statistics for the following Tracts: 0427.00 , 0428.00, 0439.00, 0440.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$397,8638$489,211
APPLICATIONS APPROVED, NOT ACCEPTED6$412,3830$0
APPLICATIONS DENIED2$91,6052$486,895
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0427.00 , 0428.00, 0439.00, 0440.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 07928 among deceased individuals
NameCountLived (average)
Mary16681.6 years
John15277.3 years
William14278.0 years
Helen8581.2 years
Robert8273.2 years
Margaret8082.2 years
Joseph7276.1 years
George7079.8 years
Anna6484.5 years
Elizabeth6480.6 years
Most common last names in zip code 07928 among deceased individuals
Last nameCountLived (average)
Smith3577.7 years
Johnson2580.8 years
Brown1981.0 years
Miller1979.1 years
Anderson1478.4 years
Clark1377.7 years
Ford1282.8 years
Young1183.9 years
Wilson1181.7 years
Thompson1077.2 years
Businesses in zip code 07928
NameCountNameCount
AT&T1H&R Block1
Baskin-Robbins1MasterBrand Cabinets2
CVS2Subway1
Cold Stone Creamery1True Value1
Dunkin Donuts2UPS3
FedEx2

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